IDEAS home Printed from https://ideas.repec.org/e/c/pzi60.html
   My authors  Follow this author

Bilal Zia

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2020. "Curating Local Knowledge : Experimental Evidence from Small Retailers in Indonesia (Revision of DP 2019-015)," Discussion Paper 2020-033, Tilburg University, Center for Economic Research.

    Cited by:

    1. Stefan Dimitriadis & Rembrand Koning, 2022. "Social Skills Improve Business Performance: Evidence from a Randomized Control Trial with Entrepreneurs in Togo," Management Science, INFORMS, vol. 68(12), pages 8635-8657, December.
    2. Christina Kaliampakou & Lefkothea Papada & Dimitris Damigos, 2021. "Are Energy-Vulnerable Households More Prone to Informative, Market, and Behavioral Biases?," Societies, MDPI, vol. 11(4), pages 1-22, October.
    3. Julia Seither, 2021. "Keeping up with the Joneses: economic impacts of overconfidence in micro-entrepreneurs," NOVAFRICA Working Paper Series wp2108, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.

  2. Anderson,Stephen J. & Lazicky,Christy Marie & Zia,Bilal Husnain, 2019. "Measuring the Unmeasured : Combining Technology and Behavioral Insights to Improve Measurement of Business Outcomes," Policy Research Working Paper Series 8836, The World Bank.

    Cited by:

    1. Islam, Asadul & Lee, Wang-Sheng & Triyana, Margaret & Xia, Xing, 2023. "Improving Health and Safety in the Informal Sector: Evidence from a Randomized Trial in Bangladesh," IZA Discussion Papers 16150, Institute of Labor Economics (IZA).
    2. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    3. Tracy, Elizabeth M. & Billingsley, Joseph & Pollack, Jeffrey M. & Barber, Dennis & Beorchia, Ace & Carr, Jon C. & Gonzalez, Gabe & Harris, Michael L. & Michaelis, Timothy L. & Morrow, Grayson & Philli, 2021. "A behavioral insights approach to recruiting entrepreneurs for an academic study during the COVID-19 pandemic," Journal of Business Venturing Insights, Elsevier, vol. 16(C).
    4. Fitzpatrick, Anne, 2023. "Which price is right? A comparison of three standard approaches to measuring prices," Journal of Development Economics, Elsevier, vol. 163(C).
    5. Mckenzie,David J., 2020. "Small Business Training to Improve Management Practices in Developing Countries: Reassessingthe Evidence for 'Training Doesn’t Work'," Policy Research Working Paper Series 9408, The World Bank.

  3. Dalton,Patricio S. & Ruschenpohler,Julius & Uras,Burak & Zia,Bilal Husnain, 2019. "Learning to Grow from Peers : Experimental Evidence from Small Retailers in Indonesia," Policy Research Working Paper Series 8933, The World Bank.

    Cited by:

    1. Beber, Bernd & Dworschak, Regina & Lakemann, Tabea & Lay, Jann & Priebe, Jan, 2021. "Skills Development and Training Interventions in Africa: Findings, Challenges, and Opportunities," RWI Projektberichte, RWI - Leibniz-Institut für Wirtschaftsforschung, number 247426, March.
    2. Bruhn,Miriam & Piza,Caio, 2022. "Missing Information : Why Don’t More Firms Seek Out Business Advice ?," Policy Research Working Paper Series 10183, The World Bank.
    3. Beber, Bernd & Lakemann, Tabea & Schnars, Regina & Lay, Jann, 2024. "Employment effects of skills trainings in Sub-Saharan Africa: A systematic review of recent randomized controlled trials," Ruhr Economic Papers 1080, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.
    4. Helke Seitz, 2020. "Subgroup Analysis of Investment Constraints: Evidence from Ugandan Microenterprises," Discussion Papers of DIW Berlin 1920, DIW Berlin, German Institute for Economic Research.
    5. Grover,Arti Goswami & Imbruno,Michele, 2020. "Using Experimental Evidence to Inform Firm Support Programs in Developing Countries," Policy Research Working Paper Series 9461, The World Bank.

  4. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.

    Cited by:

    1. Beber, Bernd & Dworschak, Regina & Lakemann, Tabea & Lay, Jann & Priebe, Jan, 2021. "Skills Development and Training Interventions in Africa: Findings, Challenges, and Opportunities," RWI Projektberichte, RWI - Leibniz-Institut für Wirtschaftsforschung, number 247426, March.
    2. Beber, Bernd & Lakemann, Tabea & Schnars, Regina & Lay, Jann, 2024. "Employment effects of skills trainings in Sub-Saharan Africa: A systematic review of recent randomized controlled trials," Ruhr Economic Papers 1080, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.

  5. Safavian,Mehnaz S. & Zia,Bilal Husnain, 2018. "The impact of interest rate caps on the financial sector : evidence from commercial banks in Kenya," Policy Research Working Paper Series 8393, The World Bank.

    Cited by:

    1. JJ. Cao-Alvira & LG Deidda, 2019. "Development of Bank Microcredit," Working Paper CRENoS 201905, Centre for North South Economic Research, University of Cagliari and Sassari, Sardinia.
    2. World Bank, 2020. "Brazil Rural Finance Policy Note," World Bank Publications - Reports 34195, The World Bank Group.
    3. Calice,Pietro & Diaz Kalan,Federico Alfonso & Masetti,Oliver, 2020. "Interest Rate Repression : A New Database," Policy Research Working Paper Series 9457, The World Bank.
    4. Jorge Pozo, 2022. "Interest Rate Caps in an Economy with Formal and Informal Credit Markets," IHEID Working Papers 16-2022, Economics Section, The Graduate Institute of International Studies.
    5. Emre Alper & Benedict Clements & Niko Hobdari & Rafel Moya Porcel, 2020. "Do interest rate controls work? Evidence from Kenya," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 910-926, August.
    6. Mr. Etibar Jafarov & Mr. Rodolfo Maino & Mr. Marco Pani, 2019. "Financial Repression is Knocking at the Door, Again," IMF Working Papers 2019/211, International Monetary Fund.
    7. McKillop, Donal & French, Declan & Quinn, Barry & Sobiech, Anna L. & Wilson, John O.S., 2020. "Cooperative financial institutions: A review of the literature," International Review of Financial Analysis, Elsevier, vol. 71(C).
    8. María José Roa & Alejandra Villegas & Ignacio Garrón, 2020. "Effects of interest rate caps on microcredit: evidence from a natural experiment in Bolivia," Development Research Working Paper Series 03/2020, Institute for Advanced Development Studies.

  6. Fenella Carpena & Bilal Zia, 2018. "The Causal Mechanism of Financial Education: Evidence from Mediation Analysis," Working Papers 201803, Oslo Metropolitan University, Oslo Business School.

    Cited by:

    1. Nancy Neoyame Chabaefe & Abubaker Qutieshat, 2024. "Financial Literacy, Financial Education and Financial Experience: Conceptual Framework," International Journal of Economics and Financial Issues, Econjournals, vol. 14(4), pages 44-55, July.
    2. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    3. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    4. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    5. Sholevar, Maryam & Harris, Laurence, 2019. "Mind the gap: A discussion paper on Financial Literacy, Financial behaviour and Financial Education : Is there any Gender Gap?," OSF Preprints b7zd6, Center for Open Science.
    6. Manthos Delis & Emilios Galariotis & Jerome Monne, 2021. "Economic condition and financial cognition," Post-Print hal-03091630, HAL.
    7. DELIS, Manthos & GALARIOTIS, Emilios & IOSIFIDI, Maria & MONNE, Jerome, 2023. "Poverty and seeking bank advice: Evidence from a survey experiment," Journal of Financial Stability, Elsevier, vol. 67(C).
    8. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    9. Rakshit, Sonali & Sahoo, Soham, 2023. "Biased teachers and gender gap in learning outcomes: Evidence from India," Journal of Development Economics, Elsevier, vol. 161(C).
    10. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    11. Mequanint B. Melesse & Amos Nyangira Tirra & Yabibal M. Walle & Michael Hauser, 2023. "Understanding the Determinants of Aspirations in Rural Tanzania: Does Financial Literacy Matter?," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(6), pages 1294-1321, December.
    12. Gerling, Lena & Kellermann, Kim Leonie, 2022. "Contagious populists: The impact of election information shocks on populist party preferences in Germany," European Journal of Political Economy, Elsevier, vol. 72(C).
    13. Patrick Ring & Christoph A. Schütt & Dennis J. Snower, 2023. "Care and anger motives in social dilemmas," Theory and Decision, Springer, vol. 95(2), pages 273-308, August.
    14. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    15. Panu Kalmi & Gianluca Trotta & Andrius Kažukauskas, 2021. "Energy‐related financial literacy and electricity consumption: Survey‐based evidence from Finland," Journal of Consumer Affairs, Wiley Blackwell, vol. 55(3), pages 1062-1089, September.
    16. Auzepy, Alix & Bannier, Christina E. & Gärtner, Florian, 2024. "Looking beyond ESG preferences: The role of sustainable finance literacy in sustainable investing," CFS Working Paper Series 719, Center for Financial Studies (CFS).
    17. Karla María Orozco-Orozco & Osvaldo García-Mata & Eduardo Arango-Herrera, 2024. "Financial Literacy and Financial Well-Being Among Businesspersons from Victoria, Tamaulipas, Mexico," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 19(1), pages 1-25, Enero - M.
    18. Antonia Grohmann & Olaf Hübler & Roy Kouwenberg & Lukas Menkhoff, 2016. "Financial Literacy: Thai Middle Class Women Do Not Lag behind," Discussion Papers of DIW Berlin 1615, DIW Berlin, German Institute for Economic Research.
    19. Mathew, Nanditha & Napolitano, Lorenzo & Rizzo, Ugo, 2020. "The role of domestic-firm knowledge in foreign R&D collaborations: Evidence from co-patenting in Indian firms," MERIT Working Papers 2020-044, United Nations University - Maastricht Economic and Social Research Institute on Innovation and Technology (MERIT).
    20. Boyd, Chris M. & Díez-Amigo, Sandro, 2023. "Effectiveness of free financial education provided by for-profit financial institutions: Experimental evidence from rural Peru," Economics of Education Review, Elsevier, vol. 97(C).
    21. Schütt, Christoph A., 2023. "The effect of perceived similarity and social proximity on the formation of prosocial preferences," Journal of Economic Psychology, Elsevier, vol. 99(C).
    22. Magda Bianco & Daniela Marconi & Angela Romagnoli & Massimiliano Stacchini, 2022. "Challenges for financial inclusion: the role for financial education and new directions," Questioni di Economia e Finanza (Occasional Papers) 723, Bank of Italy, Economic Research and International Relations Area.

  7. Dalton, Patricio & Rüschenpöhler, Julius & Zia, Bilal, 2018. "Determinants and Dynamics of Business Aspirations : Evidence from Small-scale Entrepreneurs in an Emerging Market," Discussion Paper 2018-009, Tilburg University, Center for Economic Research.

    Cited by:

    1. Molina, Teresa & Usui, Emiko, 2022. "Female Labor Market Opportunities and Gender Gaps in Aspirations," IZA Discussion Papers 15453, Institute of Labor Economics (IZA).
    2. Martini, Christina & Ibañez Diaz, Marcela & Khadjavi, Menusch, 2021. "Community Aspirations and Collective Action," GlobalFood Discussion Papers 309651, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.
    3. Molina, Teresa & Usui, Emiko, 2023. "Female labor market conditions and gender gaps in aspirations," Journal of Economic Behavior & Organization, Elsevier, vol. 211(C), pages 165-187.

  8. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2017. "The ABCs of Financial Education," World Bank Publications - Reports 26068, The World Bank Group.

    Cited by:

    1. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    2. Grohmann, Antonia & Menkhoff, Lukas & Seitz, Helke, 2020. "The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 70(3), pages 1197-1227.
    3. Sholevar, Maryam & Harris, Laurence, 2019. "Mind the gap: A discussion paper on Financial Literacy, Financial behaviour and Financial Education : Is there any Gender Gap?," OSF Preprints b7zd6, Center for Open Science.
    4. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    5. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    6. Oberrauch, Luis & Kaiser, Tim, 2024. "Digital Interventions to Increase Financial Knowledge: Evidence from a Pilot RCT," IZA Discussion Papers 16811, Institute of Labor Economics (IZA).
    7. Muñoz-Murillo, Melisa & Álvarez-Franco, Pilar B. & Restrepo-Tobón, Diego A., 2020. "The role of cognitive abilities on financial literacy: New experimental evidence," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 84(C).
    8. Pirmin Fessler & Maria Silgoner & Rosa Weber, 2020. "Financial knowledge, attitude and behavior: evidence from the Austrian Survey of Financial Literacy," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 47(4), pages 929-947, November.
    9. Luis Oberrauch & Tim Kaiser, 2024. "Financial Education or Incentivizing Learning-by-Doing? Evidence from an RCT with Undergraduate Students," CESifo Working Paper Series 11187, CESifo.
    10. Paraboni, Ana Luiza & da Costa, Newton, 2021. "Improving the level of financial literacy and the influence of the cognitive ability in this process," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 90(C).
    11. Papadimitri, Panagiota & Pasiouras, Fotios & Tasiou, Menelaos & Ventouri, Alexia, 2020. "The effects of board of directors’ education on firms’ credit ratings," Journal of Business Research, Elsevier, vol. 116(C), pages 294-313.
    12. Kaiser, Tim & Menkhoff, Lukas, 2020. "Financial education in schools: A meta-analysis of experimental studies," Economics of Education Review, Elsevier, vol. 78(C).
    13. Andrej Cupak & Pirmin Fessler & Maria Antoinette Silgoner & Elisabeth Ulbrich, 2018. "Financial literacy in Austria: a survey of recent research results," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1/18, pages 14-26.
    14. Orazio Attanasio & Matthew Bird & Lina Cardona-Sosa & Pablo Lavado, 2019. "Freeing Financial Education via Tablets: Experimental Evidence from Colombia," NBER Working Papers 25929, National Bureau of Economic Research, Inc.
    15. Steinert, Janina Isabel & Cluver, Lucie Dale & Meinck, Franziska & Doubt, Jenny & Vollmer, Sebastian, 2018. "Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa," Journal of Development Economics, Elsevier, vol. 134(C), pages 443-466.
    16. Gray, Daniel & Montagnoli, Alberto & Moro, Mirko, 2021. "Does education improve financial behaviors? Quasi-experimental evidence from Britain," Journal of Economic Behavior & Organization, Elsevier, vol. 183(C), pages 481-507.
    17. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    18. Christianos Burlotos & Tracy L. Kijewski-Correa & Alexandros A. Taflanidis, 2020. "The Housing Market Value Chain: An Integrated Approach for Mitigating Risk in Informal Residential Construction in Haiti," Sustainability, MDPI, vol. 12(19), pages 1-24, September.

  9. Anderson,Stephen J. & Chandy,Rajesh & Zia,Bilal Husnain, 2016. "Pathways to profits : identifying separate channels of small firm growth through business training," Policy Research Working Paper Series 7774, The World Bank.

    Cited by:

    1. Beber, Bernd & Dworschak, Regina & Lakemann, Tabea & Lay, Jann & Priebe, Jan, 2021. "Skills Development and Training Interventions in Africa: Findings, Challenges, and Opportunities," RWI Projektberichte, RWI - Leibniz-Institut für Wirtschaftsforschung, number 247426, March.
    2. Beber, Bernd & Lakemann, Tabea & Schnars, Regina & Lay, Jann, 2024. "Employment effects of skills trainings in Sub-Saharan Africa: A systematic review of recent randomized controlled trials," Ruhr Economic Papers 1080, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.
    3. McKenzie, David & Puerto, Olga Susana, 2017. "Growing Markets through Business Training for Female Entrepreneurs: A Market-Level Randomized Experiment in Kenya," IZA Discussion Papers 10615, Institute of Labor Economics (IZA).
    4. Reddi Kotha & Balagopal (Bala) Vissa & Yimin Lin & Anne‐Valérie Corboz, 2023. "Do ambitious entrepreneurs benefit more from training?," Strategic Management Journal, Wiley Blackwell, vol. 44(2), pages 549-575, February.

  10. Abel , Martin & Cole, Shawn & Zia, Bilal, 2015. "Debiasing on a roll: changing gambling behavior through experiential learning," Policy Research Working Paper Series 7195, The World Bank.

    Cited by:

    1. Juliane Zenker & Andreas Wagener & Sebastian Vollmer, 2014. "Better Knowledge Need Not Affect Behavior; A Randomized Evaluation on the Demand for Lottery Tickets in Rural Thailand," CID Working Papers 282, Center for International Development at Harvard University.
    2. Abel, Martin & Byker, Tanya & Carpenter, Jeffrey P., 2020. "Socially Optimal Mistakes? Debiasing COVID-19 Mortality Risk Perceptions and Prosocial Behavior," IZA Discussion Papers 13560, Institute of Labor Economics (IZA).

  11. Carpena,Fenella & Cole,Shawn A. & Shapiro,Jeremy & Zia,Bilal Husnain, 2015. "The ABCs of financial education : experimental evidence on attitudes, behavior, and cognitive biases," Policy Research Working Paper Series 7413, The World Bank.

    Cited by:

    1. Nancy Neoyame Chabaefe & Abubaker Qutieshat, 2024. "Financial Literacy, Financial Education and Financial Experience: Conceptual Framework," International Journal of Economics and Financial Issues, Econjournals, vol. 14(4), pages 44-55, July.
    2. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    3. Davies,Elwyn Adriaan Robin & Deffebach,Peter William & Iacovone,Leonardo & Mckenzie,David J., 2023. "Training Microentrepreneurs over Zoom : Experimental Evidence from Mexico," Policy Research Working Paper Series 10574, The World Bank.
    4. Ghafoori, Eraj & Ip, Edwin & Kabátek, Jan, 2021. "The impacts of a large-scale financial education intervention on retirement saving behaviors and portfolio allocation: Evidence from pension fund data," Journal of Banking & Finance, Elsevier, vol. 130(C).
    5. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    6. Grohmann, Antonia & Menkhoff, Lukas & Seitz, Helke, 2020. "The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 70(3), pages 1197-1227.
    7. Kaiser, Tim & Hamdan, Jana & Menkhoff, Lukas & Xu, Yuanwei, 2024. "Scaling up financial education: Evidence from a randomized saturation experiment," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302424, Verein für Socialpolitik / German Economic Association.
    8. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    9. Miriam Bruhn & Bilal Zia, 2013. "Stimulating managerial capital in emerging markets: the impact of business training for young entrepreneurs," Journal of Development Effectiveness, Taylor & Francis Journals, vol. 5(2), pages 232-266, June.
    10. Gui, Zhengqing & Huang, Yangguang & Zhao, Xiaojian, 2021. "Whom to educate? Financial literacy and investor awareness," China Economic Review, Elsevier, vol. 67(C).
    11. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    12. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    13. Calderone, Margherita & Fiala, Nathan & Melyoki, Lemayon Lemilia & Schoofs, Annekathrin & Steinacher, Rachel, 2022. "Making intense skills training work at scale: Evidence on business and labor market outcomes in Tanzania," Ruhr Economic Papers 950, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.
    14. Mckenzie,David J. & Mohpal,Aakash & Yang,Dean, 2021. "Aspirations and Financial Decisions : Experimental Evidence from the Philippines," Policy Research Working Paper Series 9586, The World Bank.
    15. Pirmin Fessler & Maria Silgoner & Rosa Weber, 2020. "Financial knowledge, attitude and behavior: evidence from the Austrian Survey of Financial Literacy," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 47(4), pages 929-947, November.
    16. Altmejd, Adam & Jansson, Thomas & Karabulut, Yigitcan, 2024. "Business Education and Portfolio Returns," IZA Discussion Papers 16976, Institute of Labor Economics (IZA).
    17. Helke Seitz, 2020. "Subgroup Analysis of Investment Constraints: Evidence from Ugandan Microenterprises," Discussion Papers of DIW Berlin 1920, DIW Berlin, German Institute for Economic Research.
    18. Daud, Siti Nurazira Mohd & Ahmad, Abd Halim, 2023. "Financial inclusion, economic growth and the role of digital technology," Finance Research Letters, Elsevier, vol. 53(C).
    19. Schoofs, Annekathrin, 2022. "Promoting financial inclusion for savings groups: A financial education programme in rural Rwanda," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    20. Shi, Yu & Dong, Xiaohong & Zhang, Qiyuan & Zhou, Ze, 2024. "FinTech, urban entrepreneurial activity, and social security levels: Evidence from China," Finance Research Letters, Elsevier, vol. 61(C).
    21. Andrej Cupak & Pirmin Fessler & Maria Antoinette Silgoner & Elisabeth Ulbrich, 2018. "Financial literacy in Austria: a survey of recent research results," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1/18, pages 14-26.
    22. Remya Tressa Jacob & Rudra Sensarma, 2022. "Does knowledge empower? A story of debt literacy and credit usage in rural consumer finance," Working papers 529, Indian Institute of Management Kozhikode.
    23. Ganesh Seshan & Dean Yang, 2014. "Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households," NBER Working Papers 19805, National Bureau of Economic Research, Inc.
    24. Hampson, Daniel P. & Gong, Shiyang & Xie, Yi, 2021. "How consumer confidence affects price conscious behavior: The roles of financial vulnerability and locus of control," Journal of Business Research, Elsevier, vol. 132(C), pages 693-704.
    25. Boyd, Chris M. & Díez-Amigo, Sandro, 2023. "Effectiveness of free financial education provided by for-profit financial institutions: Experimental evidence from rural Peru," Economics of Education Review, Elsevier, vol. 97(C).
    26. Antonia Grohmann & Lukas Menkhoff, 2020. "The Relationship between Financial Literacy and Financial Inclusion," Discussion Papers of DIW Berlin 1914, DIW Berlin, German Institute for Economic Research.
    27. Miyeon Jung & Daegon Cho & Euncheol Shin, 2021. "Repairing a Cracked Mirror: The Heterogeneous Effect of Personalized Digital Nudges Driven by Misperception," Production and Operations Management, Production and Operations Management Society, vol. 30(8), pages 2586-2607, August.
    28. Christianos Burlotos & Tracy L. Kijewski-Correa & Alexandros A. Taflanidis, 2020. "The Housing Market Value Chain: An Integrated Approach for Mitigating Risk in Informal Residential Construction in Haiti," Sustainability, MDPI, vol. 12(19), pages 1-24, September.

