IDEAS home Printed from https://ideas.repec.org/f/c/pbo990.html
   My authors  Follow this author

Raphael W. Bostic

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Raphael W. Bostic & Lei Ding & Hyojung Lee, 2018. "Effects of the Community Reinvestment Act (CRA) on Small Business Lending," Working Papers 18-27, Federal Reserve Bank of Philadelphia.

    Cited by:

    1. Panagiotis Avramidis & George Pennacchi & Konstantinos Serfes & Kejia Wu, 2022. "The Role of Regulation and Bank Competition in Small Firm Financing: Evidence from the Community Reinvestment Act," Working Papers 22-06, Federal Reserve Bank of Philadelphia.

  2. Boarnet, Marlon G & Bostic, Raphael W & Rodnyansky, Seva & Santiago-Bartolomei, Raúl & Williams, Danielle & Prohofsky, Allen, 2017. "Sustainability and Displacement: Assessing the Spatial Pattern of Residential Moves Near Rail Transit," Institute of Transportation Studies, Working Paper Series qt2fb4m7bs, Institute of Transportation Studies, UC Davis.

    Cited by:

    1. McCullough, Sarah R. & Erasmus, Sequoia, 2021. "Assessing the Impact of Equity Work in Transportation," Institute of Transportation Studies, Working Paper Series qt2sg7k9cn, Institute of Transportation Studies, UC Davis.
    2. Heyer, Johanna & Palm, Matthew & Niemeier, Deb, 2020. "Are we keeping up? Accessibility, equity and air quality in regional planning," Journal of Transport Geography, Elsevier, vol. 89(C).

  3. Boarnet, Marlon G & Bostic, Raphael & Williams, Danielle & Santiago-Bartolomei, Raul & Rodnyansky, Seva & Eisenlohr, Andy, 2017. "Affordable Housing in Transit-Oriented Developments: Impacts on Driving and Policy Approaches," Institute of Transportation Studies, Working Paper Series qt487994z4, Institute of Transportation Studies, UC Davis.

    Cited by:

    1. Handy, Susan, 2020. "What California Gains from Reducing Car Dependence," Institute of Transportation Studies, Working Paper Series qt0hk0h610, Institute of Transportation Studies, UC Davis.
    2. Blanco, Hilda & Wikstrom, Alexander, 2018. "Transit-Oriented Development Opportunities Among Failing Malls," Institute of Transportation Studies, Working Paper Series qt3h62q04h, Institute of Transportation Studies, UC Davis.

  4. Raphael Bostic & Stuart Gabriel & Gary Painter, 2008. "Housing Wealth, Financial Wealth, and Consumption: New Evidence from Micro Data - Revised," Working Paper 8525, USC Lusk Center for Real Estate.

    Cited by:

    1. Claudio M. Loser & Drew Arnold, 2010. "Financial Wealth," Global Journal of Emerging Market Economies, Emerging Markets Forum, vol. 2(1), pages 21-44, January.
    2. Claudio M. Loser & Drew Arnold, 2013. "Financial Wealth: An Estimate of the Buildup and Destruction of Wealth 2002–2012," Global Journal of Emerging Market Economies, Emerging Markets Forum, vol. 5(1), pages 31-40, January.
    3. Umar Faruqui & Samah Torchani, 2012. "How Important Are Liquidity Constraints for Canadian Households? Evidence from Micro-Data," Discussion Papers 12-9, Bank of Canada.
    4. Norman Miller & Liang Peng & Michael Sklarz, 2011. "House Prices and Economic Growth," The Journal of Real Estate Finance and Economics, Springer, vol. 42(4), pages 522-541, May.

  5. Xudong An & Raphael W. Bostic, 2006. "GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals," Working Paper 8573, USC Lusk Center for Real Estate.

    Cited by:

    1. Dwight Jaffee & John M. Quigley, 2012. "The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market," NBER Chapters, in: Housing and the Financial Crisis, pages 361-417, National Bureau of Economic Research, Inc.
    2. Valentin Bolotnyy, 2014. "The Government-Sponsored Enterprises and the Mortgage Crisis: The Role of the Affordable Housing Goals," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 42(3), pages 724-755, September.
    3. Xudong An & Raphael W. Bostic, 2006. "Have the Affordable Housing Goals been a Shield against Subprime? Regulatory Incentives and the Extension of Mortgage Credit," Working Paper 8572, USC Lusk Center for Real Estate.
    4. Neil Bhutta, 2009. "Regression discontinuity estimates of the effects of the GSE act of 1992," Finance and Economics Discussion Series 2009-03, Board of Governors of the Federal Reserve System (U.S.).
    5. Moulton, Shawn, 2014. "Did affordable housing mandates cause the subprime mortgage crisis?," Journal of Housing Economics, Elsevier, vol. 24(C), pages 21-38.
    6. Gabriel, Stuart A. & Rosenthal, Stuart S., 2010. "Do the GSEs expand the supply of mortgage credit? New evidence of crowd out in the secondary mortgage market," Journal of Public Economics, Elsevier, vol. 94(11-12), pages 975-986, December.
    7. Jonathan Spader & Roberto Quercia, 2012. "CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations," The Journal of Real Estate Finance and Economics, Springer, vol. 44(4), pages 505-525, May.
    8. Neil Bhutta, 2012. "GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods: The Effect of the Affordable Housing Goals," The Journal of Real Estate Finance and Economics, Springer, vol. 45(1), pages 238-261, June.
    9. Lee, Hyojung & Bostic, Raphael W., 2020. "Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act," Journal of Urban Economics, Elsevier, vol. 116(C).
    10. Quigley, John M., 2006. "Federal Credit and Insurance Programs: Housing," Berkeley Program on Housing and Urban Policy, Working Paper Series qt41d5k3bd, Berkeley Program on Housing and Urban Policy.
    11. Allen C. Goodman & Brent C. Smith, 2010. "Housing default: theory works and so does policy," Working Paper 10-10, Federal Reserve Bank of Richmond.
    12. Kenneth P. Brevoort, 2022. "Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?," Finance and Economics Discussion Series 2022-047, Board of Governors of the Federal Reserve System (U.S.).
    13. Goodman, Allen C. & Smith, Brent C., 2010. "Residential mortgage default: Theory works and so does policy," Journal of Housing Economics, Elsevier, vol. 19(4), pages 280-294, December.
    14. John C. Weicher, 2006. "Commentary on \\"Federal credit and insurance programs: housing\\"," Review, Federal Reserve Bank of St. Louis, vol. 88(Jul), pages 311-322.

  6. Raphael W. Bostic & Stanley D. Longhofer & Christian Redfearn, 2006. "Land Leverage: Decomposing Home Price Dynamics," Working Paper 8565, USC Lusk Center for Real Estate.

    Cited by:

    1. Cabray L. Haines & Richard J. Rosen, 2007. "Bubble, bubble, toil, and trouble," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 31(Q I), pages 16-35.

  7. Xudong An & Raphael W. Bostic, 2006. "Have the Affordable Housing Goals been a Shield against Subprime? Regulatory Incentives and the Extension of Mortgage Credit," Working Paper 8572, USC Lusk Center for Real Estate.

    Cited by:

    1. Dwight Jaffee & John M. Quigley, 2012. "The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market," NBER Chapters, in: Housing and the Financial Crisis, pages 361-417, National Bureau of Economic Research, Inc.
    2. Neil Bhutta, 2009. "Regression discontinuity estimates of the effects of the GSE act of 1992," Finance and Economics Discussion Series 2009-03, Board of Governors of the Federal Reserve System (U.S.).
    3. Neil Bhutta, 2012. "GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods: The Effect of the Affordable Housing Goals," The Journal of Real Estate Finance and Economics, Springer, vol. 45(1), pages 238-261, June.

  8. Raphael W. Bostic & Stuart A. Gabriel, 2005. "Do the GSEs Matter to Low-Income Housing Markets? An Assessment of the Effects of the GSE Loan Purchase Goals on California Housing Outcomes (Revised)," Working Paper 8578, USC Lusk Center for Real Estate.

    Cited by:

    1. Andra Ghent, 2014. "Are Young Borrowers Bad Borrowers? Evidence from the Credit CARD Act of 2009," 2014 Meeting Papers 130, Society for Economic Dynamics.
    2. Quigley, John M., 2006. "Federal Credit and Insurance Programs: Housing," Berkeley Program on Housing and Urban Policy, Working Paper Series qt41d5k3bd, Berkeley Program on Housing and Urban Policy.

  9. Raphael W. Bostic & Brian J. Surette, 2004. "Market Forces or CRA-induced Externalities: What Accounts for the Increase in Mortgage Lending to Lower-Income Communities?," Working Paper 8592, USC Lusk Center for Real Estate.

    Cited by:

    1. Neil Bhutta, 2011. "The Community Reinvestment Act and Mortgage Lending to Lower Income Borrowers and Neighborhoods," Journal of Law and Economics, University of Chicago Press, vol. 54(4), pages 953-983.
    2. Neil Bhutta, 2008. "Giving credit where credit is due? the Community Reinvestment Act and mortgage lending in lower-income neighborhoods," Finance and Economics Discussion Series 2008-61, Board of Governors of the Federal Reserve System (U.S.).

  10. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.

    Cited by:

    1. Ken B. Cyree & Drew B. Winters, 2023. "Investigating bank lending discrimination in the US using CRA-rated banks’ HMDA loan data," Public Choice, Springer, vol. 197(3), pages 371-395, December.
    2. Drew Dahl, 2010. "Does flexibility hinder financial regulation? The case of CRA enforcement in the USA," Journal of Financial Regulation and Compliance, Emerald Group Publishing Limited, vol. 18(3), pages 193-200, July.
    3. Gregory McKee & Albert Kagan, 2018. "Community bank structure an x-efficiency approach," Review of Quantitative Finance and Accounting, Springer, vol. 51(1), pages 19-41, July.
    4. Reilly, Patrick A., 2020. "The effects of credit on high school graduation: Evidence from U.S. bank branching deregulation," The Quarterly Review of Economics and Finance, Elsevier, vol. 75(C), pages 109-119.

  11. Raphael W. Bostic & Allen C. Prohofsky, 2003. "Enterprise Zones and Individual Welfare: A Case Study of California," Working Paper 8609, USC Lusk Center for Real Estate.

    Cited by:

    1. Robert T. Greenbaum & Jim Landers, 2009. "Why Are State Policy Makers Still Proponents of Enterprise Zones? What Explains Their Action in the Face of a Preponderance of the Research?," International Regional Science Review, , vol. 32(4), pages 466-479, October.
    2. Gobillon, Laurent & Magnac, Thierry & Selod, Haris, 2012. "L’effet des Zones Franches Urbaines sur le Retour à l’Emploi," CEPREMAP Working Papers (Docweb) 1209, CEPREMAP.
    3. Gobillon, Laurent & Magnac, Thierry & Selod, Harris, 2010. "Do unemployed workers benefit from enterprise zones? The French experience," IDEI Working Papers 645, Institut d'Économie Industrielle (IDEI), Toulouse.
    4. Margaret Dewar, 2013. "Paying Employers to Hire Local Workers in Distressed Places," Economic Development Quarterly, , vol. 27(4), pages 284-300, November.
    5. Judith K. Hellerstein & David Neumark, 2011. "Employment in Black Urban Labor Markets: Problems and Solutions," NBER Working Papers 16986, National Bureau of Economic Research, Inc.
    6. Sumei Zhang, 2015. "Impacts of Enterprise Zone Policy on Industry Growth," Economic Development Quarterly, , vol. 29(4), pages 347-362, November.
    7. David Neumark & Jed Kolko, 2008. "Do Enterprise Zones Create Jobs? Evidence from California's Enterprise Zone Program," NBER Working Papers 14530, National Bureau of Economic Research, Inc.
    8. Sumei Zhang, 2019. "Rethinking U.S. enterprise zones: The role of research design in program evaluation," Local Economy, London South Bank University, vol. 34(6), pages 545-571, September.
    9. Andrew Hanson & Shawn Rohlin, 2011. "The Effect of Location-Based Tax Incentives on Establishment Location and Employment across Industry Sectors," Public Finance Review, , vol. 39(2), pages 195-225, March.
    10. Sumei Zhang, 2020. "Do Research Methods Matter in Enterprise Zone Outcome Evaluations?," Economic Development Quarterly, , vol. 34(3), pages 299-309, August.

  12. Raphael W. Bostic & Breck L. Robinson, 2003. "What makes CRA agreements work? a study of lender responses to CRA agreements," Proceedings 898, Federal Reserve Bank of Chicago.

    Cited by:

    1. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.

  13. Harold A. Black & Raphael W. Bostic & Breck L. Robinson & Robert L. Schweitzer, 2003. "Do CRA-related Events Affect Shareholder Wealth? The Case of Bank Mergers," Working Paper 8607, USC Lusk Center for Real Estate.

    Cited by:

    1. Claudia Champagne & Lawrence Kryzanowski, 2008. "The Impact of Past Syndicate Alliances on the Consolidation of Financial Institutions," Financial Management, Financial Management Association International, vol. 37(3), pages 535-570, September.
    2. Robert DeYoung & Douglas Evanoff & Philip Molyneux, 2009. "Mergers and Acquisitions of Financial Institutions: A Review of the Post-2000 Literature," Journal of Financial Services Research, Springer;Western Finance Association, vol. 36(2), pages 87-110, December.

  14. Irina Barakova & Raphael Bostic & Paul Calem & Susan Wachter, 2003. "Does Credit Quality Matter for Homeownership?," Working Paper 8608, USC Lusk Center for Real Estate.

    Cited by:

    1. Zinman, Jonathan, 2009. "Debit or credit?," Journal of Banking & Finance, Elsevier, vol. 33(2), pages 358-366, February.
    2. Paolo Emilio Mistrulli & Tommaso Oliviero & Zeno Rotondi & Alberto Zazzaro, 2023. "Job Protection and Mortgage Conditions: Evidence from Italian Administrative Data," Oxford Bulletin of Economics and Statistics, Department of Economics, University of Oxford, vol. 85(6), pages 1211-1237, December.
    3. Núria Rodríguez‐Planas, 2018. "Mortgage finance and culture," Journal of Regional Science, Wiley Blackwell, vol. 58(4), pages 786-821, September.
    4. Thomas P. Boehm & Alan M. Schlottmann, 2009. "The Dynamics of Homeownership: Eliminating the Gap Between African American and White Households," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 37(4), pages 599-634, December.
    5. Calem, Paul S. & Firestone, Simon & Wachter, Susan M., 2010. "Credit impairment and housing tenure status," Journal of Housing Economics, Elsevier, vol. 19(3), pages 219-232, September.
    6. Seda Durguner, 2021. "Relaxed Credit Standards in the U.S. Housing Boom: Changes in Risk Characteristics of Mortgage Recipients," International Review of Finance, International Review of Finance Ltd., vol. 21(1), pages 208-254, March.
    7. Zaman, Rafia & Das, Debasish Kumar & van Vliet, Oscar & Posch, Alfred, 2021. "Distributional inequality in market-based solar home system programs: Evidence from rural Bangladesh," Energy Economics, Elsevier, vol. 103(C).
    8. Wayne Passmore, 2003. "The GSE implicit subsidy and value of government ambiguity," Finance and Economics Discussion Series 2003-64, Board of Governors of the Federal Reserve System (U.S.).
    9. Teodora Cristina Barbu & Mariana Vu?a & Adina Ionela Strachinaru & Sorin Iulian Cioaca, 2017. "An Assessment of the Immigration Impact on the International Housing Price," The AMFITEATRU ECONOMIC journal, Academy of Economic Studies - Bucharest, Romania, vol. 19(46), pages 682-682, August.
    10. Tirtiroglu, Dogan & Tirtiroglu, Ercan, 2020. "Seller Financing: Contracting Out of the Lemons and Moral Hazard Problems When They May Co-Exist," American Business Review, Pompea College of Business, University of New Haven, vol. 23(2), pages 335-357, November.
    11. Bulent Guler, 2015. "Innovations in Information Technology and the Mortgage Market," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, vol. 18(3), pages 456-483, July.
    12. Diaz-Serrano, Luis, 2004. "On the Negative Relationship between Labor Income Uncertainty and Homeownership: Risk Aversion vs. Credit Constraints," IZA Discussion Papers 1208, Institute of Labor Economics (IZA).
    13. Diaz-Serrano, Luis, 2019. "Inflation of home appraisal values and the access to mortgage loans of credit constrained borrowers," International Review of Economics & Finance, Elsevier, vol. 63(C), pages 412-422.
    14. Serena Trucchi, 2011. "How credit markets affect homeownership: an explanation based on differences between Italian regions," CeRP Working Papers 122, Center for Research on Pensions and Welfare Policies, Turin (Italy).
    15. Grinstein-Weiss, Michal & Spader, Jonathan & Yeo, Yeong Hun & Taylor, Andréa & Books Freeze, Elizabeth, 2011. "Parental transfer of financial knowledge and later credit outcomes among low- and moderate-income homeowners," Children and Youth Services Review, Elsevier, vol. 33(1), pages 78-85, January.
    16. Oikarinen, Elias, 2009. "Household borrowing and metropolitan housing price dynamics - Empirical evidence from Helsinki," Journal of Housing Economics, Elsevier, vol. 18(2), pages 126-139, June.
    17. Henrik Cronqvist & Florian Münkel & Stephan Siegel, 2014. "Genetics, Homeownership, and Home Location Choice," The Journal of Real Estate Finance and Economics, Springer, vol. 48(1), pages 79-111, January.
    18. Oikarinen, Elias, 2005. "Is Housing Overvalued in the Helsinki Metropolitan Area?," Discussion Papers 992, The Research Institute of the Finnish Economy.
    19. Diana Hancock & Andreas Lehnert & Wayne Passmore & Shane M. Sherlund, 2006. "The competitive effects of risk-based bank capital regulation: an example from U.S. mortgage markets," Finance and Economics Discussion Series 2006-46, Board of Governors of the Federal Reserve System (U.S.).
    20. Michael LaCour‐Little & Jing Yang, 2010. "Pay Me Now or Pay Me Later: Alternative Mortgage Products and the Mortgage Crisis," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 38(4), pages 687-732, Winter.
    21. Santiago Carbó-Valverde & Sergio Mayordomo & Francisco Rodríguez-Fernández, 2018. "Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates," The Journal of Real Estate Finance and Economics, Springer, vol. 56(1), pages 76-100, January.
    22. Chomsisengphet, Souphala & Elul, Ronel, 2006. "Bankruptcy exemptions, credit history, and the mortgage market," Journal of Urban Economics, Elsevier, vol. 59(1), pages 171-188, January.
    23. Sergio Mayordomo & Maria Rodriguez-Moreno & Juan Ignacio Pe�a, 2014. "Portfolio choice with indivisible and illiquid housing assets: the case of Spain," Quantitative Finance, Taylor & Francis Journals, vol. 14(11), pages 2045-2064, November.
    24. Ashlyn Aiko Nelson, 2010. "Credit scores, race, and residential sorting," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 29(1), pages 39-68.
    25. Elias Oikarinen, 2008. "Interaction between housing prices and household borrowing - the Finnish case," Discussion Papers 29, Aboa Centre for Economics.
    26. Oikarinen, Elias, 2008. "Interaction between Housing Prices and Household Borrowing in Finland," Discussion Papers 1145, The Research Institute of the Finnish Economy.
    27. Souphala Chomsisengphet & Ronel Elul, 2005. "Bankruptcy exemptions, credit history, and the mortgage market," Working Papers 04-14, Federal Reserve Bank of Philadelphia.
    28. Barakova, Irina & Calem, Paul S. & Wachter, Susan M., 2014. "Borrowing constraints during the housing bubble," Journal of Housing Economics, Elsevier, vol. 24(C), pages 4-20.
    29. Sean Lewis-Faupel & Nicholas Tenev, 2024. "Racial and Ethnic Disparities in Mortgage Lending: New Evidence from Expanded HMDA Data," Papers 2405.00895, arXiv.org.
    30. Anne B. Shlay, 2006. "Low-income Homeownership: American Dream or Delusion?," Urban Studies, Urban Studies Journal Limited, vol. 43(3), pages 511-531, March.
    31. Diaz-Serrano, Luis, 2004. "Labour Income Uncertainty, Risk Aversion and Home Ownership," IZA Discussion Papers 1008, Institute of Labor Economics (IZA).
    32. Steven Laufer & Andrew D. Paciorek, 2016. "The Effects of Mortgage Credit Availability : Evidence from Minimum Credit Score Lending Rules," Finance and Economics Discussion Series 2016-098, Board of Governors of the Federal Reserve System (U.S.).
    33. Yilan Xu, 2017. "Mandatory savings, credit access and home ownership: The case of the housing provident fund," Urban Studies, Urban Studies Journal Limited, vol. 54(15), pages 3446-3463, November.
    34. Darcy Rollins & Alicia Sasser & Robert Tannenwald & Bo Zhao, 2006. "The lack of affordable housing in New England: how big a problem?: why is it growing?: what are we doing about it?," New England Public Policy Center Working Paper 06-1, Federal Reserve Bank of Boston.
    35. David K. Musto & Nicholas S. Souleles, 2005. "A portfolio view of consumer credit," Working Papers 05-25, Federal Reserve Bank of Philadelphia.
    36. Laderman, Elizabeth & Reid, Carolina, 2010. "Mortgage lending on Native American reservations: Does a guarantee matter?," Journal of Housing Economics, Elsevier, vol. 19(3), pages 233-242, September.
    37. Alexander Daminger, 2021. "Homeowner Subsidies and Suburban Living: Empirical Evidence from a Subsidy Repeal," Working Papers 211, Bavarian Graduate Program in Economics (BGPE).
    38. Díaz Serrano, Lluís, 2015. "Banks, Lies and Bricks: The Determinants of Home Value Inflation in Spain during the Housing Boom," Working Papers 2072/247804, Universitat Rovira i Virgili, Department of Economics.
    39. Paul Anthony Mariadas & Mahiswaran Selvanathan & Tan Kok Hong, 2016. "A Study on Housing Price in Klang Valley, Malaysia," International Business Research, Canadian Center of Science and Education, vol. 9(12), pages 103-109, December.
    40. Gerth, Florian & Temnov, Grigory, 2021. "New Ways of Modeling Loan-to-Income Distributions and their Evolution in Time - A Probability Copula Approach," International Review of Economics & Finance, Elsevier, vol. 71(C), pages 217-236.
    41. Stacy, Christina Plerhoples & Theodos, Brett & Bai, Bing, 2018. "How to prevent mortgage default without skin in the game: Evidence from an integrated homeownership support nonprofit," Journal of Housing Economics, Elsevier, vol. 39(C), pages 17-24.
    42. Kelly, Robert & O'Malley, Terence & O'Toole, Conor, 2015. "Designing Macro-prudential Policy in Mortgage Lending: Do First Time Buyers Default Less?," Research Technical Papers 02/RT/15, Central Bank of Ireland.
    43. Elias Oikarinen, 2010. "Foreign Ownership of Stocks and Long-run Interdependence Between National Housing and Stock Markets—Evidence from Finnish Data," The Journal of Real Estate Finance and Economics, Springer, vol. 41(4), pages 486-509, November.
    44. Luis Diaz-Serrano, 2003. "Earnings Uncertainty, Risk-Aversion and Homeownership," Economics Department Working Paper Series n135020.pdf, Department of Economics, National University of Ireland - Maynooth.
    45. Kinghan, Christina & McCarthy, Yvonne & O’Toole, Conor, 2022. "How do macroprudential loan-to-value restrictions impact first time home buyers? A quasi-experimental approach," Journal of Banking & Finance, Elsevier, vol. 138(C).
    46. Yamashita, Takashi, 2007. "House price appreciation, liquidity constraints, and second mortgages," Journal of Urban Economics, Elsevier, vol. 62(3), pages 424-440, November.
    47. Arthur Acolin & Jesse Bricker & Paul Calem & Susan Wachter, 2016. "Borrowing Constraints and Homeownership," American Economic Review, American Economic Association, vol. 106(5), pages 625-629, May.

  15. Raphael Bostic, 2002. "A Test of Cultural Affinity in Home Mortgage Lending," Working Paper 8624, USC Lusk Center for Real Estate.

