Small Business Loan Turndowns, Personal Wealth, and Discrimination
Author
Abstract
Suggested Citation
DOI: 10.1086/497045
Download full text from publisher
As the access to this document is restricted, you may want to look for a different version below or search for a different version of it.
Other versions of this item:
- Ken Cavalluzzo & John D. Wolken, 2002. "Small business loan turndowns, personal wealth and discrimination," Finance and Economics Discussion Series 2002-35, Board of Governors of the Federal Reserve System (U.S.).
References listed on IDEAS
- Avery, Robert B. & Bostic, Raphael W. & Samolyk, Katherine A., 1998. "The role of personal wealth in small business finance," Journal of Banking & Finance, Elsevier, vol. 22(6-8), pages 1019-1061, August.
- Fairlie, Robert W, 1999.
"The Absence of the African-American Owned Business: An Analysis of the Dynamics of Self-Employment,"
Journal of Labor Economics, University of Chicago Press, vol. 17(1), pages 80-108, January.
- Fairlie, Robert, 1999. "The Absence of the African-American Owned Business: An Analysis of the Dynamics of Self-Employment," Santa Cruz Department of Economics, Working Paper Series qt84v8v0nr, Department of Economics, UC Santa Cruz.
- Fairlie, Robert, 2014. "The Absence of the African-American Owned Business: An Analysis of the Dynamics of Self-Employment," Santa Cruz Department of Economics, Working Paper Series qt49c4n0fg, Department of Economics, UC Santa Cruz.
- Fairlie, Robert W, 2014. "The Absence of the African-American Owned Business: An Analysis of the Dynamics of Self-Employment," Santa Cruz Department of Economics, Working Paper Series qt01s9z9tv, Department of Economics, UC Santa Cruz.
- David G. Blanchflower & Phillip B. Levine & David J. Zimmerman, 2003.
"Discrimination in the Small-Business Credit Market,"
The Review of Economics and Statistics, MIT Press, vol. 85(4), pages 930-943, November.
- David G. Blanchflower & Phillip B. Levine & David J. Zimmerman, 1998. "Discrimination in the Small Business Credit Market," NBER Working Papers 6840, National Bureau of Economic Research, Inc.
- Ken S. Cavalluzzo, 2002. "Competition, Small Business Financing, and Discrimination: Evidence from a New Survey," The Journal of Business, University of Chicago Press, vol. 75(4), pages 641-680, October.
- Cavalluzzo, Ken S & Cavalluzzo, Linda C, 1998. "Market Structure and Discrimination: The Case of Small Businesses," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 30(4), pages 771-792, November.
- Robert B. Avery, 1999. "Access to credit for minority-owned businesses," Proceedings 759, Federal Reserve Bank of Chicago.
- White, Halbert, 1982. "Maximum Likelihood Estimation of Misspecified Models," Econometrica, Econometric Society, vol. 50(1), pages 1-25, January.
- White, Halbert, 1980. "A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity," Econometrica, Econometric Society, vol. 48(4), pages 817-838, May.
- Ken Cavalluzzo & Linda Cavalluzzo & John D. Wolken, 1999. "Competition, small business financing, and discrimination: evidence from a new survey," Finance and Economics Discussion Series 1999-25, Board of Governors of the Federal Reserve System (U.S.).
- Stiglitz, Joseph E & Weiss, Andrew, 1981. "Credit Rationing in Markets with Imperfect Information," American Economic Review, American Economic Association, vol. 71(3), pages 393-410, June.
- Timothy Bates, 1999. "Available evidence indicates that black-owned firms are often denied equal access to credit," Proceedings 758, Federal Reserve Bank of Chicago.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Christian Weller, 2010.
"Have Differences in Credit Access Diminished in an Era of Financial Market Deregulation?,"
Review of Social Economy, Taylor & Francis Journals, vol. 68(1), pages 1-34.
- Christian E. Weller, 2007. "Have Differences in Credit Access Diminished in an Era of Financial Market Deregulation?," Working Papers wp144, Political Economy Research Institute, University of Massachusetts at Amherst.
- Karlyn Mitchell & Douglas Pearce, 2011. "Lending technologies, lending specialization, and minority access to small-business loans," Small Business Economics, Springer, vol. 37(3), pages 277-304, October.