  12. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.

    Cited by:

    1. Claudia Martínez A. & Esteban Puentes, 2018. "Micro-entrepreneurship Debt Level and Access to Credit: Short-Term Impacts of a Financial Literacy Program," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 30(4), pages 613-629, September.
    2. Veronica Frisancho, 2023. "Is School-Based Financial Education Effective? Immediate and Long-Lasting Impacts on High School Students," The Economic Journal, Royal Economic Society, vol. 133(651), pages 1147-1180.
    3. Oberrauch, Luis & Kaiser, Tim, 2020. "Economic competence in early secondary school: Evidence from a large-scale assessment in Germany," International Review of Economics Education, Elsevier, vol. 35(C).
    4. World Bank [WB], 2018. "The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution," Working Papers id:12735, eSocialSciences.
    5. Gamze Ozturk Danisman & Amine Tarazi, 2020. "Financial Inclusion and Bank Stability: Evidence from Europe," Post-Print hal-02964650, HAL.
    6. Guo‐Hua Cao & Jing Zhang, 2022. "The entrepreneurial ecosystem of inclusive finance and entrepreneurship: A theoretical and empirical test in China," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(1), pages 1547-1568, January.
    7. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    8. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    9. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    10. Grohmann, Antonia & Klühs, Theres & Menkhoff, Lukas, 2018. "Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence," Rationality and Competition Discussion Paper Series 95, CRC TRR 190 Rationality and Competition.
    11. Nanci Lee & Sabrina Beeler Stücklin & Patricia Lopez Rodriguez & Meryem El Alaoui Faris & Ida Mukaka, 2020. "Financial education for HIV‐vulnerable youth, orphans, and vulnerable children: A systematic review of outcome evidence," Campbell Systematic Reviews, John Wiley & Sons, vol. 16(1), March.
    12. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    13. Sholevar, Maryam & Harris, Laurence, 2019. "Mind the gap: A discussion paper on Financial Literacy, Financial behaviour and Financial Education : Is there any Gender Gap?," OSF Preprints b7zd6, Center for Open Science.
    14. Julie Birkenmaier & Brandy Maynard & Youngmi Kim, 2022. "Interventions designed to improve financial capability: A systematic review," Campbell Systematic Reviews, John Wiley & Sons, vol. 18(1), March.
    15. Kaiser, Tim & Hamdan, Jana & Menkhoff, Lukas & Xu, Yuanwei, 2024. "Scaling up financial education: Evidence from a randomized saturation experiment," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302424, Verein für Socialpolitik / German Economic Association.
    16. Andrzej Cwynar & Wiktor Cwynar & Monika Baryła-Matejczuk & Moises Betancort, 2019. "Sustainable Debt Behaviour and Well-Being of Young Adults: The Role of Parental Financial Socialisation Process," Sustainability, MDPI, vol. 11(24), pages 1-26, December.
    17. Fernando Borraz & Ana Caro & Maira Caño-Guiral & María José Roa, 2021. "Financial education for youth. A randomized evaluation in Uruguay," Documentos de trabajo 2021011, Banco Central del Uruguay.
    18. Geert Van Campenhout, 2015. "Revaluing the Role of Parents as Financial Socialization Agents in Youth Financial Literacy Programs," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 186-222, March.
    19. Olckers, Matthew, 2021. "On track for retirement?," Journal of Economic Behavior & Organization, Elsevier, vol. 190(C), pages 76-88.
    20. Callis, Zoe & Gerrans, Paul & Walker, Dana L. & Gignac, Gilles E., 2023. "The association between intelligence and financial literacy: A conceptual and meta-analytic review," Intelligence, Elsevier, vol. 100(C).
    21. Alexandra Brown & J. Michael Collins & Maximilian D. Schmeiser & Carly Urban, 2014. "State Mandated Financial Education and the Credit Behavior of Young Adults," Finance and Economics Discussion Series 2014-68, Board of Governors of the Federal Reserve System (U.S.).
    22. Fenella Carpena & Bilal Zia, 2018. "The Causal Mechanism of Financial Education: Evidence from Mediation Analysis," Working Papers 201803, Oslo Metropolitan University, Oslo Business School.
    23. Singh, Nirvikar, 2018. "Financial Inclusion: Concepts, Issues and Policies for India," MPRA Paper 91047, University Library of Munich, Germany.
    24. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    25. Brown, Martin & Henchoz, Caroline & Spycher, Thomas, 2018. "Culture and financial literacy: Evidence from a within-country language border," Journal of Economic Behavior & Organization, Elsevier, vol. 150(C), pages 62-85.
    26. Giné, Xavier & Goldberg, Jessica, 2023. "Experience in financial decision-making: Field evidence from Malawi," Journal of Development Economics, Elsevier, vol. 161(C).
    27. William L. Skimmyhorn & Evan R. Davies & David Mun & Brian Mitchell, 2016. "Assessing financial education methods: Principles vs. rules-of-thumb approaches," The Journal of Economic Education, Taylor & Francis Journals, vol. 47(3), pages 193-210, July.
    28. Isler, Ozan & Rojas, Andres & Dulleck, Uwe, 2022. "Easy to shove, difficult to show: Effect of educative and default nudges on financial self-management," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    29. Marcos Agurto & Habiba Djebbari & Sudipta Sarangi & Brenda Silupu & Carolina Trivelli & Javier Torres, 2020. "Local ambassadors promote mobile banking in Northern Peru," Working Papers 2020-6, Lima School of Economics.
    30. Entorf, Horst & Hou, Jia, 2018. "Financial education for the disadvantaged? A review," SAFE Working Paper Series 205, Leibniz Institute for Financial Research SAFE.
    31. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    32. Malik, Awais & Fürstenau, Bärbel, 2023. "Pictorial Representation of Abstract Financial Concepts to Foster Financial Literacy," MPRA Paper 119517, University Library of Munich, Germany.
    33. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    34. Cull,Robert J. & Gan,Li & Gao,Nan & Xu,L. Colin & Cull,Robert J. & Gan,Li & Gao,Nan & Xu,L. Colin, 2015. "Dual credit markets and household access to finance : evidence from a representative Chinese household survey," Policy Research Working Paper Series 7454, The World Bank.
    35. Tomasz Potocki & Sylwester Białowąs, 2023. "What Factors Predict a Positive Change in a Consumer’s Financial Capability over Time? The New Evidence from Poland," Journal of Family and Economic Issues, Springer, vol. 44(3), pages 634-654, September.
    36. Manuel Salas‐Velasco & Dolores Moreno‐Herrero & José Sánchez‐Campillo, 2021. "Teaching financial education in schools and students' financial literacy: A cross‐country analysis with PISA data," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(3), pages 4077-4103, July.
    37. Roberto Alvarez & Alvaro Miranda & Jaime Ruiz-Tagle, 2023. "Whisper Words of Wisdom: How Financial Counseling can Reduce Delinquency in Consumer Loans," Working Papers wp552, University of Chile, Department of Economics.
    38. Daniel Gray & Alberto Montagnoli & Mirko Moro, 2017. "Does education improve financial outcomes? Quasi-experimental evidence from Britain," Working Papers 2017010, The University of Sheffield, Department of Economics.
    39. Muñoz-Murillo, Melisa & Álvarez-Franco, Pilar B. & Restrepo-Tobón, Diego A., 2020. "The role of cognitive abilities on financial literacy: New experimental evidence," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 84(C).
    40. Joana Elisa Maldonado & Kristof De Witte & Koen Declercq, 2022. "The effects of parental involvement in homework: two randomised controlled trials in financial education," Empirical Economics, Springer, vol. 62(3), pages 1439-1464, March.
    41. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    42. Panu Kalmi, 2018. "The Effects of Financial Education: Evidence from Finnish Lower Secondary Schools," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 47(2-3), pages 353-386, July.
    43. Emmanuel Kwablah Apiors & Aya Suzuki, 2023. "Effects of Mobile Money Education on Mobile Money Usage: Evidence from Ghana," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(3), pages 715-742, June.
    44. Cordero, José Manuel & Gil, María & Pedraja Chaparro, Francisco, 2016. "Exploring the effect of financial literacy courses on student achievement: a cross-country approach using PISA 2012 data," MPRA Paper 75474, University Library of Munich, Germany.
    45. Andrzej Cwynar & Wiktor Cwynar & Mieczysław Kowerski & Kamil Filipek & Przemysław Szuba, 2020. "Debt literacy and debt advice-seeking behaviour among Facebook users: the role of social networks," Baltic Journal of Economics, Baltic International Centre for Economic Policy Studies, vol. 20(1), pages 1-33.
    46. De Beckker, Kenneth & De Witte, Kristof & Van Campenhout, Geert, 2021. "The effect of financial education on students’ consumer choices: Evidence from a randomized experiment," Journal of Economic Behavior & Organization, Elsevier, vol. 188(C), pages 962-976.
    47. Frisancho, Verónica, 2019. "The Impact of Financial Education for Youth," IDB Publications (Working Papers) 9809, Inter-American Development Bank.
    48. Basha, Shabeen Afsar & Bennasr, Hamdi & Goaied, Mohamed, 2023. "Financial literacy, financial development, and leverage of small firms," International Review of Financial Analysis, Elsevier, vol. 86(C).
    49. Paraboni, Ana Luiza & da Costa, Newton, 2021. "Improving the level of financial literacy and the influence of the cognitive ability in this process," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 90(C).
    50. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    51. Vera Ogeh Lassey Fiador & Mohammed Amidu, 2021. "Inclusive finance, bank pricing behaviour, and livelihood activities of households in Ghana," SN Business & Economics, Springer, vol. 1(1), pages 1-29, January.
    52. Carol A. Janney & Erica Tobe & Scott Matteson & Brenda Long, 2021. "Social service provider's perceptions of financial education for adults with mental illness and/or cognitive impairments," Journal of Consumer Affairs, Wiley Blackwell, vol. 55(2), pages 524-541, June.
    53. Daud, Siti Nurazira Mohd & Ahmad, Abd Halim, 2023. "Financial inclusion, economic growth and the role of digital technology," Finance Research Letters, Elsevier, vol. 53(C).
    54. Kaiser, Tim & Menkhoff, Lukas, 2020. "Financial education in schools: A meta-analysis of experimental studies," Economics of Education Review, Elsevier, vol. 78(C).
    55. Theodos, Brett & Stacy, Christina Plerhoples & Daniels, Rebecca, 2018. "Client led coaching: A random assignment evaluation of the impacts of financial coaching programs," Journal of Economic Behavior & Organization, Elsevier, vol. 155(C), pages 140-158.
    56. Paul Gerrans & Richard Heaney, 2019. "The impact of undergraduate personal finance education on individual financial literacy, attitudes and intentions," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 59(1), pages 177-217, March.
    57. Balasubramanian, Pooja & Ibanez, Marcela & Khan, Sarah & Sahoo, Soham, 2024. "Does women's economic empowerment promote human development in low- and middle-income countries? A meta-analysis," World Development, Elsevier, vol. 178(C).
    58. Andrej Cupak & Pirmin Fessler & Maria Antoinette Silgoner & Elisabeth Ulbrich, 2018. "Financial literacy in Austria: a survey of recent research results," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1/18, pages 14-26.
    59. Kathryn Simms, 2014. "Is Universal Financial Education Putting the Cart Before the Horse?," Journal of Economics and Behavioral Studies, AMH International, vol. 6(4), pages 318-332.
    60. Michael Goedde-Menke & Carsten Erner & Michael Oberste, 2017. "Towards more sustainable debt attitudes and behaviors: the importance of basic economic skills," Journal of Business Economics, Springer, vol. 87(5), pages 645-668, July.
    61. Julie Birkenmaier & David Rothwell & Mary Agar, 2022. "How is Consumer Financial Capability Measured?," Journal of Family and Economic Issues, Springer, vol. 43(4), pages 654-666, December.
    62. Susana Martínez-Restrepo & Laura Ramos-Jaimes & Alma Espino & Martin Valdivia & Johanna Yancari Cueva, 2017. "Measuring women’s economic empowerment: Critical lessons from South America," Libros Fedesarrollo 15825, Fedesarrollo.
    63. Ramesh Prasad Chaulagain, 2017. "Relationship between Financial Literacy and Behavior of Small Borrowers," NRB Economic Review, Nepal Rastra Bank, Economic Research Department, vol. 29(1), pages 33-53, April.
    64. Orazio Attanasio & Matthew Bird & Lina Cardona-Sosa & Pablo Lavado, 2019. "Freeing Financial Education via Tablets: Experimental Evidence from Colombia," NBER Working Papers 25929, National Bureau of Economic Research, Inc.
    65. Gerrans, Paul, 2021. "Undergraduate student financial education interventions: Medium term evidence of retention, decay, and confidence in financial literacy," Pacific-Basin Finance Journal, Elsevier, vol. 67(C).
    66. Boyd, Chris M. & Díez-Amigo, Sandro, 2023. "Effectiveness of free financial education provided by for-profit financial institutions: Experimental evidence from rural Peru," Economics of Education Review, Elsevier, vol. 97(C).
    67. Manuel Salas-Velasco, 2022. "Causal Effects of Financial Education Intervention Aimed at University Students on Financial Knowledge and Financial Self-Efficacy," JRFM, MDPI, vol. 15(7), pages 1-16, June.
    68. Gray, Daniel & Montagnoli, Alberto & Moro, Mirko, 2021. "Does education improve financial behaviors? Quasi-experimental evidence from Britain," Journal of Economic Behavior & Organization, Elsevier, vol. 183(C), pages 481-507.
    69. Popovich, Jacob J. & Loibl, Cäzilia & Zirkle, Christopher & Whittington, M. Susie, 2020. "Community college students’ response to a financial literacy intervention: An exploratory study," International Review of Economics Education, Elsevier, vol. 34(C).
    70. Brown, Martin & Henchoz, Caroline & Spycher, Thomas, 2017. "Culture and Financial Literacy," Working Papers on Finance 1703, University of St. Gallen, School of Finance.
    71. Asli Demirguc-Kunt & Leora Klapper & Dorothe Singer & Saniya Ansar & Jake Hess, 2018. "Global Findex Database 2017 [La base de datos Global Findex 2017]," World Bank Publications - Books, The World Bank Group, number 29510.
    72. Castleman, Benjamin L. & Patterson, Richard & Skimmyhorn, William, 2020. "Benefits left on the table: Evidence from the Servicemembers’ Civil Relief Act," Economics of Education Review, Elsevier, vol. 78(C).
    73. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    74. Kyoung Tae Kim & Somer G. Anderson & Martin C. Seay, 2019. "Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States," Journal of Family and Economic Issues, Springer, vol. 40(2), pages 194-208, June.
    75. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).
    76. Julia Shu-Huah Wang & Bilal Malaeb & Fred M. Ssewamala & Torsten B. Neilands & Jeannie Brooks-Gunn, 2021. "A Multifaceted Intervention with Savings Incentives to Reduce Multidimensional Child Poverty: Evidence from the Bridges Study (2012–2018) in Rural Uganda," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 158(3), pages 947-990, December.
    77. M. Debbich, 2015. "Why Financial Advice Cannot Substitute for Financial Literacy?," Working papers 534, Banque de France.
    78. Kosztopulosz, Andreász & Málovics, György & Méreiné Berki, Boglárka, 2024. "Pénzügyi képességek és a mélyszegény, szegregált roma családok pénzügyi helyzete [Financial capabilities and the financial situation of Roma families living in extreme poverty and spatial segregati," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(7), pages 850-874.
    79. Shephard, Daniel D. & Kaneza, Yves V. & Moclair, Paul, 2017. "What curriculum? Which methods? A cluster randomized controlled trial of social and financial education in Rwanda," Children and Youth Services Review, Elsevier, vol. 82(C), pages 310-320.

  13. Bruhn, Miriam & de Souza Leao, Luciana & Legovini, Arianna & Marchetti, Rogelio & Zia, Bilal, 2013. "The impact of high school financial education : experimental evidence from Brazil," Policy Research Working Paper Series 6723, The World Bank.

    Cited by:

    1. Bottazzi, Laura & Lusardi, Annamaria, 2021. "Stereotypes in financial literacy: Evidence from PISA," Journal of Corporate Finance, Elsevier, vol. 71(C).
    2. Kondratjeva, Olga & Roll, Stephen P. & Bufe, Sam & Grinstein-Weiss, Michal, 2021. "Using financial tips to guide debt repayment: Experimental evidence from low- and moderate-income tax filers," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 90(C).
    3. James Berry & Dean Karlan & Menno Pradhan, 2015. "The Impact of Financial Education for Youth in Ghana," NBER Working Papers 21068, National Bureau of Economic Research, Inc.
    4. Geert Van Campenhout, 2015. "Revaluing the Role of Parents as Financial Socialization Agents in Youth Financial Literacy Programs," Journal of Consumer Affairs, Wiley Blackwell, vol. 49(1), pages 186-222, March.
    5. De Paola, Maria & Gioia, Francesca & Piluso, Fabio, 2017. "Does Reminding of Behavioural Biases Increase Returns from Financial Trading? A Field Experiment," IZA Discussion Papers 10983, Institute of Labor Economics (IZA).
    6. Olympia Bover & Laura Hospido & Ernesto Villanueva, 2018. "The impact of high school financial education on financial knowledge and choices: evidence from a randomized trial in Spain," Working Papers 1801, Banco de España.
    7. Hanson, Thomas A. & Olson, Peter M., 2018. "Financial literacy and family communication patterns," Journal of Behavioral and Experimental Finance, Elsevier, vol. 19(C), pages 64-71.
    8. Zhu, Alex Yue Feng, 2020. "Impact of school financial education on parental saving socialization in Hong Kong adolescents," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 87(C).
    9. Theodos, Brett & Stacy, Christina Plerhoples & Daniels, Rebecca, 2018. "Client led coaching: A random assignment evaluation of the impacts of financial coaching programs," Journal of Economic Behavior & Organization, Elsevier, vol. 155(C), pages 140-158.
    10. Kiliyanni, Abdul Latheef & Sivaraman, Sunitha, 2016. "The perception-reality gap in financial literacy: Evidence from the most literate state in India," International Review of Economics Education, Elsevier, vol. 23(C), pages 47-64.
    11. Hospido, Laura & Villanueva, Ernesto & Zamarro, Gema, 2015. "Finance for All: The Impact of Financial Literacy Training in Compulsory Secondary Education in Spain," IZA Discussion Papers 8902, Institute of Labor Economics (IZA).
    12. Zhu, Alex Yue Feng, 2019. "School financial education and parental financial socialization: Findings from a sample of Hong Kong adolescents," Children and Youth Services Review, Elsevier, vol. 107(C).

  14. Gunhild Berg & Bilal Zia, 2013. "Harnessing Emotional Connections to Improve Financial Decisions," World Bank Publications - Reports 22601, The World Bank Group.