    Cited by:

    1. Isabelle Agier & Ariane Szafarz, 2010. "Microfinance and Gender: Is There a Glass Ceiling in Loan Size?," Working Papers CEB 10-047, ULB -- Universite Libre de Bruxelles.
    2. Paolo Emilio Mistrulli & Md Taslim Uddin & Alberto Zazzaro, 2023. "Discrimination Of Immigrants In Mortgage Pricing And Approval: Evidence From Italy," Mo.Fi.R. Working Papers 180, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
    3. Brent C Smith & Kenneth N. Daniels, 2018. "Unintended Consequences of Risk Based Pricing: Racial Differences in Mortgage Costs," Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(3), pages 323-343, December.
    4. Pierre-Guillaume Méon & Roy Mersland & Ariane Szafarz & Marc Labie, 2011. "Discrimination by Microcredit Officers:Theory and Evidence on Disability in Uganda," DULBEA Working Papers 11-06, ULB -- Universite Libre de Bruxelles.
    5. Beck, Thorsten & Behr, Patrick & Güttler, Andre, 2009. "Gender and Banking: Are Women Better Loan Officers?," CEPR Discussion Papers 7409, C.E.P.R. Discussion Papers.
    6. Song Han, 2004. "Discrimination in Lending: Theory and Evidence," The Journal of Real Estate Finance and Economics, Springer, vol. 29(1), pages 5-46, July.
    7. Gregory Price, 2008. "NEA Presidential Address: Black Economists of the World You Cite!!," The Review of Black Political Economy, Springer;National Economic Association, vol. 35(1), pages 1-12, March.
    8. Stephen L. Ross & Margery Austin Turner & Erin Godfrey & Robin R. Smith, 2005. "Mortgage Lending in Chicago and Los Angeles: A Paired Testing Study of the Pre-Application Process," Working papers 2005-03, University of Connecticut, Department of Economics.
    9. Khalid Sekkat & Ariane Szafarz & Ilan Tojerow, 2015. "Women at the Top in Developing Countries: Evidence from Firm-Level Data," Working Papers CEB 15-048, ULB -- Universite Libre de Bruxelles.
    10. Do, Chau & Gonzalez, Arturo, 2015. "Hispanic brokers and borrowers: The effect of language affinity on the price of home mortgages," Regional Science and Urban Economics, Elsevier, vol. 50(C), pages 77-86.
    11. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 40(1), pages 1-27, October.
    12. Stephen L. Ross, 2005. "The Continuing Practice and Impact of Discrimination," Working papers 2005-19, University of Connecticut, Department of Economics, revised Jul 2006.
    13. Durba Chakrabarty & Michael J. Osei & John V. Winters & Danyang Zhao, 2019. "Which immigrant and minority homeownership rates are gaining ground in the US?," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 43(2), pages 273-297, April.
    14. Hurtado, Agustin & Sakong, Jung, 2022. "The effect of minority bank ownership on minority credit," Working Papers 325, The University of Chicago Booth School of Business, George J. Stigler Center for the Study of the Economy and the State.
    15. Fausto Hernández-Trillo & Ana Laura Martínez-Gutiérrez, 2022. "The Dark Road to Credit Applications: The Small-Business Case of Mexico," Journal of Financial Services Research, Springer;Western Finance Association, vol. 62(1), pages 1-25, October.

  16. Raphael W. Bostic & Hamid Mehran & Anna L. Paulson & Marc R. Saidenberg, 2002. "Regulatory incentives and consolidation: the case of commercial bank mergers and the Community Reinvestment Act," Working Paper Series WP-02-06, Federal Reserve Bank of Chicago.

    Cited by:

    1. Christian E. Weller, 2008. "Credit Access, the Costs of Credit and Credit Market Discrimination," Working Papers wp171, Political Economy Research Institute, University of Massachusetts at Amherst.
    2. Julia Sass Rubin, 2006. "Financing rural innovation with community development venture capital: models, options and obstacles," Community Development Innovation Review, Federal Reserve Bank of San Francisco, issue 3, pages 15-27.
    3. John Fitzgerald & Samuel P. Vitello, 2014. "Impacts of the Community Reinvestment Act on Neighborhood Change and Gentrification," Housing Policy Debate, Taylor & Francis Journals, vol. 24(2), pages 446-466, April.
    4. Neil Bhutta, 2011. "The Community Reinvestment Act and Mortgage Lending to Lower Income Borrowers and Neighborhoods," Journal of Law and Economics, University of Chicago Press, vol. 54(4), pages 953-983.
    5. Lee, Hyojung & Bostic, Raphael W., 2020. "Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act," Journal of Urban Economics, Elsevier, vol. 116(C).
    6. Julia Sass Rubin, 2009. "Shifting ground: Can community development loan funds continue to serve the neediest borrowers?," Community Development Working Paper 2009-01, Federal Reserve Bank of San Francisco.
    7. Neil Bhutta, 2008. "Giving credit where credit is due? the Community Reinvestment Act and mortgage lending in lower-income neighborhoods," Finance and Economics Discussion Series 2008-61, Board of Governors of the Federal Reserve System (U.S.).

  17. Daniel Aaronson & Raphael W. Bostic & Paul Huck & Robert M. Townsend, 2000. "Supplier relationships and small business use of trade credit," Working Paper Series WP-00-28, Federal Reserve Bank of Chicago.

    Cited by:

    1. Domenico Scalera & Alberto Zazzaro, 2009. "Do Inter-Firm Networks Make Access to Finance Easier? Issues and Empirical Evidence," Mo.Fi.R. Working Papers 25, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
    2. Degryse, Hans & Matthews, Kent & Zhao, Tianshu, 2018. "SMEs and access to bank credit: Evidence on the regional propagation of the financial crisis in the UK," Journal of Financial Stability, Elsevier, vol. 38(C), pages 53-70.
    3. Eliasson, Tove, 2014. "Immigrant entrepreneurship and the origin of bankers," Working Paper Series 2014:19, IFAU - Institute for Evaluation of Labour Market and Education Policy.
    4. Ronald Cummings & Paul Ferraro, 2005. "Cultural diversity, discrimination and economic outcomes: An experimental analysis," Artefactual Field Experiments 00045, The Field Experiments Website.
    5. Niels Hermes & Ernest Kihanga & Robert Lensink & Clemens Lutz, 2015. "The determinants of trade credit use: the case of the Tanzanian rice market," Applied Economics, Taylor & Francis Journals, vol. 47(30), pages 3164-3174, June.
    6. Cynthia Kinnan & Krislert Samphantharak & Robert Townsend & Diego Vera-Cossio, 2019. "Insurance and Propagation in Village Networks," PIER Discussion Papers 115, Puey Ungphakorn Institute for Economic Research.
    7. Ebben, Jay & Johnson, Alec, 2006. "Bootstrapping in small firms: An empirical analysis of change over time," Journal of Business Venturing, Elsevier, vol. 21(6), pages 851-865, November.
    8. Mubashir Qurashi & Muhammad Zahoor, 2017. "Working Capital Determinants for the UK Pharmaceutical Companies Listed on FTSE 350 Index," International Journal of Academic Research in Accounting, Finance and Management Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Accounting, Finance and Management Sciences, vol. 7(1), pages 11-17, January.
    9. Anjali Kumar & Manuela Francisco, 2005. "Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey," World Bank Publications - Books, The World Bank Group, number 7330.
    10. Zhou, Yong-Wu & Zhong, Yuanguang & Li, Jicai, 2012. "An uncooperative order model for items with trade credit, inventory-dependent demand and limited displayed-shelf space," European Journal of Operational Research, Elsevier, vol. 223(1), pages 76-85.
    11. Zhong, Yuan-Guang & Zhou, Yong-Wu, 2013. "Improving the supply chain's performance through trade credit under inventory-dependent demand and limited storage capacity," International Journal of Production Economics, Elsevier, vol. 143(2), pages 364-370.
    12. Alexandra Zamfirache & Titus Suciu & Carmen Elena Anton & Ruxandra-Gabriela Albu & Ioana-Simona Ivasciuc, 2023. "The Interest Shown by Potential Young Entrepreneurs in Romania Regarding Feasible Funding Sources, in the Context of a Sustainable Entrepreneurial Education," Sustainability, MDPI, vol. 15(6), pages 1-29, March.
    13. Douglas A. Bosse & Tom Arnold, 2009. "Trade credit: a real option for bootstrapping small firms," Venture Capital, Taylor & Francis Journals, vol. 12(1), pages 49-63, September.
    14. Paul, Salima & Boden, Rebecca, 2008. "The secret life of UK trade credit supply: Setting a new research agenda," The British Accounting Review, Elsevier, vol. 40(3), pages 272-281.
    15. Slavec, Alenka & Prodan, Igor, 2012. "The influence of entrepreneur’s characteristics on small manufacturing firm debt financing," Journal of East European Management Studies, Nomos Verlagsgesellschaft mbH & Co. KG, vol. 17(1), pages 104-130.
    16. Farah Saerens & Stefanie Ceustermans, 2021. "Abbreviated or Micro-Entity Accounts? Effect of Financial Reporting Format on the Availability of Trade Credit," Sustainability, MDPI, vol. 13(15), pages 1-18, July.

  18. Raphael W. Bostic & Hamid Mehran & Anna L. Paulson & Marc R. Saidenberg, 2000. "Community lending and commercial bank mergers," Proceedings 699, Federal Reserve Bank of Chicago.

    Cited by:

    1. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.

  19. Raphael W. Bostic & Brian J. Surette, 2000. "Have the doors opened wider? trends in homeownership rates by race and income," Finance and Economics Discussion Series 2000-31, Board of Governors of the Federal Reserve System (U.S.).

    Cited by:

    1. Coulson, N. Edward & Dalton, Maurice, 2010. "Temporal and ethnic decompositions of homeownership rates: Synthetic cohorts across five censuses," Journal of Housing Economics, Elsevier, vol. 19(3), pages 155-166, September.
    2. Eva Sierminska & Alena Bic kov, 2007. "Homeownership Inequality and the Access to Credit Markets. Can Credit Availability Explain Cross-country Differences in the Inequality of Homeownership across Income of Young Households?," LWS Working papers 5, LIS Cross-National Data Center in Luxembourg.
    3. Barakova, Irina & Bostic, Raphael W. & Calem, Paul S. & Wachter, Susan M., 2003. "Does credit quality matter for homeownership?," Journal of Housing Economics, Elsevier, vol. 12(4), pages 318-336, December.
    4. Tracy M. Turner & Daigyo Seo, 2007. "Investment Risk And The Transition Into Homeownership," Journal of Regional Science, Wiley Blackwell, vol. 47(2), pages 229-253, May.
    5. David Weil & Archon Fung & Mary Graham & Elena Fagotto, 2006. "The effectiveness of regulatory disclosure policies," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 25(1), pages 155-181.
    6. Stuart Gabriel & Gary Painter, 2004. "Mobility, Residential Location, and the American Dream: The Intra-Metropolitan Geography of Minority Homeownership: Los Angeles, Chicago, and Washington D.C," Working Paper 8599, USC Lusk Center for Real Estate.
    7. Tracy M. Turner & Marc T. Smith, 2009. "Exits From Homeownership: The Effects Of Race, Ethnicity, And Income," Journal of Regional Science, Wiley Blackwell, vol. 49(1), pages 1-32, February.
    8. Carlos Caceres, 2019. "Analyzing the Effects of Financial and Housing Wealth on Consumption using Micro Data," IMF Working Papers 2019/115, International Monetary Fund.
    9. Raphael Bostic & Stuart Gabriel & Gary Painter, 2008. "Housing Wealth, Financial Wealth, and Consumption: New Evidence from Micro Data - Revised," Working Paper 8525, USC Lusk Center for Real Estate.
    10. Bostic, Raphael & Gabriel, Stuart & Painter, Gary, 2009. "Housing wealth, financial wealth, and consumption: New evidence from micro data," Regional Science and Urban Economics, Elsevier, vol. 39(1), pages 79-89, January.
    11. Sumit Agarwal & Yongheng Deng & Jia He & Yonglin Wang & Qi Zhang, 2023. "Lenders’ pricing strategy: Do neighborhood risks matter?," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(4), pages 1011-1047, July.
    12. Willemann, Søren, 2005. "GSE Funding Advantages and Mortgagor Benefits: Answers from Asset Pricing," Finance Research Group Working Papers F-2005-04, University of Aarhus, Aarhus School of Business, Department of Business Studies.
    13. Raphael W. Bostic & Richard W. Martin, 2003. "Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership," Urban Studies, Urban Studies Journal Limited, vol. 40(12), pages 2427-2449, November.
    14. Song Han, 2004. "Discrimination in Lending: Theory and Evidence," The Journal of Real Estate Finance and Economics, Springer, vol. 29(1), pages 5-46, July.
    15. Jian Chen & David H. Downs, 2013. "Property Tax and Tenure Choice: Implications for China," International Real Estate Review, Global Social Science Institute, vol. 16(3), pages 323-343.
    16. Oberg, Phillip Michael, 2017. "The housing bubble and the evolution of the homeownership gap," The Quarterly Review of Economics and Finance, Elsevier, vol. 65(C), pages 25-35.
    17. Serena Trucchi, 2011. "How credit markets affect homeownership: an explanation based on differences between Italian regions," CeRP Working Papers 122, Center for Research on Pensions and Welfare Policies, Turin (Italy).
    18. Prashant Das & N. Edward Coulson & Alan Ziobrowski, 2019. "Caste, Faith, Gender: Determinants of Homeownership in Urban India," The Journal of Real Estate Finance and Economics, Springer, vol. 59(1), pages 27-55, July.
    19. Zhou Yu, 2003. "Immigration and Sprawl: Race/Ethnicity, Immigrant Status, and Residential Mobility in Household Location Choice," Working Paper 8612, USC Lusk Center for Real Estate.
    20. Sedo, Stanley A. & Kossoudji, Sherrie, 2004. "Rooms of One’s Own: Gender, Race and Home Ownership as Wealth Accumulation in the United States," IZA Discussion Papers 1397, Institute of Labor Economics (IZA).
    21. Stuart A. Gabriel & Gary Painter, 2008. "Mobility, Residential Location and the American Dream: The Intrametropolitan Geography of Minority Homeownership," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 36(3), pages 499-531, September.
    22. Raphael W. Bostic & Brian J. Surette, 2004. "Market Forces or CRA-induced Externalities: What Accounts for the Increase in Mortgage Lending to Lower-Income Communities?," Working Paper 8592, USC Lusk Center for Real Estate.
    23. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 40(1), pages 1-27, October.
    24. Barbara A. Wiens‐Tuers, 2004. "There's No Place Like Home," American Journal of Economics and Sociology, Wiley Blackwell, vol. 63(4), pages 881-896, October.
    25. Ron J. Feldman, 2002. "Mortgage rates, homeownership rates, and government-sponsored enterprises," Annual Report, Federal Reserve Bank of Minneapolis, vol. 16(1), pages 4-23.
    26. Anne B. Shlay, 2006. "Low-income Homeownership: American Dream or Delusion?," Urban Studies, Urban Studies Journal Limited, vol. 43(3), pages 511-531, March.
    27. Ihle Dorothee & Siebert-Meyerhoff Andrea, 2019. "The Evolution of Immigrants’ Homeownership in Germany," Journal of Economics and Statistics (Jahrbuecher fuer Nationaloekonomie und Statistik), De Gruyter, vol. 239(2), pages 155-201, April.
    28. Durba Chakrabarty & Michael J. Osei & John V. Winters & Danyang Zhao, 2019. "Which immigrant and minority homeownership rates are gaining ground in the US?," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 43(2), pages 273-297, April.
    29. Gary Painter & Christian L. Redfearn, 2001. "The Role of Interest Rates in Influencing Long-Run Homeownership Rates," Working Paper 8629, USC Lusk Center for Real Estate.
    30. Dongshin Kim & Youngme Seo & Julia Freybote, 2021. "Urbanity, Financial Crisis and the Timing of Homebuying Decisions by Young Households," The Journal of Real Estate Finance and Economics, Springer, vol. 62(4), pages 481-507, May.
    31. Chakrabarty, Durba & Osei, Michael J. & Winters, John V. & Zhao, Danyang, 2017. "Are Immigrant and Minority Homeownership Rates Gaining Ground in the US?," IZA Discussion Papers 10852, Institute of Labor Economics (IZA).
    32. Fesselmeyer, Eric & Le, Kien T. & Seah, Kiat Ying, 2012. "A household-level decomposition of the white–black homeownership gap," Regional Science and Urban Economics, Elsevier, vol. 42(1-2), pages 52-62.
    33. Mikkel Svenstrup & Soren Willemann, 2006. "Reforming Housing Finance - Perspectives from Denmark," Journal of Real Estate Research, American Real Estate Society, vol. 28(2), pages 105-130.
    34. Chenoa Flippen, 2010. "The spatial dynamics of stratification: Metropolitan context, population redistribution, and black and Hispanic homeownership," Demography, Springer;Population Association of America (PAA), vol. 47(4), pages 845-868, November.
    35. Zhou Yu & Dowell Myers, 2010. "Misleading Comparisons of Homeownership Rates when the Variable Effect of Household Formation Is Ignored: Explaining Rising Homeownership and the Homeownership Gap between Blacks and Asians in the US," Urban Studies, Urban Studies Journal Limited, vol. 47(12), pages 2615-2640, November.
    36. Mark Doms & John Krainer, 2007. "Innovations in mortgage markets and increased spending on housing," Working Paper Series 2007-05, Federal Reserve Bank of San Francisco.
    37. Talya D. Thomas, 2018. "Homeownership: What Does Houston Habitat for Humanity Homeowners Have to Say?," Societies, MDPI, vol. 8(3), pages 1-21, September.
    38. Zhou Yu, 2003. "Housing Tenure Choice of Taiwanese Immigrants: A Different Path to Residential Assimilation," Working Paper 8611, USC Lusk Center for Real Estate.
    39. Stuart A. Gabriel & Gary Painter, 2003. "Intra-Metropolitan Mobility, Residential Location and Homeownership Choice Among Minority and White Households: Estimates of a Nested Multinomial Logit Model," Working Paper 8618, USC Lusk Center for Real Estate.
    40. Turner, Tracy M. & Luea, Heather, 2009. "Homeownership, wealth accumulation and income status," Journal of Housing Economics, Elsevier, vol. 18(2), pages 104-114, June.

  20. Raphael W. Bostic & K. Patrick Lampani, 1999. "Racial differences in patterns of small business finance: the importance of local geography," Proceedings 775, Federal Reserve Bank of Chicago.

    Cited by:

    1. Eugene Tan & Teegawende H. Zeida, 2023. "Consumer Demand and Credit Supply as Barriers to Growth for Black-Owned Startups," Opportunity and Inclusive Growth Institute Working Papers 079, Federal Reserve Bank of Minneapolis.
    2. Andrey Yakovlev & Irina Levina & Anastasia Kazun, 2015. "What Firms Observed Improvement of the Business Climate in Russia in 2012-2014?," Public administration issues, Higher School of Economics, issue 3, pages 35-60.
    3. Tho Pham & Oleksandr Talavera, 2017. "Discrimination, social capital, and financial constraints: The case of Vietnam," WIDER Working Paper Series wp-2017-67, World Institute for Development Economic Research (UNU-WIDER).
    4. Muravyev, Alexander & Talavera, Oleksandr & Schäfer, Dorothea, 2009. "Entrepreneurs' gender and financial constraints: Evidence from international data," Journal of Comparative Economics, Elsevier, vol. 37(2), pages 270-286, June.
    5. Blanchard, Lloyd & Zhao, Bo & Yinger, John, 2008. "Do lenders discriminate against minority and woman entrepreneurs?," Journal of Urban Economics, Elsevier, vol. 63(2), pages 467-497, March.
    6. Jérémie BERTRAND & Laurent WEILL, 2019. "Do Algorithms Discriminate Against African Americans in Lending?," Working Papers of LaRGE Research Center 2019-04, Laboratoire de Recherche en Gestion et Economie (LaRGE), Université de Strasbourg.
    7. Timothy Bates & William D. Bradford & William E. Jackson, 2018. "Are minority-owned businesses underserved by financial markets? Evidence from the private-equity industry," Small Business Economics, Springer, vol. 50(3), pages 445-461, March.
    8. Lloyd Blanchard & Bo Zhao & John Yinger, 2005. "Do Credit Market Barriers Exist for Minority and Women Entrepreneurs?," Center for Policy Research Working Papers 74, Center for Policy Research, Maxwell School, Syracuse University.
    9. Timothy Bates & Alicia Robb, 2015. "Has the Community Reinvestment Act increased loan availability among small businesses operating in minority neighbourhoods?," Urban Studies, Urban Studies Journal Limited, vol. 52(9), pages 1702-1721, July.
    10. Timothy Bates & Joseph Farhat & Colleen Casey, 2022. "The Economic Development Potential of Minority-Owned Businesses," Economic Development Quarterly, , vol. 36(1), pages 43-56, February.
    11. Susan White HAAG, 2002. "Community Reinvestment: A Review of Urban Outcomes and Challenges," International Regional Science Review, , vol. 25(3), pages 252-275, July.
    12. Robert W. Fairlie & Alicia M. Robb, 2008. "Race and Entrepreneurial Success: Black-, Asian-, and White-Owned Businesses in the United States," MIT Press Books, The MIT Press, edition 1, volume 1, number 026206281x, April.
    13. Timothy Bates & Alicia Robb, 2016. "Impacts of Owner Race and Geographic Context on Access to Small-Business Financing," Economic Development Quarterly, , vol. 30(2), pages 159-170, May.
    14. James R. Barth & Glenn Yago & Betsy Zeidman, 2006. "Stumbling blocks to entrepreneurship in low-and-moderate income communities," Proceedings: Community Affairs Dept. Conferences, Federal Reserve Bank of Kansas City, issue Jul, pages 91-155.
    15. Timothy Bates & Alicia Robb, 2013. "Greater Access to Capital Is Needed to Unleash the Local Economic Development Potential of Minority-Owned Businesses," Economic Development Quarterly, , vol. 27(3), pages 250-259, August.

  21. Raphael W. Bostic & Glenn B. Canner, 1998. "Do minority-owned banks treat minorities better? an empirical test of the cultural affinity hypothesis," Proceedings 583, Federal Reserve Bank of Chicago.

    Cited by:

    1. Raphael Bostic, 2002. "A Test of Cultural Affinity in Home Mortgage Lending," Working Paper 8624, USC Lusk Center for Real Estate.
    2. Nicholas A. Lash, 2005. "Black-Owned Banks: A Survey Of Issues," Journal of Developmental Entrepreneurship (JDE), World Scientific Publishing Co. Pte. Ltd., vol. 10(02), pages 187-202.
    3. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.
    4. Harrison, David M., 2001. "The Importance of Lender Heterogeneity in Mortgage Lending," Journal of Urban Economics, Elsevier, vol. 49(2), pages 285-309, March.

  22. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1997. "The distribution of credit scores: findings and implications for the provision of financial services," Proceedings 564, Federal Reserve Bank of Chicago.

    Cited by:

    1. Eglė Jakučionytė & Swapnil Singh, 2023. "Emergence of subprime lending in minority neighborhoods," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(6), pages 1547-1583, November.

  23. Raphael W. Bostic, 1997. "The role of race in mortgage lending: revisiting the Boston Fed study," Finance and Economics Discussion Series 1997-2, Board of Governors of the Federal Reserve System (U.S.).

    Cited by:

    1. Cullen Goenner, 2010. "Discrimination and Mortgage Lending in Boston: The Effects of Model Uncertainty," The Journal of Real Estate Finance and Economics, Springer, vol. 40(3), pages 260-285, April.
    2. Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 40(1), pages 1-27, October.
    3. Byeongchan An & Robert M. Bushman & Anya V. Kleymenova & Rimmy E. Tomy, 2022. "Social Externalities of Bank Enforcement Actions: The Case of Minority Lending," Finance and Economics Discussion Series 2022-036, Board of Governors of the Federal Reserve System (U.S.).
    4. Raphael W. Bostic, 1997. "Racial differences in short-run earnings stabilityand implications for credit markets," Finance and Economics Discussion Series 1997-34, Board of Governors of the Federal Reserve System (U.S.).

  24. Raphael Bostic & Joshua Gans & Scott Stern, 1995. "Urban Productivity and Factor Growth in the Late Nineteenth Century," Urban/Regional 9507001, University Library of Munich, Germany.

