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Report to the Congress on the Availablity of Credit to Small Businesses - 1997

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  • Board of Governors of the Federal Reserve System (U.S.)

Abstract

Section 2227 of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 requires the Board of Governors of the Federal Reserve System to conduct a study and submit a report every five years to Congress detailing the extent of small business lending by all creditors. The act specifies that the study should identify factors that provide policymakers with insight into the small business credit market, including, among other items, the demand for credit by small businesses, the availability of credit, and risks of lending to small businesses. This is the first report submitted in accordance with that requirement.

Suggested Citation

  • Board of Governors of the Federal Reserve System (U.S.), 1997. "Report to the Congress on the Availablity of Credit to Small Businesses - 1997," Reports and Studies 89208, Board of Governors of the Federal Reserve System (U.S.).
    • Handle: RePEc:fip:g00002:89208
    Note: Report to the Congress on the Availability of Credit to Small Businesses
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    File URL: https://www.federalreserve.gov/boarddocs/rptcongress/sbc_rep.pdf
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    References listed on IDEAS

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    1. Berlin, Mitchell & Mester, Loretta J., 1998. "On the profitability and cost of relationship lending," Journal of Banking & Finance, Elsevier, vol. 22(6-8), pages 873-897, August.
    2. Berger, Allen N & Udell, Gregory F, 1995. "Relationship Lending and Lines of Credit in Small Firm Finance," The Journal of Business, University of Chicago Press, vol. 68(3), pages 351-381, July.
    3. Allen N. Berger & Anil K. Kashyap & Joseph M. Scalise, 1995. "The Transformation of the U.S. Banking Industry: What a Long, Strange Trips It's Been," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 26(2), pages 55-218.
    4. Leonard I. Nakamura, 1993. "Recent research in commercial banking: information and lending," Working Papers 93-24, Federal Reserve Bank of Philadelphia.
    5. Philip E. Strahan & James Weston, 1996. "Small business lending and bank consolidation: is there cause for concern?," Current Issues in Economics and Finance, Federal Reserve Bank of New York, vol. 2(Mar).
    6. William R. Nelson & Brian K. Reid, 1996. "Profits and balance sheet developments at U.S. commercial banks in 1995," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 82(Jun), pages 483-505, June.
    7. Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner, 1996. "Credit risk, credit scoring, and the performance of home mortgages," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 82(Jul), pages 621-648, July.
    8. Petersen, Mitchell A & Rajan, Raghuram G, 1994. "The Benefits of Lending Relationships: Evidence from Small Business Data," Journal of Finance, American Finance Association, vol. 49(1), pages 3-37, March.
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    Cited by:

    1. Susan White HAAG, 2002. "Community Reinvestment: A Review of Urban Outcomes and Challenges," International Regional Science Review, , vol. 25(3), pages 252-275, July.

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