    Cited by:

    1. Hoff,Karla & Stiglitz,Joseph E., 2016. "Striving for balance in economics : towards a theory of the social determination of behavior," Policy Research Working Paper Series 7537, The World Bank.
    2. B. Ronchini, 2015. "Il ruolo emergente dell'edutainment nei percorsi di educazione finanziaria," Economics Department Working Papers 2015-EF03, Department of Economics, Parma University (Italy).
    3. Bjorvatn, Kjetil & Cappelen, Alexander W. & Sekei, Linda Helgesson & Sørensen, Erik Ø. & Tungodden, Bertil, 2015. "Teaching through television: Experimental evidence on entrepreneurship education in Tanzania," Discussion Paper Series in Economics 3/2015, Norwegian School of Economics, Department of Economics.
    4. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    5. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    6. Stefano DellaVigna & Eliana La Ferrara, 2015. "Economic and Social Impacts of the Media," NBER Working Papers 21360, National Bureau of Economic Research, Inc.
    7. Tanguy Bernard & Stefen Dercon & Kate Orkin & Alemayehu Seyoum Taffesse, 2019. "The Future in Mind: Aspirations and Forward-Looking Behaviour in Rural Ethiopia," Working Papers hal-02146217, HAL.
    8. Avdeenko, Alexandra & Bohne, Albrecht & Frölich, Markus, 2019. "Linking savings behavior, confidence and individual feedback: A field experiment in Ethiopia," ZEW Discussion Papers 19-051, ZEW - Leibniz Centre for European Economic Research.
    9. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    10. Bruce I. Carlin & Li Jiang & Stephen A. Spiller, 2014. "Learning Millennial-Style," NBER Working Papers 20268, National Bureau of Economic Research, Inc.
    11. Steinert, Janina I. & Zenker, Juliane & Filipiak, Ute & Movsisyan, Ani & Cluver, Lucie D. & Shenderovich, Yulia, 2018. "Do saving promotion interventions increase household savings, consumption, and investments in Sub-Saharan Africa? A systematic review and meta-analysis," World Development, Elsevier, vol. 104(C), pages 238-256.
    12. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    13. Eliana La Ferrara, 2016. "Mass Media And Social Change: Can We Use Television To Fight Poverty?," Journal of the European Economic Association, European Economic Association, vol. 14(4), pages 791-827, August.
    14. Abate, Gashaw T. & Bernard, Tanguy & Makhija, Simrin & Spielman, David J., 2019. "Accelerating technical change through video-mediated agricultural extension: Evidence from Ethiopia:," IFPRI discussion papers 1851, International Food Policy Research Institute (IFPRI).
    15. Slavtchev, Viktor & Wyrwich, Michael, 2017. "TV and entrepreneurship," IWH Discussion Papers 17/2017, Halle Institute for Economic Research (IWH).
    16. Desi Astuti & Paham Ginting & Isfenti Sadalia & Amlys Syahputra Silalahi, 2018. "The Influence of Financial Education and Promotion towards Risk Perception of Students as Investors at University Investment Gallery," Academic Journal of Economic Studies, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 4(2), pages 51-60, June.
    17. Steinert, Janina Isabel & Cluver, Lucie Dale & Meinck, Franziska & Doubt, Jenny & Vollmer, Sebastian, 2018. "Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa," Journal of Development Economics, Elsevier, vol. 134(C), pages 443-466.
    18. Laia Navarro-Sola, 2021. "Secondary Schools with Televised Lessons: The Labor Market Returns of the Mexican Telesecundaria," Working Papers 2021-053, Human Capital and Economic Opportunity Working Group.
    19. Christianos Burlotos & Tracy L. Kijewski-Correa & Alexandros A. Taflanidis, 2020. "The Housing Market Value Chain: An Integrated Approach for Mitigating Risk in Informal Residential Construction in Haiti," Sustainability, MDPI, vol. 12(19), pages 1-24, September.

  15. Berg,Gunhild & Zia,Bilal Husnain, 2013. "Harnessing emotional connections to improve financial decisions : evaluating the impact of financial education in mainstream media," Policy Research Working Paper Series 6407, The World Bank.

    Cited by:

    1. Hoff,Karla & Stiglitz,Joseph E., 2016. "Striving for balance in economics : towards a theory of the social determination of behavior," Policy Research Working Paper Series 7537, The World Bank.
    2. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    3. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    4. B. Ronchini, 2015. "Il ruolo emergente dell'edutainment nei percorsi di educazione finanziaria," Economics Department Working Papers 2015-EF03, Department of Economics, Parma University (Italy).
    5. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    6. Bjorvatn, Kjetil & Cappelen, Alexander W. & Sekei, Linda Helgesson & Sørensen, Erik Ø. & Tungodden, Bertil, 2015. "Teaching through television: Experimental evidence on entrepreneurship education in Tanzania," Discussion Paper Series in Economics 3/2015, Norwegian School of Economics, Department of Economics.
    7. Batista, Catia & Sequeira, Sandra & Vicente, Pedro C., 2022. "Closing the gender profit gap?," LSE Research Online Documents on Economics 117712, London School of Economics and Political Science, LSE Library.
    8. Denise Hörner & Adrien Bouguen & Markus Frölich & Meike Wollni, 2019. "The Effects of Decentralized and Video-based Extension on the Adoption of Integrated Soil Fertility Management – Experimental Evidence from Ethiopia," NBER Working Papers 26052, National Bureau of Economic Research, Inc.
    9. Bastien Michel & Samuel Kembou & Sonali Wayal & Joanna Murray, 2023. "Leveraging Mobile Phone Expansion in LMICs to Improve Parental Practices," Working Papers hal-03909663, HAL.
    10. Matthias Sutter & Michael Weyland & Anna Untertrifaller & Manuel Froitzheim & Sebastian O. Schneider, 2023. "Financial Literacy, Experimental Preference Measures and Field Behavior – A Randomized Educational Intervention," ECONtribute Discussion Papers Series 229, University of Bonn and University of Cologne, Germany.
    11. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    12. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    13. Abate, Gashaw Tadesse & Bernard, Tanguy & Makhija, Simrin & Spielman, David J., 2021. "Accelerating technical change through ICTs: Evidence from a video-mediated extension experiment in Ethiopia," Project notes December 2021, International Food Policy Research Institute (IFPRI).
    14. Kaiser, Tim & Hamdan, Jana & Menkhoff, Lukas & Xu, Yuanwei, 2024. "Scaling up financial education: Evidence from a randomized saturation experiment," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302424, Verein für Socialpolitik / German Economic Association.
    15. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    16. Stefano DellaVigna & Eliana La Ferrara, 2015. "Economic and Social Impacts of the Media," NBER Working Papers 21360, National Bureau of Economic Research, Inc.
    17. Tanguy Bernard & Stefen Dercon & Kate Orkin & Alemayehu Seyoum Taffesse, 2019. "The Future in Mind: Aspirations and Forward-Looking Behaviour in Rural Ethiopia," Working Papers hal-02146217, HAL.
    18. Abel, Martin & Brown, Willa, 2020. "Prosocial Behavior in the Time of COVID-19: The Effect of Private and Public Role Models," IZA Discussion Papers 13207, Institute of Labor Economics (IZA).
    19. Hermansson, Cecilia & Jonsson, Sara & Liu, Lu, 2022. "The medium is the message: Learning channels, financial literacy, and stock market participation," International Review of Financial Analysis, Elsevier, vol. 79(C).
    20. Fenella Carpena & Bilal Zia, 2018. "The Causal Mechanism of Financial Education: Evidence from Mediation Analysis," Working Papers 201803, Oslo Metropolitan University, Oslo Business School.
    21. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    22. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    23. Emon Kalyan Chowdhury & Rupam Chowdhury, 2024. "Role of Financial Inclusion in Human Development: Evidence from Bangladesh, India and Pakistan," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(1), pages 3329-3354, March.
    24. Avdeenko, Alexandra & Bohne, Albrecht & Frölich, Markus, 2019. "Linking savings behavior, confidence and individual feedback: A field experiment in Ethiopia," ZEW Discussion Papers 19-051, ZEW - Leibniz Centre for European Economic Research.
    25. Bose, Udichibarna & Arun, Thankom & Arun, Shoba, 2021. "Do information networks benefit households with female heads?," Economic Modelling, Elsevier, vol. 103(C).
    26. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    27. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    28. Bruce I. Carlin & Li Jiang & Stephen A. Spiller, 2014. "Learning Millennial-Style," NBER Working Papers 20268, National Bureau of Economic Research, Inc.
    29. Baul, Tushi & Karlan, Dean & Toyama, Kentaro & Vasilaky, Kathryn, 2024. "Improving smallholder agriculture via video-based group extension," Journal of Development Economics, Elsevier, vol. 169(C).
    30. Donati,Dante & Orozco Olvera,Victor Hugo & Rao,Nandan Mark, 2022. "Using Social Media to Change Gender Norms : An Experiment within Facebook Messenger in India," Policy Research Working Paper Series 10199, The World Bank.
    31. Banerjee,Abhijit & La Ferrara,Eliana & Orozco Olvera,Victor Hugo, 2019. "The Entertaining Way to Behavioral Change : Fighting HIV with MTV," Policy Research Working Paper Series 8998, The World Bank.
    32. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    33. Grady, Christopher & Iannantuoni, Alice & Winters, Matthew S., 2021. "Influencing the means but not the ends: The role of entertainment-education interventions in development," World Development, Elsevier, vol. 138(C).
    34. Shilin Zheng & Mengdan Li, 2022. "Does aggressive tweeting by the government help to control the COVID‐19 outbreak? Evidence from China," Economics of Transition and Institutional Change, John Wiley & Sons, vol. 30(4), pages 691-713, October.
    35. Slavtchev, Viktor & Wyrwich, Michael, 2023. "The effects of TV content on entrepreneurship: Evidence from German unification," Journal of Comparative Economics, Elsevier, vol. 51(2), pages 696-721.
    36. De Beckker, Kenneth & De Witte, Kristof & Van Campenhout, Geert, 2021. "The effect of financial education on students’ consumer choices: Evidence from a randomized experiment," Journal of Economic Behavior & Organization, Elsevier, vol. 188(C), pages 962-976.
    37. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    38. Kaiser, Tim & Menkhoff, Lukas, 2020. "Financial education in schools: A meta-analysis of experimental studies," Economics of Education Review, Elsevier, vol. 78(C).
    39. Matthias Sutter & Michael Weyland & Anna Untertrifaller & Manuel Froitzheim, 2020. "Financial Literacy, Risk and Time Preferences - Results from a Randomized Educational Intervention," CESifo Working Paper Series 8489, CESifo.
    40. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    41. Eliana La Ferrara, 2016. "Mass Media And Social Change: Can We Use Television To Fight Poverty?," Journal of the European Economic Association, European Economic Association, vol. 14(4), pages 791-827, August.
    42. Matthias Sutter & Michael Weyland & Anna Untertrifaller & Manuel Froitzheim & Sebastian O. Schneider, 2020. "Financial literacy, risk and time preferences – Results from a randomized educational intervention," Discussion Paper Series of the Max Planck Institute for Research on Collective Goods 2023_03, Max Planck Institute for Research on Collective Goods.
    43. Ghada Barsoum & Bruno Crépon & Drew Gardiner & Bastien Michel & William Parienté, 2022. "Evaluating the Impact of Entrepreneurship Edutainment in Egypt: An Experimental Approach," Economica, London School of Economics and Political Science, vol. 89(353), pages 82-109, January.
    44. Abate, Gashaw T. & Bernard, Tanguy & Makhija, Simrin & Spielman, David J., 2019. "Accelerating technical change through video-mediated agricultural extension: Evidence from Ethiopia:," IFPRI discussion papers 1851, International Food Policy Research Institute (IFPRI).
    45. Lubega, Patrick & Nakakawa, Frances & Narciso, Gaia & Newman, Carol & Kaaya, Archileo N. & Kityo, Cissy & Tumuhimbise, Gaston A., 2021. "Body and mind: Experimental evidence from women living with HIV," Journal of Development Economics, Elsevier, vol. 150(C).
    46. Sophie Cetre, 2020. "Essays on the determinants of wage inequality [Etudes des déterminants des inégalités salariales]," SciencePo Working papers Main tel-03408393, HAL.
    47. Slavtchev, Viktor & Wyrwich, Michael, 2017. "TV and entrepreneurship," IWH Discussion Papers 17/2017, Halle Institute for Economic Research (IWH).
    48. Desi Astuti & Paham Ginting & Isfenti Sadalia & Amlys Syahputra Silalahi, 2018. "The Influence of Financial Education and Promotion towards Risk Perception of Students as Investors at University Investment Gallery," Academic Journal of Economic Studies, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 4(2), pages 51-60, June.
    49. Orazio Attanasio & Matthew Bird & Lina Cardona-Sosa & Pablo Lavado, 2019. "Freeing Financial Education via Tablets: Experimental Evidence from Colombia," NBER Working Papers 25929, National Bureau of Economic Research, Inc.
    50. Steinert, Janina Isabel & Cluver, Lucie Dale & Meinck, Franziska & Doubt, Jenny & Vollmer, Sebastian, 2018. "Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa," Journal of Development Economics, Elsevier, vol. 134(C), pages 443-466.
    51. Santoro, Fabrizio & Mascagni, Giulia, 2023. "Visual nudges: How deterrence and equity shape tax attitudes and behaviour in Rwanda," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 107(C).
    52. Laia Navarro-Sola, 2021. "Secondary Schools with Televised Lessons: The Labor Market Returns of the Mexican Telesecundaria," Working Papers 2021-053, Human Capital and Economic Opportunity Working Group.
    53. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    54. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).
    55. Christianos Burlotos & Tracy L. Kijewski-Correa & Alexandros A. Taflanidis, 2020. "The Housing Market Value Chain: An Integrated Approach for Mitigating Risk in Informal Residential Construction in Haiti," Sustainability, MDPI, vol. 12(19), pages 1-24, September.

  16. Xu, Lisa & Zia, Bilal, 2012. "Financial literacy around the world : an overview of the evidence with practical suggestions for the way forward," Policy Research Working Paper Series 6107, The World Bank.

    Cited by:

    1. Claudia Martínez A. & Esteban Puentes, 2018. "Micro-entrepreneurship Debt Level and Access to Credit: Short-Term Impacts of a Financial Literacy Program," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 30(4), pages 613-629, September.
    2. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
    3. TAVARES Fernando Oliveira & ALMEIDA Luís Gomes & SOARES Vasco Jorge & TAVARES Vasco Capela, 2022. "Financial literacy: an exploratory analysis in Portugal," Studies in Business and Economics, Lucian Blaga University of Sibiu, Faculty of Economic Sciences, vol. 17(2), pages 252-269, August.
    4. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Exploring the Effect of Entrepreneurial Savings Incentives as Determinant of Savings Mobilization among Micro and Small Enterprises," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 404-422, February.
    5. Gosaitse E. Solomon & Trust Nhete & Burman M. Sithole, 2018. "The Case for the Need for Personal Financial Literacy Education in Botswana Secondary Schools," SAGE Open, , vol. 8(1), pages 21582440177, January.
    6. Suthinee Supanantaroek & Robert Lensink & Nina Hansen, 2017. "The Impact of Social and Financial Education on Savings Attitudes and Behavior Among Primary School Children in Uganda," Evaluation Review, , vol. 41(6), pages 511-541, December.
    7. Noviarini, Jelita & Coleman, Andrew & Roberts, Helen & Whiting, Rosalind H., 2023. "Financial literacy and retirees' resource allocation decisions in New Zealand," Pacific-Basin Finance Journal, Elsevier, vol. 79(C).
    8. Antonio Molina-García & Julio Diéguez-Soto & M. Teresa Galache-Laza & Marta Campos-Valenzuela, 2023. "Financial literacy in SMEs: a bibliometric analysis and a systematic literature review of an emerging research field," Review of Managerial Science, Springer, vol. 17(3), pages 787-826, April.
    9. Sholevar, Maryam & Harris, Laurence, 2019. "Mind the gap: A discussion paper on Financial Literacy, Financial behaviour and Financial Education : Is there any Gender Gap?," OSF Preprints b7zd6, Center for Open Science.
    10. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    11. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    12. James Berry & Dean Karlan & Menno Pradhan, 2015. "The Impact of Financial Education for Youth in Ghana," NBER Working Papers 21068, National Bureau of Economic Research, Inc.
    13. ABEBE, Girum & TEKLE, Biruk & MANO, Yukichi & 真野, 裕吉, 2015. "Changing saving and investment behavior: the impact of financial literacy training and reminders on micro-businesses," Discussion paper series HIAS-E-15, Hitotsubashi Institute for Advanced Study, Hitotsubashi University.
    14. Yusuf, Fatima & Yousaf, Amna & Saeed, Abubakr, 2018. "Rethinking agency theory in developing countries: A case study of Pakistan," Accounting forum, Elsevier, vol. 42(4), pages 281-292.
    15. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    16. Birochi, Renê & Pozzebon, Marlei, 2016. "Aprimorando a inclusão financeira: rumo a um quadro teórico de educação financeira crítica," RAE - Revista de Administração de Empresas, FGV-EAESP Escola de Administração de Empresas de São Paulo (Brazil), vol. 56(3), May.
    17. Saon Ray & Smita Miglani & Sandeep Paul, 2019. "The Growing Importance of Consumer Finance for Financial Inclusion in India," Working Papers id:13000, eSocialSciences.
    18. Daniel M. V. Bernaola & Gizelle D. Willows & Darron West, 2021. "The relevance of anger, anxiety, gender and race in investment decisions," Mind & Society: Cognitive Studies in Economics and Social Sciences, Springer;Fondazione Rosselli, vol. 20(1), pages 1-21, June.
    19. Entorf, Horst & Hou, Jia, 2018. "Financial education for the disadvantaged? A review," SAFE Working Paper Series 205, Leibniz Institute for Financial Research SAFE.
    20. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    21. Rashmi Baura & Renuka Sane, 2014. "Repayment in microfinance: The Role of financial literacy and caste," Discussion Papers 14-06, Indian Statistical Institute, Delhi.
    22. Grohmann, Antonia & Schoofs, Annekathrin, 2019. "Financial Literacy and Intra-Household Decision Making: Evidence from Rwanda," Rationality and Competition Discussion Paper Series 186, CRC TRR 190 Rationality and Competition.
    23. Gangwar, Rachna & Singh, Ritvik, 2018. "Analyzing Factors Affecting Financial Literacy and its Impact on Investment Behavior among Adults in India," MPRA Paper 89452, University Library of Munich, Germany.
    24. Manuel Salas‐Velasco & Dolores Moreno‐Herrero & José Sánchez‐Campillo, 2021. "Teaching financial education in schools and students' financial literacy: A cross‐country analysis with PISA data," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(3), pages 4077-4103, July.
    25. Eling, Martin & Pradhan, Shailee & Schmit, Joan T., 2013. "The Determinants of Microinsurance Demand," Working Papers on Finance 1308, University of St. Gallen, School of Finance.
    26. Fred Gichana Atandi & Henry M. Bwisa & Maurice Sakwa, 2016. "Technological Innovation as entrepreneurial Determinant affecting Savings Mobilization among Micro and Small Enterprises in Kenya," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 6(3), pages 178-199, March.
    27. Filippini, Massimo & Kumar, Nilkanth & Srinivasan, Suchita, 2020. "Energy-related financial literacy and bounded rationality in appliance replacement attitudes: evidence from Nepal," Environment and Development Economics, Cambridge University Press, vol. 25(4), pages 399-422, August.
    28. A. Yarasheva V. & S. Makar V. & S. Reshetnikov B. & А. Ярашева В. & С. Макар В. & С. Решетников Б., 2017. "Кредитные Стратегии Россиян Как Отражение Модели Финансового Поведения // The Credit Strategies Of The Russians As The Reflection Of The Model Of Financial Behaviour," Финансы: теория и практика/Finance: Theory and Practice // Finance: Theory and Practice, ФГОБУВО Финансовый университет при Правительстве Российской Федерации // Financial University under The Government of Russian Federation, vol. 21(6), pages 138-153.
    29. Yoshino, Naoyuki & Morgan, Peter J., 2016. "Overview of Financial Inclusion, Regulation, and Education," ADBI Working Papers 591, Asian Development Bank Institute.
    30. Muñoz-Murillo, Melisa & Álvarez-Franco, Pilar B. & Restrepo-Tobón, Diego A., 2020. "The role of cognitive abilities on financial literacy: New experimental evidence," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 84(C).
    31. Shafique, Attayah & Ayub, Usman & Zakaria, Muhammad, 2019. "Don’t let the Greed catch you! Pleonexia rule applied to Pakistan stock exchange," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 524(C), pages 157-168.
    32. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    33. Andrea Lučić & Dajana Barbić & Marija Uzelac, 2020. "The Role of Financial Education in Adolescent Consumers’ Financial Knowledge Enhancement," Tržište/Market, Faculty of Economics and Business, University of Zagreb, vol. 32(SI), pages 115-130.
    34. Antonia Grohmann, 2017. "Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class," Discussion Papers of DIW Berlin 1702, DIW Berlin, German Institute for Economic Research.
    35. Gal Iddo & Ograjenšek Irena, 2017. "Official Statistics and Statistics Education: Bridging the Gap," Journal of Official Statistics, Sciendo, vol. 33(1), pages 79-100, March.
    36. Menkhoff, Lukas & Grohmann, Antonia & Hübler, Olaf & Kouwenberg, Roy, 2014. "Financial literacy and financial behavior: Do women lag behind?," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100415, Verein für Socialpolitik / German Economic Association.
    37. Cordero, José Manuel & Gil, María & Pedraja Chaparro, Francisco, 2016. "Exploring the effect of financial literacy courses on student achievement: a cross-country approach using PISA 2012 data," MPRA Paper 75474, University Library of Munich, Germany.
    38. Antonia Grohmann & Olaf Hübler & Roy Kouwenberg & Lukas Menkhoff, 2016. "Financial Literacy: Thai Middle Class Women Do Not Lag behind," Discussion Papers of DIW Berlin 1615, DIW Berlin, German Institute for Economic Research.
    39. Charmaine Barbara & Dominic Cortis & Roberta Perotti & Claudia Sammut & Antoine Vella, 2017. "The European Insurance Industry: A PEST Analysis," IJFS, MDPI, vol. 5(2), pages 1-20, May.
    40. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2013. "Why is voluntary financial education so unpopular ? Experimental evidence from Mexico," Policy Research Working Paper Series 6439, The World Bank.
    41. Vuong, Quan-Hoang & Khuc, Quy Van & La, Viet-Phuong & Le, Tam-Tri & Quang-Loc, Nguyen & Nguyen, Phuong-Tri & Nguyen, Minh-Hoang, 2022. "Mindsponge-based reasoning of households’ financial resilience during the Covid-19 crisis," OSF Preprints 3uega, Center for Open Science.
    42. Chaouki Mouelhi & Hajer Hammami, 2021. "The Role of Knowledge Brokers in Improving Financial Literacy," Advances in Management and Applied Economics, SCIENPRESS Ltd, vol. 11(3), pages 1-5.
    43. Bruhn, Miriam & de Souza Leao, Luciana & Legovini, Arianna & Marchetti, Rogelio & Zia, Bilal, 2013. "The impact of high school financial education : experimental evidence from Brazil," Policy Research Working Paper Series 6723, The World Bank.
    44. Ruth Cadaoas Tacneng & Klarizze Anne Martin Puzon & Thierno Barry, 2021. "Crowding out effects of financial knowledge and attitude on risk preferences: Evidence from a least developed African country," WIDER Working Paper Series wp-2021-58, World Institute for Development Economic Research (UNU-WIDER).
    45. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Improving Savings Mobilization of Micro and Small Enterprises through Entrepreneurial Financial Literacy," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 386-403, February.
    46. Ashenafi Fanta & Kingstone Mutsonziwa, 2021. "Financial Literacy as a Driver of Financial Inclusion in Kenya and Tanzania," JRFM, MDPI, vol. 14(11), pages 1-13, November.
    47. Cheng Yuan & Xiaoxiao Wang & Li Lin, 2023. "Why Do Financially Illiterate Students Perceive Lower Education Returns? Evidence From a Survey in Rural China," SAGE Open, , vol. 13(2), pages 21582440231, June.
    48. Kaiser, Tim & Menkhoff, Lukas, 2020. "Financial education in schools: A meta-analysis of experimental studies," Economics of Education Review, Elsevier, vol. 78(C).
    49. H. Kent Baker & Sweta Tomar & Satish Kumar & Deepak Verma, 2021. "Are Indian professional women financially literate and prepared for retirement?," Journal of Consumer Affairs, Wiley Blackwell, vol. 55(4), pages 1416-1441, December.
    50. Musah, Alhassan & Yakubu, Ibrahim Nandom & Abagna, Matthew Amalitinga, 2022. "Financial Literacy: A Peep into the Literature and Note for Policy," MPRA Paper 115703, University Library of Munich, Germany.
    51. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    52. Schoofs, Annekathrin, 2022. "Promoting financial inclusion for savings groups: A financial education programme in rural Rwanda," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    53. Kiliyanni, Abdul Latheef & Sivaraman, Sunitha, 2016. "The perception-reality gap in financial literacy: Evidence from the most literate state in India," International Review of Economics Education, Elsevier, vol. 23(C), pages 47-64.
    54. Ramesh Prasad Chaulagain, 2015. "Contribution of Financial Literacy to Behavior," Journal of Economics and Behavioral Studies, AMH International, vol. 7(6), pages 61-71.
    55. Miguel Angel Peñarreta-Quezada & Eulalia-Elizabeth Salas-Tenesaca & José Álvarez-García & María de la Cruz del Río-Rama, 2024. "Variables sociodemográficas y niveles de educación financiera en jóvenes universitarios de Ecuador," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 19(1), pages 1-15, Enero - M.
    56. Heenkkenda, Shirantha, 2014. "Inequalities in the Financial Inclusion in Sri Lanka: An Assessment of the Functional Financial Literacy," MPRA Paper 54419, University Library of Munich, Germany.
    57. World Bank Group, 2014. "Enhancing Financial Capability and Inclusion in Morocco : A Demand-Side Assessment," World Bank Publications - Reports 21503, The World Bank Group.
    58. Irni Johan & Karen Rowlingson & Lindsey Appleyard, 2021. "The Effect of Personal Finance Education on The Financial Knowledge, Attitudes and Behaviour of University Students in Indonesia," Journal of Family and Economic Issues, Springer, vol. 42(2), pages 351-367, June.
    59. Xiao Wei & Xu Junyi, 2019. "Bounded rationality and the ineffectiveness of big push policies," The B.E. Journal of Macroeconomics, De Gruyter, vol. 19(2), pages 1-21, June.
    60. Godiva Rembeci, 2019. "Building an information system to enhance innovative SMEs in Albania," European Journal of Economics and Business Studies Articles, Revistia Research and Publishing, vol. 5, ejes_v5_i.
    61. Rekha Reddy & Miriam Bruhn & Congyan Tan, 2013. "Financial Capability in Mexico : Results from a National Survey on Financial Behaviors, Attitudes, and Knowledge [Capacidades financieras en México : resultados de la encuesta nacional sobre compor," World Bank Publications - Reports 16756, The World Bank Group.
    62. Noviarini, Jelita & Coleman, Andrew & Roberts, Helen & Whiting, Rosalind H., 2021. "Financial literacy, debt, risk tolerance and retirement preparedness: Evidence from New Zealand," Pacific-Basin Finance Journal, Elsevier, vol. 68(C).
    63. Remya Tressa Jacob & Rudra Sensarma, 2022. "Does knowledge empower? A story of debt literacy and credit usage in rural consumer finance," Working papers 529, Indian Institute of Management Kozhikode.
    64. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2015. "Childhood roots of financial literacy," Journal of Economic Psychology, Elsevier, vol. 51(C), pages 114-133.
    65. Yuanyuan Guo & Can Liu & Hao Liu & Ke Chen & Dan He, 2023. "Financial Literacy, Borrowing Behavior and Rural Households’ Income: Evidence from the Collective Forest Area, China," Sustainability, MDPI, vol. 15(2), pages 1-21, January.
    66. Desi Astuti & Paham Ginting & Isfenti Sadalia & Amlys Syahputra Silalahi, 2018. "The Influence of Financial Education and Promotion towards Risk Perception of Students as Investors at University Investment Gallery," Academic Journal of Economic Studies, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 4(2), pages 51-60, June.
    67. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014. "Financial literacy and its consequences in the emerging middleclass," Kiel Working Papers 1943, Kiel Institute for the World Economy (IfW Kiel).
    68. Maimbo, Samuel Munzele & Henriquez Gallegos, Claudia Alejandra, 2014. "Interest rate caps around the world: still popular, but a blunt instrument," Policy Research Working Paper Series 7070, The World Bank.
    69. Timothy Crack & Helen Roberts, 2015. "Credit card balances and repayment under competing minimum payment regimes," Review of Quantitative Finance and Accounting, Springer, vol. 45(4), pages 785-801, November.
    70. Jacob Michael Ben, 2016. "Pedagogy of Financial Education among College Students," Economics and Culture, Sciendo, vol. 13(2), pages 23-34, December.
    71. Andreas Dal Santo & Duccio Martelli, 2015. "Increasing Financial Literacy through Simulations: The Case of the CFA Society Italy Fund Management Challenge," Journal of Financial Management, Markets and Institutions, Società editrice il Mulino, issue 1, pages 69-100, June.
    72. Gangwar, Rachna & Singh, Ritvik, 2018. "Analyzing Factors Affecting Financial Literacy and its Impact on Investment Behavior among Adults in India," EconStor Preprints 183168, ZBW - Leibniz Information Centre for Economics.
    73. Magda Bianco & Daniela Marconi & Angela Romagnoli & Massimiliano Stacchini, 2022. "Challenges for financial inclusion: the role for financial education and new directions," Questioni di Economia e Finanza (Occasional Papers) 723, Bank of Italy, Economic Research and International Relations Area.
    74. Muhammad Anwar, Sher Zaman Khan, Amin Ur Rehman, 2017. "Financial Literacy, Behavioral Biases and Investor's Portfolio Diversification: Empirical Study of an Emerging Stock Market," Journal of Finance and Economics Research, Geist Science, Iqra University, Faculty of Business Administration, vol. 2(2), pages 144-163, October.
    75. Isabel Oliveira & Jorge Figueiredo & António Cardoso & Margarida Pocinho, 2023. "The financial literacy of individuals declared insolvent in the courts in Portugal in 2020," International Review of Economics, Springer;Happiness Economics and Interpersonal Relations (HEIRS), vol. 70(1), pages 11-26, March.
    76. Tahira Iram & Ahmad Raza Bilal & Zeshan Ahmad & Shahid Latif, 2023. "Does Financial Mindfulness Make a Difference? A Nexus of Financial Literacy and Behavioural Biases in Women Entrepreneurs," IIM Kozhikode Society & Management Review, , vol. 12(1), pages 7-21, January.
    77. Luiz Antonio Joia & Joaquim Pedro Vasconcelos Cordeiro, 2021. "Unlocking the Potential of Fintechs for Financial Inclusion: A Delphi-Based Approach," Sustainability, MDPI, vol. 13(21), pages 1-19, October.
    78. Bu, Di & Hanspal, Tobin & Liao, Yin & Liu, Yong, 2020. "Financial literacy and self-control in FinTech: Evidence from a field experiment on online consumer borrowing," SAFE Working Paper Series 273, Leibniz Institute for Financial Research SAFE.
    79. Mehmet POLAT, 2023. "An Empirical Application on Determine the Economic Literacy Levels of Public Staff," Sosyoekonomi Journal, Sosyoekonomi Society, issue 31(56).
    80. Eun Jin Ryu & Aya Suzuki, 2021. "ROSCAS as Insurance: Comparing Formal and Informal Methods of Saving among the Unskilled Workers in the Ethiopian Cut‐Flower Industry," The Developing Economies, Institute of Developing Economies, vol. 59(3), pages 243-274, September.
    81. Fred Gichana Atandi & Henry M. Bwisa & Maurice Sakwa, 2016. "Influence of Entrepreneurial Customer Experience on Savings Mobilization among Micro and Small Enterprises," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 6(4), pages 1-22, April.

  17. Doi, Yoko & McKenzie, David & Zia, Bilal, 2012. "Who you train matters : identifying complementary effects of financial education on migrant households," Policy Research Working Paper Series 6157, The World Bank.

    Cited by:

    1. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
    2. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    3. Dean Yang & David McKenzie, 2016. "Evidence on Policies to Increase the Development Impacts of International Migration," Working Papers id:10999, eSocialSciences.
    4. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2014. "The minimal impact of a large-scale financial education program in Mexico City," Journal of Development Economics, Elsevier, vol. 108(C), pages 184-189.
    5. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2013. "Why is voluntary financial education so unpopular ? Experimental evidence from Mexico," Policy Research Working Paper Series 6439, The World Bank.
    6. Bruhn, Miriam & de Souza Leao, Luciana & Legovini, Arianna & Marchetti, Rogelio & Zia, Bilal, 2013. "The impact of high school financial education : experimental evidence from Brazil," Policy Research Working Paper Series 6723, The World Bank.
    7. Theodos, Brett & Stacy, Christina Plerhoples & Daniels, Rebecca, 2018. "Client led coaching: A random assignment evaluation of the impacts of financial coaching programs," Journal of Economic Behavior & Organization, Elsevier, vol. 155(C), pages 140-158.
    8. -, 2020. "Diseño de estrategias orientadas a promover la inversión de remesas familiares en cadenas de valor: guía metodológica," Sede Subregional de la CEPAL en México (Estudios e Investigaciones) 45719, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL).
    9. Ganesh Seshan & Dean Yang, 2014. "Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households," NBER Working Papers 19805, National Bureau of Economic Research, Inc.
    10. Ashraf, Nava & Jack, B. Kelsey & Kamenica, Emir, 2013. "Information and subsidies: Complements or substitutes?," Journal of Economic Behavior & Organization, Elsevier, vol. 88(C), pages 133-139.

  18. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2012. "Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment," Harvard Business School Working Papers 13-018, Harvard Business School.

    Cited by:

    1. Thorsten Beck & Patrick Behr, 2017. "Individual versus Village Lending: Evidence from Montenegro," Review of Development Economics, Wiley Blackwell, vol. 21(4), pages 67-87, November.
    2. Bryan, Gharad & Karlan, Dean & Zinman, Jonathan, 2015. "Referrals: peer screening and enforcement in a consumer credit field experiment," LSE Research Online Documents on Economics 59009, London School of Economics and Political Science, LSE Library.
    3. Quidt, Jonathan de & Fetzer, Thiemo & Ghatak, Maitreesh, 2016. "Commercialization and the Decline of Joint Liability Microcredit," CAGE Online Working Paper Series 272, Competitive Advantage in the Global Economy (CAGE).
    4. Sanjit Dhami & Junaid Arshad & Ali al-Nowaihi, 2019. "Psychological and Social Motivations in Microfinance Contracts: Theory and Evidence," CESifo Working Paper Series 7773, CESifo.
    5. Ernest Liu & Benjamin N. Roth, 2020. "Contractual Restrictions and Debt Traps," Working Papers 2020-30, Princeton University. Economics Department..
    6. Mahreen Mahmud, 2015. "Repaying Microcredit Loans: A Natural Experiment on Liability Structure," Studies in Economics 1509, School of Economics, University of Kent.
    7. Yongseok Shin & Joseph P. Kaboski & Francisco J. Buera, 2011. "Macroeconomics of Microfinance," 2011 Meeting Papers 545, Society for Economic Dynamics.
    8. Attanasio, O.P. & Augsburg, B. & de Haas, R. & Fitzsimons, E. & Harmgart, H., 2013. "Group Lending or Individual Lending? Evidence from a Randomized Field Experiment in Rural Mongolia," Discussion Paper 2013-074, Tilburg University, Center for Economic Research.
    9. Attanasio, O. & Augsburg, B. & de Haas, Ralph, 2016. "Microcredit Contracts, Risk Diversification and Loan Take-Up," Discussion Paper 2016-020, Tilburg University, Center for Economic Research.
    10. de Quidt, Jonathan & Fetzer, Thiemo & Ghatak, Maitreesh, 2016. "Group lending without joint liability," Journal of Development Economics, Elsevier, vol. 121(C), pages 217-236.
    11. Orazio Attanasio & Britta Augsburg & Ralph De Haas & Emla Fitzsimons & Heike Harmgart, 2011. "Group lending or individual lending? Evidence from a randomised field experiment in Mongolia," IFS Working Papers W11/20, Institute for Fiscal Studies.
    12. Aragón, Fernando M. & Karaivanov, Alexander & Krishnaswamy, Karuna, 2020. "Credit lines in microcredit: Short-term evidence from a randomized controlled trial in India," Journal of Development Economics, Elsevier, vol. 146(C).
    13. Cristián Pinto, 2015. "The Effect of Labor Market Flexibility on Microfinance Institutions Performance: International Evidence," Serie Working Papers 21, Universidad del Desarrollo, School of Business and Economics.
    14. Berns, John P. & Shahriar, Abu Zafar M. & Unda, Luisa A., 2021. "Delegated monitoring in crowdfunded microfinance: Evidence from Kiva," Journal of Corporate Finance, Elsevier, vol. 66(C).
    15. Marc Labie & Carolina Laureti & Ariane Szafarz, 2013. "Flexible Products in Microfinance: Overcoming the Demand-Supply Mismatch," Working Papers CEB 13-044, ULB -- Universite Libre de Bruxelles.
    16. Tchakoute Tchuigoua, Hubert & Soumaré, Issouf & Hessou, Hélyoth T.S., 2020. "Lending and business cycle: Evidence from microfinance institutions," Journal of Business Research, Elsevier, vol. 119(C), pages 1-12.
    17. Giné, Xavier & Karlan, Dean S., 2014. "Group versus individual liability: Short and long term evidence from Philippine microcredit lending groups," Journal of Development Economics, Elsevier, vol. 107(C), pages 65-83.

  19. John Gibson & David McKenzie & Bilal Zia, 2012. "The Impact of Financial Literacy Training for Migrants at Destination," World Bank Publications - Reports 12415, The World Bank Group.

    Cited by:

    1. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    2. Ur Rehman, Obeid, 2023. "Spousal communication and information sharing: Evidence from migrants and their spouses," Journal of Development Economics, Elsevier, vol. 165(C).

  20. John Gibson & David McKenzie & Bilal Zia, 2012. "The Impact of Financial Literacy Training for Migrants," RF Berlin - CReAM Discussion Paper Series 1216, Rockwool Foundation Berlin (RF Berlin) - Centre for Research and Analysis of Migration (CReAM).

    Cited by:

    1. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
    2. Francisco J. Oliver-Márquez & Almudena Guarnido-Rueda & Ignacio Amate-Fortes & Diego Martínez-Navarro, 2024. "Regional Comparative Analysis on the Determinants of the Spaniards’ Financial Knowledge," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(1), pages 4203-4238, March.
    3. Doi, Yoko & McKenzie, David & Zia, Bilal, 2014. "Who you train matters: Identifying combined effects of financial education on migrant households," Journal of Development Economics, Elsevier, vol. 109(C), pages 39-55.
    4. Fong, Joelle H. & Koh, Benedict S.K. & Mitchell, Olivia S. & Rohwedder, Susann, 2021. "Financial literacy and financial decision-making at older ages," Pacific-Basin Finance Journal, Elsevier, vol. 65(C).
    5. Karunarathne, Wasana & Gibson, John, 2014. "Financial literacy and remittance behavior of skilled and unskilled immigrant groups in Australia," Journal of Asian Economics, Elsevier, vol. 30(C), pages 54-62.
    6. Gui, Zhengqing & Huang, Yangguang & Zhao, Xiaojian, 2021. "Whom to educate? Financial literacy and investor awareness," China Economic Review, Elsevier, vol. 67(C).
    7. Entorf, Horst & Hou, Jia, 2018. "Financial education for the disadvantaged? A review," SAFE Working Paper Series 205, Leibniz Institute for Financial Research SAFE.
    8. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    9. Asian Development Bank & World Bank, 2018. "Migration and Remittances for Development in Asia," World Bank Publications - Books, The World Bank Group, number 30443.
    10. John Gibson & Riccardo Scarpa & Halahingano Rohorua, 2013. "Respiratory Health of Pacific Island Immigrants and Preferences for Indoor Air Quality Determinants in New Zealand," Working Papers in Economics 13/09, University of Waikato.
    11. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    12. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    13. Leonardo Bonilla-Mejía, 2017. "Choques externos y remesas internacionales en las regiones de Colombia," Revista ESPE - Ensayos Sobre Política Económica, Banco de la República, vol. 35(84), pages 189-202, December.
    14. Dean Yang & David McKenzie, 2016. "Evidence on Policies to Increase the Development Impacts of International Migration," Working Papers id:10999, eSocialSciences.
    15. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2014. "The minimal impact of a large-scale financial education program in Mexico City," Journal of Development Economics, Elsevier, vol. 108(C), pages 184-189.
    16. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    17. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2013. "Why is voluntary financial education so unpopular ? Experimental evidence from Mexico," Policy Research Working Paper Series 6439, The World Bank.
    18. Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta, 2013. "The effects of financial literacy training: Evidence from a field experiment in German high schools," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order 79744, Verein für Socialpolitik / German Economic Association.
    19. Kirchberger, Martina, 2021. "Measuring internal migration," Regional Science and Urban Economics, Elsevier, vol. 91(C).
    20. Ganesh Seshan & Dean Yang, 2014. "Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households," NBER Working Papers 19805, National Bureau of Economic Research, Inc.
    21. Samuel Nocito & Alessandra Venturini, 2022. "Does Cooperation among Institutions Foster Migrants Inclusion? Evidence from a Case-Study on Financial Literacy in Italy," Working Papers 10/22, Sapienza University of Rome, DISS.
    22. Ur Rehman, Obeid, 2023. "Spousal communication and information sharing: Evidence from migrants and their spouses," Journal of Development Economics, Elsevier, vol. 165(C).
    23. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.