    Cited by:

    1. Agarwalla, Astha, 2011. "Agglomeration Economies and Productivity Growth in India," IIMA Working Papers WP2011-01-08, Indian Institute of Management Ahmedabad, Research and Publication Department.
    2. Klein, Alexander & Crafts, Nicholas, 2015. "Agglomeration Externalities and Productivity Growth : U.S. Cities in the Railroad Era, 1880-1930," CAGE Online Working Paper Series 235, Competitive Advantage in the Global Economy (CAGE).
    3. Viladecans-Marsal, Elisabet, 2000. "External Economies And Location Of Industrial Activities. An Analysis Of The Spanish Case," ERSA conference papers ersa00p95, European Regional Science Association.
    4. Crafts, Nicholas & Klein, Alexander, 2015. "Agglomeration Economies and Productivity Growth: U.S. Cities, 1880-1930," CEPR Discussion Papers 10673, C.E.P.R. Discussion Papers.
    5. Scott Stern & Michael E. Porter & Jeffrey L. Furman, 2000. "The Determinants of National Innovative Capacity," NBER Working Papers 7876, National Bureau of Economic Research, Inc.
    6. Joshua Drucker, 2009. "Trends in Regional Industrial Concentration in the United States," Working Papers 09-06, Center for Economic Studies, U.S. Census Bureau.
    7. Junius, Karsten, 1997. "Economies of scale: A survey of the empirical literature," Kiel Working Papers 813, Kiel Institute for the World Economy (IfW Kiel).
    8. John M. Quigley, 1998. "Urban Diversity and Economic Growth," Journal of Economic Perspectives, American Economic Association, vol. 12(2), pages 127-138, Spring.
    9. Lall, Somik V. & Schroeder, Elizabeth & Schmidt, Emily, 2009. "Identifying spatial efficiency-equity tradeoffs in territorial development policies : evidence from Uganda," Policy Research Working Paper Series 4966, The World Bank.
    10. Lall, Somik V. & Jun Koo & Chakravorty, Sanjoy, 2003. "Diversity matters - the economic geography of industry location in India," Policy Research Working Paper Series 3072, The World Bank.
    11. van Oort, Frank & Gerking, Shelby & van Soest, Daan, 2000. "A Spatial Analysis Of Endogenous Growth In Industry And Services In The Netherlands," ERSA conference papers ersa00p195, European Regional Science Association.
    12. Ren Lu & Ruikan Zhang & Torger Reve, 2013. "Relations among Clusters in Six Chinese City Regions," European Planning Studies, Taylor & Francis Journals, vol. 21(8), pages 1189-1209, August.
    13. Lall, Somik V. & Funderburg, Richard & Yepes, Tito, 2003. "Location, concentration, and performance of economic activity in Brazil," Policy Research Working Paper Series 3268, The World Bank.
    14. World Bank, 2004. "India : Investment Climate and Manufacturing Industry," World Bank Publications - Reports 14378, The World Bank Group.
    15. Simon, Curtis J. & Nardinelli, Clark, 2002. "Human capital and the rise of American cities, 1900-1990," Regional Science and Urban Economics, Elsevier, vol. 32(1), pages 59-96, January.
    16. Combes, Pierre-Philippe, 2000. "Economic Structure and Local Growth: France, 1984-1993," Journal of Urban Economics, Elsevier, vol. 47(3), pages 329-355, May.
    17. Muhammad Asif Qureshi & Jawaid Ahmed Qureshi & Ammar Ahmed & Shahzad Qaiser & Ramsha Ali & Arshian Sharif, 2020. "The Dynamic Relationship Between Technology Innovation and Human Development in Technologically Advanced Countries: Fresh Insights from Quantiles-on-Quantile Approach," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 152(2), pages 555-580, November.
    18. Raphael Bostic, 2002. "Do CRA Agreements Influence Lending Patterns?," Working Paper 8623, USC Lusk Center for Real Estate.

  25. Johanna Lacoe & Raphael W. Bostic & Arthur Acolin, "undated". "Crime and Private Investment in Urban Neighborhoods," Mathematica Policy Research Reports 7fb75eadaa22413b8b6d01a43, Mathematica Policy Research.

    Cited by:

    1. Nelly Exbrayat & Victor Stephane, 2024. "Does Urbanization Cause Crime? Evidence from Rural-Urban Migration in South Africa," Working Papers halshs-04390026, HAL.
    2. Clemens, Michael A., 2021. "Violence, development, and migration waves: Evidence from Central American child migrant apprehensions," Journal of Urban Economics, Elsevier, vol. 124(C).
    3. Batabyal, Amitrajeet & Kourtit, Karima & Nijkamp, Peter, 2019. "A Political-Economy Analysis of the Provision of Urban Anti-Crime Technologies in a Model With Three Cities," MPRA Paper 101961, University Library of Munich, Germany, revised 09 Jun 2020.
    4. Michael Appiah‐Kubi & Jeneshia Jarrett, 2023. "Chinese aid and crime: Evidence from Africa," Journal of International Development, John Wiley & Sons, Ltd., vol. 35(7), pages 1619-1647, October.
    5. Aldenis Vásquez & Rafael Alvarado & Brayan Tillaguango & Cem Işık & Muntasir Murshed, 2023. "Impact of Social and Institutional Indicators on the Homicide Rate in Ecuador: An Analysis Using Advanced Time Series Techniques," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 169(1), pages 1-22, September.
    6. Xu, Minhong & Xu, Yilan, 2021. "What happens when Airbnb comes to the neighborhood: The impact of home-sharing on neighborhood investment," Regional Science and Urban Economics, Elsevier, vol. 88(C).
    7. Arthur Acolin & Rebecca J. Walter & Marie Skubak Tillyer & Johanna Lacoe & Raphael Bostic, 2022. "Spatial spillover effects of crime on private investment at nearby micro-places," Urban Studies, Urban Studies Journal Limited, vol. 59(4), pages 834-850, March.
    8. Fe, Hao & Sanfelice, Viviane, 2022. "How bad is crime for business? Evidence from consumer behavior," Journal of Urban Economics, Elsevier, vol. 129(C).

Articles

  1. Vincent Reina & Arthur Acolin & Raphael W. Bostic, 2019. "Section 8 Vouchers and Rent Limits: Do Small Area Fair Market Rent Limits Increase Access to Opportunity Neighborhoods? An Early Evaluation," Housing Policy Debate, Taylor & Francis Journals, vol. 29(1), pages 44-61, January.

    Cited by:

    1. Dionissi Aliprantis & Hal Martin & David Phillips, 2019. "Landlords and Access to Opportunity," Working Papers 19-02R2, Federal Reserve Bank of Cleveland.

  2. Lacoe, Johanna & Bostic, Raphael W. & Acolin, Arthur, 2018. "Crime and private investment in urban neighborhoods," Journal of Urban Economics, Elsevier, vol. 108(C), pages 154-169.
    See citations under working paper version above.
  3. Arthur Acolin & Xudong An & Raphael W. Bostic & Susan M. Wachter, 2017. "Homeownership and Nontraditional and Subprime Mortgages," Housing Policy Debate, Taylor & Francis Journals, vol. 27(3), pages 393-418, May.

    Cited by:

    1. Brueckner, Martin & Eabrasu, Marian, 2018. "Pinning down the social license to operate (SLO): The problem of normative complexity," Resources Policy, Elsevier, vol. 59(C), pages 217-226.
    2. Arthur Acolin & Xudong An & Susan M. Wachter, 2022. "Lending competition, regulation, and nontraditional mortgages," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 50(2), pages 340-365, June.
    3. Yang, Ling, 2022. "An information quality-based explanation for loan loss allowance inadequacy during the 2008 financial crisis," Journal of Accounting and Economics, Elsevier, vol. 73(1).

  4. Acolin, Arthur & Bostic, Raphael & Painter, Gary, 2016. "A field study of rental market discrimination across origins in France," Journal of Urban Economics, Elsevier, vol. 95(C), pages 49-63.

    Cited by:

    1. Sansani, Shahar, 2017. "Are the Religiously Observant Discriminated Against in the Rental Housing Market? Experimental Evidence from Israel," MPRA Paper 81424, University Library of Munich, Germany.
    2. Mathieu Bunel & Yannick L'Horty & Loïc du Parquet & Pascale Petit, 2017. "Identifying preference-based discrimination in rental market: A field experiment in Paris," TEPP Working Paper 2017-06, TEPP.
    3. Desai, Sreedhari D. & Gunia, Brian C., 2023. "The interplay of gender and perceived sexual orientation at the bargaining table: A social dominance and intersectionalist perspective," Organizational Behavior and Human Decision Processes, Elsevier, vol. 179(C).
    4. Julie Le Gallo & Yannick L'Horty & Loic Du Parquet & Pascale Petit, 2018. "Les discriminations dans l'accès au logement en France : un testing de couverture nationale," Working Papers halshs-01878188, HAL.
    5. Daniel S. Hamermesh & Jeff Biddle, 2018. "Taking Time Use Seriously: Income, Wages And Price Discrimination," NBER Working Papers 25308, National Bureau of Economic Research, Inc.
    6. Souleymane Mbaye, 2019. "Trois évaluations d’actions de lutte contre les discriminations," Erudite Ph.D Dissertations, Erudite, number ph19-01 edited by Pascale Petit.
    7. Mathieu Bunel & Samuel Gorohouna & Yannick L’Horty & Pascale Petit & Catherine Ris, 2018. "Ethnic Discrimination in the Rental Housing Market: An Experiment in New Caledonia," TEPP Working Paper 2018-06, TEPP.
    8. Benoît SCHMUTZ & Grégory VERDUGO, 2020. "Do Politicians Shape the Electorate ? Evidence from French Municipalities," Working Papers 2020-18, Center for Research in Economics and Statistics, revised 01 Apr 2021.
    9. Sylvain Chareyron & Yannick L'Horty & Souleymane Mbaye & Pascale Petit, 2023. "Reducing ethnic discrimination through formal warning: Evidence from two combined field experiments," Post-Print hal-04264870, HAL.
    10. Sylvain Chareyron & Sammuel Gorohouna & Yannick L'Horty & Pascale Petit & Catherine Ris, 2019. "Seeking for tipping point in the housing market: evidence from a field experiment," TEPP Working Paper 2019-04, TEPP.
    11. Flage, Alexandre, 2018. "Ethnic and gender discrimination in the rental housing market: Evidence from a meta-analysis of correspondence tests, 2006–2017," Journal of Housing Economics, Elsevier, vol. 41(C), pages 251-273.
    12. Auspurg, Katrin & Schneck, Andreas & Thiel, Fabian, 2020. "Different samples, different results? How sampling techniques affect the results of field experiments on ethnic discrimination," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 0.
    13. Alexandre Flage, 2018. "Ethnic and Gender Discrimination in Rental Housing Market, Evidence from Meta-Analysis of Correspondence Tests, 2006-2017," Working Papers 2018-04, CRESE.
    14. Sylvain Chareyron & Yannick L'Horty & Pascale Petit & Souleymane Mbaye, 2019. "Mesurer l’impact d’un courrier d’alerte sur les discriminations liées à l’origine," TEPP Research Report 2019-05, TEPP.
    15. Mathieu Bunel & Yannick L'Horty & Loïc du Parquet & Pascale Petit, 2017. "Les discriminations dans l’accès au logement à Paris : Une expérience contrôlée," TEPP Research Report 2017-01, TEPP.
    16. Ghekiere, Abel & Verhaeghe, Pieter-Paul, 2022. "How does ethnic discrimination on the housing market differ across neighborhoods and real estate agencies?," Journal of Housing Economics, Elsevier, vol. 55(C).
    17. Sander WAGNER & Ivaylo D. PETEV, 2019. "The Economic Penalty of Terrorism: Increase in Discrimination Against Arabs and Muslims after Paris Attacks," Working Papers 2019-22, Center for Research in Economics and Statistics.
    18. Gaddis, S. Michael, 2018. "An Introduction to Audit Studies in the Social Sciences," SocArXiv e5hfc, Center for Open Science.
    19. Sandra Schneemann & Hendrik Scholten & Christian Deutscher, 2018. "The Impact of Age on Nationality Bias: Evidence from Ski Jumping," Papers 1808.03804, arXiv.org.
    20. Dean, Jason & Steele, Marion, 2022. "Income decline, financial insecurity, landlord screening and renter mobility," Regional Science and Urban Economics, Elsevier, vol. 95(C).
    21. Schmutz, Benoît & Verdugo, Gregory, 2023. "Do elections affect immigration? Evidence from French municipalities," Journal of Public Economics, Elsevier, vol. 218(C).
    22. Julie Le Gallo & Yannick L'Horty & Loïc du Parquet & Pascale Petit, 2019. "Discrimination in Access to Housing: A Test on Urban Areas in Metropolitan France," Economie et Statistique / Economics and Statistics, Institut National de la Statistique et des Etudes Economiques (INSEE), issue 513, pages 27-45.
    23. Sylvain Chareyron & Yannick L’Horty & Pascale Petit, 2023. "Cream skimming and discrimination in access to medical care: A field experiment," Health Economics, John Wiley & Sons, Ltd., vol. 32(8), pages 1868-1883, August.
    24. Élisabeth Tovar & Mathieu Bunel, 2023. "Fairness of the First-Come, First-Served rule on the rental housing market: answers from a hypothetical survey experiment," EconomiX Working Papers 2023-31, University of Paris Nanterre, EconomiX.
    25. Arthur Acolin, 2019. "Housing trajectories of immigrants and their children in France: Between integration and stratification," Urban Studies, Urban Studies Journal Limited, vol. 56(10), pages 2021-2039, August.
    26. Bonick, Matthew & Farfán-Vallespín, Antonio, 2016. "On the origin and consequences of racism," The Constitutional Economics Network Working Papers 02-2016, University of Freiburg, Department of Economic Policy and Constitutional Economic Theory.

  5. Raphael W. Bostic, 2014. "CDBG at 40: Opportunities and Obstacles," Housing Policy Debate, Taylor & Francis Journals, vol. 24(1), pages 297-302, January.

    Cited by:

    1. Millsap, Adam A., 2017. "The Role of Economic Freedom in Intercity Competition: A Framework and Some Evidence from U.S. Metropolitan Areas," Journal of Regional Analysis and Policy, Mid-Continent Regional Science Association, vol. 48(2), November.
    2. Varady, David P. & Kleinhans, Reinout & van Ham, Maarten, 2015. "Community Entrepreneurship in Deprived Neighbourhoods: Comparing UK Community Enterprises with US Community Development Corporations," IZA Discussion Papers 8777, Institute of Labor Economics (IZA).
    3. Omar Isaac Asensio & Olga Churkina & Becky D. Rafter & Kira E. O’Hare, 2024. "Housing policies and energy efficiency spillovers in low and moderate income communities," Nature Sustainability, Nature, vol. 7(5), pages 590-601, May.

  6. Bostic, Raphael & Ellen, Ingrid Gould, 2014. "Introduction: Special issue on housing policy in the United States," Journal of Housing Economics, Elsevier, vol. 24(C), pages 1-3.

    Cited by:

    1. Charles Ka Yui Leung & Joe Cho Yiu Ng, 2018. "Macro Aspects of Housing," Globalization Institute Working Papers 340, Federal Reserve Bank of Dallas.

  7. Raphael Bostic & Souphala Chomsisengphet & Kathleen Engel & Patricia McCoy & Anthony Pennington-Cross & Susan Wachter, 2012. "Mortgage Product Substitution and State Anti-predatory Lending Laws: Better Loans and Better Borrowers?," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 40(3), pages 273-294, September.

    Cited by:

    1. Sumit Agarwal & Gene Amromin & Itzhak Ben-David & Souphala Chomsisengphet & Douglas D. Evanoff, 2013. "Predatory Lending and the Subprime Crisis," NBER Working Papers 19550, National Bureau of Economic Research, Inc.
    2. Gadi Barlevy & Jonas Fisher, 2021. "Why were interest only mortgages so population during U.S. housing boom?," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, vol. 41, pages 205-224, July.
    3. Davidson, Andrew & Levin, Alex & Pavlov, Andrey D. & Wachter, Susan M., 2016. "Why are aggressive mortgage products bad for the housing market?," Journal of Economics and Business, Elsevier, vol. 84(C), pages 148-161.
    4. Marco Di Maggio & Amir Kermani & Sanket Korgaonkar, 2019. "Partial Deregulation and Competition: Effects on Risky Mortgage Origination," Management Science, INFORMS, vol. 65(10), pages 4676-4711, October.
    5. Dimitrov, Valentin & Palia, Darius & Tang, Leo, 2015. "Impact of the Dodd-Frank act on credit ratings," Journal of Financial Economics, Elsevier, vol. 115(3), pages 505-520.
    6. J. Michael Collins, 2014. "Protecting Mortgage Borrowers through Risk Awareness: Evidence from Variations in State Laws," Journal of Consumer Affairs, Wiley Blackwell, vol. 48(1), pages 124-146, March.

  8. Xudong An & Raphael W. Bostic, 2009. "Policy incentives and the extension of mortgage credit: Increasing market discipline for subprime lending," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 28(3), pages 340-365.

    Cited by:

    1. Dwight Jaffee & John M. Quigley, 2012. "The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market," NBER Chapters, in: Housing and the Financial Crisis, pages 361-417, National Bureau of Economic Research, Inc.
    2. Ashlyn Aiko Nelson, 2010. "Credit scores, race, and residential sorting," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 29(1), pages 39-68.
    3. Jonathan Spader & Roberto Quercia, 2012. "CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations," The Journal of Real Estate Finance and Economics, Springer, vol. 44(4), pages 505-525, May.
    4. Levitin, Adam & Wachter, Susan, 2012. "Explaining the Housing Bubble," MPRA Paper 41920, University Library of Munich, Germany.

  9. Bostic, Raphael & Gabriel, Stuart & Painter, Gary, 2009. "Housing wealth, financial wealth, and consumption: New evidence from micro data," Regional Science and Urban Economics, Elsevier, vol. 39(1), pages 79-89, January.

    Cited by:

    1. Mairead de Roiste & Apostolos Fasianos & Robert Kirkby & Fang Yao, 2019. "Household Leverage and Asymmetric Housing Wealth Effects- Evidence from New Zealand," Reserve Bank of New Zealand Discussion Paper Series DP2019/01, Reserve Bank of New Zealand.
    2. Juan I Martín-Legendre & Pablo Castellanos-García & José M Sánchez-Santos, 2019. "Housing and financial wealth effects on consumption: Evidence from the Spanish Survey of Household Finances," Economics Bulletin, AccessEcon, vol. 39(3), pages 1930-1940.
    3. Dettling, Lisa J. & Kearney, Melissa S., 2014. "House prices and birth rates: The impact of the real estate market on the decision to have a baby," Journal of Public Economics, Elsevier, vol. 110(C), pages 82-100.
    4. Petar Peshev & Statty Stattev & Kristina Stefanova & Meglena Lazarova, 2019. "Financial Wealth Inequality Drivers in a Small EU Member Country: An Example from Bulgaria during the Period 2005-2017," Economic Studies journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 2, pages 41-72.
    5. Charles Ka Yui Leung & Joe Cho Yiu Ng, 2018. "Macro Aspects of Housing," Globalization Institute Working Papers 340, Federal Reserve Bank of Dallas.
    6. Frank P. Stafford & Erik Hurst & Bing Chen, 2012. "Diminishing Margins: Housing Market Declines and Family Financial Responses," Working Papers wp276, University of Michigan, Michigan Retirement Research Center.
    7. Yu-Fu Chen & Michael Funke & Aaron Mehrotra, 2011. "What Drives Urban Consumption in Mainland China? The Role of Property Price Dynamics," Working Papers 152011, Hong Kong Institute for Monetary Research.
    8. Zekai He & Jingjing Ye & Xiuzhen Shi, 2020. "Housing wealth and household consumption in urban China," Urban Studies, Urban Studies Journal Limited, vol. 57(8), pages 1714-1732, June.
    9. Michael LaCour-Little & Eric Rosenblatt & Vincent Yao, 2010. "Home Equity Extraction by Homeowners: 2000-2006," Journal of Real Estate Research, American Real Estate Society, vol. 32(1), pages 23-46.
    10. Luc Arrondel & Pierre Lamarche & Frédérique Savignac, 2015. "Wealth Effects on Consumption across the Wealth Distribution: Empirical Evidence," Working Papers halshs-01168660, HAL.
    11. Chien-Wen Yang & Fang-Ni Chu & Wan-I Chen & Ming-Chi Chen, 2022. "Willingness to Purchase a House during Economic Lost Decades in Japanese Urban Housing Market," International Real Estate Review, Global Social Science Institute, vol. 25(3), pages 333-370.
    12. Jaesang Sung & Qihua Qiu, 2020. "The Impact of Housing Prices on Health in the United States Before, During, and After the Great Recession," Southern Economic Journal, John Wiley & Sons, vol. 86(3), pages 910-940, January.
    13. Carroll, Christopher D. & Slacalek, Jiri & Otsuka, Misuzu, 2010. "How large are housing and financial wealth effects? A new approach," Working Paper Series 1283, European Central Bank.
    14. Lee, Hung-Wei & Lin, Che-Chun & Tsai, I-Chun, 2023. "Another application of call options: Explaining the divergence between the housing market and the rental market," Finance Research Letters, Elsevier, vol. 53(C).
    15. Aron, Janine & Muellbauer, John & Murphy, Anthony, 2006. "Housing wealth, credit conditions and consumption," MPRA Paper 24485, University Library of Munich, Germany.
    16. Choi, Jung Hyun & Zhu, Linna, 2022. "Has the effect of housing wealth on household consumption been overestimated? New evidence on magnitude and allocation," Regional Science and Urban Economics, Elsevier, vol. 95(C).
    17. Carroll, Christopher D. & Otsuka, Misuzu & Slacalek, Jirka, 2006. "How large is the housing wealth effect? A new approach," CFS Working Paper Series 2006/35, Center for Financial Studies (CFS).
    18. Michael Funke & Yu-Fu Chen & Aaron Mehrota, 2011. "Global warming and extreme events: Rethinking the timing and intensity of environment policy," Quantitative Macroeconomics Working Papers 21105, Hamburg University, Department of Economics.
    19. Eddie Chi-Man Hui & Tony K.K. Lo & Jia Chen & Ziyou Wang, 2012. "Housing and consumer markets in urban China," Construction Management and Economics, Taylor & Francis Journals, vol. 30(2), pages 117-131, December.
    20. George Bulman & Robert Fairlie & Sarena Goodman & Adam Isen, 2016. "Parental Resources and College Attendance: Evidence from Lottery Wins," NBER Working Papers 22679, National Bureau of Economic Research, Inc.
    21. Carlos Caceres, 2019. "Analyzing the Effects of Financial and Housing Wealth on Consumption using Micro Data," IMF Working Papers 2019/115, International Monetary Fund.
    22. Philip Armour & Richard V. Burkhauser & Jeff Larrimore, 2014. "Levels and Trends in U.S. Income and its Distribution: A Crosswalk from Market Income towards a Comprehensive Haig‐Simons Income Approach," Southern Economic Journal, John Wiley & Sons, vol. 81(2), pages 271-293, October.
    23. Marco Angrisani & Michael D. Hurd & Susann Rohwedder, 2015. "The Effect of Housing and Stock Wealth Losses on Spending in the Great Recession," Working Papers WR-1101, RAND Corporation.
    24. Atif R. Mian & Amir Sufi, 2009. "House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis," NBER Working Papers 15283, National Bureau of Economic Research, Inc.
    25. Sung, Jaesang, 2017. "The Impact of Housing Prices on Health in U.S. Before, During and After the Great Recession," MPRA Paper 78831, University Library of Munich, Germany.
    26. Di Maggio, Marco & Kermani, Amir & Majlesi, Kaveh, 2018. "Stock Market Returns and Consumption," IZA Discussion Papers 11357, Institute of Labor Economics (IZA).
    27. Joan Costa-i-Font & Richard G. Frank & Katherine Swartz, 2017. "Access to Long Term Care After a Wealth Shock: Evidence from The Housing Bubble and Burst," CESifo Working Paper Series 6823, CESifo.
    28. Weber, Jeremy G. & Key, Nigel D., 2013. "Do Wealth Gains from Land Appreciation Cause Farmers to Expand Acreage or Buy Land?," 2014 Allied Social Sciences Association (ASSA) Annual Meeting, January 3-5, 2014, Philadelphia, PA 161893, Agricultural and Applied Economics Association.
    29. Mario Fortin, 2015. "Why has the mortgage debt increased by so much in Canada?," Cahiers de recherche 15-03, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.
    30. Michiel Bijlsma & Remco Mocking, 2017. "The Impact of House Price Shocks on the Savings of Dutch Homeowners and Renters," CPB Discussion Paper 346, CPB Netherlands Bureau for Economic Policy Analysis.
    31. Luc Aroondel & Frédérique Savignac & Kévin Tracol, 2014. "Wealth and Consumption: French Households in the Crisis," International Journal of Central Banking, International Journal of Central Banking, vol. 10(3), pages 163-204, September.
    32. Salotti, Simone, 2010. "Wealth effect in the US: evidence from the combination of two surveys," MPRA Paper 27352, University Library of Munich, Germany.
    33. Muellbauer, John, 2008. "Housing, Credit and Consumer Expenditure," CEPR Discussion Papers 6782, C.E.P.R. Discussion Papers.
    34. Xiaoqin Sun & Yuhai Su & Honglei Liu & Chengyou Li, 2022. "The Impact of House Price on Urban Household Consumption: Micro Evidence from China," Sustainability, MDPI, vol. 14(19), pages 1-20, October.
    35. Chad R. Wilkerson & Megan D. Williams, 2011. "Booms and busts in household wealth: implications for Tenth District states," Economic Review, Federal Reserve Bank of Kansas City, vol. 96(Q II).
    36. Aßmann, Christian & Boysen-Hogrefe, Jens & Jannsen, Nils, 2009. "Costs of housing crises: International evidence," Kiel Working Papers 1524, Kiel Institute for the World Economy (IfW Kiel).
    37. Juan Contreras & Joseph Nichols, 2009. "Consumption Responses to Permanent and Transitory Shocks to House Appreciation: Working Paper 2009-05," Working Papers 41876, Congressional Budget Office.
    38. Strauss, Jack, 2013. "Does housing drive state-level job growth? Building permits and consumer expectations forecast a state’s economic activity," Journal of Urban Economics, Elsevier, vol. 73(1), pages 77-93.
    39. Eva Sierminska & Yelena Takhtamanova, 2007. "Wealth effects out of financial and housing wealth: cross country and age group comparisons," Working Paper Series 2007-01, Federal Reserve Bank of San Francisco.
    40. Wen-Chi Liao & Daxuan Zhao & Tien Sing, 2014. "Risk Attitude and Housing Wealth Effect," The Journal of Real Estate Finance and Economics, Springer, vol. 48(3), pages 467-491, April.
    41. Lyócsa, Štefan & Výrost, Tomáš & Plíhal, Tomáš, 2021. "A tale of tails : New evidence on the growth-return nexus," Finance Research Letters, Elsevier, vol. 38(C).
    42. Fan, Ying & Sing, Tien Foo, 2021. "Macroeconomic policy-induced wealth effects on Chinese foreign housing investments," China Economic Review, Elsevier, vol. 69(C).
    43. Frederic S. Mishkin, 2007. "Housing and the monetary transmission mechanism," Finance and Economics Discussion Series 2007-40, Board of Governors of the Federal Reserve System (U.S.).
    44. Atif R. Mian & Amir Sufi, 2014. "House Price Gains and U.S. Household Spending from 2002 to 2006," Working Papers 2014-2, Princeton University. Economics Department..
    45. Charles W. Calomiris & Stanley D. Longhofer & William Miles, 2012. "The Housing Wealth Effect: The Crucial Roles of Demographics, Wealth Distribution and Wealth Shares," NBER Working Papers 17740, National Bureau of Economic Research, Inc.
    46. Karam Shaar & Fang Yao, 2018. "Housing Leverage and Consumption Expenditure - Evidence from New Zealand Microdata," Reserve Bank of New Zealand Discussion Paper Series DP2018/06, Reserve Bank of New Zealand.
    47. Sheng Guo & William Hardin, 2015. "Financial and Housing Wealth, Expenditures and the Dividend to Ownership," Working Papers 1506, Florida International University, Department of Economics.
    48. Yvonne McCarthy & Kieran McQuinn, 2017. "Price Expectations, Distressed Mortgage Markets and the Housing Wealth Effect," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 45(2), pages 478-513, April.
    49. Sheng Guo & Umut Unal, 2011. "VAR Estimates of the Housing and Stock Wealth Effects: Cross-country Evidence," Working Papers 1103, Florida International University, Department of Economics.
    50. Kyungmin Kim, 2020. "Income inequality and house prices in the United States: A panel VAR analysis," Economics Bulletin, AccessEcon, vol. 40(3), pages 2111-2120.
    51. Nicolas Canry, 2020. "Why and How Should Human Capital be Measured in National Accounts?," Economie et Statistique / Economics and Statistics, Institut National de la Statistique et des Etudes Economiques (INSEE), issue 517-518-5, pages 61-79.
    52. Tracey, Belinda & Van Horen, Neeltje, 2021. "The consumption response to borrowing constraints in the mortgage market," Bank of England working papers 919, Bank of England.
    53. Bhatia, Kul & Mitchell, Chris, 2016. "Household-specific housing capital gains and consumption: Evidence from Canadian microdata," Regional Science and Urban Economics, Elsevier, vol. 56(C), pages 19-33.
    54. Cobb-Clark, Deborah A. & Sinning, Mathias, 2009. "Neighborhood Diversity and the Appreciation of Native- and Immigrant-Owned Homes," IZA Discussion Papers 4464, Institute of Labor Economics (IZA).
    55. Stuart A. Gabriel & Stuart S. Rosenthal, 2015. "The Boom, the Bust and the Future of Homeownership," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 43(2), pages 334-374, June.
    56. Zhou Xia & Carroll Christopher D., 2012. "Dynamics of Wealth and Consumption: New and Improved Measures for U.S. States," The B.E. Journal of Macroeconomics, De Gruyter, vol. 12(2), pages 1-44, March.
    57. Bieri, David, 2012. "Form Follows Function: On the Interaction between Real Estate Finance and Urban Spatial Structure," MPRA Paper 53479, University Library of Munich, Germany, revised Feb 2013.
    58. Teixidó, Jordi J. & Verde, Stefano F., 2017. "Is the Gasoline Tax Regressive in the Twenty-First Century? Taking Wealth into Account," Ecological Economics, Elsevier, vol. 138(C), pages 109-125.
    59. Cynthia A. Bansa & Martha A. Starr, 2011. "Distributional costs of the housing-price bust," Working Papers 2011-04, American University, Department of Economics.
    60. Weber, Jeremy G. & Key, Nigel D., 2013. "Does proprietor wealth influence small business decisions? Land appreciation and farm business borrowing, land ownership, and output," 2013 Annual Meeting, August 4-6, 2013, Washington, D.C. 150408, Agricultural and Applied Economics Association.
    61. Sheridan Titman & Mamoru Nagano & Dong-Ho Yeom, 2014. "Another Determinant of Household Leverage: Evidence from Japan's Mortgage Loan Data," International Review of Finance, International Review of Finance Ltd., vol. 14(1), pages 105-139, March.
    62. Nicholas Apergis, 2022. "Residential Housing Prices, COVID-19 and the Role of the Vaccination Program: Evidence from US State Panel Data," International Real Estate Review, Global Social Science Institute, vol. 25(4), pages 461-478.
    63. Kadir Atalay & Stephen Whelan & Judith Yates, 2016. "House Prices, Wealth and Consumption: New Evidence from Australia and Canada," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 62(1), pages 69-91, March.
    64. Luc Arrondel & Pierre Lamarche & Frédérique Savignac, 2017. "Does Inequality Matter for the Consumption-Wealth Channel? Empirical Evidence," CESifo Working Paper Series 6676, CESifo.
    65. Salotti, Simone, 2008. "Global imbalances and household savings: the role of wealth," MPRA Paper 17729, University Library of Munich, Germany, revised 2009.
    66. Sherif Khalifa & Ousmane Seck & Elwin Tobing, 2011. "Financial wealth effect: evidence from threshold estimation," Applied Economics Letters, Taylor & Francis Journals, vol. 18(13), pages 1303-1305.
    67. Li, Han & Li, Jiangyi & Lu, Yi & Xie, Huihua, 2020. "Housing wealth and labor supply: Evidence from a regression discontinuity design," Journal of Public Economics, Elsevier, vol. 183(C).
    68. Stijn Dreesen & Sven Damen, 2023. "The accuracy of homeowners’ valuations in the twenty-first century," Empirical Economics, Springer, vol. 65(1), pages 513-566, July.
    69. Amine Ben Amar, 2022. "On the role of Islamic banks in the monetary policy transmission in Saudi Arabia," Eurasian Economic Review, Springer;Eurasia Business and Economics Society, vol. 12(1), pages 55-94, March.
    70. Viola Angelini & Peter Simmons, "undated". "Housing Debt and Consumption," Discussion Papers 11/20, Department of Economics, University of York.
    71. Sherrie L.W. Rhine & William H. Greene, 2013. "Factors That Contribute to Becoming Unbanked," Journal of Consumer Affairs, Wiley Blackwell, vol. 47(1), pages 27-45, April.
    72. Yener Coskun & Burak Sencer Atasoy & Giacomo Morri & Esra Alp, 2018. "Wealth Effects on Household Final Consumption: Stock and Housing Market Channels," IJFS, MDPI, vol. 6(2), pages 1-32, June.
    73. Bing Zhu & Lingxiao Li & David H. Downs & Steffen Sebastian, 2019. "New Evidence on Housing Wealth and Consumption Channels," The Journal of Real Estate Finance and Economics, Springer, vol. 58(1), pages 51-79, January.
    74. Robert Snigaroff & David Wroblewski, 2023. "Consumption with earnings, liquidity, and market based models," Review of Quantitative Finance and Accounting, Springer, vol. 60(2), pages 501-530, February.
    75. Michael Walden, 2012. "Will Households Change Their Saving Behaviour After the “Great Recession”? The Role of Human Capital," Journal of Consumer Policy, Springer, vol. 35(2), pages 237-254, June.
    76. Lingxiao Li & Bing Zhu, 2020. "Housing Wealth, Consumption Channels and Mortgage Liberalization," International Real Estate Review, Global Social Science Institute, vol. 23(4), pages 433-465.
    77. Beatrice D. Simo-Kengne & Rangan Gupta & Manoel Bittencourt, 2013. "The Impact of House Prices on Consumption in South Africa: Evidence from Provincial-Level Panel VARs," Housing Studies, Taylor & Francis Journals, vol. 28(8), pages 1133-1154, November.
    78. Hirukawa, Masayuki & Prokhorov, Artem, 2018. "Consistent estimation of linear regression models using matched data," Journal of Econometrics, Elsevier, vol. 203(2), pages 344-358.
    79. Lin, Justin Yifu & Treichel, Volker, 2012. "The unexpected global financial crisis : researching its root cause," Policy Research Working Paper Series 5937, The World Bank.
    80. Wang, Yang & Zhou, Yang & Yu, Xinxin & Liu, Xiao, 2021. "Is domestic consumption dragged down by real estate sector?—Evidence from Chinese household wealth," International Review of Financial Analysis, Elsevier, vol. 75(C).
    81. Christopher Anderson & Eli Beracha, 2012. "Frothy Housing Markets and Local Stock-Price Movements," The Journal of Real Estate Finance and Economics, Springer, vol. 45(2), pages 326-346, August.
    82. James Alm & Robert D. Buschman & David L. Sjoquist, 2012. "Rethinking Local Government Reliance on the Property Tax," Working Papers 1215, Tulane University, Department of Economics.
    83. Jennifer Klein, 2017. "House Price Shocks and Individual Divorce Risk in the United States," Journal of Family and Economic Issues, Springer, vol. 38(4), pages 628-649, December.
    84. Goodness C. Aye & Rangan Gupta & Mampho P. Modise, 2012. "Do Stock Prices Impact Consumption and Interest Rate in South Africa? Evidence from a Time-Varying Vector Autoregressive Model," Working Papers 201224, University of Pretoria, Department of Economics.
    85. Vicki Been & Ingrid Ellen & David Figlio & Ashlyn Aiko Nelson & Stephen L. Ross & Amy Ellen Schwartz & Leanna Stiefel, 2021. "The Effects of Negative Equity on Children's Educational Outcomes," Working Papers 2021-007, Human Capital and Economic Opportunity Working Group.
    86. Painter, Gary & Lee, KwanOk, 2009. "Housing tenure transitions of older households: Life cycle, demographic, and familial factors," Regional Science and Urban Economics, Elsevier, vol. 39(6), pages 749-760, November.
    87. Balasubramanyan, Lakshmi & Coulson, Edward, 2013. "Do house prices impact business starts?," Journal of Housing Economics, Elsevier, vol. 22(1), pages 36-44.
    88. Sofie R. Waltl, 2022. "Wealth Inequality: A Hybrid Approach Toward Multidimensional Distributional National Accounts In Europe," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 68(1), pages 74-108, March.
    89. Manisha Chakrabarty & Subhankar Mukherjee, 2022. "Financial Inclusion and Household Welfare: An Entropy-Based Consumption Diversification Approach," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 34(3), pages 1486-1521, June.
    90. Yener Coskun & Christos Bouras & Rangan Gupta & Mark E. Wohar, 2021. "Multi-Horizon Financial and Housing Wealth Effects across the U.S. States," Sustainability, MDPI, vol. 13(3), pages 1-20, January.
    91. Bussière, Matthieu & Kalantzis, Yannick & Lafarguette, Romain & Sicular, Terry, 2013. "Understanding household savings in China: the role of the housing market and borrowing constraints," MPRA Paper 44611, University Library of Munich, Germany.
    92. Alan Greenspan & James E. Kennedy, 2007. "Sources and uses of equity extracted from homes," Finance and Economics Discussion Series 2007-20, Board of Governors of the Federal Reserve System (U.S.).
    93. Yener Coskun & Nicholas Apergis & Esra Alp Coskun, 2022. "Nonlinear responses of consumption to wealth, income, and interest rate shocks," Empirical Economics, Springer, vol. 63(3), pages 1293-1335, September.
    94. van Holle, Frederiek, 2017. "Essays in empirical finance and monetary policy," Other publications TiSEM 30d11a4b-7bc9-4c81-ad24-5, Tilburg University, School of Economics and Management.
    95. Tran, My & Gannon, Brenda & Rose, Christiern, 2023. "The effect of housing wealth on older adults’ health care utilization: Evidence from fluctuations in the U.S. housing market," Journal of Health Economics, Elsevier, vol. 88(C).
    96. Gabriel, Stuart A. & Rosenthal, Stuart S., 2010. "Do the GSEs expand the supply of mortgage credit? New evidence of crowd out in the secondary mortgage market," Journal of Public Economics, Elsevier, vol. 94(11-12), pages 975-986, December.
    97. Emmanuel De Veirman & Ashley Dunstan, 2011. "Time-varying returns, intertemporal substitution and cyclical variation in consumption," Reserve Bank of New Zealand Discussion Paper Series DP2011/05, Reserve Bank of New Zealand.
    98. Ujjal Chatterjee, 2023. "Predicting economic growth: evidence from real-estate loans securitization," SN Business & Economics, Springer, vol. 3(3), pages 1-20, March.
    99. Mairead Roiste & Apostolos Fasianos & Robert Kirkby & Fang Yao, 2021. "Are Housing Wealth Effects Asymmetric in Booms and Busts?," The Journal of Real Estate Finance and Economics, Springer, vol. 62(4), pages 578-628, May.
    100. William Hardin & Sheng Guo, 2012. "Wealth, Composition, Housing, Income, and Consumption," Working Papers 1201, Florida International University, Department of Economics.
    101. Eileen Diaz McConnell & Ilana Redstone Akresh, 2013. "Home Equity of New Legal Immigrants in the United States: An Evaluation of Three Key Theoretical Perspectives," International Migration Review, Wiley Blackwell, vol. 47(3), pages 686-729, September.
    102. Sihan Zhang & Chuanlu Hou & Jing Chen, 2019. "Homeownership, city integration, and the sense of happiness of migrants in urban China," Frontiers of Business Research in China, Springer, vol. 13(1), pages 1-20, December.
    103. Ibrahim Ahamada & Jose Luis Diaz Sanchez, 2013. "A Retrospective Analysis of the House Prices Macro-Relationship in the United States," International Journal of Central Banking, International Journal of Central Banking, vol. 9(4), pages 153-174, December.
    104. Skudelny, Frauke, 2009. "Euro area private consumption: Is there a role for housing wealth effects," Working Paper Series 1057, European Central Bank.
    105. Bing Zuo & Zhaoqi Lai, 2020. "The effect of housing wealth on tourism consumption in China: Age and generation cohort comparisons," Tourism Economics, , vol. 26(2), pages 211-232, March.
    106. J. Benjamin & P. Chinloy, 2008. "Home Equity, Household Savings and Consumption," The Journal of Real Estate Finance and Economics, Springer, vol. 37(1), pages 21-32, July.
    107. Seungyoon Lee, 2020. "House Prices and Household Consumption in Korea," Working Papers 2020-11, Economic Research Institute, Bank of Korea.
    108. Jonathan D. Fisher & David Johnson & Timothy Smeeding & Jeffrey P. Thompson, 2018. "Inequality in 3-D : Income, Consumption, and Wealth," Finance and Economics Discussion Series 2018-001, Board of Governors of the Federal Reserve System (U.S.).
    109. Anastasia Girshina, 2016. "Implications of Fiscal Policy for Housing Tenure Decisions," Working Papers 2014:, Department of Economics, University of Venice "Ca' Foscari".
    110. McCarthy, Yvonne & McQuinn, Kieran, 2016. "Attenuation Bias, Recall Error and the Housing Wealth Effect," Papers RB2016/3/8, Economic and Social Research Institute (ESRI).
    111. Chau Do & Irina Paley, 2012. "Altruism from the house: the impact of home equity on charitable giving," Review of Economics of the Household, Springer, vol. 10(3), pages 375-393, September.
    112. Daniel H. Cooper, 2013. "Changes in U.S. household balance sheet behavior after the housing bust and Great Recession: evidence from panel data," Public Policy Discussion Paper 13-6, Federal Reserve Bank of Boston.
    113. Lingxiao Zhao & Gregory Burge, 2017. "Housing Wealth, Property Taxes, and Labor Supply among the Elderly," Journal of Labor Economics, University of Chicago Press, vol. 35(1), pages 227-263.
    114. Kartashova, Katya & Tomlin, Ben, 2017. "House prices, consumption and the role of non-Mortgage debt," Journal of Banking & Finance, Elsevier, vol. 83(C), pages 121-134.
    115. Xuejun Jin & Xue Zhou & Xiaolan Yang, 2022. "How does economic policy uncertainty affect the relationship between household debt and consumption?," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 62(5), pages 4783-4806, December.
    116. Naqun Huang & Jing Li & Amanda Ross, 2022. "Housing wealth shocks, home equity withdrawal, and the claiming of Social Security retirement benefits," Economic Inquiry, Western Economic Association International, vol. 60(2), pages 620-644, April.
    117. Chuanyong Zhang & Guoliang Feng, 2018. "More wealth, less leisure? Effect of housing wealth on tourism expenditure in China," Tourism Economics, , vol. 24(5), pages 526-540, August.
    118. Liu, Lu & Wang, Qiuyun & Zhang, Anquan, 2019. "The impact of housing price on non-housing consumption of the Chinese households: A general equilibrium analysis," The North American Journal of Economics and Finance, Elsevier, vol. 49(C), pages 152-164.
    119. Gao, Nan & Liang, Pinghan, 2019. "Home value misestimation and household behavior: Evidence from China," China Economic Review, Elsevier, vol. 55(C), pages 168-180.
    120. Begley, Jaclene, 2017. "Legacies of homeownership: Housing wealth and bequests," Journal of Housing Economics, Elsevier, vol. 35(C), pages 37-50.
    121. Salotti, Simone, 2009. "Wealth effect in the US: evidence from brand new micro-data," MPRA Paper 17732, University Library of Munich, Germany.
    122. Janusz Jabłonowski, 2021. "MPC out of Augmented Wealth in Poland," Central European Journal of Economic Modelling and Econometrics, Central European Journal of Economic Modelling and Econometrics, vol. 13(3), pages 253-286, September.
    123. Jie Chen & William Hardin & Mingzhi Hu, 2020. "Housing, Wealth, Income and Consumption: China and Homeownership Heterogeneity," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 48(2), pages 373-405, June.
    124. Lena T. Cleanthous & Elena C. Eracleous & Nektarios A. Michail, 2019. "Credit, House Prices and the Macroeconomy in Cyprus," South-Eastern Europe Journal of Economics, Association of Economic Universities of South and Eastern Europe and the Black Sea Region, vol. 17(1), pages 33-55.
    125. Lydon, Reamonn & O'Hanlon, Niall, 2012. "Housing Equity Withdrawal, Property Bubbles and Consumption," Research Technical Papers 05/RT/12, Central Bank of Ireland.
    126. Jacinta C. Nwachukwu, 2017. "Tenure and Spending Within UK Households at the End of the Recent Recession," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 133(3), pages 1075-1104, September.
    127. Maryam Akbari Nasiri, 2020. "How Long Do Housing Cycles Last? A Duration Analysis For Emerging Economies," Bulletin of Monetary Economics and Banking, Bank Indonesia, vol. 23(2), pages 179-200, July.
    128. Eva Sierminska & Yelena Takhtamanova, 2007. "Disentangling the wealth effect: some international evidence," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue jan19.
    129. Wildauer, Rafael, 2016. "Determinants of US Household Debt: New Evidence from the SCF," Economics Discussion Papers 2016-6, School of Economics, Kingston University London.
    130. Li, Yongjia & Tahsin, Salman, 2021. "Home price appreciation and residential lending standards," Journal of Economics and Business, Elsevier, vol. 114(C).
    131. Salotti, Simone, 2010. "An appraisal of the wealth effect in the US: evidence from pseudo-panel data," MPRA Paper 27351, University Library of Munich, Germany, revised Dec 2010.
    132. Kong Yu & Sun Guo, 2023. "The Impact of Housing Rental Market Development on Household Consumption and Its Mechanism: Evidence from 69 Large- and Medium-Sized Cities in China," Land, MDPI, vol. 12(7), pages 1-13, July.
    133. Anna Scherbina & Bernd Schlusche, 2012. "Asset Bubbles: an Application to Residential Real Estate," European Financial Management, European Financial Management Association, vol. 18(3), pages 464-491, June.
    134. Hassan Gholipour Fereidouni & Reza Tajaddini, 2017. "Housing Wealth, Financial Wealth and Consumption Expenditure: The Role of Consumer Confidence," The Journal of Real Estate Finance and Economics, Springer, vol. 54(2), pages 216-236, February.
    135. Juan Contreras & Joseph B. Nichols, 2010. "Consumption responses to permanent and transitory shocks to house appreciation," Finance and Economics Discussion Series 2010-32, Board of Governors of the Federal Reserve System (U.S.).
    136. Edward E. Leamer, 2007. "Housing IS the Business Cycle," NBER Working Papers 13428, National Bureau of Economic Research, Inc.
    137. ÅžimÅŸek, Alp & Chodorow-Reich, Gabriel & Nenov, Plamen T., 2019. "Stock Market Wealth and the Real Economy: A Local Labor Market Approach," CEPR Discussion Papers 13856, C.E.P.R. Discussion Papers.
    138. Piotr Bialowolski & Dorota Weziak-Bialowolska, 2014. "The Index of Household Financial Condition, Combining Subjective and Objective Indicators: An Appraisal of Italian Households," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 118(1), pages 365-385, August.
    139. Jason Brown & John Pender & Jeremy G. Weber, 2013. "Rural wealth creation and emerging energy industries: lease and royalty payments to farm households and businesses," Research Working Paper RWP 13-07, Federal Reserve Bank of Kansas City.
    140. Dimitra Kontana & Fotios Siokis, 2019. "Revisiting the Relationship between Financial Wealth, Housing Wealth, and Consumption: A Panel Analysis for the U.S," Discussion Paper Series 2019_03, Department of Economics, University of Macedonia, revised May 2019.
    141. Ebner, André, 2013. "A micro view on home equity withdrawal and its determinants: Evidence from Dutch households," Journal of Housing Economics, Elsevier, vol. 22(4), pages 321-337.
    142. Zhang, Jiaping & Zhang, Huirong & Gong, Xiaomei, 2022. "Mobile payment and rural household consumption: Evidence from China," Telecommunications Policy, Elsevier, vol. 46(3).
    143. Deborah A. Cobb-Clark & Vincent A. Hildebrand, 2008. "The Asset Portfolios of Native-born and Foreign-born Households," CEPR Discussion Papers 567, Centre for Economic Policy Research, Research School of Economics, Australian National University.
    144. Dimitra Kontana & Fotios Siokis, 2018. "Revisiting the Relationship between Financial Wealth, Housing Wealth, and Consumption: A Panel Analysis for the U.S," J, MDPI, vol. 1(1), pages 1-15, November.
    145. G. C. Lim & Q. Zeng, 2016. "Consumption, Income, and Wealth: Evidence from Age, Cohort, and Period Elasticities," Review of Income and Wealth, International Association for Research in Income and Wealth, vol. 62(3), pages 489-508, September.
    146. Vishaal Baulkaran & Pawan Jain & Mark Sunderman, 2019. "Housing “Beta”: Common Risk Factor in Returns of Stocks," The Journal of Real Estate Finance and Economics, Springer, vol. 58(3), pages 438-456, April.
    147. Neil Bhutta & Benjamin J. Keys, 2016. "Interest Rates and Equity Extraction during the Housing Boom," American Economic Review, American Economic Association, vol. 106(7), pages 1742-1774, July.
    148. Aaron Yelowitz, 2017. "Local housing costs and basic household needs," Empirical Economics, Springer, vol. 52(3), pages 901-923, May.
    149. Constantine Kontokosta, 2012. "The Price of Victory," Urban Studies, Urban Studies Journal Limited, vol. 49(5), pages 961-978, April.
    150. Fesselmeyer, Eric & Le, Kien T. & Seah, Kiat Ying, 2013. "Changes in the white–black house value distribution gap from 1997 to 2005," Regional Science and Urban Economics, Elsevier, vol. 43(1), pages 132-141.
    151. Stenvall, David & Hedström, Axel & Yoshino, Naoyuki & Uddin, Gazi Salah & Taghizadeh-Hesary, Farhad, 2022. "Nonlinear tail dependence between the housing and energy markets," Energy Economics, Elsevier, vol. 106(C).
    152. Thom Malone & Christian L. Redfearn, 2022. "To measure globally, aggregate locally: Urban land, submarkets, and biased estimates of the housing stock," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 50(3), pages 656-671, September.
    153. Torben Klarl, 2016. "The nexus between housing and GDP re-visited: A wavelet coherence view on housing and GDP for the U.S," Economics Bulletin, AccessEcon, vol. 36(2), pages 704-720.
    154. Franz, Thorsten, 2019. "Monetary policy, housing, and collateral constraints," Discussion Papers 02/2019, Deutsche Bundesbank.
    155. Andrea Camilli & Marta Giagheddu, 2020. "Public debt and crowding-out: the role of housing wealth," Working Papers 441, University of Milano-Bicocca, Department of Economics, revised Oct 2020.
    156. Yasemin Barlas Ozer & Kam-Ki Tang, "undated". "An Empirical Analysis of Financial and Housing Wealth Effects on Consumption in Turkey," MRG Discussion Paper Series 2809, School of Economics, University of Queensland, Australia.
    157. David Pacini, 2012. "Least Square Linear Prediction with Two-Sample Data," Bristol Economics Discussion Papers 12/631, School of Economics, University of Bristol, UK.
    158. David C. Ling & Yan Lu & Sugata Ray, 2021. "How do Personal Real Estate Transactions Affect Productivity and Risk Taking? Evidence from Professional Asset Managers," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 49(S1), pages 7-40, March.
    159. Norman Miller & Liang Peng & Michael Sklarz, 2011. "House Prices and Economic Growth," The Journal of Real Estate Finance and Economics, Springer, vol. 42(4), pages 522-541, May.
    160. Marc Anderes, 2021. "Housing Demand Shocks and Households Balance Sheets," KOF Working papers 21-492, KOF Swiss Economic Institute, ETH Zurich.
    161. Arrondel, L. & Savignac, F. & Tracol, K., 2011. "Wealth Effects on Consumption Plans: French Households in the Crisis," Working papers 344, Banque de France.
    162. Khalifa, Sherif & Seck, Ousmane & Tobing, Elwin, 2013. "Housing wealth effect: Evidence from threshold estimation," Journal of Housing Economics, Elsevier, vol. 22(1), pages 25-35.
    163. Daniel H. Cooper & Karen E. Dynan, 2013. "Wealth shocks and macroeconomic dynamics," Public Policy Discussion Paper 13-4, Federal Reserve Bank of Boston.