- Lloyd Blanchard & Bo Zhao & John Yinger, 2005. "Do Credit Market Barriers Exist for Minority and Women Entrepreneurs?," Center for Policy Research Working Papers 74, Center for Policy Research, Maxwell School, Syracuse University.
- Moro, Andrea & Wisniewski, Tomasz Piotr & Mantovani, Guido Massimiliano, 2017. "Does a manager's gender matter when accessing credit? Evidence from European data," Journal of Banking & Finance, Elsevier, vol. 80(C), pages 119-134.
- Fairlie Robert & Woodruff Christopher M., 2010.
"Mexican-American Entrepreneurship,"
The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 10(1), pages 1-44, February.
- Robert W. Fairlie & Christopher Woodruff, 2008. "Mexican-American Entrepreneurship," CEPR Discussion Papers 575, Centre for Economic Policy Research, Research School of Economics, Australian National University.
- Fairlie, Robert W. & Woodruff, Christopher, 2008. "Mexican-American Entrepreneurship," IZA Discussion Papers 3488, Institute of Labor Economics (IZA).
- Robert W. Fairlie, 2013. "Minority and immigrant entrepreneurs: access to financial capital," Chapters, in: Amelie F. Constant & Klaus F. Zimmermann (ed.), International Handbook on the Economics of Migration, chapter 8, pages 153-175, Edward Elgar Publishing.
- Albareto, G. & Mistrulli, P.E., 2010.
"Bridging the gap between migrants and the banking system,"
MPRA Paper
26476, University Library of Munich, Germany.
- Giorgio Albareto & Paolo Mistrulli, 2011. "Bridging the gap between migrants and the banking system," Temi di discussione (Economic working papers) 794, Bank of Italy, Economic Research and International Relations Area.
- P. Köllinger & M. Minniti, 2006.
"Not for Lack of Trying: American Entrepreneurship in Black and White,"
Small Business Economics, Springer, vol. 27(1), pages 59-79, August.
- Philipp Köllinger & Maria Minniti, 2006. "Not for Lack of Trying: American Entrepreneurship in Black and White," Discussion Papers of DIW Berlin 574, DIW Berlin, German Institute for Economic Research.
- Blanchflower, David G. & Wainwright, Jon, 2005.
"An Analysis of the Impact of Affirmative Action Programs on Self-Employment in the Construction Industry,"
IZA Discussion Papers
1856, Institute of Labor Economics (IZA).
- David G. Blanchflower & Jon Wainwright, 2005. "An Analysis of the Impact of Affirmative Action Programs on Self-Employment in the Construction Industry," NBER Working Papers 11793, National Bureau of Economic Research, Inc.
- Aaron K. Chatterji & Kenneth Y. Chay & Robert W. Fairlie, 2014.
"The Impact of City Contracting Set-Asides on Black Self-Employment and Employment,"
Journal of Labor Economics, University of Chicago Press, vol. 32(3), pages 507-561.
- Aaron K. Chatterji & Kenneth Y. Chay & Robert W. Fairlie, 2013. "The Impact of City Contracting Set-Asides on Black Self-Employment and Employment," NBER Working Papers 18884, National Bureau of Economic Research, Inc.
- Chatterji, Aaron K & Chay, Kenneth Y & Fairlie, Robert W, 2013. "The Impact of City Contracting Set-Asides on Black Self-Employment and Employment," Santa Cruz Department of Economics, Working Paper Series qt479755b2, Department of Economics, UC Santa Cruz.
- Chatterji, Aaron K. & Chay, Kenneth Y. & Fairlie, Robert W., 2013. "The Impact of City Contracting Set-Asides on Black Self-Employment and Employment," IZA Discussion Papers 7298, Institute of Labor Economics (IZA).
- Aaron K. Chatterji & Kenneth Y. Chay & Robert W. Fairlie, 2013. "The Impact of City Contracting Set-Asides on Black Self-Employment and Employment," CESifo Working Paper Series 4182, CESifo.
- DeYoung, Robert & Frame, W. Scott & Glennon, Dennis & McMillen, Daniel P. & Nigro, Peter, 2008.
"Commercial lending distance and historically underserved areas,"
Journal of Economics and Business, Elsevier, vol. 60(1-2), pages 149-164.