  21. Yoko Doi & David McKenzie & Bilal Zia, 2012. "The Impact of Financial Literacy Training for Migrants and their Families," World Bank Publications - Reports 16952, The World Bank Group.

    Cited by:

    1. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    2. Ur Rehman, Obeid, 2023. "Spousal communication and information sharing: Evidence from migrants and their spouses," Journal of Development Economics, Elsevier, vol. 165(C).

  22. Miriam Bruhn & Bilal Zia, 2011. "The Impact of Business and Financial Literacy Training for Young Entrepreneurs in Bosnia-Herzogovina," World Bank Publications - Reports 10096, The World Bank Group.

    Cited by:

    1. Suzana Bornarova & Natasha Bogoevska & Svetlana Trbojevik, 2017. "Changes in European Welfare State Regimes as a Response to Fertility Trends: Family Policy Perspective," European Journal of Social Sciences Education and Research Articles, Revistia Research and Publishing, vol. 4, September.
    2. Lopus, Jane S. & Amidjono, Dwi Sulistyorini & Grimes, Paul W., 2019. "Improving financial literacy of the poor and vulnerable in Indonesia: An empirical analysis," International Review of Economics Education, Elsevier, vol. 32(C), pages 1-1.
    3. Suzana Demyen, 2022. "From Fragility to Resilience—How Prepared Was the Romanian Business Environment to Face the COVID-19 Crisis?," JRFM, MDPI, vol. 15(2), pages 1-17, January.
    4. de Mel, Suresh & McKenzie, David & Woodruff, Christopher, 2012. "Business Training and Female Enterprise Start-up, Growth, and Dynamics: Experimental evidence from Sri Lanka," CAGE Online Working Paper Series 98, Competitive Advantage in the Global Economy (CAGE).
    5. Alessio D'Ignazio & Paolo Finaldi Russo & Massimiliano Stacchini, 2022. "Micro-entrepreneurs’ financial and digital competences during the pandemic in Italy," Questioni di Economia e Finanza (Occasional Papers) 724, Bank of Italy, Economic Research and International Relations Area.
    6. François Desmoulins-Lebeault & Luc Meunier, 2018. "Moment Risks: Investment for Self and for a Firm," Decision Analysis, INFORMS, vol. 15(4), pages 242-266, December.
    7. Grimes, Paul W. & Lopus, Jane S. & Amidjono, Dwi Sulistyorini, 2022. "Financial life-skills training and labor market outcomes in Indonesia," International Review of Economics Education, Elsevier, vol. 41(C).

  23. Bruhn, Miriam & Zia, Bilal, 2011. "Stimulating managerial capital in emerging markets : the impact of business and financial literacy for young entrepreneurs," Policy Research Working Paper Series 5642, The World Bank.

    Cited by:

    1. Karlan, Dean S. & Knight, Ryan & Udry, Christopher R., 2012. "Hoping to Win, Expected to Lose: Theory and Lessons on Micro Enterprise Development," Center Discussion Papers 133405, Yale University, Economic Growth Center.
    2. Helena Chytilová & Zdeněk Chytil, 2014. "Ekonomické vzdělání a peněžní iluze, experimentální přístup [Economic Education and Money Illusion: An Experimental Approach]," Politická ekonomie, Prague University of Economics and Business, vol. 2014(4), pages 500-520.
    3. Giambra,Samuele & Mckenzie,David J., 2019. "Self-Employment and Migration," Policy Research Working Paper Series 9007, The World Bank.
    4. Schoar, Antoinette & Karlan, Dean & Bruhn, Miriam, 2012. "The Impact of Consulting Services on Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico," CEPR Discussion Papers 8887, C.E.P.R. Discussion Papers.
    5. Wim Naudé, 2011. "Foreign Aid for Innovation: The Missing Ingredient in Private Sector Development?," Working Papers 2011/35, Maastricht School of Management.
    6. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    7. Cho, Yoonyoung & Honorati, Maddalena, 2013. "Entrepreneurship programs in developing countries : a meta regression analysis," Policy Research Working Paper Series 6402, The World Bank.
    8. Gabriela Calderon & Jesse M. Cunha & Giacomo De Giorgi, 2020. "Business Literacy and Development: Evidence from a Randomized Controlled Trial in Rural Mexico," Economic Development and Cultural Change, University of Chicago Press, vol. 68(2), pages 507-540.
    9. ABEBE, Girum & TEKLE, Biruk & MANO, Yukichi & 真野, 裕吉, 2015. "Changing saving and investment behavior: the impact of financial literacy training and reminders on micro-businesses," Discussion paper series HIAS-E-15, Hitotsubashi Institute for Advanced Study, Hitotsubashi University.
    10. Thorsten Beck & Haki Pamuk & Burak R. Uras, 2017. "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence," Review of Development Economics, Wiley Blackwell, vol. 21(4), pages 1205-1228, November.
    11. Cho, Yoonyoung. & Kalomba, Davie. & Mobarak, Ahmed Mushfiq. & Orozco, Víctor., 2015. "Differences in the effects of vocational training on men and women : constraints on women and drop-out behaviour," ILO Working Papers 994874103402676, International Labour Organization.
    12. Fiala, Nathan., 2015. "Access to finance and enterprise growth : evidence from an experiment in Uganda," ILO Working Papers 994874063402676, International Labour Organization.
    13. Noemi Oggero & Mariacristina Rossi & Elisa Ughetto, 2019. "“Entrepreneurial Spirits in Women and Men. The Role of Financial Literacy and Digital Skills"," CeRP Working Papers 187, Center for Research on Pensions and Welfare Policies, Turin (Italy).
    14. Jessica Schicks, 2012. "Over-Indebtedness in Microfinance – An Empirical Analysis of Related Factors on the Borrower Level," Working Papers CEB 12-017, ULB -- Universite Libre de Bruxelles.
    15. Jolanda Hessels & U. Brixy & Wim Naudé & Thomas Gries, 2014. "Skill Variety, Innovation and New Business Formation," Scales Research Reports H201013, EIM Business and Policy Research.
    16. Arias-Vazquez, Javier & Gamberoni, Elisa & Nguyen, Cuong, 2013. "A Short-Term Effect of a Better Work Programme on Firms’ Performance: Evidence from Vietnam," MPRA Paper 67475, University Library of Munich, Germany.
    17. Bloom, Nicholas & Sadun, Raffaella & Lemos, Renata & Scur, Daniela & Van Reenen, John, 2014. "The new empirical economics of management," LSE Research Online Documents on Economics 58009, London School of Economics and Political Science, LSE Library.
    18. Nathan Fiala, 2012. "The Economic Consequences of Forced Displacement," HiCN Working Papers 137, Households in Conflict Network.
    19. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    20. Augsburg, Britta & de Haas, Ralph & Harmgart, Heike & Meghir, Costas, 2014. "Microfinance at the margin: Experimental evidence from Bosnia and Herzegovina," Discussion Papers, Research Unit: Economics of Change SP II 2014-304, WZB Berlin Social Science Center.
    21. Diether W. Beuermann & Maria Amelina, 2018. "Does participatory budgeting improve decentralized public service delivery? Experimental evidence from rural Russia," Economics of Governance, Springer, vol. 19(4), pages 339-379, November.
    22. Grimm, Michael & Paffhausen, Anna Luisa, 2015. "Do interventions targeted at micro-entrepreneurs and small and medium-sized firms create jobs? A systematic review of the evidence for low and middle income countries," Labour Economics, Elsevier, vol. 32(C), pages 67-85.
    23. Britta Augsburg & Ralph De Haas & Heike Harmgart & Costas Meghir, 2012. "Microfinance at the Microfinance at the margin: experimental evidence from Bosnia and Herzegovina vidence from Bosnia and Herzegovina," Working Papers 146, European Bank for Reconstruction and Development, Office of the Chief Economist.
    24. Paolo Finaldi Russo & Ludovica Galotto & Cristiana Rampazzi, 2022. "The Financial literacy of micro-entrepreneurs: evidence from Italy," Questioni di Economia e Finanza (Occasional Papers) 727, Bank of Italy, Economic Research and International Relations Area.
    25. Francis J. Greene, 2021. "Stimulating Youth Entrepreneurship," Springer Books, in: Thomas M. Cooney (ed.), The Palgrave Handbook of Minority Entrepreneurship, edition 1, pages 159-178, Springer.
    26. Michael Kremer & Jonathan Robinson & Olga Rostapshova, 2014. "Success in Entrepreneurship: Doing the Math," NBER Chapters, in: African Successes, Volume II: Human Capital, pages 281-303, National Bureau of Economic Research, Inc.
    27. Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta, 2013. "The effects of financial literacy training: Evidence from a field experiment in German high schools," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order 79744, Verein für Socialpolitik / German Economic Association.
    28. Cho, Yoon Y. & Kalomba, Davie & Mobarak, Ahmed Mushfiq & Orozco, Victor, 2013. "Gender Differences in the Effects of Vocational Training: Constraints on Women and Drop-Out Behavior," IZA Discussion Papers 7408, Institute of Labor Economics (IZA).
    29. Alexandria Valerio & Brent Parton & Alicia Robb, 2014. "Entrepreneurship Education and Training Programs around the World : Dimensions for Success," World Bank Publications - Books, The World Bank Group, number 18031.
    30. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    31. Valdivia, Martín, 2015. "Business training plus for female entrepreneurship? Short and medium-term experimental evidence from Peru," Journal of Development Economics, Elsevier, vol. 113(C), pages 33-51.
    32. Britta Augsburg & Ralph De Haas & Heike Harmgart & Costas Meghir, 2012. "Microfinance, Poverty and Education," IFS Working Papers W12/15, Institute for Fiscal Studies.
    33. Christopher B. Bumcrot & Judy Lin & Annamaria Lusardi, 2011. "The Geography of Financial Literacy," Working Papers WR-893-SSA, RAND Corporation.
    34. Karlan, Dean & Knight, Ryan & Udry, Christopher, 2015. "Consulting and capital experiments with microenterprise tailors in Ghana," Journal of Economic Behavior & Organization, Elsevier, vol. 118(C), pages 281-302.
    35. World Bank, 2014. "More Jobs, Better Jobs : A Priority for Egypt," World Bank Publications - Reports 20584, The World Bank Group.
    36. Shapiro, Dmitry A., 2020. "Comparative ignorance hypothesis and business training," Economics Letters, Elsevier, vol. 197(C).
    37. Alexandra Zamfirache & Titus Suciu & Carmen Elena Anton & Ruxandra-Gabriela Albu & Ioana-Simona Ivasciuc, 2023. "The Interest Shown by Potential Young Entrepreneurs in Romania Regarding Feasible Funding Sources, in the Context of a Sustainable Entrepreneurial Education," Sustainability, MDPI, vol. 15(6), pages 1-29, March.
    38. Xu, Lisa & Zia, Bilal, 2012. "Financial literacy around the world : an overview of the evidence with practical suggestions for the way forward," Policy Research Working Paper Series 6107, The World Bank.
    39. Jordi Brandts & Christina Rott & Carles Solà, 2016. "Not just like starting over - Leadership and revivification of cooperation in groups," Experimental Economics, Springer;Economic Science Association, vol. 19(4), pages 792-818, December.
    40. Beck, T.H.L. & Pamuk, H. & Uras, R.B., 2014. "Entrepreneurial Saving Practices and Business Investment : Theory and Evidence from Tanzanian MSEs," Other publications TiSEM b2b04b64-d3cf-4c78-9bbe-0, Tilburg University, School of Economics and Management.
    41. Sewaid, Ahmed & Garcia-Cestona, Miguel & Silaghi, Florina, 2021. "Resolving information asymmetries in financing new product development: The case of reward-based crowdfunding," Research Policy, Elsevier, vol. 50(10).
    42. Daniel Agyapong & Albert Bampo Attram, 2019. "Effect of owner-manager’s financial literacy on the performance of SMEs in the Cape Coast Metropolis in Ghana," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, vol. 9(1), pages 1-13, December.
    43. Thorsten Beck & Haki Pamuk & Burak R. Uras, 2014. "Entrepreneurial Saving Practices and Reinvestment: Theory and Evidence from Tanzanian MSEs," CSAE Working Paper Series 2014-15, Centre for the Study of African Economies, University of Oxford.

  24. Carpena, Fenella & Cole, Shawn & Shapiro, Jeremy & Zia, Bilal, 2011. "Unpacking the causal chain of financial literacy," Policy Research Working Paper Series 5798, The World Bank.

    Cited by:

    1. Helena Chytilová & Zdeněk Chytil, 2014. "Ekonomické vzdělání a peněžní iluze, experimentální přístup [Economic Education and Money Illusion: An Experimental Approach]," Politická ekonomie, Prague University of Economics and Business, vol. 2014(4), pages 500-520.
    2. Abel , Martin & Cole, Shawn & Zia, Bilal, 2015. "Debiasing on a roll: changing gambling behavior through experiential learning," Policy Research Working Paper Series 7195, The World Bank.
    3. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
    4. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Exploring the Effect of Entrepreneurial Savings Incentives as Determinant of Savings Mobilization among Micro and Small Enterprises," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 404-422, February.
    5. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014. "Roots of Financial Literacy," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100550, Verein für Socialpolitik / German Economic Association.
    6. Kondratjeva, Olga & Roll, Stephen P. & Bufe, Sam & Grinstein-Weiss, Michal, 2021. "Using financial tips to guide debt repayment: Experimental evidence from low- and moderate-income tax filers," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 90(C).
    7. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    8. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    9. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    10. Renuka Sane & Susan Thomas, 2015. "In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System," Journal of Development Studies, Taylor & Francis Journals, vol. 51(10), pages 1409-1424, October.
    11. Doi, Yoko & McKenzie, David & Zia, Bilal, 2014. "Who you train matters: Identifying combined effects of financial education on migrant households," Journal of Development Economics, Elsevier, vol. 109(C), pages 39-55.
    12. ABEBE, Girum & TEKLE, Biruk & MANO, Yukichi & 真野, 裕吉, 2015. "Changing saving and investment behavior: the impact of financial literacy training and reminders on micro-businesses," Discussion paper series HIAS-E-15, Hitotsubashi Institute for Advanced Study, Hitotsubashi University.
    13. Andrzej Cwynar & Beata Świecka & Kamil Filipek & Robert Porzak, 2022. "Consumers' knowledge of cashless payments: Development, validation, and usability of a measurement scale," Journal of Consumer Affairs, Wiley Blackwell, vol. 56(2), pages 640-665, June.
    14. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    15. Travis P. Mountain & Namhoon Kim & Joyce Serido & Soyeon Shim, 2021. "Does Type of Financial Learning Matter for Young Adults’ Objective Financial Knowledge and Financial Behaviors? A Longitudinal and Mediation Analysis," Journal of Family and Economic Issues, Springer, vol. 42(1), pages 113-132, March.
    16. Karunarathne, Wasana & Gibson, John, 2014. "Financial literacy and remittance behavior of skilled and unskilled immigrant groups in Australia," Journal of Asian Economics, Elsevier, vol. 30(C), pages 54-62.
    17. Sandro Ambuehl & B. Douglas Bernheim & Annamaria Lusardi, 2014. "Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice," NBER Working Papers 20618, National Bureau of Economic Research, Inc.
    18. Bose, Udichibarna & Arun, Thankom & Arun, Shoba, 2021. "Do information networks benefit households with female heads?," Economic Modelling, Elsevier, vol. 103(C).
    19. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    20. French, Declan & McKillop, Donal, 2016. "Financial literacy and over-indebtedness in low-income households," International Review of Financial Analysis, Elsevier, vol. 48(C), pages 1-11.
    21. Galiani, Sebastian & Gertler, Paul & Navajas-Ahumada, Camila, 2022. "Trust and saving in financial institutions by the poor," Journal of Development Economics, Elsevier, vol. 159(C).
    22. Richard Disney & John Gathergood & J?rg Weber, 2014. "Credit Counseling: A Substitute for Consumer Financial Literacy?," IFS Working Papers W14/32, Institute for Fiscal Studies.
    23. Roberto Alvarez & Alvaro Miranda & Jaime Ruiz-Tagle, 2023. "Whisper Words of Wisdom: How Financial Counseling can Reduce Delinquency in Consumer Loans," Working Papers wp552, University of Chile, Department of Economics.
    24. Kelegama, Saman & Tilakaratna, Ganga, 2014. "Financial Inclusion, Regulation, and Education in Sri Lanka," ADBI Working Papers 504, Asian Development Bank Institute.
    25. Justine S. Hastings & Brigitte C. Madrian & William L. Skimmyhorn, 2013. "Financial Literacy, Financial Education, and Economic Outcomes," Annual Review of Economics, Annual Reviews, vol. 5(1), pages 347-373, May.
    26. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    27. Oscar A. Stolper & Andreas Walter, 2017. "Financial literacy, financial advice, and financial behavior," Journal of Business Economics, Springer, vol. 87(5), pages 581-643, July.
    28. Rajat Deb & Prasenjit Deb & Sujit Majumder & Sourav Chakraborty & Kiran Sankar Chakraborty, 2019. "Answering Savings Puzzle About Small Saving Schemes and Mutual Funds: Evidence from Tripura," Metamorphosis: A Journal of Management Research, , vol. 18(1), pages 7-19, June.
    29. Antonia Grohmann, 2017. "Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class," Discussion Papers of DIW Berlin 1702, DIW Berlin, German Institute for Economic Research.
    30. John Gibson & David McKenzie & Bilal Zia, 2014. "The Impact of Financial Literacy Training for Migrants," The World Bank Economic Review, World Bank, vol. 28(1), pages 130-161.
    31. Menkhoff, Lukas & Grohmann, Antonia & Hübler, Olaf & Kouwenberg, Roy, 2014. "Financial literacy and financial behavior: Do women lag behind?," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100415, Verein für Socialpolitik / German Economic Association.
    32. Antonia Grohmann & Olaf Hübler & Roy Kouwenberg & Lukas Menkhoff, 2016. "Financial Literacy: Thai Middle Class Women Do Not Lag behind," Discussion Papers of DIW Berlin 1615, DIW Berlin, German Institute for Economic Research.
    33. Shawn Cole & Anna Paulson & Gauri Kartini Shastry, 2016. "High School Curriculum and Financial Outcomes: The Impact of Mandated Personal Finance and Mathematics Courses," Journal of Human Resources, University of Wisconsin Press, vol. 51(3), pages 656-698.
    34. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    35. McKenzie, David & Puerto, Olga Susana, 2017. "Growing Markets through Business Training for Female Entrepreneurs: A Market-Level Randomized Experiment in Kenya," IZA Discussion Papers 10615, Institute of Labor Economics (IZA).
    36. Beckmann, Elisabeth & Stix, Helmut, 2015. "Foreign currency borrowing and knowledge about exchange rate risk," Journal of Economic Behavior & Organization, Elsevier, vol. 112(C), pages 1-16.
    37. Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta, 2013. "The effects of financial literacy training: Evidence from a field experiment in German high schools," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order 79744, Verein für Socialpolitik / German Economic Association.
    38. Claudia Custodio & Diogo Mendes & Daniel Metzger, 2021. "The impact of financial education of executives on financial practices of medium and large enterprises," NOVAFRICA Working Paper Series wp2105, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
    39. Sundar, B. & Virmani, Vineet, 2013. "Numeracy and Financial Literacy of Forest Dependent Communities Evidence from Andhra Pradesh," IIMA Working Papers WP2013-09-02, Indian Institute of Management Ahmedabad, Research and Publication Department.
    40. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Improving Savings Mobilization of Micro and Small Enterprises through Entrepreneurial Financial Literacy," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 386-403, February.
    41. Annamaria Lusardi & Olivia S. Mitchell, 2014. "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, vol. 52(1), pages 5-44, March.
    42. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    43. Ramesh Prasad Chaulagain, 2015. "Contribution of Financial Literacy to Behavior," Journal of Economics and Behavioral Studies, AMH International, vol. 7(6), pages 61-71.
    44. Irina Kunovskaya & Brenda Cude & Natalia Alexeev, 2014. "Evaluation of a Financial Literacy Test Using Classical Test Theory and Item Response Theory," Journal of Family and Economic Issues, Springer, vol. 35(4), pages 516-531, December.
    45. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2015. "Childhood roots of financial literacy," Journal of Economic Psychology, Elsevier, vol. 51(C), pages 114-133.
    46. Ramesh Prasad Chaulagain, 2017. "Relationship between Financial Literacy and Behavior of Small Borrowers," NRB Economic Review, Nepal Rastra Bank, Economic Research Department, vol. 29(1), pages 33-53, April.
    47. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014. "Financial literacy and its consequences in the emerging middleclass," Kiel Working Papers 1943, Kiel Institute for the World Economy (IfW Kiel).
    48. Dercon, Stefan & Hill, Ruth Vargas & Clarke, Daniel & Outes-Leon, Ingo & Seyoum Taffesse, Alemayehu, 2014. "Offering rainfall insurance to informal insurance groups: Evidence from a field experiment in Ethiopia," Journal of Development Economics, Elsevier, vol. 106(C), pages 132-143.
    49. Catalina Estrada‐Mejia & Ellen Peters & Nathan F. Dieckmann & Marcel Zeelenberg & Marieke De Vries & David P. Baker, 2020. "Schooling, numeracy, and wealth accumulation: A study involving an agrarian population," Journal of Consumer Affairs, Wiley Blackwell, vol. 54(2), pages 648-674, June.
    50. Jessica Goldberg, 2014. "Products and policies to promote saving in developing countries," IZA World of Labor, Institute of Labor Economics (IZA), pages 1-74, October.
    51. Kathryn Vasilaky & Sofía Martínez Sáenz & Radost Stanimirova & Daniel Osgood, 2020. "Perceptions of Farm Size Heterogeneity and Demand for Group Index Insurance," Games, MDPI, vol. 11(1), pages 1-21, March.
    52. Maltby, Josephine Anne, 2014. "Bringing back Thrift Week: Neo-liberalism and the rediscovery of thrift," CRITICAL PERSPECTIVES ON ACCOUNTING, Elsevier, vol. 25(2), pages 115-127.
    53. Margherita Fort & Francesco Manaresi & Serena Trucchi, 2014. "Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies," CESifo Working Paper Series 5047, CESifo.
    54. Sundar Balakrishna & Vineet Virmani, 2019. "Numeracy and Financial Literacy of Forest-dependent Communities," Vikalpa: The Journal for Decision Makers, , vol. 44(2), pages 59-74, June.
    55. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    56. Christianos Burlotos & Tracy L. Kijewski-Correa & Alexandros A. Taflanidis, 2020. "The Housing Market Value Chain: An Integrated Approach for Mitigating Risk in Informal Residential Construction in Haiti," Sustainability, MDPI, vol. 12(19), pages 1-24, September.