  10. Raphael W. Bostic & Kwan Ok Lee, 2008. "Mortgages, Risk, and Homeownership among Low- and Moderate-Income Families," American Economic Review, American Economic Association, vol. 98(2), pages 310-314, May.

    Cited by:

    1. Brent C Smith & Kenneth N. Daniels, 2018. "Unintended Consequences of Risk Based Pricing: Racial Differences in Mortgage Costs," Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(3), pages 323-343, December.
    2. Beryl Y Chang & Caroline E. W. Glackin, 2012. "The Mortgage Foreclosure Rage: A Behavioral Perspective," Journal of Economics and Behavioral Studies, AMH International, vol. 4(11), pages 635-648.
    3. John Gathergood & Joerg Weber, 2015. "Is Poor Financial Literacy a Barrier to Home Ownership?," Discussion Papers 2015/16, University of Nottingham, Centre for Finance, Credit and Macroeconomics (CFCM).
    4. James Tan & Siew Ann Cheong, 2016. "The Regime Shift Associated with the 2004–2008 US Housing Market Bubble," PLOS ONE, Public Library of Science, vol. 11(9), pages 1-8, September.
    5. M. Deidda, 2013. "Economic hardship, housing cost burden and tenure status: evidence from EU-SILC," Working Paper CRENoS 201323, Centre for North South Economic Research, University of Cagliari and Sassari, Sardinia.
    6. Kahn, Matthew E. & Kok, Nils, 2014. "The capitalization of green labels in the California housing market," Regional Science and Urban Economics, Elsevier, vol. 47(C), pages 25-34.
    7. Grinstein-Weiss, Michal & Sherraden, Michael & Gale, William G. & Rohe, William & Schreiner, Mark & Key, Clinton, 2013. "Long-Term Impacts of Individual Development Accounts on Homeownership among Baseline Renters: Follow-Up Evidence from a Randomized Experiment," MPRA Paper 55058, University Library of Munich, Germany.
    8. Sun, Weizeng & Zhang, Sisi & Lin, Chengtao & Zheng, Siqi, 2021. "How do home purchase restrictions affect elite Chinese graduate students’ job search behavior?," Regional Science and Urban Economics, Elsevier, vol. 87(C).
    9. Harris, Timothy F. & Yelowitz, Aaron, 2018. "Racial climate and homeownership," Journal of Housing Economics, Elsevier, vol. 40(C), pages 41-72.
    10. Gathergood, John & Weber, Jörg, 2017. "Financial literacy: A barrier to home ownership for the young?," Journal of Urban Economics, Elsevier, vol. 99(C), pages 62-78.
    11. Chunhui Ren, 2020. "A Framework for Explaining Black-White Inequality in Homeownership Sustainability," Demography, Springer;Population Association of America (PAA), vol. 57(4), pages 1297-1321, August.

  11. Bostic, Raphael W. & Engel, Kathleen C. & McCoy, Patricia A. & Pennington-Cross, Anthony & Wachter, Susan M., 2008. "State and local anti-predatory lending laws: The effect of legal enforcement mechanisms," Journal of Economics and Business, Elsevier, vol. 60(1-2), pages 47-66.

    Cited by:

    1. Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Evanoff, Douglas D., 2016. "Loan Product Steering in Mortgage Markets," Working Paper Series 2016-18, Ohio State University, Charles A. Dice Center for Research in Financial Economics.
    2. Quinn Curtis, 2014. "State Foreclosure Laws and Mortgage Origination in the Subprime," The Journal of Real Estate Finance and Economics, Springer, vol. 49(3), pages 303-328, October.
    3. Deniz Igan & Prachi Mishra & Thierry Tressel, 2011. "A Fistful of Dollars: Lobbying and the Financial Crisis," NBER Working Papers 17076, National Bureau of Economic Research, Inc.
    4. Francisca Richter, 2008. "An analysis of foreclosure rate differentials in soft markets," Working Papers (Old Series) 0811, Federal Reserve Bank of Cleveland.
    5. Christopher J. Mayer & Karen M. Pence, 2008. "Subprime mortgages: what, where, and to whom?," Finance and Economics Discussion Series 2008-29, Board of Governors of the Federal Reserve System (U.S.).
    6. Shi, Lan & Zhang, Yan, 2018. "The effect of mortgage broker licensing under the originate-to-distribute model: Evidence from the U.S. mortgage market," Journal of Financial Intermediation, Elsevier, vol. 35(PA), pages 70-85.
    7. Hassen Chtourou, 2016. "Credit markets and financial crisis in the USA," International Journal of Computational Economics and Econometrics, Inderscience Enterprises Ltd, vol. 6(2), pages 192-209.
    8. Lei Ding & Leonard I. Nakamura, 2014. "The impact of the home valuation code of conduct on appraisal and mortgage outcomes," Working Papers 14-23, Federal Reserve Bank of Philadelphia.
    9. Bond, Philip & Musto, David K. & Yilmaz, Bilge, 2009. "Predatory mortgage lending," Journal of Financial Economics, Elsevier, vol. 94(3), pages 412-427, December.
    10. Morris M. Kleiner & Richard M. Todd, 2007. "Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers," NBER Working Papers 13684, National Bureau of Economic Research, Inc.
    11. Davidson, Andrew & Levin, Alex & Pavlov, Andrey D. & Wachter, Susan M., 2016. "Why are aggressive mortgage products bad for the housing market?," Journal of Economics and Business, Elsevier, vol. 84(C), pages 148-161.
    12. Raphael Bostic & Souphala Chomsisengphet & Kathleen Engel & Patricia McCoy & Anthony Pennington-Cross & Susan Wachter, 2012. "Mortgage Product Substitution and State Anti-predatory Lending Laws: Better Loans and Better Borrowers?," Atlantic Economic Journal, Springer;International Atlantic Economic Society, vol. 40(3), pages 273-294, September.
    13. Jevgenijs Steinbuks & Gregory Elliehausen, 2014. "The Economic Effects of Legal Restrictions on High-Cost Mortgages," The Journal of Real Estate Finance and Economics, Springer, vol. 49(1), pages 47-72, July.
    14. Olsen, Edgar O. & Zabel, Jeffrey E., 2015. "US Housing Policy," Handbook of Regional and Urban Economics, in: Gilles Duranton & J. V. Henderson & William C. Strange (ed.), Handbook of Regional and Urban Economics, edition 1, volume 5, chapter 0, pages 887-986, Elsevier.
    15. Wang, Jialan & Burke, Kathleen, 2022. "The effects of disclosure and enforcement on payday lending in Texas," Journal of Financial Economics, Elsevier, vol. 145(2), pages 489-507.
    16. Arthur Acolin & Xudong An & Susan M. Wachter, 2022. "Lending competition, regulation, and nontraditional mortgages," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 50(2), pages 340-365, June.
    17. Marco Di Maggio & Amir Kermani & Sanket Korgaonkar, 2019. "Partial Deregulation and Competition: Effects on Risky Mortgage Origination," Management Science, INFORMS, vol. 65(10), pages 4676-4711, October.
    18. Philip Bond & David K. Musto & Bilge Yilmaz, 2008. "Predatory mortgage lending," Working Papers 08-24, Federal Reserve Bank of Philadelphia.
    19. Landier, Augustin & Sraer, David & Thesmar, David, 2011. "The risk-Shifting Hypothesis," IDEI Working Papers 699, Institut d'Économie Industrielle (IDEI), Toulouse.
    20. Berger, Lawrence M. & Collins, J. Michael & Smeeding, Timothy M., 2015. "Exiting or retaining owner-occupied housing in the United States 1999–2009: How do social programs matter?," Children and Youth Services Review, Elsevier, vol. 57(C), pages 112-126.
    21. Morris M. Kleiner & Richard M. Todd, 2009. "Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers," NBER Chapters, in: Studies of Labor Market Intermediation, pages 183-231, National Bureau of Economic Research, Inc.
    22. Goodman, Allen C. & Smith, Brent C., 2010. "Residential mortgage default: Theory works and so does policy," Journal of Housing Economics, Elsevier, vol. 19(4), pages 280-294, December.
    23. Yuliya Demyanyk & Elena Loutskina, 2012. "Mortgage companies and regulatory arbitrage," Working Papers (Old Series) 1220R, Federal Reserve Bank of Cleveland.
    24. Xu, Yilan, 2014. "Does mortgage deregulation increase foreclosures? Evidence from Cleveland," Regional Science and Urban Economics, Elsevier, vol. 46(C), pages 126-139.
    25. Jihad Dagher & Mr. Ning Fu, 2011. "What Fuels the Boom Drives the Bust: Regulation and the Mortgage Crisis," IMF Working Papers 2011/215, International Monetary Fund.
    26. Landier, Augustin & Sraer, David & Thesmar, David, 2011. "The risk-Shifting Hypothesis : Evidence from Subprime Originations," TSE Working Papers 11-279, Toulouse School of Economics (TSE).

  12. Xudong An & Raphael Bostic, 2008. "GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals," The Journal of Real Estate Finance and Economics, Springer, vol. 36(2), pages 207-231, February.
    See citations under working paper version above.
  13. Bostic, Raphael W. & Gabriel, Stuart A., 2006. "Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes," Journal of Urban Economics, Elsevier, vol. 59(3), pages 458-475, May.

    Cited by:

    1. Carozzi, Felipe & Hilber, Christian A.L. & Yu, Xiaolun, 2024. "On the economic impacts of mortgage credit expansion policies: Evidence from help to buy," Journal of Urban Economics, Elsevier, vol. 139(C).
    2. Valentin Bolotnyy, 2014. "The Government-Sponsored Enterprises and the Mortgage Crisis: The Role of the Affordable Housing Goals," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 42(3), pages 724-755, September.
    3. Jaffee, Dwight M. & Quigley, John M., 2007. "Housing Subsidies and Homeowners: What Role for Government-Sponsored Enterprises?," Berkeley Program on Housing and Urban Policy, Working Paper Series qt6g8986r5, Berkeley Program on Housing and Urban Policy.
    4. Xudong An & Raphael W. Bostic, 2009. "Policy incentives and the extension of mortgage credit: Increasing market discipline for subprime lending," Journal of Policy Analysis and Management, John Wiley & Sons, Ltd., vol. 28(3), pages 340-365.
    5. Oberg, Phillip Michael, 2017. "The housing bubble and the evolution of the homeownership gap," The Quarterly Review of Economics and Finance, Elsevier, vol. 65(C), pages 25-35.
    6. Neil Bhutta, 2009. "Regression discontinuity estimates of the effects of the GSE act of 1992," Finance and Economics Discussion Series 2009-03, Board of Governors of the Federal Reserve System (U.S.).
    7. Daniel R. Ringo, 2023. "Monetary Policy and Home Buying Inequality," Finance and Economics Discussion Series 2023-006, Board of Governors of the Federal Reserve System (U.S.).
    8. Olsen, Edgar O. & Zabel, Jeffrey E., 2015. "US Housing Policy," Handbook of Regional and Urban Economics, in: Gilles Duranton & J. V. Henderson & William C. Strange (ed.), Handbook of Regional and Urban Economics, edition 1, volume 5, chapter 0, pages 887-986, Elsevier.
    9. Jonathan Spader & Roberto Quercia, 2012. "CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations," The Journal of Real Estate Finance and Economics, Springer, vol. 44(4), pages 505-525, May.
    10. Neil Bhutta, 2012. "GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods: The Effect of the Affordable Housing Goals," The Journal of Real Estate Finance and Economics, Springer, vol. 45(1), pages 238-261, June.
    11. Alex Kaufman, 2014. "The Influence of Fannie and Freddie on Mortgage Loan Terms," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 42(2), pages 472-496, June.
    12. Yilan Xu, 2017. "Mandatory savings, credit access and home ownership: The case of the housing provident fund," Urban Studies, Urban Studies Journal Limited, vol. 54(15), pages 3446-3463, November.
    13. Xudong An & Raphael W. Bostic, 2006. "GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals," Working Paper 8573, USC Lusk Center for Real Estate.
    14. Nikodem Szumilo & Enrico Vanino, 2021. "Are Government and Bank Loans Substitutes or Complements? Evidence from Spatial Discontinuity in Equity Loans," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 49(3), pages 968-996, September.
    15. Serafin J. Grundl & You Suk Kim, 2019. "The Marginal Effect of Government Mortgage Guarantees on Homeownership," Finance and Economics Discussion Series 2019-027, Board of Governors of the Federal Reserve System (U.S.).
    16. Andra C. Ghent & Ruben Hernandez-Murillo & Michael T. Owyang, 2012. "Did affordable housing legislation contribute to the subprime securities boom?," Working Papers 2012-005, Federal Reserve Bank of St. Louis.
    17. Hanifa, Mohamed Hisham & Masih, Mansur, 2013. "Housing finance and financial stability: evidence from Malaysia, Thailand and Singapore," MPRA Paper 63022, University Library of Munich, Germany.
    18. Kenneth P. Brevoort, 2022. "Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?," Finance and Economics Discussion Series 2022-047, Board of Governors of the Federal Reserve System (U.S.).
    19. Grundl, Serafin & Kim, You Suk, 2021. "The marginal effect of government mortgage guarantees on homeownership," Journal of Monetary Economics, Elsevier, vol. 119(C), pages 75-89.
    20. Levitin, Adam & Wachter, Susan, 2012. "Explaining the Housing Bubble," MPRA Paper 41920, University Library of Munich, Germany.
    21. Alex Kaufman, 2012. "The influence of Fannie and Freddie on mortgage loan terms," Finance and Economics Discussion Series 2012-33, Board of Governors of the Federal Reserve System (U.S.).

  14. Raphael W. Bostic & Allen C. Prohofsky, 2006. "Enterprise Zones and Individual Welfare: A Case Study of California," Journal of Regional Science, Wiley Blackwell, vol. 46(2), pages 175-203, May.
    See citations under working paper version above.
  15. Harold A. Black & Raphael W. Bostic & Breck L. Robinson & Robert L. Schweitzer, 2005. "Do CRA‐Related Events Affect Shareholder Wealth? The Case of Bank Mergers," The Financial Review, Eastern Finance Association, vol. 40(4), pages 575-586, November.
    See citations under working paper version above.
  16. Bostic Raphael & Paulson Anna L & Mehran Hamid & Saidenberg Marc, 2005. "Regulatory Incentives and Consolidation: The Case of Commercial Bank Mergers and the Community Reinvestment Act," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 5(1), pages 1-27, April.
    See citations under working paper version above.
  17. Raphael Bostic & Richard Martin, 2005. "Have Anti-Discrimination Housing Laws Worked? Evidence from Trends in Black Homeownership," The Journal of Real Estate Finance and Economics, Springer, vol. 31(1), pages 5-26, August.

    Cited by:

    1. Stephen L. Ross, 2008. "Understanding Racial Segregation: What is known about the Effect of Housing Discrimination," Working papers 2008-15, University of Connecticut, Department of Economics, revised Nov 2008.
    2. Alex W. Bartik & Evan Mast, 2021. "Black Suburbanization: Causes and Consequences of a Transformation of American Cities," Upjohn Working Papers 21-355, W.E. Upjohn Institute for Employment Research.
    3. Stuart A. Gabriel & Stuart S. Rosenthal, 2006. "Secondary Mortgage Markets and Access to Credit: 1992-2002," Working Paper 8569, USC Lusk Center for Real Estate.

  18. Raphael Bostic & Breck Robinson, 2005. "What makes community reinvestment act agreements work? A study of lender responses," Housing Policy Debate, Taylor & Francis Journals, vol. 16(3-4), pages 513-545.

    Cited by:

    1. Oberg, Phillip Michael, 2017. "The housing bubble and the evolution of the homeownership gap," The Quarterly Review of Economics and Finance, Elsevier, vol. 65(C), pages 25-35.
    2. Colleen Casey & Timothy Bates & Joseph Farhat, 2023. "Linkages between regional characteristics and small businesses viability," Small Business Economics, Springer, vol. 61(2), pages 617-629, August.
    3. Neil Bhutta, 2011. "The Community Reinvestment Act and Mortgage Lending to Lower Income Borrowers and Neighborhoods," Journal of Law and Economics, University of Chicago Press, vol. 54(4), pages 953-983.
    4. Jonathan Spader & Roberto Quercia, 2012. "CRA Lending in a Changing Context: Evidence of Interaction with FHA and Subprime Originations," The Journal of Real Estate Finance and Economics, Springer, vol. 44(4), pages 505-525, May.
    5. Neil Bhutta, 2008. "Giving credit where credit is due? the Community Reinvestment Act and mortgage lending in lower-income neighborhoods," Finance and Economics Discussion Series 2008-61, Board of Governors of the Federal Reserve System (U.S.).

  19. Robert Avery & Raphael Bostic & Glenn Canner, 2005. "Assessing the necessity and efficiency of the community reinvestment act," Housing Policy Debate, Taylor & Francis Journals, vol. 16(1), pages 143-172.

    Cited by:

    1. Panagiotis Avramidis & George Pennacchi & Konstantinos Serfes & Kejia Wu, 2022. "The Role of Regulation and Bank Competition in Small Firm Financing: Evidence from the Community Reinvestment Act," Working Papers 22-06, Federal Reserve Bank of Philadelphia.
    2. Dwight Jaffee & John M. Quigley, 2012. "The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market," NBER Chapters, in: Housing and the Financial Crisis, pages 361-417, National Bureau of Economic Research, Inc.
    3. Robert B. Avery & Kenneth P. Brevoort, 2011. "The subprime crisis: Is government housing policy to blame?," Finance and Economics Discussion Series 2011-36, Board of Governors of the Federal Reserve System (U.S.).
    4. Lei Ding & Leonard I. Nakamura, 2017. "“Don't Know What You Got Till It’s Gone” — The Effects of the Community Reinvestment Act (CRA) on Mortgage Lending in the Philadelphia Market," Working Papers 17-15, Federal Reserve Bank of Philadelphia.
    5. Daniel Ringo, 2023. "Mortgage Lending, Default, and the Community Reinvestment Act," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 55(1), pages 77-102, February.
    6. Laura Blattner & Scott Nelson, 2021. "How Costly is Noise? Data and Disparities in Consumer Credit," Papers 2105.07554, arXiv.org.
    7. Olsen, Edgar O. & Zabel, Jeffrey E., 2015. "US Housing Policy," Handbook of Regional and Urban Economics, in: Gilles Duranton & J. V. Henderson & William C. Strange (ed.), Handbook of Regional and Urban Economics, edition 1, volume 5, chapter 0, pages 887-986, Elsevier.
    8. Lee, Hyojung & Bostic, Raphael W., 2020. "Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act," Journal of Urban Economics, Elsevier, vol. 116(C).
    9. Kim, Mee Jung, 2023. "Impact of the Community Reinvestment Act on small business employment in lower income neighborhoods," Regional Science and Urban Economics, Elsevier, vol. 98(C).
    10. Kenneth P. Brevoort, 2022. "Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?," Finance and Economics Discussion Series 2022-047, Board of Governors of the Federal Reserve System (U.S.).
    11. Wainer, Allison & Zabel, Jeffrey, 2020. "Homeownership and wealth accumulation for low-income households," Journal of Housing Economics, Elsevier, vol. 47(C).
    12. Bostic, Raphael W. & Gabriel, Stuart A., 2006. "Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes," Journal of Urban Economics, Elsevier, vol. 59(3), pages 458-475, May.
    13. Bunting, W.C., 2020. "Does increased access to home mortgage money reduce local crime rates? Evidence from San Diego County," Regional Science and Urban Economics, Elsevier, vol. 84(C).

  20. Bostic, Raphael W. & Robinson, Breck L., 2004. "The impact of CRA agreements on community banks," Journal of Banking & Finance, Elsevier, vol. 28(12), pages 3069-3095, December.
    See citations under working paper version above.
  21. Aaronson, Daniel & Bostic, Raphael W. & Huck, Paul & Townsend, Robert, 2004. "Supplier relationships and small business use of trade credit," Journal of Urban Economics, Elsevier, vol. 55(1), pages 46-67, January.
    See citations under working paper version above.
  22. Barakova, Irina & Bostic, Raphael W. & Calem, Paul S. & Wachter, Susan M., 2003. "Does credit quality matter for homeownership?," Journal of Housing Economics, Elsevier, vol. 12(4), pages 318-336, December.
    See citations under working paper version above.
  23. Raphael Bostic, 2003. "A Test of Cultural Affinity in Home Mortgage Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 23(2), pages 89-112, April.
    See citations under working paper version above.
  24. Raphael W. Bostic & Richard W. Martin, 2003. "Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership," Urban Studies, Urban Studies Journal Limited, vol. 40(12), pages 2427-2449, November.