- Robert DeYoung & W. Scott Frame & Dennis C. Glennon & Daniel P. McMillen & Peter Nigro, 2007. "Commercial lending distance and historically underserved areas," FRB Atlanta Working Paper 2007-11, Federal Reserve Bank of Atlanta.
- Cole, Rebel & Sokolyk, Tatyana, 2016.
"Who needs credit and who gets credit? Evidence from the surveys of small business finances,"
Journal of Financial Stability, Elsevier, vol. 24(C), pages 40-60.
- Cole, Rebel A., 2008. "Who needs credit and who gets credit? Evidence from the Surveys of Small Business Finances," MPRA Paper 24691, University Library of Munich, Germany, revised 15 Mar 2010.
- Robert W. Fairlie & Alicia M. Robb, 2007.
"Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital,"
Journal of Labor Economics, University of Chicago Press, vol. 25(2), pages 289-323.
- Fairlie, Robert W. & Robb, Alicia, 2004. "Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital," IZA Discussion Papers 1292, Institute of Labor Economics (IZA).
- Robert Fairlie & Alicia Robb, 2005. "Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital," Working Papers 05-06, Center for Economic Studies, U.S. Census Bureau.
- Fairlie, Robert W & Robb, Alicia M., 2005. "Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital," Santa Cruz Department of Economics, Working Paper Series qt5gk2188g, Department of Economics, UC Santa Cruz.
- Fairlie, Robert, 2014. "Why Are Black-Owned Businesses Less Successful than White-Owned Businesses? The Role of Families, Inheritances, and Business Human Capital," Santa Cruz Department of Economics, Working Paper Series qt86r7z28d, Department of Economics, UC Santa Cruz.
- David Blanchflower, 2009.
"Minority self-employment in the United States and the impact of affirmative action programs,"
Annals of Finance, Springer, vol. 5(3), pages 361-396, June.
- David G. Blanchflower, 2008. "Minority Self-Employment in the United States and the Impact of Affirmative Action Programs," NBER Working Papers 13972, National Bureau of Economic Research, Inc.
- D. Storey, 2004. "Racial and Gender Discrimination in the Micro Firms Credit Market?: Evidence from Trinidad and Tobago," Small Business Economics, Springer, vol. 23(5), pages 401-422, December.
- Hyytinen, Ari & Pajarinen, Mika, 2008. "Opacity of young businesses: Evidence from rating disagreements," Journal of Banking & Finance, Elsevier, vol. 32(7), pages 1234-1241, July.
- Bellucci, Andrea & Borisov, Alexander & Zazzaro, Alberto, 2010.
"Does gender matter in bank-firm relationships? Evidence from small business lending,"
Journal of Banking & Finance, Elsevier, vol. 34(12), pages 2968-2984, December.
- Andrea Bellucci & Alexander V. Borisov & Alberto Zazzaro, 2009. "Does Gender Matter in Bank-Firm Relationships? Evidence from Small Business Lending," Mo.Fi.R. Working Papers 31, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
- Blanchard, Lloyd & Zhao, Bo & Yinger, John, 2008. "Do lenders discriminate against minority and woman entrepreneurs?," Journal of Urban Economics, Elsevier, vol. 63(2), pages 467-497, March.
- Steven Ongena & Alexander Popov, 2016.
"Gender Bias and Credit Access,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 48(8), pages 1691-1724, December.
- Ongena, Steven & Popov, Alexander, 2015. "Gender bias and credit access," Working Paper Series 1822, European Central Bank.
- Aaronson, Daniel & Bostic, Raphael W. & Huck, Paul & Townsend, Robert, 2004.
"Supplier relationships and small business use of trade credit,"
Journal of Urban Economics, Elsevier, vol. 55(1), pages 46-67, January.
- Daniel Aaronson & Raphael W. Bostic & Paul Huck & Robert M. Townsend, 2000. "Supplier relationships and small business use of trade credit," Working Paper Series WP-00-28, Federal Reserve Bank of Chicago.
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ucp:jnlbus:v:78:y:2005:i:6:p:2153-2178. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Journals Division (email available below). General contact details of provider: https://www.jstor.org/journal/jbusiness .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.