  25. Bilal Zia, 2009. "Valuing Financial Literacy : Evidence from Indonesia," World Bank Publications - Reports 10252, The World Bank Group.

    Cited by:

    1. M. A. Milioli & L. Poletti & B. Ronchini, 2011. "L’educazione finanziaria degli studenti universitari: misurazione e analisi delle determinanti," Economics Department Working Papers 2011-EF01, Department of Economics, Parma University (Italy).
    2. Custódio, Cláudia & Mendes, Diogo & Metzger, Daniel, 2020. "The Impact of Financial Education of Managers on Medium and Large Enterprises - A Randomized Controlled Trial in Mozambique," CEPR Discussion Papers 15294, C.E.P.R. Discussion Papers.
    3. Claudia Custodio & Diogo Mendes & Daniel Metzger, 2021. "The impact of financial education of executives on financial practices of medium and large enterprises," NOVAFRICA Working Paper Series wp2105, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.

Articles

  1. Anderson, Stephen J. & Lazicky, Christy & Zia, Bilal, 2021. "Measuring the unmeasured: Aggregating, anchoring, and adjusting to estimate small business performance," Journal of Development Economics, Elsevier, vol. 151(C).

    Cited by:

    1. Anderson, Stephen J. & Chintagunta, Pradeep & Vilcassim, Naufel J., 2023. "Virtual collaboration technology and international business coaching: examining the impact on marketing strategies and sales," LSE Research Online Documents on Economics 120474, London School of Economics and Political Science, LSE Library.
    2. Otis, Nicholas G. & Clarke, Rowan Philip & Delecourt, Solene & Holtz, David & Koning, Rembrand, 2023. "The Uneven Impact of Generative AI on Entrepreneurial Performance," OSF Preprints hdjpk, Center for Open Science.
    3. Julia Seither, 2021. "Keeping up with the Joneses: economic impacts of overconfidence in micro-entrepreneurs," NOVAFRICA Working Paper Series wp2108, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
    4. Guo, Jianxin & Jin, Songqing & Zhao, Jichun & Wang, Hongbiao & Zhao, Fang, 2022. "Has COVID-19 accelerated the E-commerce of agricultural products? Evidence from sales data of E-stores in China," Food Policy, Elsevier, vol. 112(C).
    5. Stephen J. Anderson & Pradeep K. Chintagunta & Naufel Vilcassim, 2024. "Virtual Collaboration Technology and International Business Coaching: Examining the Impact on Marketing Strategies and Sales," Marketing Science, INFORMS, vol. 43(3), pages 637-672, May.

  2. Carpena, Fenella & Zia, Bilal, 2020. "The causal mechanism of financial education: Evidence from mediation analysis," Journal of Economic Behavior & Organization, Elsevier, vol. 177(C), pages 143-184.
    See citations under working paper version above.
  3. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).

    Cited by:

    1. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    2. Rakshit, Sonali & Sahoo, Soham, 2023. "Biased teachers and gender gap in learning outcomes: Evidence from India," Journal of Development Economics, Elsevier, vol. 161(C).
    3. Boyd, Chris M. & Díez-Amigo, Sandro, 2023. "Effectiveness of free financial education provided by for-profit financial institutions: Experimental evidence from rural Peru," Economics of Education Review, Elsevier, vol. 97(C).

  4. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    See citations under working paper version above.
  5. Gunhild Berg & Bilal Zia, 2017. "Harnessing Emotional Connections to Improve Financial Decisions: Evaluating the Impact of Financial Education in Mainstream Media," Journal of the European Economic Association, European Economic Association, vol. 15(5), pages 1025-1055.
    See citations under working paper version above.
  6. Miriam Bruhn & Luciana de Souza Leão & Arianna Legovini & Rogelio Marchetti & Bilal Zia, 2016. "The Impact of High School Financial Education: Evidence from a Large-Scale Evaluation in Brazil," American Economic Journal: Applied Economics, American Economic Association, vol. 8(4), pages 256-295, October.

    Cited by:

    1. Veronica Frisancho, 2023. "Is School-Based Financial Education Effective? Immediate and Long-Lasting Impacts on High School Students," The Economic Journal, Royal Economic Society, vol. 133(651), pages 1147-1180.
    2. Cl'ement de Chaisemartin & Jaime Ramirez-Cuellar, 2019. "At What Level Should One Cluster Standard Errors in Paired and Small-Strata Experiments?," Papers 1906.00288, arXiv.org, revised Jun 2023.
    3. Oberrauch, Luis & Kaiser, Tim, 2020. "Economic competence in early secondary school: Evidence from a large-scale assessment in Germany," International Review of Economics Education, Elsevier, vol. 35(C).
    4. Amagir, Aisa & van den Brink, Henriëtte Maassen & Groot, Wim & Wilschut, Arie, 2022. "SaveWise: The impact of a real-life financial education program for ninth grade students in the Netherlands," Journal of Behavioral and Experimental Finance, Elsevier, vol. 33(C).
    5. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    6. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    7. Bjorvatn, Kjetil & Cappelen, Alexander W. & Sekei, Linda Helgesson & Sørensen, Erik Ø. & Tungodden, Bertil, 2015. "Teaching through television: Experimental evidence on entrepreneurship education in Tanzania," Discussion Paper Series in Economics 3/2015, Norwegian School of Economics, Department of Economics.
    8. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    9. Kaiser, Tim & Hamdan, Jana & Menkhoff, Lukas & Xu, Yuanwei, 2024. "Scaling up financial education: Evidence from a randomized saturation experiment," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302424, Verein für Socialpolitik / German Economic Association.
    10. Kawamura, Tetsuya & Mori, Tomoharu & Motonishi, Taizo & Ogawa, Kazuhito, 2021. "Is Financial Literacy Dangerous? Financial Literacy, Behavioral Factors, and Financial Choices of Households," Journal of the Japanese and International Economies, Elsevier, vol. 60(C).
    11. Oberrauch, Luis & Kaiser, Tim & Seeber, Günther, 2023. "Measuring economic competence of youth with a short scale," Journal of Economic Psychology, Elsevier, vol. 97(C).
    12. Alex Yue Feng Zhu, 2020. "Impact of Financial Education on Adolescent Financial Capability: Evidence from a Pilot Randomized Experiment," Child Indicators Research, Springer;The International Society of Child Indicators (ISCI), vol. 13(4), pages 1371-1386, August.
    13. Fernando Borraz & Ana Caro & Maira Caño-Guiral & María José Roa, 2021. "Financial education for youth. A randomized evaluation in Uruguay," Documentos de trabajo 2021011, Banco Central del Uruguay.
    14. Iterbeke, Kaat & De Witte, Kristof & Declercq, Koen & Schelfhout, Wouter, 2020. "The effect of ability matching and differentiated instruction in financial literacy education. Evidence from two randomised control trials," Economics of Education Review, Elsevier, vol. 78(C).
    15. Joshua B. Gilbert & Zachary Himmelsbach & James Soland & Mridul Joshi & Benjamin W. Domingue, 2024. "Estimating Heterogeneous Treatment Effects with Item-Level Outcome Data: Insights from Item Response Theory," Papers 2405.00161, arXiv.org, revised Aug 2024.
    16. Fenella Carpena & Bilal Zia, 2018. "The Causal Mechanism of Financial Education: Evidence from Mediation Analysis," Working Papers 201803, Oslo Metropolitan University, Oslo Business School.
    17. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    18. Isler, Ozan & Rojas, Andres & Dulleck, Uwe, 2022. "Easy to shove, difficult to show: Effect of educative and default nudges on financial self-management," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    19. Yuehao Bai & Jizhou Liu & Azeem M. Shaikh & Max Tabord-Meehan, 2023. "On the Efficiency of Finely Stratified Experiments," Papers 2307.15181, arXiv.org, revised Aug 2024.
    20. Sebastian Gechert & Bianka Mey & Matej Opatrny & Tomas Havranek & T.D. Stanley & Pedro R.D. Bom & Hristos Doucouliagos & Philipp Heimberger & Zuzana Irsova & Heiko J. Rachinger, 2024. "Conventional Wisdom, Meta-Analysis, and Research Revision in Economics," FMM Working Paper 95-2024, IMK at the Hans Boeckler Foundation, Macroeconomic Policy Institute.
    21. Entorf, Horst & Hou, Jia, 2018. "Financial education for the disadvantaged? A review," SAFE Working Paper Series 205, Leibniz Institute for Financial Research SAFE.
    22. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    23. Mequanint B. Melesse & Amos Nyangira Tirra & Yabibal M. Walle & Michael Hauser, 2023. "Understanding the Determinants of Aspirations in Rural Tanzania: Does Financial Literacy Matter?," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(6), pages 1294-1321, December.
    24. Maldonado, Joana Elisa & De Witte, Kristof, 2021. "The impact of information provision to parents: Experimental evidence on student outcomes," Journal of Behavioral and Experimental Finance, Elsevier, vol. 31(C).
    25. De Paola, Maria & Gioia, Francesca & Piluso, Fabio, 2017. "Does Reminding of Behavioural Biases Increase Returns from Financial Trading? A Field Experiment," IZA Discussion Papers 10983, Institute of Labor Economics (IZA).
    26. Bedoya, Guadalupe & Bittarello, Luca & Davis, Jonathan & Mittag, Nikolas, 2018. "Distributional Impact Analysis: Toolkit and Illustrations of Impacts beyond the Average Treatment Effect," IZA Discussion Papers 11863, Institute of Labor Economics (IZA).
    27. Corsini, Lorenzo & Giannelli, Gianna Claudia, 2021. "Economics education and financial literacy acquisition: Evidence from a field experiment," Journal of Behavioral and Experimental Finance, Elsevier, vol. 32(C).
    28. Pirmin Fessler & Maria Silgoner & Rosa Weber, 2020. "Financial knowledge, attitude and behavior: evidence from the Austrian Survey of Financial Literacy," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 47(4), pages 929-947, November.
    29. Joana Elisa Maldonado & Kristof De Witte & Koen Declercq, 2022. "The effects of parental involvement in homework: two randomised controlled trials in financial education," Empirical Economics, Springer, vol. 62(3), pages 1439-1464, March.
    30. Alessia Sconti, 2020. "Financial Literacy in Italy: What works among millennials most?," Working Papers 01/2020, University of Verona, Department of Economics.
    31. Bucciol, Alessandro & Quercia, Simone & Sconti, Alessia, 2021. "Promoting financial literacy among the elderly: Consequences on confidence," Journal of Economic Psychology, Elsevier, vol. 87(C).
    32. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    33. Panu Kalmi, 2018. "The Effects of Financial Education: Evidence from Finnish Lower Secondary Schools," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 47(2-3), pages 353-386, July.
    34. Emmanuel Kwablah Apiors & Aya Suzuki, 2023. "Effects of Mobile Money Education on Mobile Money Usage: Evidence from Ghana," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(3), pages 715-742, June.
    35. Elvira NICA & Gheorghe H. POPESCU & Adina Teodora PAÅžA, 2020. "Public Policies On Economic Education," Proceedings of Administration and Public Management International Conference, Research Centre in Public Administration and Public Services, Bucharest, Romania, vol. 16(1), pages 19-24, October.
    36. Frisancho, Veronica & Herrera, Alejandro & Prina, Silvia, 2023. "Can a Mobile-App-Based Behavioral Intervention Teach Financial Skills to Youth? Experimental Evidence from a Financial Diaries Study," IZA Discussion Papers 16304, Institute of Labor Economics (IZA).
    37. De Beckker, Kenneth & De Witte, Kristof & Van Campenhout, Geert, 2021. "The effect of financial education on students’ consumer choices: Evidence from a randomized experiment," Journal of Economic Behavior & Organization, Elsevier, vol. 188(C), pages 962-976.
    38. Frisancho, Verónica, 2019. "The Impact of Financial Education for Youth," IDB Publications (Working Papers) 9809, Inter-American Development Bank.
    39. Paraboni, Ana Luiza & da Costa, Newton, 2021. "Improving the level of financial literacy and the influence of the cognitive ability in this process," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 90(C).
    40. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    41. Harvey, Melody & Urban, Carly, 2023. "Does financial education affect retirement savings?," The Journal of the Economics of Ageing, Elsevier, vol. 24(C).
    42. Kaiser, Tim & Menkhoff, Lukas, 2020. "Financial education in schools: A meta-analysis of experimental studies," Economics of Education Review, Elsevier, vol. 78(C).
    43. Dalton, Patricio & van Soest, Daan & Uras, Burak, 2024. "Electronic payment technology and business finance : A randomized, controlled trial with mobile money," Other publications TiSEM a85169a4-253e-40a5-b46a-7, Tilburg University, School of Economics and Management.
    44. Gilenko, Evgenii & Chernova, Aleksandra, 2021. "Saving behavior and financial literacy of Russian high school students: An application of a copula-based bivariate probit-regression approach," Children and Youth Services Review, Elsevier, vol. 127(C).
    45. Sconti, Alessia, 2022. "Digital vs. in-person financial education: What works best for Generation Z?," Journal of Economic Behavior & Organization, Elsevier, vol. 194(C), pages 300-318.
    46. Andrej Cupak & Pirmin Fessler & Maria Antoinette Silgoner & Elisabeth Ulbrich, 2018. "Financial literacy in Austria: a survey of recent research results," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q1/18, pages 14-26.
    47. Kaiser, Tim & Oberrauch, Luis, 2021. "Economic education at the expense of indoctrination? Evidence from Germany," EconStor Preprints 245801, ZBW - Leibniz Information Centre for Economics.
    48. Tim Kaiser & Luis Oberrauch & Günther Seeber, 2020. "Measuring economic competence of secondary school students in Germany," The Journal of Economic Education, Taylor & Francis Journals, vol. 51(3-4), pages 227-242, August.
    49. Boukje Compen & Wouter Schelfhout, 2021. "Collaborative Curriculum Design in the Context of Financial Literacy Education," JRFM, MDPI, vol. 14(6), pages 1-25, May.
    50. Luedtke, Allison Oldham & Urban, Carly, 2021. "Do High Schools Choose Financial Education Policies Based on Their Neighbors?," IZA Discussion Papers 14288, Institute of Labor Economics (IZA).
    51. Rodriguez-Raga, Santiago & Martinez-Camelo, Natalia, 2022. "Game, guide or website for financial education improvement: Evidence from an experiment in Colombian schools," Journal of Behavioral and Experimental Finance, Elsevier, vol. 33(C).
    52. Bruhn,Miriam & Garber,Gabriel & Koyama,Sergio & Zia,Bilal Husnain, 2022. "The Long-Term Impact of High School Financial Education : Evidence from Brazil," Policy Research Working Paper Series 10131, The World Bank.
    53. Amagir, Aisa & Groot, Wim & van den Brink, Henriëtte Maassen & Wilschut, Arie, 2020. "Financial literacy of high school students in the Netherlands: knowledge, attitudes, self-efficacy, and behavior," International Review of Economics Education, Elsevier, vol. 34(C).
    54. Antonia Grohmann & Lukas Menkhoff, 2020. "The Relationship between Financial Literacy and Financial Inclusion," Discussion Papers of DIW Berlin 1914, DIW Berlin, German Institute for Economic Research.
    55. Agasisti, Tommaso & Barucci, Emilio & Cannistrà, Marta & Marazzina, Daniele & Soncin, Mara, 2023. "Online or on-campus? Analysing the effects of financial education on student knowledge gain," Evaluation and Program Planning, Elsevier, vol. 98(C).
    56. Cziriak, Marius & Bucher-Koenen, Tabea & Alessie, Rob, 2024. "Beyond knowledge: Confidence and the Gender Gap in Financial Literacy," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302421, Verein für Socialpolitik / German Economic Association.
    57. Yuehao Bai & Meng Hsuan Hsieh & Jizhou Liu & Max Tabord‐Meehan, 2024. "Revisiting the analysis of matched‐pair and stratified experiments in the presence of attrition," Journal of Applied Econometrics, John Wiley & Sons, Ltd., vol. 39(2), pages 256-268, March.
    58. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    59. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).

  7. Margaret Miller & Julia Reichelstein & Christian Salas & Bilal Zia, 2015. "Can You Help Someone Become Financially Capable? A Meta-Analysis of the Literature," The World Bank Research Observer, World Bank, vol. 30(2), pages 220-246.
    See citations under working paper version above.
  8. John Gibson & David McKenzie & Bilal Zia, 2014. "The Impact of Financial Literacy Training for Migrants," The World Bank Economic Review, World Bank, vol. 28(1), pages 130-161.
    See citations under working paper version above.
  9. Doi, Yoko & McKenzie, David & Zia, Bilal, 2014. "Who you train matters: Identifying combined effects of financial education on migrant households," Journal of Development Economics, Elsevier, vol. 109(C), pages 39-55.