    Cited by:

    1. Sue Easton & Loretta Lees & Phil Hubbard & Nicholas Tate, 2020. "Measuring and mapping displacement: The problem of quantification in the battle against gentrification," Urban Studies, Urban Studies Journal Limited, vol. 57(2), pages 286-306, February.
    2. Jenny Schuettz, 2013. "Do Art Galleries Stimulate Redevelopment?," Working Paper 9121, USC Lusk Center for Real Estate.
    3. Michael Barton, 2016. "An exploration of the importance of the strategy used to identify gentrification," Urban Studies, Urban Studies Journal Limited, vol. 53(1), pages 92-111, January.
    4. Jenny Schuetz & Jed Kolko & Rachel Meltzer, 2010. "Is the 'Shop Around the Corner' a Luxury or a Nuisance? The relationship between income and neighborhood retail patterns," Working Paper 8513, USC Lusk Center for Real Estate.
    5. McKinnish, Terra & Walsh, Randall & White, T. Kirk, 2007. "Who Gentrifies Low-income Neighborhoods?," MPRA Paper 6671, University Library of Munich, Germany, revised Nov 2007.
    6. Benjamin Preis & Aarthi Janakiraman & Alex Bob & Justin Steil, 2021. "Mapping gentrification and displacement pressure: An exploration of four distinct methodologies," Urban Studies, Urban Studies Journal Limited, vol. 58(2), pages 405-424, February.
    7. Dick M. Carpenter & John K. Ross, 2009. "Testing O’Connor and Thomas: Does the Use of Eminent Domain Target Poor and Minority Communities?," Urban Studies, Urban Studies Journal Limited, vol. 46(11), pages 2447-2461, October.
    8. Paccoud, Antoine & Niesseron, Pauline & Mace, Alan, 2020. "The role of ethnic change in the closing of rent gaps through buy-to-let gentrification," LSE Research Online Documents on Economics 102985, London School of Economics and Political Science, LSE Library.
    9. Martin, Julien & Behrens, Kristian & Boualam, Brahim & Mayneris, Florian, 2018. "Gentrification and pioneer businesses," CEPR Discussion Papers 13296, C.E.P.R. Discussion Papers.
    10. Seth A. Williams & John R. Hipp, 2022. "The shape of neighborhoods to come: Examining patterns of gentrification and holistic neighborhood change in Los Angeles County, 1980–2010," Environment and Planning A, , vol. 54(2), pages 265-294, March.
    11. Qi Zhang & Esther Hiu Kwan Yung & Edwin Hon Wan Chan, 2018. "Towards Sustainable Neighborhoods: Challenges and Opportunities for Neighborhood Planning in Transitional Urban China," Sustainability, MDPI, vol. 10(2), pages 1-23, February.
    12. Waights, Sevrin, 2018. "Does gentrification displace poor households? An ‘identification-via-interaction’ approach," LSE Research Online Documents on Economics 88691, London School of Economics and Political Science, LSE Library.
    13. Jonathan Reades & Jordan De Souza & Phil Hubbard, 2019. "Understanding urban gentrification through machine learning," Urban Studies, Urban Studies Journal Limited, vol. 56(5), pages 922-942, April.
    14. Ingrid Gould Ellen & Keren Mertens Horn & Katherine M. O’Regan, 2013. "Why Do Higher-income Households Choose Low-income Neighbourhoods? Pioneering or Thrift?," Urban Studies, Urban Studies Journal Limited, vol. 50(12), pages 2478-2495, September.
    15. Juliana A. Maantay & Andrew R. Maroko, 2018. "Brownfields to Greenfields: Environmental Justice Versus Environmental Gentrification," IJERPH, MDPI, vol. 15(10), pages 1-17, October.
    16. Atuesta, Laura H. & Hewings, Geoffrey J.D., 2019. "Housing appreciation patterns in low-income neighborhoods: Exploring gentrification in Chicago," Journal of Housing Economics, Elsevier, vol. 44(C), pages 35-47.
    17. Schuetz, Jenny, 2014. "Do art galleries stimulate redevelopment?," Journal of Urban Economics, Elsevier, vol. 83(C), pages 59-72.
    18. Schuetz, Jenny & Kolko, Jed & Meltzer, Rachel, 2012. "Are poor neighborhoods “retail deserts”?," Regional Science and Urban Economics, Elsevier, vol. 42(1-2), pages 269-285.
    19. Lance Freeman, 2009. "Neighbourhood Diversity, Metropolitan Segregation and Gentrification: What Are the Links in the US?," Urban Studies, Urban Studies Journal Limited, vol. 46(10), pages 2079-2101, September.
    20. Anneli Kährik & Jana Temelová & Kati Kadarik & Jan Kubeš, 2016. "What attracts people to inner city areas? The cases of two post-socialist cities in Estonia and the Czech Republic," Urban Studies, Urban Studies Journal Limited, vol. 53(2), pages 355-372, February.
    21. Seung Kyum Kim & Longfeng Wu, 2022. "Do the characteristics of new green space contribute to gentrification?," Urban Studies, Urban Studies Journal Limited, vol. 59(2), pages 360-380, February.
    22. Zawadi Rucks-Ahidiana, 2021. "Racial composition and trajectories of gentrification in the United States," Urban Studies, Urban Studies Journal Limited, vol. 58(13), pages 2721-2741, October.
    23. He, Mingyi & Bogomolov, Yuri & Khulbe, Devashish & Sobolevsky, Stanislav, 2023. "Distance deterrence comparison in urban commute among different socioeconomic groups: A normalized linear piece-wise gravity model," Journal of Transport Geography, Elsevier, vol. 113(C).
    24. Xu, Minhong & Xu, Yilan, 2021. "What happens when Airbnb comes to the neighborhood: The impact of home-sharing on neighborhood investment," Regional Science and Urban Economics, Elsevier, vol. 88(C).
    25. Jackelyn Hwang, 2016. "Pioneers of Gentrification: Transformation in Global Neighborhoods in Urban America in the Late Twentieth Century," Demography, Springer;Population Association of America (PAA), vol. 53(1), pages 189-213, February.
    26. Kasey Zapatka & Brenden Beck, 2021. "Does demand lead supply? Gentrifiers and developers in the sequence of gentrification, New York City 2009–2016," Urban Studies, Urban Studies Journal Limited, vol. 58(11), pages 2348-2368, August.

  25. Bostic, Raphael W & Surette, Brian J, 2001. "Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income," The Journal of Real Estate Finance and Economics, Springer, vol. 23(3), pages 411-434, November.
    See citations under working paper version above.
  26. Robert B. Avery & Raphael W. Bostic & Glenn B. Canner, 2000. "The performance and profitability of CRA-related lending," Economic Commentary, Federal Reserve Bank of Cleveland, issue Nov.

    Cited by:

    1. Richard J. Cebula, 2011. "Impact of Banking Statutes, Housing-Market, Economic, and Financial Conditions on Bank Failures in the U.S, 1970-2008: GARCH Estimates," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 2(1), pages 23-30, March.
    2. Xiaoqiang Cheng & Patrick VAN CAYSEELE, 2010. "State Aid and Competition in Banking: The Case of China in the Late Nineties," Working Papers id:2435, eSocialSciences.
    3. Julia Sass Rubin, 2009. "Shifting ground: Can community development loan funds continue to serve the neediest borrowers?," Community Development Working Paper 2009-01, Federal Reserve Bank of San Francisco.
    4. William C. Apgar & Mark Duda, 2003. "The twenty-fifth anniversary of the Community Reinvestment Act: past accomplishments and future regulatory challenges," Economic Policy Review, Federal Reserve Bank of New York, issue Jun, pages 169-191.

  27. Robert B. Avery & Raphael W. Bostic & Glenn B. Canner, 2000. "CRA special lending programs," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 86(Nov), pages 711-731, November.

    Cited by:

    1. Glenn B. Canner & Elizabeth Laderman & Andreas Lehnert & Wayne Passmore, 2002. "Does the Community Reinvestment Act (CRA) cause banks to provide a subsidy to some mortgage borrowers?," Finance and Economics Discussion Series 2002-19, Board of Governors of the Federal Reserve System (U.S.).
    2. Lei Ding & Leonard I. Nakamura, 2017. "“Don't Know What You Got Till It’s Gone” — The Effects of the Community Reinvestment Act (CRA) on Mortgage Lending in the Philadelphia Market," Working Papers 17-15, Federal Reserve Bank of Philadelphia.
    3. Colleen Casey & Timothy Bates & Joseph Farhat, 2023. "Linkages between regional characteristics and small businesses viability," Small Business Economics, Springer, vol. 61(2), pages 617-629, August.
    4. Anil Rupasingha & Kyungsoon Wang, 2017. "Access to capital and small business growth: evidence from CRA loans data," The Annals of Regional Science, Springer;Western Regional Science Association, vol. 59(1), pages 15-41, July.
    5. Kathe Newman & Philip Ashton, 2004. "Neoliberal Urban Policy and New Paths of Neighborhood Change in the American Inner City," Environment and Planning A, , vol. 36(7), pages 1151-1172, July.
    6. Neil Bhutta, 2008. "Giving credit where credit is due? the Community Reinvestment Act and mortgage lending in lower-income neighborhoods," Finance and Economics Discussion Series 2008-61, Board of Governors of the Federal Reserve System (U.S.).

  28. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1999. "Trends in home purchase lending: consolidation and the Community Reinvestment Act," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 85(Feb), pages 81-102, February.

    Cited by:

    1. Robert Avery & Katherine Samolyk, 2004. "Bank Consolidation and Small Business Lending: The Role of Community Banks," Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 291-325, April.
    2. Bostic, Raphael W & Surette, Brian J, 2001. "Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income," The Journal of Real Estate Finance and Economics, Springer, vol. 23(3), pages 411-434, November.
    3. Kenneth Temkin & Roberto Quercia & George Galster, 2000. "The impact of secondary mortgage market guidelines on affordable and fair lending: A reconnaissance from the front lines," The Review of Black Political Economy, Springer;National Economic Association, vol. 28(2), pages 29-52, December.
    4. Bostic Raphael & Paulson Anna L & Mehran Hamid & Saidenberg Marc, 2005. "Regulatory Incentives and Consolidation: The Case of Commercial Bank Mergers and the Community Reinvestment Act," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 5(1), pages 1-27, April.
    5. Robert B. Avery & Raphael W. Bostic & Glenn B. Canner, 2003. "Assessing the CRA's Necessity and Efficiency," Working Paper 8606, USC Lusk Center for Real Estate.
    6. Raphael W. Bostic & Brian J. Surette, 2004. "Market Forces or CRA-induced Externalities: What Accounts for the Increase in Mortgage Lending to Lower-Income Communities?," Working Paper 8592, USC Lusk Center for Real Estate.
    7. Elizabeth Laderman & Carolina Reid, 2008. "Lending in low- and moderate-income neighborhoods in California: the performance of CRA lending during the subprime meltdown," Community Development Working Paper 2008-05, Federal Reserve Bank of San Francisco.
    8. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.
    9. Stuart A. Gabriel & Stuart S. Rosenthal, 2006. "Secondary Mortgage Markets and Access to Credit: 1992-2002," Working Paper 8569, USC Lusk Center for Real Estate.
    10. AKM Rezaul Hossain, 2004. "The Past, Present and Future of Community Reinvestment Act (CRA): A Historical Perspective," Working papers 2004-30, University of Connecticut, Department of Economics.
    11. Raphael Bostic, 2002. "Do CRA Agreements Influence Lending Patterns?," Working Paper 8623, USC Lusk Center for Real Estate.
    12. Maxim Moroz, 2016. "Depreciation Takes into Account the Difference between the Production Function and Value of Fixed Assets," Economic Studies journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 1, pages 24-74.

  29. Avery, Robert B. & Bostic, Raphael W. & Calem, Paul S. & Canner, Glenn B., 1999. "Consolidation and bank branching patterns," Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 497-532, February.

    Cited by:

    1. H. Damar, 2009. "Why Do Payday Lenders Enter Local Markets? Evidence from Oregon," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 34(2), pages 173-191, March.
    2. Huysentruyt, Marieke & Lefevere, Eva & Menon, Carlo, 2013. "Dynamics of retail-bank branching in Antwerp (Belgium) 1991–2006: Evidence from micro-geographic data," Journal of Banking & Finance, Elsevier, vol. 37(2), pages 291-304.
    3. Robert Avery & Katherine Samolyk, 2004. "Bank Consolidation and Small Business Lending: The Role of Community Banks," Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 291-325, April.
    4. Kaiser, Ulrich, 2001. "Moving in and out of financial distress: evidence for newly founded service sector firms," ZEW Discussion Papers 01-09, ZEW - Leibniz Centre for European Economic Research.
    5. Daniel Immergluck, 2001. "The Financial Services Sector and Cities: Restructuring, Decentralization, and Declining Urban Employment," Economic Development Quarterly, , vol. 15(3), pages 274-288, August.
    6. Robert N. Collender, 2001. "Local bank office ownership, deposit control, market structure, and economic growth," Proceedings 739, Federal Reserve Bank of Chicago.
    7. Thorsten V. Koeppl & James MacGee, 2007. "Branching Out: The Urgent Need to Transform Canada’s Financial Landscape and How to Do It," C.D. Howe Institute Commentary, C.D. Howe Institute, issue 251, June.
    8. Maddalena Galardo & Iconio Garrì & Paolo Emilio Mistrulli & Davide Revelli, 2021. "The geography of banking: Evidence from branch closings," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 50(1), February.
    9. Hannan, Timothy & Hanweck, Gerald, 2008. "Recent trends in the number and size of bank branches: an examination of likely determinants," Journal of Financial Transformation, Capco Institute, vol. 23, pages 155-164.
    10. Kondo, Kazumine & Harimaya, Kozo, 2013. "Why Do Japanese Non-Local Regional Banks Enter Other Prefectures Under the Region-Based Relationship Banking Policy?," MPRA Paper 51134, University Library of Munich, Germany.
    11. Jackowicz, Krzysztof & Kozłowski, Łukasz & Wnuczak, Paweł, 2021. "Which local markets do banks desert first? evidence from poland," Finance Research Letters, Elsevier, vol. 38(C).
    12. Manuel Illueca & José Pastor & Emili Tortosa-Ausina, 2009. "The effects of geographic expansion on the productivity of Spanish savings banks," Journal of Productivity Analysis, Springer, vol. 32(2), pages 119-143, October.
    13. Heng Chen & Matthew Strathearn, 2020. "A Spatial Model of Bank Branches in Canada," Staff Working Papers 20-4, Bank of Canada.
    14. Xu, Chang & Katchova, Ani, 2018. "The Effect of Bank Consolidation on Agricultural Loan Availability," 2018 Annual Meeting, August 5-7, Washington, D.C. 273810, Agricultural and Applied Economics Association.
    15. Raphael W. Bostic & Breck L. Robinson, 2004. "The impact of CRA agreements on community banks," Proceedings 916, Federal Reserve Bank of Chicago.
    16. Kwame Mireku & Emmanuel Akomeah Sakyi & Joseph Akadeagre Agana, 2018. "Does Commercial Banks Presence Enhance Profitability in Ghana?," Global Business Review, International Management Institute, vol. 19(6), pages 1449-1461, December.
    17. Verónica Durán-Carbó & Charles ReVelle & Daniel Serra, 2006. "Spatial market expansion through mergers," Economics Working Papers 960, Department of Economics and Business, Universitat Pompeu Fabra.
    18. Evren Damar, H., 2007. "Does post-crisis restructuring decrease the availability of banking services? The case of Turkey," Journal of Banking & Finance, Elsevier, vol. 31(9), pages 2886-2905, September.
    19. Marcello Pagnini & Paola Rossi & Valerio Vacca & Johann Burgstaller, 2017. "Dynamics of Retail-Bank Branching in Austria," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 46(3), pages 527-554, November.
    20. Stefano Colombo, 2017. "Traditional banks, online banks, and number of branches," Economia e Politica Industriale: Journal of Industrial and Business Economics, Springer;Associazione Amici di Economia e Politica Industriale, vol. 44(2), pages 175-197, June.
    21. Iulia Cristina Iuga & Larisa-Loredana Dragolea, 2021. "Well-Being Impact on Banking Systems," JRFM, MDPI, vol. 14(3), pages 1-22, March.

  30. Avery, Robert B. & Bostic, Raphael W. & Samolyk, Katherine A., 1998. "The role of personal wealth in small business finance," Journal of Banking & Finance, Elsevier, vol. 22(6-8), pages 1019-1061, August.

    Cited by:

    1. Asim Khwaja & Rajkamal Iyer & Erzo Luttmer & Kelly Shue, 2013. "Screening Peers Softly: Inferring the Quality of Small Borrowers," CID Working Papers 259, Center for International Development at Harvard University.
    2. Daniela Fabbri & Annamaria Menichini, 2012. "The Commitment Problem of Secured Lending," CSEF Working Papers 318, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
    3. Aaron K. Chatterji & Kenneth Y. Chay & Robert W. Fairlie, 2013. "The Impact of City Contracting Set-Asides on Black Self-Employment and Employment," CESifo Working Paper Series 4182, CESifo.
    4. Claire Brennecke & Stefan Jacewitz & Jonathan Pogach, 2022. "Shared Destinies? Small Banks and Small Business Consolidation," Research Working Paper RWP 21-19, Federal Reserve Bank of Kansas City.
    5. Michael Manove & A. Jorge Padilla & Marco Pagano, 1998. "Collateral Vs. Project Screening: A Model of Lazy Banks," Working Papers wp1998_9807, CEMFI.
    6. Saleem Bahaj & Angus Foulis & Gabor Pinter, 2020. "Home Values and Firm Behavior," American Economic Review, American Economic Association, vol. 110(7), pages 2225-2270, July.
    7. Laura Barbieri & Daniela Bragoli & Flavia Cortelezzi & Giovanni Marseguerra, 2015. "Public Support to Innovation Strategies," DISCE - Quaderni del Dipartimento di Scienze Economiche e Sociali dises1509, Università Cattolica del Sacro Cuore, Dipartimenti e Istituti di Scienze Economiche (DISCE).
    8. Allen N. Berger & Margaret K. Kyle & Joseph M. Scalise, 2000. "Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?," NBER Working Papers 7689, National Bureau of Economic Research, Inc.
    9. Nan‐Kuang Chen & Hung‐Jen Wang, 2007. "The Procyclical Leverage Effect Of Collateral Value On Bank Loans—Evidence From The Transaction Data Of Taiwan," Economic Inquiry, Western Economic Association International, vol. 45(2), pages 395-406, April.
    10. Ken Cavalluzzo & John Wolken, 2005. "Small Business Loan Turndowns, Personal Wealth, and Discrimination," The Journal of Business, University of Chicago Press, vol. 78(6), pages 2153-2178, November.
    11. Wanting Wang, 2012. "How the small and medium-sized enterprises’ owners’ credit features affect the enterprises’credit default behavior?," E3 Journal of Business Management and Economics., E3 Journals, vol. 3(2), pages 090-095.
    12. Samir Harith & Ruth Helen Samujh, 2020. "Small Family Businesses: Innovation, Risk and Value," JRFM, MDPI, vol. 13(10), pages 1-15, October.
    13. Inderst, Roman & Mueller, Holger M., 2007. "A lender-based theory of collateral," Journal of Financial Economics, Elsevier, vol. 84(3), pages 826-859, June.
    14. Eduardo Levy Yeyati & Alejandro Micco, 2003. "Concentration and Foreign Penetration in Latin American Banking Sectors: Impact on Competition and Risk," Research Department Publications 4353, Inter-American Development Bank, Research Department.
    15. Iyer, Rajkamal & Khwaja, Asim Ijaz & Luttmer, Erzo F. P. & Shue, Kelly, 2009. "Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?," Working Paper Series rwp09-031, Harvard University, John F. Kennedy School of Government.
    16. Moro, Andrea & Wisniewski, Tomasz Piotr & Mantovani, Guido Massimiliano, 2017. "Does a manager's gender matter when accessing credit? Evidence from European data," Journal of Banking & Finance, Elsevier, vol. 80(C), pages 119-134.
    17. Zilja, Flladina & Benito, Gabriel R.G. & Boustanifar, Hamid & Zhang, Dan, 2023. "CEO wealth and cross-border acquisitions by SMEs," International Business Review, Elsevier, vol. 32(6).
    18. Fairlie, Robert W. & Krashinsky, Harry A., 2011. "Liquidity Constraints, Household Wealth, and Entrepreneurship Revisited," Santa Cruz Department of Economics, Working Paper Series qt6hv0m2q6, Department of Economics, UC Santa Cruz.
    19. Ronel Elul & Piero Gottardi, 2008. "Bankruptcy: Is it enough to Forgive or must we also Forget?," CESifo Working Paper Series 2313, CESifo.
    20. Robert W. Fairlie, 2013. "Entrepreneurship, Economic Conditions, and the Great Recession," Journal of Economics & Management Strategy, Wiley Blackwell, vol. 22(2), pages 207-231, June.
    21. Gareth Anderson & Saleem Bahaj & Matthieu Chavaz & Angus Foulis & Gabor Pinter, 2018. "Lending Relationships and the Collateral Channel," Discussion Papers 1813, Centre for Macroeconomics (CFM).
    22. Galema, Rients, 2020. "Credit rationing in P2P lending to SMEs: Do lender-borrower relationships matter?," Journal of Corporate Finance, Elsevier, vol. 65(C).
    23. Ortiz-Molina, H. & Penas, M.F., 2004. "Lending to Small Businesses : The Role of Loan Maturity in Adressing Information Problems," Other publications TiSEM c3daba3a-6d1b-4bc8-b93c-7, Tilburg University, School of Economics and Management.
    24. Wolken, John D., 1998. ""New" data sources for research on small business finance," Journal of Banking & Finance, Elsevier, vol. 22(6-8), pages 1067-1076, August.
    25. Colombo, Massimo G. & Croce, Annalisa & Guerini, Massimiliano, 2013. "The effect of public subsidies on firms’ investment–cash flow sensitivity: Transient or persistent?," Research Policy, Elsevier, vol. 42(9), pages 1605-1623.
    26. William M. Gentry & R. Glenn Hubbard, 2000. "Entrepreneurship and Household Saving," NBER Working Papers 7894, National Bureau of Economic Research, Inc.
    27. Howard Bodenhorn, 2001. "Short-Term Loans and Long-Term Relationships: Relationship Lending in Early America," NBER Historical Working Papers 0137, National Bureau of Economic Research, Inc.
    28. Dias Duarte, Fábio & Matias Gama, Ana Paula & Paulo Esperança, José, 2017. "Collateral-based in SME lending: The role of business collateral and personal collateral in less-developed countries," Research in International Business and Finance, Elsevier, vol. 39(PA), pages 406-422.
    29. Benedikt Vogt & Wolter Hassink & Matteo Millone & Remco Mocking, 2021. "Homeowners have easier and cheaper access to business credit," CPB Discussion Paper 420, CPB Netherlands Bureau for Economic Policy Analysis.
    30. Tensie Steijvers & Wim Voordeckers & Koen Vanhoof, 2010. "Collateral, relationship lending and family firms," Small Business Economics, Springer, vol. 34(3), pages 243-259, April.
    31. Ciarán mac an Bhaird & Brian Lucey, 2010. "Determinants of capital structure in Irish SMEs," Small Business Economics, Springer, vol. 35(3), pages 357-375, October.
    32. Bellucci, Andrea & Borisov, Alexander & Giombini, Germana & Zazzaro, Alberto, 2019. "Collateralization and distance," Journal of Banking & Finance, Elsevier, vol. 100(C), pages 205-217.
    33. Régis Blazy & Bruno Deffains & Gisele Umbhauer & Laurent Weill, 2013. "Severe or gentle bankruptcy law : Which impact on investing and financing decisions ?," Post-Print hal-01753883, HAL.
    34. Reabetswe Kgoroeadira & Andrew Burke & André Stel, 2019. "Small business online loan crowdfunding: who gets funded and what determines the rate of interest?," Small Business Economics, Springer, vol. 52(1), pages 67-87, January.
    35. Nofsinger, John R. & Wang, Weicheng, 2011. "Determinants of start-up firm external financing worldwide," Journal of Banking & Finance, Elsevier, vol. 35(9), pages 2282-2294, September.
    36. Liu, Zhengchi & Shang, Jennifer & Wu, Shin-yi & Chen, Pei-yu, 2020. "Social collateral, soft information and online peer-to-peer lending: A theoretical model," European Journal of Operational Research, Elsevier, vol. 281(2), pages 428-438.
    37. Allen N. Berger & Gregory F. Udell, 1998. "The economics of small business finance: the roles of private equity and debt markets in the financial growth cycle," Finance and Economics Discussion Series 1998-15, Board of Governors of the Federal Reserve System (U.S.).
    38. Robert W. Fairlie, 2013. "Minority and immigrant entrepreneurs: access to financial capital," Chapters, in: Amelie F. Constant & Klaus F. Zimmermann (ed.), International Handbook on the Economics of Migration, chapter 8, pages 153-175, Edward Elgar Publishing.
    39. Hasan, Iftekhar & Kobeissi, Nada & Wang, Haizhi & Zhou, Mingming, 2015. "Banking structure, marketization and small business development: Regional evidence from China," BOFIT Discussion Papers 11/2015, Bank of Finland Institute for Emerging Economies (BOFIT).
    40. Tiantian Yang & Rebecca Zarutskie, 2015. "How Did Young Firms Fare During the Great Recession? Evidence from the Kauffman Firm Survey," Finance and Economics Discussion Series 2015-85, Board of Governors of the Federal Reserve System (U.S.).
    41. Ruyi Ge & Juan Feng & Bin Gu, 2016. "Borrower’s default and self-disclosure of social media information in P2P lending," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 2(1), pages 1-6, December.
    42. Tensie Steijvers & Wim Voordeckers, 2009. "Collateral And Credit Rationing: A Review Of Recent Empirical Studies As A Guide For Future Research," Journal of Economic Surveys, Wiley Blackwell, vol. 23(5), pages 924-946, December.
    43. Astrid A. Dick & Andreas Lehnert, 2010. "Personal Bankruptcy and Credit Market Competition," Journal of Finance, American Finance Association, vol. 65(2), pages 655-686, April.
    44. Bahaj, Saleem A. & Foulis, Angus & Pinter, Gabor, 2016. "The residential collateral channel," LSE Research Online Documents on Economics 86240, London School of Economics and Political Science, LSE Library.
    45. Boris F. Blumberg & Wilko A. Letterie, 2008. "Business Starters and Credit Rationing," Small Business Economics, Springer, vol. 30(2), pages 187-200, February.
    46. Mallik, Girijasankar & Nguyen, Duc Nguyen & Chowdhury, Anis, 2022. "Does firm size really affect the outcome of loan applications?," Economic Analysis and Policy, Elsevier, vol. 74(C), pages 806-820.
    47. Gama, Ana Paula Matias & Duarte, Fábio Dias & Esperança, José Paulo, 2017. "Why discouraged borrowers exist? An empirical (re)examination from less developed countries," Emerging Markets Review, Elsevier, vol. 33(C), pages 19-41.
    48. Hassink, Wolter & Millone, Matteo & Mocking, Remco & Vogt, Benedikt, 2021. "Home Ownership and Home Equity Promote Entrepreneurial Activity," IZA Discussion Papers 14170, Institute of Labor Economics (IZA).
    49. Astebro, Thomas & Bernhardt, Irwin, 2003. "Start-up financing, owner characteristics, and survival," Journal of Economics and Business, Elsevier, vol. 55(4), pages 303-319.
    50. Cassar, Gavin, 2004. "The financing of business start-ups," Journal of Business Venturing, Elsevier, vol. 19(2), pages 261-283, March.
    51. Alicia Robb & Robert Fairlie, 2006. "Access to Financial Capital Among U.S. Businesses: The Case of African-American Firms," Working Papers 06-33, Center for Economic Studies, U.S. Census Bureau.
    52. Khaled Otman, 2023. "Small and Medium Enterprises in the Middle East and North Africa Region," International Journal of Business and Management, Canadian Center of Science and Education, vol. 16(5), pages 1-55, February.
    53. Holmes, Marionette & Park, Timothy A., 2001. "Modeling Financial Asset Demands Of Small Agribusiness Firms: A Portfolio Theory Approach," 2001 Annual meeting, August 5-8, Chicago, IL 20461, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
    54. Marc T. Junkunc & Jonathan T. Eckhardt, 2009. "Technical Specialized Knowledge and Secondary Shares in Initial Public Offerings," Management Science, INFORMS, vol. 55(10), pages 1670-1687, October.
    55. Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2017. "Do local banking market structures matter for SME financing and performance? New evidence from an emerging economy," Journal of Banking & Finance, Elsevier, vol. 79(C), pages 142-158.
    56. Hang Thu Nguyen & Hiep Manh Nguyen & Michael Troege & Anh T. H. Nguyen, 2021. "Debt aversion, education, and credit self-rationing in SMEs," Small Business Economics, Springer, vol. 57(3), pages 1125-1143, October.
    57. Vos, Ed & Yeh, Andy Jia-Yuh & Carter, Sara & Tagg, Stephen, 2007. "The happy story of small business financing," Journal of Banking & Finance, Elsevier, vol. 31(9), pages 2648-2672, September.
    58. Arthur B. Kennickell & Myron L. Kwast & Jonathan Pogach, 2016. "Small Businesses and Small Business Finance during the Financial Crisis and the Great Recession: New Evidence from the Survey of Consumer Finances," NBER Chapters, in: Measuring Entrepreneurial Businesses: Current Knowledge and Challenges, pages 291-349, National Bureau of Economic Research, Inc.
    59. Victor Motta, 2017. "Are SMEs in the hospitality industry less likely to experience credit constraint than other industries in the service sector? Evidence from Latin America," Tourism Economics, , vol. 23(7), pages 1398-1418, November.
    60. Rishabh, Kumar, 2021. "Bank as a Venture Capitalist," Working papers 2021/09, Faculty of Business and Economics - University of Basel.
    61. Bahaj, Saleem & Foulis, Angus & Pinter, Gabor & Surico, Paolo, 2022. "Employment and the residential collateral channel of monetary policy," Journal of Monetary Economics, Elsevier, vol. 131(C), pages 26-44.
    62. Eduardo Levy Yeyati & Alejandro Micco, 2003. "Concentración y penetración foránea en los sectores bancarios latinoamericanos: repercusiones sobre la competencia y el riesgo," Research Department Publications 4354, Inter-American Development Bank, Research Department.
    63. Chong Kyoon Lee & Johan Wiklund & Alejandro Amezcua & Tae Jun Bae & Almantas Palubinskas, 2022. "Business failure and institutions in entrepreneurship: a systematic review and research agenda," Small Business Economics, Springer, vol. 58(4), pages 1997-2023, April.
    64. Artashes Karapetyan & Bogdan Stacescu, 2012. "Does information sharing reduce the role of collateral as a screening device?," Working Paper 2012/19, Norges Bank.
    65. Madhuri Mahato & Julie Vardhan, 2022. "The spatial distribution of self-employment — evidence from Jharkhand," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, vol. 12(1), pages 291-304, December.
    66. Klapper, Leora, 2001. "The uniqueness of short-term collateralization," Policy Research Working Paper Series 2544, The World Bank.
    67. Jiří Schwarz & Martin Pospíšil, 2018. "Bankruptcy, Investment, and Financial Constraints: Evidence from the Czech Republic," Eastern European Economics, Taylor & Francis Journals, vol. 56(2), pages 99-121, March.
    68. Anjali Kumar & Manuela Francisco, 2005. "Enterprise Size, Financing Patterns, and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey," World Bank Publications - Books, The World Bank Group, number 7330.
    69. J. Rodrigo Fuentes & Carlos Maqueira, 1999. "Institutional Arrangements to Determine Loan Repayment in Chile," Research Department Publications 3073, Inter-American Development Bank, Research Department.
    70. Pennings, Joost M. E. & Garcia, Philip, 2004. "Hedging behavior in small and medium-sized enterprises: The role of unobserved heterogeneity," Journal of Banking & Finance, Elsevier, vol. 28(5), pages 951-978, May.
    71. Voordeckers, Wim & Steijvers, Tensie, 2006. "Business collateral and personal commitments in SME lending," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 3067-3086, November.
    72. Remco Mocking & Benedikt Vogt & Wolter Hassink, 2017. "Collateral Damage? Decreasing House Prices and Entrepreneurial Lending," CPB Discussion Paper 351, CPB Netherlands Bureau for Economic Policy Analysis.
    73. Lukas Menkhoff & Doris Neuberger & Ornsiri Rungruxsirivorn, 2011. "Collateral and its Substitutes in Emerging Markets' Lending," CESifo Working Paper Series 3585, CESifo.
    74. William Gartner & Casey Frid & John Alexander, 2012. "Financing the emerging firm," Small Business Economics, Springer, vol. 39(3), pages 745-761, October.
    75. Niinimäki, Juha-Pekka, 2015. "The optimal allocation of alternative collateral assets between different loans," The North American Journal of Economics and Finance, Elsevier, vol. 34(C), pages 22-41.
    76. Susan Coleman, 2004. "The "Liability of Newness" and Small Firm Access to Debt Capital: Is There a Link?," Journal of Entrepreneurial Finance, Pepperdine University, Graziadio School of Business and Management, vol. 9(2), pages 37-60, Summer.
    77. Kim, Mee Jung, 2023. "Impact of the Community Reinvestment Act on small business employment in lower income neighborhoods," Regional Science and Urban Economics, Elsevier, vol. 98(C).
    78. Fairlie, Robert W. & Woodruff, Christopher, 2008. "Mexican-American Entrepreneurship," IZA Discussion Papers 3488, Institute of Labor Economics (IZA).
    79. Ashiqur Rahman & Jaroslav Belas & Tomas Kliestik & Ladislav Tyll, 2017. "Collateral requirements for SME loans: empirical evidence from the Visegrad countries," Journal of Business Economics and Management, Taylor & Francis Journals, vol. 18(4), pages 650-675, July.
    80. Holod, Dmytro & Torna, Gökhan, 2018. "Do community banks contribute to international trade? Evidence from U.S. Data," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 57(C), pages 185-204.
    81. Min Bai & Samir Harith, 2023. "Measuring SMEs Risk – Evidence from Malaysia," SN Business & Economics, Springer, vol. 3(7), pages 1-32, July.
    82. Sandra E. Black & Philip E. Strahan, 2002. "Entrepreneurship and Bank Credit Availability," Journal of Finance, American Finance Association, vol. 57(6), pages 2807-2833, December.
    83. Francesco Dainelli & Francesco Giunta & Fabrizio Cipollini, 2013. "Determinants of SME credit worthiness under Basel rules: the value of credit history information," PSL Quarterly Review, Economia civile, vol. 66(264), pages 21-47.
    84. Theodora Bermpei & Antonios Nikolaos Kalyvas & Lorenzo Neri & Antonella Russo, 2019. "Will Strangers Help you Enter? The Effect of Foreign Bank Presence on New Firm Entry," Journal of Financial Services Research, Springer;Western Finance Association, vol. 56(1), pages 1-38, August.
    85. Mac an Bhaird, Ciarán & Lucey, Brian, 2010. "An empirical investigation of the financial growth life cycle," MPRA Paper 61948, University Library of Munich, Germany.
    86. Pasquale Lucio Scandizzo, 2004. "Financing Technology: An Assessment of Theory and Practice," CEIS Research Paper 43, Tor Vergata University, CEIS.
    87. Sadia Noor Khan, 2024. "How bank‐specific factors affect access to financing for small and medium enterprises: Evidence from an emerging economy," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 29(2), pages 2095-2115, April.
    88. Edward R. Morrison, 2009. "Bargaining around Bankruptcy: Small Business Workouts and State Law," The Journal of Legal Studies, University of Chicago Press, vol. 38(2), pages 255-307, June.
    89. Sara Carter, 2011. "The Rewards of Entrepreneurship: Exploring the Incomes, Wealth, and Economic Well–Being of Entrepreneurial Households," Entrepreneurship Theory and Practice, , vol. 35(1), pages 39-55, January.
    90. Ravn, Søren Hove, 2016. "Endogenous credit standards and aggregate fluctuations," Journal of Economic Dynamics and Control, Elsevier, vol. 69(C), pages 89-111.
    91. Mark Freel & Sara Carter & Stephen Tagg & Colin Mason, 2012. "The latent demand for bank debt: characterizing “discouraged borrowers”," Small Business Economics, Springer, vol. 38(4), pages 399-418, May.
    92. Anosisye M. Kesale, 2017. "Barriers Facing Startup Small and Medium Enterprises (SMEs) In Accessing External Capital in Tanzania," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(3), pages 55-72, March.
    93. Peggy D. Dwyer & James H. Gilkeson & Drew B. Winters, 2003. "How banks can self-monitor their lending to comply with the equal credit opportunity act," Review, Federal Reserve Bank of St. Louis, vol. 85(Sep), pages 7-22.
    94. Alicia M. Robb & David T. Robinson, 2014. "The Capital Structure Decisions of New Firms," The Review of Financial Studies, Society for Financial Studies, vol. 27(1), pages 153-179, January.
    95. Chala, Alemu Tulu & Forssbaeck, Jens, 2018. "Does Collateral Reduce Loan-Size Credit Rationing? Survey Evidence," Working Papers 2018:36, Lund University, Department of Economics.
    96. Silvia Magri, 2009. "The financing of small entrepreneurs in Italy," Annals of Finance, Springer, vol. 5(3), pages 397-419, June.
    97. Letterie, W.A. & Blumberg, B.F., 2002. "Which business starters experience limited access to bank funds?," Research Memorandum 030, Maastricht University, Maastricht Research School of Economics of Technology and Organization (METEOR).
    98. Michel Dietsch, 2000. "Peut-il exister un droit au crédit ?," Revue d'Économie Financière, Programme National Persée, vol. 58(3), pages 135-150.
    99. Philip Bond & Paul Huck & Sherrie L. W. Rhine & Robert M. Townsend, 1999. "Small business finance in two Chicago minority neighborhoods," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 23(Q II), pages 46-62.
    100. Kallandranis, Christos & Drakos, Konstantinos, 2021. "Self-Rationing in European Businesses: Evidence from Survey Analysis," Finance Research Letters, Elsevier, vol. 41(C).
    101. Robert W. Fairlie & Alicia M. Robb, 2008. "Race and Entrepreneurial Success: Black-, Asian-, and White-Owned Businesses in the United States," MIT Press Books, The MIT Press, edition 1, volume 1, number 026206281x, April.
    102. Slavec, Alenka & Prodan, Igor, 2012. "The influence of entrepreneur’s characteristics on small manufacturing firm debt financing," Journal of East European Management Studies, Nomos Verlagsgesellschaft mbH & Co. KG, vol. 17(1), pages 104-130.
    103. Kevin B. Moore, 2004. "Do liquidity constraints matter for new entrepreneurs?," Finance and Economics Discussion Series 2004-42, Board of Governors of the Federal Reserve System (U.S.).
    104. Richard Scheelings, 2005. "Essays in Law and Economics," Levine's Working Paper Archive 618897000000000950, David K. Levine.
    105. Majida Jrad & Yamina Tadjeddine, 2020. "Collateral Requirements For Sme Loans: Empirical Evidence From Lebanon Country," Working Papers of BETA 2020-46, Bureau d'Economie Théorique et Appliquée, UDS, Strasbourg.
    106. Alexander Cobham, "undated". "The Financing and Technology Decisions of SMEs: I. Finance as a Determinant of Investment," QEH Working Papers qehwps24, Queen Elizabeth House, University of Oxford.
    107. Wenying Jiangli & Haluk Unal & Chiwon Yom, 2008. "Relationship Lending, Accounting Disclosure, and Credit Availability during the Asian Financial Crisis," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 40(1), pages 25-55, February.
    108. Aoife Hanley & Sourafel Girma, 2006. "New Ventures and their Credit Terms," Small Business Economics, Springer, vol. 26(4), pages 351-364, May.
    109. Yuji Honjo & Masatoshi Kato & Hiroyuki Okamuro, 2014. "R&D investment of start-up firms: does founders’ human capital matter?," Small Business Economics, Springer, vol. 42(2), pages 207-220, February.
    110. Dudley, Evan, 2021. "Social capital and entrepreneurial financing choice," Journal of Corporate Finance, Elsevier, vol. 70(C).
    111. Arthur B. Kennickell & Myron L. Kwast & Jonathan Pogach, 2015. "Small Businesses and Small Business Finance during the Financial Crisis and the Great Recession: New Evidence From the Survey of Consumer Finances," Finance and Economics Discussion Series 2015-39, Board of Governors of the Federal Reserve System (U.S.).
    112. Fábio Dias Duarte & Ana Paula Matias Gama & Mohamed Azzim Gulamhussen, 2018. "Defaults in bank loans to SMEs during the financial crisis," Small Business Economics, Springer, vol. 51(3), pages 591-608, October.

  31. Raphael W. Bostic & Glenn B. Canner, 1998. "New information on lending to small businesses and small farms: the 1996 CRA data," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 84(Jan), pages 1-21, January.

    Cited by:

    1. W. Scott Frame & Lynn Woosley, 2004. "Credit Scoring and the Availability of Small Business Credit in Low‐ and Moderate‐Income Areas," The Financial Review, Eastern Finance Association, vol. 39(1), pages 35-54, February.
    2. Tessa Conroy & Sarah A. Low & Stephan Weiler, 2017. "Fueling Job Engines: Impacts Of Small Business Loans On Establishment Births In Metropolitan And Nonmetro Counties," Contemporary Economic Policy, Western Economic Association International, vol. 35(3), pages 578-595, July.
    3. William R. Keeton, 2009. "Has multi-market banking changed the response of small business lending to local economic shocks?," Economic Review, Federal Reserve Bank of Kansas City, vol. 94(Q I), pages 5-35.
    4. Allen N. Berger & Rebecca Demsetz & Philip E. Strahan, 1998. "The consolidation of the financial services industry: causes, consequences, and the implications for the future," Staff Reports 55, Federal Reserve Bank of New York.
    5. Anil Rupasingha & Kyungsoon Wang, 2017. "Access to capital and small business growth: evidence from CRA loans data," The Annals of Regional Science, Springer;Western Regional Science Association, vol. 59(1), pages 15-41, July.
    6. Kenneth P. Brevoort & John D. Wolken, 2008. "Does distance matter in banking?," Finance and Economics Discussion Series 2008-34, Board of Governors of the Federal Reserve System (U.S.).

  32. Bostic, Raphael W. & Gans, Joshua S. & Stern, Scott, 1997. "Urban Productivity and Factor Growth in the Late Nineteenth Century," Journal of Urban Economics, Elsevier, vol. 41(1), pages 38-55, January.
    See citations under working paper version above.
  33. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1997. "Changes in the distribution of banking offices," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 83(Sep), pages 707-725, September.

    Cited by:

    1. Daniel Immergluck, 2001. "The Financial Services Sector and Cities: Restructuring, Decentralization, and Declining Urban Employment," Economic Development Quarterly, , vol. 15(3), pages 274-288, August.
    2. Dodson, Charles & Koenig, Steven, 2006. "Evaluating the Relative Cost Effectiveness of the Farm Service Agency’s Farm Loan Programs – Report to Congress," USDA Miscellaneous 338717, United States Department of Agriculture.
    3. Timothy H. Hannan & Elizabeth K. Kiser & Robin A. Prager & James J. McAndrews, 2003. "To Surcharge or Not to Surcharge: An Empirical Investigation of ATM Pricing," The Review of Economics and Statistics, MIT Press, vol. 85(4), pages 990-1002, November.
    4. Ian Dunham & Alec Foster, 2023. "FRINGE FINANCIAL ECOLOGIES AND PLACE‐BASED EXCLUSION: A Tale of Two Cities," International Journal of Urban and Regional Research, Wiley Blackwell, vol. 47(6), pages 881-898, November.
    5. Gangopadhyay, Partha & Nilakantan, Rahul, 2021. "Peer effects and social learning in banks’ investments in information technology," International Review of Economics & Finance, Elsevier, vol. 75(C), pages 456-463.
    6. William C. Apgar & Mark Duda, 2003. "The twenty-fifth anniversary of the Community Reinvestment Act: past accomplishments and future regulatory challenges," Economic Policy Review, Federal Reserve Bank of New York, issue Jun, pages 169-191.
    7. Gardó, Sándor & Klaus, Benjamin, 2020. "Overcapacities in banking: Measurement, trends and determinants," Economic Modelling, Elsevier, vol. 91(C), pages 819-834.
    8. Avery, Robert B. & Bostic, Raphael W. & Calem, Paul S. & Canner, Glenn B., 1999. "Consolidation and bank branching patterns," Journal of Banking & Finance, Elsevier, vol. 23(2-4), pages 497-532, February.
    9. Marcello Pagnini & Paola Rossi & Valerio Vacca & Johann Burgstaller, 2017. "Dynamics of Retail-Bank Branching in Austria," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 46(3), pages 527-554, November.

  34. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1996. "Credit risk, credit scoring, and the performance of home mortgages," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 82(Jul), pages 621-648, July.

    Cited by:

    1. Barakova, Irina & Bostic, Raphael W. & Calem, Paul S. & Wachter, Susan M., 2003. "Does credit quality matter for homeownership?," Journal of Housing Economics, Elsevier, vol. 12(4), pages 318-336, December.
    2. Ha-Thu Nguyen, 2015. "How is credit scoring used to predict default in China?," EconomiX Working Papers 2015-1, University of Paris Nanterre, EconomiX.
    3. Wei-Wen Wu & Jian-Fa Li & Cheng-Yih Hong, 2017. "Verifying the Determinants of the Mortgage Defaults on Home Mortgage," International Journal of Economics and Financial Issues, Econjournals, vol. 7(5), pages 266-273.
    4. Marcelo Pinheiro & Ms. Deniz O Igan, 2009. "Exposure to Real Estate Losses: Evidence from the US Banks," IMF Working Papers 2009/079, International Monetary Fund.
    5. Sherrill Shaffer & Glenn D. Westley, 1998. "Credit union policies and performance in Latin America," Working Papers 98-1, Federal Reserve Bank of Philadelphia.
    6. Board of Governors of the Federal Reserve System (U.S.), 1997. "Report to the Congress on the Availablity of Credit to Small Businesses - 1997," Reports and Studies 89208, Board of Governors of the Federal Reserve System (U.S.).
    7. Estefanía Palazuelos & Ángel Herrero Crespo & Javier Montoya del Corte, 2018. "Effect of perceived default risk and accounting information quality on the decision to grant credit to SMEs," Risk Management, Palgrave Macmillan, vol. 20(2), pages 121-141, May.
    8. Ha Thu Nguyen, 2015. "How is credit scoring used to predict default in China?," Working Papers hal-04133309, HAL.
    9. Bostic, Raphael W & Surette, Brian J, 2001. "Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income," The Journal of Real Estate Finance and Economics, Springer, vol. 23(3), pages 411-434, November.
    10. Saadi, Vahid, 2019. "Mortgage supply and the US housing boom: The role of the Community Reinvestment Act," SAFE Working Paper Series 155, Leibniz Institute for Financial Research SAFE, revised 2019.
    11. Christa N. Gibbs & Benedict Guttman-Kenney & Donghoon Lee & Scott T. Nelson & Wilbert H. van der Klaauw & Jialan Wang, 2024. "Consumer Credit Reporting Data," NBER Working Papers 32791, National Bureau of Economic Research, Inc.
    12. Mutaleb, Md Z. & Baharanyi, Ntam R. & Tackie, Nii O. & Zabawa, Robert, 2014. "An Assessment Of Microlending Programs In The Alabama Black Belt Region," Professional Agricultural Workers Journal (PAWJ), Professional Agricultural Workers Conference, vol. 2(2), pages 1-11.
    13. Sherrill Shaffer, 1997. "The winner's curse in banking," Working Papers 97-25, Federal Reserve Bank of Philadelphia.
    14. Helga De Doncker, 2006. "Crédits aux particuliers - Analyse des données de la Centrale des Crédits aux Particuliers," Working Paper Document 78, National Bank of Belgium.
    15. Jessica Holmes & Jonathan Isham & Jessica Wasilewski, 2002. "Overcoming Information Asymmetries in Low-Income Lending: Lessons from the "Working Wheels" Program," Middlebury College Working Paper Series 0244, Middlebury College, Department of Economics.
    16. Christopher L. Foote & Paul S. Willen, 2017. "Mortgage-default research and the recent foreclosure crisis," Working Papers 17-13, Federal Reserve Bank of Boston.
    17. Fout, Hamilton & Li, Grace & Palim, Mark & Pan, Ying, 2020. "Credit risk of low income mortgages," Regional Science and Urban Economics, Elsevier, vol. 80(C).
    18. Keys, Benjamin J. & Mukherjee, Tanmoy & Seru, Amit & Vig, Vikrant, 2009. "Financial regulation and securitization: Evidence from subprime loans," Journal of Monetary Economics, Elsevier, vol. 56(5), pages 700-720, July.
    19. Grinstein-Weiss, Michal & Spader, Jonathan & Yeo, Yeong Hun & Taylor, Andréa & Books Freeze, Elizabeth, 2011. "Parental transfer of financial knowledge and later credit outcomes among low- and moderate-income homeowners," Children and Youth Services Review, Elsevier, vol. 33(1), pages 78-85, January.
    20. Martha Poon, 2009. "From New Deal institutions to capital markets: commercial consumer risk scores and the making of subprime mortgage finance," Working Papers halshs-00359712, HAL.
    21. Goldberg, Gerson M. & Harding, John P., 2003. "Investment characteristics of low- and moderate-income mortgage loans," Journal of Housing Economics, Elsevier, vol. 12(3), pages 151-180, September.
    22. Elizabeth Laderman & Carolina Reid, 2008. "Lending in low- and moderate-income neighborhoods in California: the performance of CRA lending during the subprime meltdown," Community Development Working Paper 2008-05, Federal Reserve Bank of San Francisco.
    23. Alexandra Lefevre & Agnes Tourin, 2023. "Incorporating Climate Risk into Credit Risk Modeling: An Application in Housing Finance," FinTech, MDPI, vol. 2(3), pages 1-27, September.
    24. Grovenstein, Robert A. & Harding, John P. & Sirmans, C.F. & Thebpanya, Sansanee & Turnbull, Geoffrey K., 2005. "Commercial mortgage underwriting: How well do lenders manage the risks?," Journal of Housing Economics, Elsevier, vol. 14(4), pages 355-383, December.
    25. Paul Bennett & Gordon Monsen & Richard Peach & Stavros Peristiani & Jonathan Raiff, 1996. "Effects of household creditworthiness on mortgage refinancings," Research Paper 9622, Federal Reserve Bank of New York.
    26. Ron J. Feldman, 2002. "Mortgage rates, homeownership rates, and government-sponsored enterprises," Annual Report, Federal Reserve Bank of Minneapolis, vol. 16(1), pages 4-23.
    27. Ryan Bubb & Alex Kaufman, 2009. "Securitization and moral hazard: evidence from a lender cutoff rule," Public Policy Discussion Paper 09-5, Federal Reserve Bank of Boston.
    28. Deku, Solomon Y. & Kara, Alper & Marqués-Ibáñez, David, 2019. "Do reputable issuers provide better-quality securitizations?," Working Paper Series 2236, European Central Bank.
    29. Andrew R. Sanderford & George A. Overstreet & Peter A. Beling & Kanshukan Rajaratnam, 2015. "Energy-efficient homes and mortgage risk: crossing the chasm at last?," Environment Systems and Decisions, Springer, vol. 35(1), pages 157-168, March.
    30. Moulton, Stephanie & Haurin, Donald R. & Shi, Wei, 2015. "An analysis of default risk in the Home Equity Conversion Mortgage (HECM) program," Journal of Urban Economics, Elsevier, vol. 90(C), pages 17-34.
    31. Harding, John P. & Rosenblatt, Eric & Yao, Vincent W., 2009. "The contagion effect of foreclosed properties," Journal of Urban Economics, Elsevier, vol. 66(3), pages 164-178, November.
    32. van der Plaat, Mark & Spierdijk, Laura, 2020. "Recourse, asymmetric information, and credit risk over the business cycle," MPRA Paper 104718, University Library of Munich, Germany.
    33. Board of Governors of the Federal Reserve System (U.S.), 1997. "Report to the Congress on the Availability of Credit to Small Businesses, 1997," Reports and Studies 3747, Board of Governors of the Federal Reserve System (U.S.).
    34. Allen Frankel, 2006. "Prime or not so prime? An exploration of US housing finance in the new century," BIS Quarterly Review, Bank for International Settlements, March.
    35. Saadi, Vahid, 2016. "Mortgage supply and the US housing boom: The role of the community reinvestment act," IWH Discussion Papers 32/2016, Halle Institute for Economic Research (IWH).
    36. Poon, Martha, 2009. "From new deal institutions to capital markets: Commercial consumer risk scores and the making of subprime mortgage finance," Accounting, Organizations and Society, Elsevier, vol. 34(5), pages 654-674, July.
    37. Krupnick, Alan & Blackman, Allen, 1999. "Location Efficient Mortgages: Is the Rationale Sound?," RFF Working Paper Series dp-99-49-rev, Resources for the Future.
    38. Smith, Brent C, 2011. "Stability in consumer credit scores: Level and direction of FICO score drift as a precursor to mortgage default and prepayment," Journal of Housing Economics, Elsevier, vol. 20(4), pages 285-298.
    39. Bose, Arup & Pal, Debashis & Sappington, David E.M., 2012. "Extreme screening policies," European Economic Review, Elsevier, vol. 56(8), pages 1607-1620.
    40. Floros, Ioannis & White, Joshua T., 2016. "Qualified residential mortgages and default risk," Journal of Banking & Finance, Elsevier, vol. 70(C), pages 86-104.
    41. Saty Patrabansh, 2015. "The Marginal Effect of First-Time Homebuyer Status on Mortgage Default and Prepayment," FHFA Staff Working Papers 15-02, Federal Housing Finance Agency.
    42. Tan, Yi Lin & Yusof, Mimi Syazwani & Mohd Ali, Nur Aqilah & Mohamed Azmi, Zahirah, 2018. "The Influence of Corporate Governance to the Firm Performance in Logistics Industry," MPRA Paper 86895, University Library of Munich, Germany.
    43. Morris A Davis & William D Larson & Stephen D Oliner & Benjamin R Smith, 2023. "A Quarter Century of Mortgage Risk," Review of Finance, European Finance Association, vol. 27(2), pages 581-618.
    44. Loretta J. Mester, 1997. "What's the point of credit scoring?," Business Review, Federal Reserve Bank of Philadelphia, issue Sep, pages 3-16.
    45. Eglė Jakučionytė & Swapnil Singh, 2023. "Emergence of subprime lending in minority neighborhoods," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 51(6), pages 1547-1583, November.
    46. Nothaft, Frank E. & Perry, Vanessa G., 2002. "Do mortgage rates vary by neighborhood? Implications for loan pricing and redlining," Journal of Housing Economics, Elsevier, vol. 11(3), pages 244-265, September.

  35. Bostic, Raphael & Herrnstein, R. J. & Luce, R. Duncan, 1990. "The effect on the preference-reversal phenomenon of using choice indifferences," Journal of Economic Behavior & Organization, Elsevier, vol. 13(2), pages 193-212, March.

    Cited by:

    1. Attema, Arthur E. & Brouwer, Werner B.F. & l’Haridon, Olivier, 2013. "Prospect theory in the health domain: A quantitative assessment," Journal of Health Economics, Elsevier, vol. 32(6), pages 1057-1065.
    2. Camacho-Cuena, Eva & Seidl, Christian & Morone, Andrea, 2005. "Comparing preference reversal for general lotteries and income distributions," Journal of Economic Psychology, Elsevier, vol. 26(5), pages 682-710, October.
    3. Arthur Attema & Werner Brouwer, 2012. "The way that you do it? An elaborate test of procedural invariance of TTO, using a choice-based design," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 13(4), pages 491-500, August.
    4. Etchart-Vincent, Nathalie, 2007. "Expérimentation de laboratoire et économie : contre quelques idées reçues et faux problèmes," L'Actualité Economique, Société Canadienne de Science Economique, vol. 83(1), pages 91-116, mars.
    5. Peter A. Ubel & George Loewenstein & Dennis Scanlon & Mark Kamlet, 1996. "Individual Utilities Are Inconsistent with Rationing Choices," Medical Decision Making, , vol. 16(2), pages 108-116, June.
    6. Yao Thibaut Kpegli & Brice Corgnet & Adam Zylbersztejn, 2020. "All at Once! A Comprehensive and Tractable Semi-Parametric Method to Elicit Prospect Theory Components," Working Papers halshs-03016517, HAL.
    7. Nathalie Etchart-Vincent & Olivier l’Haridon, 2011. "Monetary incentives in the loss domain and behavior toward risk: An experimental comparison of three reward schemes including real losses," Journal of Risk and Uncertainty, Springer, vol. 42(1), pages 61-83, February.
    8. Kim, Younjun & Hoffman, Elizabeth, 2018. "Pre-play Learning and the Preference Reversal Phenomenon," ISU General Staff Papers 201801010800001007, Iowa State University, Department of Economics.
    9. Laurent Denant-Boemont & Enrico Diecidue & Olivier l’Haridon, 2017. "Patience and time consistency in collective decisions," Experimental Economics, Springer;Economic Science Association, vol. 20(1), pages 181-208, March.
    10. Schunk, Daniel & Winter, Joachim, 2009. "The relationship between risk attitudes and heuristics in search tasks: A laboratory experiment," Munich Reprints in Economics 19880, University of Munich, Department of Economics.
    11. Manel Baucells & Antonio Villasís, 2010. "Stability of risk preferences and the reflection effect of prospect theory," Theory and Decision, Springer, vol. 68(1), pages 193-211, February.
    12. Han Bleichrodt & Yu Gao & Kirsten I. M. Rohde, 2016. "A measurement of decreasing impatience for health and money," Journal of Risk and Uncertainty, Springer, vol. 52(3), pages 213-231, June.
    13. Raúl López-Pérez & Eli Spiegelman, 2020. "Using Eye-Tracking Techniques To Understand The Role Of Attention On Choice And Reversals," Working Papers 2001, Instituto de Políticas y Bienes Públicos (IPP), CSIC.
    14. Pedro Bordalo & Nicola Gennaioli & Andrei Shleifer, "undated". "Salience Theory of Choice Under Risk," Working Paper 29210, Harvard University OpenScholar.
    15. Arthur E. Attema & Han Bleichrodt & Kirsten I. M. Rohde & Peter P. Wakker, 2010. "Time-Tradeoff Sequences for Analyzing Discounting and Time Inconsistency," Management Science, INFORMS, vol. 56(11), pages 2015-2030, November.
    16. Nathalie Etchart-Vincent, 2009. "Probability weighting and the ‘level’ and ‘spacing’ of outcomes: An experimental study over losses," Journal of Risk and Uncertainty, Springer, vol. 39(1), pages 45-63, August.
    17. Han Bleichrodt & Jose María Abellán Perpiñán & Jose Luis Pinto-Prades & Ildefonso Méndez-Martínez, 2006. "Resolving Inconsistencies in Utility Measurement under Risk: Tests of Generalizations of Expected Utility," Working Papers 06.19, Universidad Pablo de Olavide, Department of Economics.
    18. Manel Baucells & Franz Heukamp, 2010. "Common ratio using delay," Theory and Decision, Springer, vol. 68(1), pages 149-158, February.
    19. Attema, Arthur E. & Brouwer, Werner B.F., 2012. "A test of independence of discounting from quality of life," Journal of Health Economics, Elsevier, vol. 31(1), pages 22-34.
    20. Bleichrodt, Han & Doctor, Jason & Stolk, Elly, 2005. "A nonparametric elicitation of the equity-efficiency trade-off in cost-utility analysis," Journal of Health Economics, Elsevier, vol. 24(4), pages 655-678, July.
    21. Alarie, Yves & Dionne, Georges, 2004. "On the necessity of using lottery qualities," Working Papers 04-3, HEC Montreal, Canada Research Chair in Risk Management.
    22. Borgonovo, Emanuele & Caselli, Stefano & Cillo, Alessandra & Masciandaro, Donato & Rabitti, Giovanni, 2021. "Money, privacy, anonymity: What do experiments tell us?," Journal of Financial Stability, Elsevier, vol. 56(C).
    23. Festjens, Anouk & Bruyneel, Sabrina & Diecidue, Enrico & Dewitte, Siegfried, 2015. "Time-based versus money-based decision making under risk: An experimental investigation," Journal of Economic Psychology, Elsevier, vol. 50(C), pages 52-72.
    24. Alarie, Yves & Dionne, Georges, 2006. "Lottery qualities," Working Papers 06-7, HEC Montreal, Canada Research Chair in Risk Management.
    25. Roxane Bricet, 2018. "Preferences for information precision under ambiguity," THEMA Working Papers 2018-09, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
    26. Pedro Bordalo & Nicola Gennaioli & Andrei Shleifer, "undated". "Salience and Consumer Choice," Working Paper 62321, Harvard University OpenScholar.
    27. Breuer, Wolfgang & Soypak, K. Can, 2015. "Framing effects in intertemporal choice tasks and financial implications," Journal of Economic Psychology, Elsevier, vol. 51(C), pages 152-167.
    28. Sebastian Neumann-Böhme & Stefan A. Lipman & Werner B. F. Brouwer & Arthur E. Attema, 2021. "Trust me; I know what I am doing investigating the effect of choice list elicitation and domain-relevant training on preference reversals in decision making for others," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 22(5), pages 679-697, July.
    29. Cho, Young-Hee & Truong, Lan & Haneda, Miki, 2005. "Testing the indifference between a binary lottery and its edited components using observed estimates of variability," Organizational Behavior and Human Decision Processes, Elsevier, vol. 97(1), pages 82-89, May.
    30. Jose Luis Pinto-Prades & Jorge E. Martinez Perez & Jose María Abellán Perpiñán, 2006. "The influence of the Ratio Bias phenomenon on the elicitation of Standard Gamble utilities," Working Papers 06.16, Universidad Pablo de Olavide, Department of Economics.
    31. Mohammed Abdellaoui & Han Bleichrodt & Olivier L’haridon, 2013. "Sign-dependence in intertemporal choice," Post-Print halshs-00846590, HAL.
    32. Cathleen Johnson & Aurélien Baillon & Han Bleichrodt & Zhihua Li & Dennie Dolder & Peter P. Wakker, 2021. "Prince: An improved method for measuring incentivized preferences," Journal of Risk and Uncertainty, Springer, vol. 62(1), pages 1-28, February.
    33. Weber, Bethany J. & Chapman, Gretchen B., 2005. "The combined effects of risk and time on choice: Does uncertainty eliminate the immediacy effect? Does delay eliminate the certainty effect?," Organizational Behavior and Human Decision Processes, Elsevier, vol. 96(2), pages 104-118, March.
    34. Mohammed Abdellaoui & Han Bleichrodt & Hilda Kammoun, 2013. "Do financial professionals behave according to prospect theory? An experimental study," Theory and Decision, Springer, vol. 74(3), pages 411-429, March.
    35. Y. Alarie & G. Dionne, 2001. "Optimal Cognitive Processes for Lotteries," THEMA Working Papers 2001-07, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
    36. Sriwastava, Ambuj & Reichert, Peter, 2023. "Reducing sample size requirements by extending discrete choice experiments to indifference elicitation," Journal of choice modelling, Elsevier, vol. 48(C).
    37. Attema, Arthur & Brouwer, Werner, 2012. "In search of a preferred preference elicitation method: A test of the internal consistency of choice and matching tasks," MPRA Paper 36100, University Library of Munich, Germany.
    38. Shotaro Shiba & Kazumi Shimizu, 2020. "Does time inconsistency differ between gain and loss? An intra-personal comparison using a non-parametric elicitation method," Theory and Decision, Springer, vol. 88(3), pages 431-452, April.
    39. Cairns, John, 2006. "Developments in discounting: With special reference to future health events," Resource and Energy Economics, Elsevier, vol. 28(3), pages 282-297, August.
    40. Han Bleichrodt & José Luis Pinto & José María Abellán-Perpiñán, 2003. "A consistency test of the time trade-off," Economics Working Papers 676, Department of Economics and Business, Universitat Pompeu Fabra.
    41. Cho, Young-Hee & Duncan Luce, R. & Truong, Lan, 2002. "Duplex decomposition and general segregation of lotteries of a gain and a loss: An empirical evaluation," Organizational Behavior and Human Decision Processes, Elsevier, vol. 89(2), pages 1176-1193, November.
    42. Mohammed Abdellaoui & Han Bleichrodt & Olivier l'Haridon & Corina Paraschiv, 2013. "Is There One Unifying Concept of Utility?An Experimental Comparison of Utility Under Risk and Utility Over Time," Management Science, INFORMS, vol. 59(9), pages 2153-2169, September.
    43. Liu Shi & Jianying Qiu & Jiangyan Li & Frank Bohn, 2024. "Consciously stochastic in preference reversals," Journal of Risk and Uncertainty, Springer, vol. 68(3), pages 255-297, June.
    44. Attema, Arthur & Brouwer, Werner & van Exel, J, 2012. "Your right arm for a publication in AER?," MPRA Paper 36335, University Library of Munich, Germany.
    45. Stephen Dimmock & Roy Kouwenberg & Olivia Mitchell & Kim Peijnenburg, 2015. "Estimating ambiguity preferences and perceptions in multiple prior models: Evidence from the field," Journal of Risk and Uncertainty, Springer, vol. 51(3), pages 219-244, December.
    46. Arthur Attema & Yvette Edelaar-Peeters & Matthijs Versteegh & Elly Stolk, 2013. "Time trade-off: one methodology, different methods," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 14(1), pages 53-64, July.
    47. Gregory W. Fischer & Ziv Carmon & Dan Ariely & Gal Zauberman, 1999. "Goal-Based Construction of Preferences: Task Goals and the Prominence Effect," Management Science, INFORMS, vol. 45(8), pages 1057-1075, August.
    48. Arthur E. Attema & Werner B.F. Brouwer, 2014. "Deriving Time Discounting Correction Factors For Tto Tariffs," Health Economics, John Wiley & Sons, Ltd., vol. 23(4), pages 410-425, April.
    49. Arthur E. Attema & Han Bleichrodt & Olivier L’haridon & Patrick Peretti-Watel & Valérie Seror, 2018. "Discounting Health and Money: New Evidence Using A More Robust Method," Post-Print halshs-01683771, HAL.
    50. Peep F.M. Stalmeier & Thom G.G. Bezembinder, 1999. "The Discrepancy between Risky and Riskless Utilities," Medical Decision Making, , vol. 19(4), pages 435-447, October.
    51. Graham Loomes & Ganna Pogrebna, 2017. "Do Preference Reversals Disappear When We Allow for Probabilistic Choice?," Management Science, INFORMS, vol. 63(1), pages 166-184, January.
    52. José Luis Pinto‐Prades & Fernando Ignacio Sánchez‐Martínez & José María Abellán‐Perpiñán & Jorge E. Martínez‐Pérez, 2018. "Reducing preference reversals: The role of preference imprecision and nontransparent methods," Health Economics, John Wiley & Sons, Ltd., vol. 27(8), pages 1230-1246, August.
    53. Gijs van de Kuilen & Peter P. Wakker, 2011. "The Midweight Method to Measure Attitudes Toward Risk and Ambiguity," Management Science, INFORMS, vol. 57(3), pages 582-598, March.
    54. José‐María Abellán‐Perpiñán & José‐Luis Pinto‐Prades & Ildefonso Méndez‐Martínez & Xabier Badía‐Llach, 2006. "Towards a better QALY model," Health Economics, John Wiley & Sons, Ltd., vol. 15(7), pages 665-676, July.
    55. Berg, Joyce E. & Dickhaut, John W. & Rietz, Thomas A., 2010. "Preference reversals: The impact of truth-revealing monetary incentives," Games and Economic Behavior, Elsevier, vol. 68(2), pages 443-468, March.
    56. Arthur E. Attema & Han Bleichrodt & Olivier L'Haridon, 2018. "Ambiguity preferences for health," Health Economics, John Wiley & Sons, Ltd., vol. 27(11), pages 1699-1716, November.
    57. Aurélien Baillon & Laure Cabantous & Peter Wakker, 2012. "Aggregating imprecise or conflicting beliefs: An experimental investigation using modern ambiguity theories," Journal of Risk and Uncertainty, Springer, vol. 44(2), pages 115-147, April.
    58. Gonzalez-Vallejo, Claudia & Moran, Elizabeth, 2001. "The Evaluability Hypothesis Revisited: Joint and Separate Evaluation Preference Reversal as a Function of Attribute Importance," Organizational Behavior and Human Decision Processes, Elsevier, vol. 86(2), pages 216-233, November.
    59. Mohammed Abdellaoui, 2000. "Parameter-Free Elicitation of Utility and Probability Weighting Functions," Management Science, INFORMS, vol. 46(11), pages 1497-1512, November.
    60. Booij, Adam S. & van de Kuilen, Gijs, 2009. "A parameter-free analysis of the utility of money for the general population under prospect theory," Journal of Economic Psychology, Elsevier, vol. 30(4), pages 651-666, August.
    61. Arthur E. Attema & Werner B.F. Brouwer & Olivier L’haridon & Jose Luis Pinto, 2016. "An elicitation of utility for quality of life under prospect theory," Post-Print halshs-01354117, HAL.
    62. Resende, José Guilherme Lara & Tecles, Patricia Langsch, 2011. "A Simple Method of Elicitation of Preferences under Risk," Brazilian Review of Econometrics, Sociedade Brasileira de Econometria - SBE, vol. 31(2), December.
    63. Alarie, Yves & Dionne, Georges, 2004. "Utility of Gains and Losses: Measurement-Theoretical and Experimental Approaches: R. Duncan Luce, Lawrence Erlbaum Associates, Mahwah, NJ, USA, 1999, 331 pp., Author Index, Subject Index, US$ 59.95, I," Journal of Economic Behavior & Organization, Elsevier, vol. 54(1), pages 133-136, May.
    64. Emanuele Borgonovo & Stefano Caselli & Alessandra Cillo & Donato Masciandaro & Giovanno Rabitti, 2018. "Cryptocurrencies, central bank digital cash, traditional money: does privacy matter?," BAFFI CAREFIN Working Papers 1895, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy.
    65. Arthur E. Attema & Han Bleichrodt & Peter P. Wakker, 2012. "A Direct Method for Measuring Discounting and QALYs More Easily and Reliably," Medical Decision Making, , vol. 32(4), pages 583-593, July.
    66. Stolk-Vos, Aline C. & Attema, Arthur E. & Manzulli, Michele & van de Klundert, Joris J., 2022. "Do patients and other stakeholders value health service quality equally? A prospect theory based choice experiment in cataract care," Social Science & Medicine, Elsevier, vol. 294(C).
    67. Zorry Belchev & Glen E Bodner & Jonathan M Fawcett, 2018. "Inducing preference reversals in aesthetic choices for paintings: Introducing the contrast paradigm," PLOS ONE, Public Library of Science, vol. 13(4), pages 1-15, April.
    68. Adam Oliver, 2013. "Testing Procedural Invariance In The Context Of Health," Health Economics, John Wiley & Sons, Ltd., vol. 22(3), pages 272-288, March.
    69. Lora R. Todorova, 2012. "Quantum Risk Preferences in a Laboratory Experiment," FEMM Working Papers 120025, Otto-von-Guericke University Magdeburg, Faculty of Economics and Management.
    70. Brian Hill & Thomas Lloyd, 2023. "Are People Willing to Pay for Reduced Inequality?," Working Papers hal-03503995, HAL.
    71. Aurélien Baillon & Han Bleichrodt & Umut Keskin & Olivier L'Haridon & Author-Name: Chen Li, 2013. "Learning under ambiguity: An experiment using initial public offerings on a stock market," Economics Working Paper Archive (University of Rennes & University of Caen) 201331, Center for Research in Economics and Management (CREM), University of Rennes, University of Caen and CNRS.
    72. Carlos Alós-Ferrer & Johannes Buckenmaier & Michele Garagnani, 2020. "Stochastic choice and preference reversals," ECON - Working Papers 370, Department of Economics - University of Zurich, revised Jul 2021.
    73. David Blake & Edmund Cannon & Douglas Wright, 2021. "Quantifying loss aversion: Evidence from a UK population survey," Journal of Risk and Uncertainty, Springer, vol. 63(1), pages 27-57, August.
    74. José Mª Abellán & José Luis Pinto & Ildefonso Méndez & Xabier Badía, 2004. "A test of the predictive validity of non-linear QALY models using time trade-off utilities," Economics Working Papers 741, Department of Economics and Business, Universitat Pompeu Fabra.

IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.