    Cited by:

    1. Benjamin D K Wood & Rui Müller & Annette N Brown, 2018. "Push button replication: Is impact evaluation evidence for international development verifiable?," PLOS ONE, Public Library of Science, vol. 13(12), pages 1-15, December.
    2. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    3. Tim Kaiser & Annamaria Lusardi, 2024. "Financial Literacy and Financial Education: An Overview," NBER Working Papers 32355, National Bureau of Economic Research, Inc.
    4. Barsbai, Toman, 2018. "Pre-departure policies for migrants' origin countries," PEGNet Policy Briefs 14/2018, PEGNet - Poverty Reduction, Equity and Growth Network, Kiel Institute for the World Economy (IfW Kiel).
    5. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    6. Grohmann, Antonia & Klühs, Theres & Menkhoff, Lukas, 2018. "Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence," Rationality and Competition Discussion Paper Series 95, CRC TRR 190 Rationality and Competition.
    7. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    8. Kaiser, Tim & Hamdan, Jana & Menkhoff, Lukas & Xu, Yuanwei, 2024. "Scaling up financial education: Evidence from a randomized saturation experiment," VfS Annual Conference 2024 (Berlin): Upcoming Labor Market Challenges 302424, Verein für Socialpolitik / German Economic Association.
    9. Fenella Carpena & Bilal Zia, 2018. "The Causal Mechanism of Financial Education: Evidence from Mediation Analysis," Working Papers 201803, Oslo Metropolitan University, Oslo Business School.
    10. Melissa Siegel, 2017. "Commentaires sur « Des politiques migratoires pour promouvoir le développement »," Revue d’économie du développement, De Boeck Université, vol. 25(1), pages 97-103.
    11. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    12. Giuseppe De Arcangelis & Majlinda Joxhe & David McKenzie & Erwin Tiongson & Dean Yang, 2015. "Directing Remittances to Education with Soft and Hard Commitments: Evidence from a Lab-in-the-field Experiment and New Product Take-up Among Filipino Migrants in Rome," NBER Working Papers 20839, National Bureau of Economic Research, Inc.
    13. Gui, Zhengqing & Huang, Yangguang & Zhao, Xiaojian, 2021. "Whom to educate? Financial literacy and investor awareness," China Economic Review, Elsevier, vol. 67(C).
    14. Entorf, Horst & Hou, Jia, 2018. "Financial education for the disadvantaged? A review," SAFE Working Paper Series 205, Leibniz Institute for Financial Research SAFE.
    15. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    16. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    17. Grohmann, Antonia & Schoofs, Annekathrin, 2019. "Financial Literacy and Intra-Household Decision Making: Evidence from Rwanda," Rationality and Competition Discussion Paper Series 186, CRC TRR 190 Rationality and Competition.
    18. Molina Millán, Teresa & Macours, Karen, 2017. "Attrition in Randomized Control Trials: Using Tracking Information to Correct Bias," IZA Discussion Papers 10711, Institute of Labor Economics (IZA).
    19. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    20. Dean Yang & David McKenzie, 2016. "Evidence on Policies to Increase the Development Impacts of International Migration," Working Papers id:10999, eSocialSciences.
    21. Steinert, Janina I. & Zenker, Juliane & Filipiak, Ute & Movsisyan, Ani & Cluver, Lucie D. & Shenderovich, Yulia, 2018. "Do saving promotion interventions increase household savings, consumption, and investments in Sub-Saharan Africa? A systematic review and meta-analysis," World Development, Elsevier, vol. 104(C), pages 238-256.
    22. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    23. Mauro Testaverde & Harry Moroz & Claire H. Hollweg & Achim Schmillen, 2017. "Migrating to Opportunity," World Bank Publications - Books, The World Bank Group, number 28342.
    24. Schoofs, Annekathrin, 2022. "Promoting financial inclusion for savings groups: A financial education programme in rural Rwanda," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    25. Lyons, Angela C. & Grable, John E. & Zeng, Ting, 2019. "Impacts of Financial Literacy on the Loan Decisions of Financially Excluded Households in the People's Republic of China," ADBI Working Papers 923, Asian Development Bank Institute.
    26. Steinert, Janina Isabel & Cluver, Lucie Dale & Meinck, Franziska & Doubt, Jenny & Vollmer, Sebastian, 2018. "Household economic strengthening through financial and psychosocial programming: Evidence from a field experiment in South Africa," Journal of Development Economics, Elsevier, vol. 134(C), pages 443-466.
    27. Samuel Nocito & Alessandra Venturini, 2022. "Does Cooperation among Institutions Foster Migrants Inclusion? Evidence from a Case-Study on Financial Literacy in Italy," Working Papers 10/22, Sapienza University of Rome, DISS.
    28. Ur Rehman, Obeid, 2023. "Spousal communication and information sharing: Evidence from migrants and their spouses," Journal of Development Economics, Elsevier, vol. 165(C).
    29. Zhu, Heng, 2016. "Remittance frequency, transaction fees and household impacts," 2016 Annual Meeting, July 31-August 2, Boston, Massachusetts 235561, Agricultural and Applied Economics Association.
    30. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    31. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).

  10. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2013. "Liability Structure in Small-Scale Finance: Evidence from a Natural Experiment," The World Bank Economic Review, World Bank, vol. 27(3), pages 437-469.
    See citations under working paper version above.
  11. Miriam Bruhn & Bilal Zia, 2013. "Stimulating managerial capital in emerging markets: the impact of business training for young entrepreneurs," Journal of Development Effectiveness, Taylor & Francis Journals, vol. 5(2), pages 232-266, June.

    Cited by:

    1. Claudia Martínez A. & Esteban Puentes, 2018. "Micro-entrepreneurship Debt Level and Access to Credit: Short-Term Impacts of a Financial Literacy Program," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 30(4), pages 613-629, September.
    2. Lucia Dalla Pellegrina & Giorgio Di Maio & Paolo Landoni & Emanuele Rusinà, 2021. "Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions," Economia Politica: Journal of Analytical and Institutional Economics, Springer;Fondazione Edison, vol. 38(3), pages 1049-1085, October.
    3. McKenzie, David & Paffhausen, Anna Luisa, 2017. "Small Firm Death in Developing Countries," CEPR Discussion Papers 12401, C.E.P.R. Discussion Papers.
    4. Renaud Bourlès & Anastasia Cozarenco & Dominique Henriet & Xavier Joutard, 2022. "Business Training with a Better-Informed Lender: Theory and Evidence from Microcredit in France," SciencePo Working papers Main halshs-03934370, HAL.
    5. Miller, Margaret & Reichelstein, Julia & Salas, Christian & Zia, Bilal, 2014. "Can you help someone become financially capable ? a meta-analysis of the literature," Policy Research Working Paper Series 6745, The World Bank.
    6. Sseruyange, J. & Bulte, E., 2018. "Do Incentives matter for Knowledge Diffusion? Experimental Evidence from Uganda," 2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia 275896, International Association of Agricultural Economists.
    7. Diwan, Faizan. & Makana, Grace. & McKenzie, David & Paruzzolo, Silvia., 2015. "Women business training programme in Kenya : impact of incentives," ILO Working Papers 994874113402676, International Labour Organization.
    8. Natalie A. Carlson, 2023. "Differentiation in microenterprises," Strategic Management Journal, Wiley Blackwell, vol. 44(5), pages 1141-1167, May.
    9. Grohmann, Antonia & Menkhoff, Lukas & Seitz, Helke, 2020. "The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 70(3), pages 1197-1227.
    10. Go Shimada & Tetsushi Sonobe, 2021. "Impacts of management training on workers: Evidence from Central America and the Caribbean region," Review of Development Economics, Wiley Blackwell, vol. 25(3), pages 1492-1514, August.
    11. Dang, Tam Hoang-Nhat & Balli, Faruk & Balli, Hatice Ozer & Nguyen, Hannah, 2024. "Firm productivity in the Energy-electricity sector over the last two decades with crisis: The role of cross-listing," Energy Economics, Elsevier, vol. 130(C).
    12. B. Mak Arvin & Byron Lew (ed.), 2015. "Handbook on the Economics of Foreign Aid," Books, Edward Elgar Publishing, number 15762.
    13. de Mel, Suresh & McKenzie, David & Woodruff, Christopher, 2012. "Business Training and Female Enterprise Start-up, Growth, and Dynamics: Experimental evidence from Sri Lanka," CAGE Online Working Paper Series 98, Competitive Advantage in the Global Economy (CAGE).
    14. Drexler, Alejandro & Fischer, Gregory & Schoar, Antoinette, 2010. "Keeping it simple: financial literacy and rules of thumb," LSE Research Online Documents on Economics 33502, London School of Economics and Political Science, LSE Library.
    15. Tamar Khitarishvili, 2016. "Gender Dimensions of Inequality in the Countries of Central Asia, South Caucasus, and Western CIS," Economics Working Paper Archive wp_858, Levy Economics Institute.
    16. Adel R. Haedr & Messaoud Mehafdi, 2017. "Accounting for Management Control in Large Libyan Companies," Athens Journal of Business & Economics, Athens Institute for Education and Research (ATINER), vol. 3(3), pages 279-304, July.
    17. Dalton, Patricio & Rüschenpöhler, Julius & Uras, Burak & Zia, Bilal, 2019. "Local Best Practices for Business Growth," Discussion Paper 2019-015, Tilburg University, Center for Economic Research.
    18. Kilian Huber & Volker Lindenthal & Fabian Waldinger, 2019. "Discrimination, managers, and firm performance: evidence from “Aryanizations” in Nazi Germany," CEP Discussion Papers dp1599, Centre for Economic Performance, LSE.
    19. Lars Ivar Oppedal Berge & Kjetil Bjorvatn & Bertil Tungodden, 2011. "Human and financial capital for microenterprise development: Evidence from a field and lab experiment," CMI Working Papers 1, CMI (Chr. Michelsen Institute), Bergen, Norway.
    20. Anderson, Stephen J. & Lazicky, Christy & Zia, Bilal, 2021. "Measuring the unmeasured: Aggregating, anchoring, and adjusting to estimate small business performance," Journal of Development Economics, Elsevier, vol. 151(C).
    21. Cumurovic, Aida & Hyll, Walter, 2016. "Financial Literacy and Self-Employment," VfS Annual Conference 2016 (Augsburg): Demographic Change 145732, Verein für Socialpolitik / German Economic Association.
    22. Premand, Patrick & Brodmann, Stefanie & Almeida, Rita & Grun, Rebekka & Barouni, Mahdi, 2016. "Entrepreneurship Education and Entry into Self-Employment Among University Graduates," World Development, Elsevier, vol. 77(C), pages 311-327.
    23. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    24. Faizan Diwan & Grace Makana & David McKenzie & Silvia Paruzzolo, 2014. "Invitation Choice Structure Has No Impact on Attendance in a Female Business Training Program in Kenya," PLOS ONE, Public Library of Science, vol. 9(10), pages 1-8, October.
    25. Isaac Koomson & Renato A. Villano & David Hadley, 2023. "The role of financial literacy in households’ asset accumulation process: evidence from Ghana," Review of Economics of the Household, Springer, vol. 21(2), pages 591-614, June.
    26. Martin Pereyra & Diego Aboal & Flavia Rovira, 2021. "How effective are training and mentorship programs for entrepreneurs at promoting entrepreneurial activity? An impact evaluation," SN Business & Economics, Springer, vol. 1(7), pages 1-21, July.
    27. Andreas Georgiadis & Christos N. Pitelis, 2016. "The Impact of Employees' and Managers' Training on the Performance of Small- and Medium-Sized Enterprises: Evidence from a Randomized Natural Experiment in the UK Service Sector," British Journal of Industrial Relations, London School of Economics, vol. 54(2), pages 409-421, June.
    28. Marie Christine Apedo-Amah & Aidan Coville & Caio Piza & Siddhartha Raja & Raquel Scarpari, 2020. "Promoting E-Commerce in Georgia," World Bank Publications - Reports 34226, The World Bank Group.
    29. Waldinger, Fabian & Huber, Kilian & Lindenthal, Volker, 2018. "Discrimination, Managers, and Firm Performance: Evidence from “Aryanizations†in Nazi Germany," CEPR Discussion Papers 13089, C.E.P.R. Discussion Papers.
    30. Daichi Shimamoto & Yasuyuki Todo & Yu Ri Kim & Petr Matous, 2017. "Identifying and Decomposing Peer Effects on Decision-Making Using a Randomized Controlled Trial," Working Papers 1704, Waseda University, Faculty of Political Science and Economics.
    31. Lahiri, Bidisha & Daramola, Richard, 2023. "Effects of credit and labor constraints on microenterprises and the unintended impact of changes in household endowments: Use of threshold estimation to detect heterogeneity," The Quarterly Review of Economics and Finance, Elsevier, vol. 88(C), pages 21-38.
    32. Higuchi, Yuki & Nam, Vu Hoang & Sonobe, Tetsushi, 2015. "Sustained impacts of Kaizen training," Journal of Economic Behavior & Organization, Elsevier, vol. 120(C), pages 189-206.
    33. Custódio, Cláudia & Mendes, Diogo & Metzger, Daniel, 2020. "The Impact of Financial Education of Managers on Medium and Large Enterprises - A Randomized Controlled Trial in Mozambique," CEPR Discussion Papers 15294, C.E.P.R. Discussion Papers.
    34. Alaref,Jumana Jamal Subhi & Koettl-Brodmann,Stefanie & Premand,Patrick, 2019. "The Medium-Term Impact of Entrepreneurship Education on Labor Market Outcomes : Experimental Evidence from University Graduates in Tunisia," Policy Research Working Paper Series 8701, The World Bank.
    35. Helke Seitz, 2020. "Subgroup Analysis of Investment Constraints: Evidence from Ugandan Microenterprises," Discussion Papers of DIW Berlin 1920, DIW Berlin, German Institute for Economic Research.
    36. Claudia Custodio & Diogo Mendes & Daniel Metzger, 2021. "The impact of financial education of executives on financial practices of medium and large enterprises," NOVAFRICA Working Paper Series wp2105, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
    37. David Alfaro‐Serrano & Tanay Balantrapu & Ritam Chaurey & Ana Goicoechea & Eric Verhoogen, 2021. "Interventions to promote technology adoption in firms: A systematic review," Campbell Systematic Reviews, John Wiley & Sons, vol. 17(4), December.
    38. Győri, Ágnes & Czakó, Ágnes, 2018. "Some Features of Hungarian Financial Literacy in the Light of the Economic Behaviour of Small and Medium-sized Enterprises," Public Finance Quarterly, Corvinus University of Budapest, vol. 63(2), pages 235-253.
    39. Valentina A. Assenova, 2020. "Early-Stage Venture Incubation and Mentoring Promote Learning, Scaling, and Profitability Among Disadvantaged Entrepreneurs," Organization Science, INFORMS, vol. 31(6), pages 1560-1578, November.
    40. Ioana-Carmen BOZINTAN (COSMA-GULER), 2022. "SMEs FINANCING – AN OVERVIEW OF DIRECT FINANCING ON CAPITAL MARKET VS. FINANCIAL INSTITUTIONS," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 2(2), pages 92-102, December.
    41. Lucia Dalla Pellegrina & Giorgio, Di Maio & Paolo Landoni & Beatrice Rama, 2019. "Activating women cognitive abilities: Impact of a financial literacy pilot program in India," Working Papers 412, University of Milano-Bicocca, Department of Economics, revised May 2019.
    42. Győri, Ágnes, 2018. "Kis- és középvállalkozások pénzügyi sérülékenysége [Financial vulnerability among Hungarian small and medium-sized enterprises]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(3), pages 240-258.
    43. Mckenzie,David J., 2020. "Small Business Training to Improve Management Practices in Developing Countries: Reassessingthe Evidence for 'Training Doesn’t Work'," Policy Research Working Paper Series 9408, The World Bank.
    44. Reeg, Caroline, 2015. "Micro and small enterprises as drivers for job creation and decent work," IDOS Discussion Papers 10/2015, German Institute of Development and Sustainability (IDOS).
    45. Erwin Bulte & Robert Lensink & Nhung Vu, 2017. "Do Gender and Business Trainings Affect Business Outcomes? Experimental Evidence from Vietnam," Management Science, INFORMS, vol. 63(9), pages 2885-2902, September.
    46. Suzuki, Aya & Igei, Kengo, 2017. "Can Efficient Provision of Business Development Services Bring Better Results for SMEs?: Evidence from a Networking Project in Thailand," Working Papers 147, JICA Research Institute.
    47. Gonzalo Nunez-Chaim & Henry G. Overman & Capucine Riom, 2024. "Does subsidising business advice improve firm performance? Evidence from a large RCT," CEP Discussion Papers dp1977, Centre for Economic Performance, LSE.
    48. Robert Toth & Richard Kasa & Csaba Lentner, 2022. "The Impact of Financial Culture on the Operation of Hungarian SMEs before and during COVID-19," Risks, MDPI, vol. 10(7), pages 1-18, June.
    49. Go Shimada & Tetsushi Sonobe, 2018. "Impacts of Kaizen Management on Workers: Evidence from Central America and the Caribbean Region," Working Papers 173, JICA Research Institute.

  12. Shawn Cole & Thomas Sampson & Bilal Zia, 2011. "Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?," Journal of Finance, American Finance Association, vol. 66(6), pages 1933-1967, December.

    Cited by:

    1. Herrmann, Tabea & Hübler, Olaf & Menkhoff, Lukas & Schmidt, Ulrich, 2016. "Allais for the poor," Kiel Working Papers 2036, Kiel Institute for the World Economy (IfW Kiel).
    2. Awel Y. & Azomahou T.T., 2015. "Risk preference or financial literacy? Behavioural experiment on index insurance demand," MERIT Working Papers 2015-005, United Nations University - Maastricht Economic and Social Research Institute on Innovation and Technology (MERIT).
    3. Karlan, Dean S. & Knight, Ryan & Udry, Christopher R., 2012. "Hoping to Win, Expected to Lose: Theory and Lessons on Micro Enterprise Development," Center Discussion Papers 133405, Yale University, Economic Growth Center.
    4. Veronica Frisancho, 2023. "Is School-Based Financial Education Effective? Immediate and Long-Lasting Impacts on High School Students," The Economic Journal, Royal Economic Society, vol. 133(651), pages 1147-1180.
    5. Anaïs A Périlleux & Annabel Vanroose & Bert D'Espallier, 2016. "Are financial cooperatives crowded out by commercial banks in the process of financial sector development?," ULB Institutional Repository 2013/226157, ULB -- Universite Libre de Bruxelles.
    6. Erika Deserranno & Gianmarco León-Ciliotta & Firman Witoelar, 2021. "When transparency fails: Financial incentives for local banking agents in Indonesia," Departmental Working Papers 2021-04, The Australian National University, Arndt-Corden Department of Economics.
    7. Bose, Udichibarna & MacDonald, Ronald & Tsoukas, Serafeim, 2015. "Education and the local equity bias around the world," SIRE Discussion Papers 2015-76, Scottish Institute for Research in Economics (SIRE).
    8. Maya KATENOVA & Sang HOON LEE, 2020. "A comparative study of financial literacy, retirement planning and delinquency in payment: the Kazakhstan case Abstract: Financial knowledge is assumed to help people in making good choices in their f," Eastern Journal of European Studies, Centre for European Studies, Alexandru Ioan Cuza University, vol. 11, pages 273-292, June.
    9. Nicole Jonker & Anneke Kosse, 2020. "The Interplay of Financial Education, Financial Literacy, Financial Inclusion and Financial Stability: Any Lessons for the Current Big Tech Era?," Staff Working Papers 20-32, Bank of Canada.
    10. Nicholas Economides & Przemyslaw Jeziorski, 2015. "Mobile Money in Tanzania," Working Papers 15-03, New York University, Leonard N. Stern School of Business, Department of Economics.
    11. Sseruyange, J. & Bulte, E., 2018. "Do Incentives matter for Knowledge Diffusion? Experimental Evidence from Uganda," 2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia 275896, International Association of Agricultural Economists.
    12. Prina, Silvia, 2015. "Banking the poor via savings accounts: Evidence from a field experiment," Journal of Development Economics, Elsevier, vol. 115(C), pages 16-31.
    13. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Exploring the Effect of Entrepreneurial Savings Incentives as Determinant of Savings Mobilization among Micro and Small Enterprises," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 404-422, February.
    14. Kamer Karakurum-Ozdemir & Melike Kokkizil & Gokce Uysal, 2019. "Financial Literacy in Developing Countries," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 143(1), pages 325-353, May.
    15. Ghafoori, Eraj & Ip, Edwin & Kabátek, Jan, 2021. "The impacts of a large-scale financial education intervention on retirement saving behaviors and portfolio allocation: Evidence from pension fund data," Journal of Banking & Finance, Elsevier, vol. 130(C).
    16. Shawn Cole & Xavier Gine & Jeremy Tobacman & Petia Topalova & Robert Townsend & James Vickery, 2013. "Barriers to Household Risk Management: Evidence from India," American Economic Journal: Applied Economics, American Economic Association, vol. 5(1), pages 104-135, January.
    17. Tim Kaiser & Lukas Menkhoff, 2022. "Active Learning Improves Financial Education: Experimental Evidence from Uganda," CESifo Working Paper Series 9661, CESifo.
    18. Batista, Catia & Sequeira, Sandra & Vicente, Pedro C., 2022. "Closing the gender profit gap?," LSE Research Online Documents on Economics 117712, London School of Economics and Political Science, LSE Library.
    19. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014. "Roots of Financial Literacy," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100550, Verein für Socialpolitik / German Economic Association.
    20. Hsiao, Yu-Jen & Tsai, Wei-Che, 2018. "Financial literacy and participation in the derivatives markets," Journal of Banking & Finance, Elsevier, vol. 88(C), pages 15-29.
    21. Renuka Sane & Susan Thomas, 2016. "From participation to repurchase: Low-income households and micro-insurance," Working Papers id:11133, eSocialSciences.
    22. Grohmann, Antonia & Klühs, Theres & Menkhoff, Lukas, 2018. "Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence," Rationality and Competition Discussion Paper Series 95, CRC TRR 190 Rationality and Competition.
    23. Farcas Ioana Georgiana, 2024. "The Impact Of Financial Literacy On Investment Behaviour Within Romania," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 3, pages 184-192, June.
    24. Kaiser, Tim & Menkhoff, Lukas, 2018. "Active Learning Improves Financial Education:," Rationality and Competition Discussion Paper Series 131, CRC TRR 190 Rationality and Competition.
    25. Schoar, Antoinette & Karlan, Dean & Bruhn, Miriam, 2012. "The Impact of Consulting Services on Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico," CEPR Discussion Papers 8887, C.E.P.R. Discussion Papers.
    26. Grohmann, Antonia & Menkhoff, Lukas & Seitz, Helke, 2020. "The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 70(3), pages 1197-1227.
    27. Zhian Zhiow Augustinne Wong & Ramez Abubakr Badeeb & Abey P. Philip, 2023. "Financial Inclusion, Poverty, and Income Inequality in ASEAN Countries: Does Financial Innovation Matter?," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 169(1), pages 471-503, September.
    28. Karlan, Dean S. & Ratan, Aishwarya & Zinman, Jonathan, 2013. "Savings by and for the Poor: A Research Review and Agenda," Center Discussion Papers 153267, Yale University, Economic Growth Center.
    29. Cho, Yoonyoung & Honorati, Maddalena, 2013. "Entrepreneurship programs in developing countries : a meta regression analysis," Policy Research Working Paper Series 6402, The World Bank.
    30. Daniel Modenesi de Andrade & Fernando Barros Jr & Fabio Yoshio Motoki & Matheus Oliveira da Silva, 2021. "Price dynamics of cryptocurrencies in parallel markets: evidence from Bitcoin exchanges in Brazil," Studies in Economics and Finance, Emerald Group Publishing Limited, vol. 38(5), pages 1040-1053, August.
    31. Udry, Christopher & Karlan, Dean & Osei, Robert & Osei-Akoto, Isaac, 2012. "Agricultural Decisions after Relaxing Credit and Risk Constraints," CEPR Discussion Papers 9173, C.E.P.R. Discussion Papers.
    32. Calderone, Margherita & Fiala, Nathan & Mulaj, Florentina & Sadhu, Santadarshan & Sarr, Leopold, 2014. "When Can Financial Education Affect Savings Behavior? Evidence from a Randomized Experiment among Low Income Clients of Branchless Banking in India," Working Paper series 290095, University of Connecticut, Charles J. Zwick Center for Food and Resource Policy.
    33. Carpena, Fenella & Cole, Shawn & Shapiro, Jeremy & Zia, Bilal, 2011. "Unpacking the causal chain of financial literacy," Policy Research Working Paper Series 5798, The World Bank.
    34. Lindiwe Ngcobo, 2021. "Financial Literacy and Stokvels Savings of Low-Income Households in South Africa," International Journal of Economics & Business Administration (IJEBA), International Journal of Economics & Business Administration (IJEBA), vol. 0(4), pages 130-139.
    35. Mayra Buvinic & Megan O’Donnell, 2017. "Gender Matters in Economic Empowerment Interventions: A Research Review - Working Paper 456," Working Papers 456, Center for Global Development.
    36. Jappelli, Tullio & Padula, Mario, 2011. "Investment in Financial Literacy and Saving Decisions," CEPR Discussion Papers 8220, C.E.P.R. Discussion Papers.
    37. Doi, Yoko & McKenzie, David & Zia, Bilal, 2014. "Who you train matters: Identifying combined effects of financial education on migrant households," Journal of Development Economics, Elsevier, vol. 109(C), pages 39-55.
    38. Hsu, Po-Hsuan & Huang, Peng & Humphery-Jenner, Mark & Powell, Ronan, 2021. "Cross-border mergers and acquisitions for innovation," Journal of International Money and Finance, Elsevier, vol. 112(C).
    39. Karlan, Dean & Dupas, Pascaline & Robinson, Jonathan & Ubfal, Diego, 2016. "Banking the Unbanked? Evidence from Three Countries," Center Discussion Papers 242442, Yale University, Economic Growth Center.
    40. ABEBE, Girum & TEKLE, Biruk & MANO, Yukichi & 真野, 裕吉, 2015. "Changing saving and investment behavior: the impact of financial literacy training and reminders on micro-businesses," Discussion paper series HIAS-E-15, Hitotsubashi Institute for Advanced Study, Hitotsubashi University.
    41. Fang Zhao & Jie Sun & Raj Devasagayam & Gary Clendenen, 2017. "Chinese-American Consumption of Financial Service: A Cultural Framework," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(7), pages 192-206, July.
    42. Cho, Yoonyoung. & Kalomba, Davie. & Mobarak, Ahmed Mushfiq. & Orozco, Víctor., 2015. "Differences in the effects of vocational training on men and women : constraints on women and drop-out behaviour," ILO Working Papers 994874103402676, International Labour Organization.
    43. Kass-Hanna, Josephine & Lyons, Angela C. & Liu, Fan, 2022. "Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa," Emerging Markets Review, Elsevier, vol. 51(PA).
    44. Tabea Herrmann & Olaf Hübler & Lukas Menkhoff & Ulrich Schmidt, 2017. "Allais for the poor: Relations to ability, information processing, and risk attitudes," Journal of Risk and Uncertainty, Springer, vol. 54(2), pages 129-156, April.
    45. Beck, T.H.L. & Munzele Maimbo, S. & Faye, I. & Triki, T., 2011. "Financing Africa : Through the crisis and beyond," Other publications TiSEM 334b6bd2-a7a6-47d5-be82-3, Tilburg University, School of Economics and Management.
    46. Pallavi Dogra & Arun Kaushal & Rishi Raj Sharma, 2023. "Antecedents of the Youngster’s Awareness About Financial Literacy: A Structure Equation Modelling Approach," Vision, , vol. 27(1), pages 48-62, February.
    47. Kilian Huber & Volker Lindenthal & Fabian Waldinger, 2019. "Discrimination, managers, and firm performance: evidence from “Aryanizations” in Nazi Germany," CEP Discussion Papers dp1599, Centre for Economic Performance, LSE.
    48. Hallwood, Paul & MacDonald, Ronald, 2014. "Picking the Right Budget Constraint for Scotland," SIRE Discussion Papers 2015-27, Scottish Institute for Research in Economics (SIRE).
    49. Singh, Nirvikar, 2018. "Financial Inclusion: Concepts, Issues and Policies for India," MPRA Paper 91047, University Library of Munich, Germany.
    50. Szabó, Andrea & Ujhelyi, Gergely, 2015. "Reducing nonpayment for public utilities: Experimental evidence from South Africa," Journal of Development Economics, Elsevier, vol. 117(C), pages 20-31.
    51. Fenella Carpena & Shawn Cole & Jeremy Shapiro & Bilal Zia, 2019. "The ABCs of Financial Education: Experimental Evidence on Attitudes, Behavior, and Cognitive Biases," Management Science, INFORMS, vol. 65(1), pages 346-369, January.
    52. Eduardo Fajnzylber & Gonzalo Reyes, 2015. "Knowledge, Information, and Retirement Saving Decisions: Evidence from a Large-Scale Intervention in Chile," Economía Journal, The Latin American and Caribbean Economic Association - LACEA, vol. 0(Spring 20), pages 83-117, February.
    53. Giulia Bettin & Claudia Pigini & Alberto Zazzaro, 2020. "Financial inclusion and poverty transitions: an empirical analysis for Italy," Mo.Fi.R. Working Papers 164, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
    54. Giné, Xavier & Goldberg, Jessica, 2023. "Experience in financial decision-making: Field evidence from Malawi," Journal of Development Economics, Elsevier, vol. 161(C).
    55. Udichibarna Bose & Ronald MacDonald & Serafeim Tsoukas, 2014. "The role of education in equity portfolios during the recent financial crisis," Working Papers 2014_17, Business School - Economics, University of Glasgow.
    56. Fromell, Hanna & Nosenzo, Daniele & Owens, Trudy & Tufano, Fabio, 2021. "One size does not fit all: Plurality of social norms and saving behavior in Kenya," Journal of Economic Behavior & Organization, Elsevier, vol. 192(C), pages 73-91.
    57. Suresh De Mel & Craig McIntosh & Ketki Sheth & Christopher Woodruff, 2018. "Can Mobile-Linked Bank Accounts Bolster Savings? Evidence from a Randomized Controlled Trial in Sri Lanka," NBER Working Papers 25354, National Bureau of Economic Research, Inc.
    58. Jesse Atkinson & Alain de Janvry & Craig McIntosh & Elisabeth Sadoulet, 2013. "Prompting Microfinance Borrowers to Save: A Field Experiment from Guatemala," Economic Development and Cultural Change, University of Chicago Press, vol. 62(1), pages 21-64.
    59. Felipe Kast & Dina Pomeranz, 2014. "Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile," NBER Working Papers 20239, National Bureau of Economic Research, Inc.
    60. Archillies Kiwanuka & Athenia Bongani Sibindi, 2023. "Insurance Literacy: Significance of Its Dimensions for Insurance Inclusion in Uganda," Economies, MDPI, vol. 11(2), pages 1-17, January.
    61. Sandro Ambuehl & B. Douglas Bernheim & Annamaria Lusardi, 2014. "Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice," NBER Working Papers 20618, National Bureau of Economic Research, Inc.
    62. Vincent Fromentin & Florian Leon, 2019. "Remittances and credit in developed and developing countries: A dynamic panel analysis," Post-Print halshs-02131192, HAL.
    63. Bose, Udichibarna & Arun, Thankom & Arun, Shoba, 2021. "Do information networks benefit households with female heads?," Economic Modelling, Elsevier, vol. 103(C).
    64. Kaiser, Tim & Menkhoff, Lukas, 2017. "Does Financial Education Impact Financial Literacy and Financial Behavior, and if so, When?," Rationality and Competition Discussion Paper Series 37, CRC TRR 190 Rationality and Competition.
    65. Nicole Jonker & Anneke Kosse, 2022. "The interplay of financial education, financial inclusion and financial stability and the role of Big Tech," Contemporary Economic Policy, Western Economic Association International, vol. 40(4), pages 612-635, October.
    66. Hanna Fromell & Daniele Nosenzo & Trudy Owens & Fabio Tufano, 2019. "One Size Doesn’t Fit All: Plurality of Social Norms and Saving Behavior in Kenya," Discussion Papers 2019-12, The Centre for Decision Research and Experimental Economics, School of Economics, University of Nottingham.
    67. Besong, Susan Enyang & Okanda, Tellma Longy & Ndip, Simon Arrey, 2022. "An empirical analysis of the impact of banking regulations on sustainable financial inclusion in the CEMAC region," Economic Systems, Elsevier, vol. 46(1).
    68. Yaakov Itach, 2019. "Financial Literacy Level Of High School Students And Its Economic Patterns Reflections," Almanac of PhD Students, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, vol. 15(15 Year 2), pages 518-537.
    69. Galiani, Sebastian & Gertler, Paul & Navajas-Ahumada, Camila, 2022. "Trust and saving in financial institutions by the poor," Journal of Development Economics, Elsevier, vol. 159(C).
    70. Fanny Salignac & Julien Hanoteau & Ioana Ramia, 2022. "Financial Resilience: A Way Forward Towards Economic Development in Developing Countries," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 160(1), pages 1-33, February.
    71. Dupas, Pascaline & Robinson, Jonathan, 2012. "Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya," Santa Cruz Department of Economics, Working Paper Series qt1rg2d9mm, Department of Economics, UC Santa Cruz.
    72. Sakha, Sahra & Grohmann, Antonia, 2016. "The effect of peer observation on consumption choices: experimental evidence," Discussion Papers 01/2016, Deutsche Bundesbank.
    73. Eling, Martin & Pradhan, Shailee & Schmit, Joan T., 2013. "The Determinants of Microinsurance Demand," Working Papers on Finance 1308, University of St. Gallen, School of Finance.
    74. Richard Disney & John Gathergood & J?rg Weber, 2014. "Credit Counseling: A Substitute for Consumer Financial Literacy?," IFS Working Papers W14/32, Institute for Fiscal Studies.
    75. Julian C. Jamison & Dean Karlan & Jonathan Zinman, 2014. "Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs," NBER Working Papers 20135, National Bureau of Economic Research, Inc.
    76. Chaurey, Ritam & Le, Duong Trung, 2018. "Infrastructure Grants and the Performance of Microenterprises," IZA Discussion Papers 11749, Institute of Labor Economics (IZA).
    77. Gambacorta, Leonardo & Chen, Sharon & Doerr, Sebastian & Frost, Jon & Shin, Hyun Song, 2021. "The fintech gender gap," CEPR Discussion Papers 16270, C.E.P.R. Discussion Papers.
    78. Melanie Lührmann & Marta Serra-Garcia & Joachim K. Winter, 2014. "The impact of financial education on adolescents' intertemporal choices," IFS Working Papers W14/18, Institute for Fiscal Studies.
    79. Klapper, Leora & Lusardi, Annamaria & Panos, Georgios A., 2013. "Financial literacy and its consequences: Evidence from Russia during the financial crisis," Journal of Banking & Finance, Elsevier, vol. 37(10), pages 3904-3923.
    80. Mckenzie,David J. & Mohpal,Aakash & Yang,Dean, 2021. "Aspirations and Financial Decisions : Experimental Evidence from the Philippines," Policy Research Working Paper Series 9586, The World Bank.
    81. Justus Blaschke, 2022. "Gender differences in financial literacy among teenagers - Can confidence bridge the gap?," Cogent Economics & Finance, Taylor & Francis Journals, vol. 10(1), pages 2144328-214, December.
    82. Xu, Nana & Shi, Jingye & Rong, Zhao & Yuan, Yan, 2020. "Financial literacy and formal credit accessibility: Evidence from informal businesses in China," Finance Research Letters, Elsevier, vol. 36(C).
    83. Oberrauch, Luis & Kaiser, Tim, 2024. "Digital Interventions to Increase Financial Knowledge: Evidence from a Pilot RCT," IZA Discussion Papers 16811, Institute of Labor Economics (IZA).
    84. Muñoz-Murillo, Melisa & Álvarez-Franco, Pilar B. & Restrepo-Tobón, Diego A., 2020. "The role of cognitive abilities on financial literacy: New experimental evidence," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 84(C).
    85. Ziyuan Lyu & Li Wei, 2021. "Information sources and participation in the Chinese insurance market: knowledge as a mediator," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 46(1), pages 79-106, January.
    86. Lührmann, Melanie & Serra-Garcia, Marta & Winter, Joachim, 2015. "Teaching teenagers in finance: Does it work?," Journal of Banking & Finance, Elsevier, vol. 54(C), pages 160-174.
    87. Oscar A. Stolper & Andreas Walter, 2017. "Financial literacy, financial advice, and financial behavior," Journal of Business Economics, Springer, vol. 87(5), pages 581-643, July.
    88. Tim Kaiser & Annamaria Lusardi & Lukas Menkhoff & Carly Urban, 2020. "Financial Education Affects Financial Knowledge and Downstream Behaviors," Discussion Papers of DIW Berlin 1864, DIW Berlin, German Institute for Economic Research.
    89. Ihli, Hanna Julia & Musshoff, Oliver, 2013. "Investment Behavior of Ugandan Smallholder Farmers: An Experimental Analysis," GlobalFood Discussion Papers 154775, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.
    90. Antonia Grohmann, 2017. "Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class," Discussion Papers of DIW Berlin 1702, DIW Berlin, German Institute for Economic Research.
    91. Campos, Francisco & Goldstein, Markus & McKenzie, David, 2023. "How should the government bring small firms into the formal system? Experimental evidence from Malawi," Journal of Development Economics, Elsevier, vol. 161(C).
    92. Susanna Levantesi & Giulia Zacchia, 2021. "Machine Learning and Financial Literacy: An Exploration of Factors Influencing Financial Knowledge in Italy," JRFM, MDPI, vol. 14(3), pages 1-21, March.
    93. Georgios A. Panos & Tatja Karkkainen & Adele Atkinson, 2020. "Financial Literacy and Attitudes to Cryptocurrencies," Working Papers 2020_26, Business School - Economics, University of Glasgow.
    94. Karlan, Dean & Zinman, Jonathan, 2018. "Price and control elasticities of demand for savings," Journal of Development Economics, Elsevier, vol. 130(C), pages 145-159.
    95. Emmanuel Kwablah Apiors & Aya Suzuki, 2023. "Effects of Mobile Money Education on Mobile Money Usage: Evidence from Ghana," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 35(3), pages 715-742, June.
    96. Menkhoff, Lukas & Grohmann, Antonia & Hübler, Olaf & Kouwenberg, Roy, 2014. "Financial literacy and financial behavior: Do women lag behind?," VfS Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100415, Verein für Socialpolitik / German Economic Association.
    97. Audretsch, David B. & Bönte, Werner & Tamvada, Jagannadha Pawan, 2013. "Religion, social class, and entrepreneurial choice," Journal of Business Venturing, Elsevier, vol. 28(6), pages 774-789.
    98. Cordero, José Manuel & Gil, María & Pedraja Chaparro, Francisco, 2016. "Exploring the effect of financial literacy courses on student achievement: a cross-country approach using PISA 2012 data," MPRA Paper 75474, University Library of Munich, Germany.
    99. Bruhn, Miriam & Lara Ibarra, Gabriel & McKenzie, David, 2014. "The minimal impact of a large-scale financial education program in Mexico City," Journal of Development Economics, Elsevier, vol. 108(C), pages 184-189.
    100. Luis Oberrauch & Tim Kaiser, 2024. "Financial Education or Incentivizing Learning-by-Doing? Evidence from an RCT with Undergraduate Students," CESifo Working Paper Series 11187, CESifo.
    101. Antonia Grohmann & Olaf Hübler & Roy Kouwenberg & Lukas Menkhoff, 2016. "Financial Literacy: Thai Middle Class Women Do Not Lag behind," Discussion Papers of DIW Berlin 1615, DIW Berlin, German Institute for Economic Research.
    102. Shawn Cole & Anna Paulson & Gauri Kartini Shastry, 2016. "High School Curriculum and Financial Outcomes: The Impact of Mandated Personal Finance and Mathematics Courses," Journal of Human Resources, University of Wisconsin Press, vol. 51(3), pages 656-698.
    103. Barua, Rashmi & Shastry, Gauri Kartini & Yang, Dean, 2020. "Financial education for female foreign domestic workers in Singapore," Economics of Education Review, Elsevier, vol. 78(C).
    104. Malaquias, Rodrigo F. & Hwang, Yujong, 2019. "Mobile banking use: A comparative study with Brazilian and U.S. participants," International Journal of Information Management, Elsevier, vol. 44(C), pages 132-140.
    105. Inessa Liskovich & Maya Shaton, 2017. "Borrowers in Search of Feedback : Evidence from Consumer Credit Markets," Finance and Economics Discussion Series 2017-049, Board of Governors of the Federal Reserve System (U.S.).
    106. Margherita Calderone, 2014. "The Role of Financial Literacy and of Financial Education Interventions in Developing Countries," DIW Roundup: Politik im Fokus 34, DIW Berlin, German Institute for Economic Research.
    107. Beckmann, Elisabeth & Stix, Helmut, 2015. "Foreign currency borrowing and knowledge about exchange rate risk," Journal of Economic Behavior & Organization, Elsevier, vol. 112(C), pages 1-16.
    108. Lusardi, Annamaria & Michaud, Pierre-Carl & Mitchell, Olivia S., 2020. "Assessing the impact of financial education programs: A quantitative model," Economics of Education Review, Elsevier, vol. 78(C).
    109. Winter, Joachim & Lührmann, Melanie & Serra Garcia, Marta, 2013. "The effects of financial literacy training: Evidence from a field experiment in German high schools," VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order 79744, Verein für Socialpolitik / German Economic Association.
    110. Singh, Ardhendu & Venkataramani, Bhama, 2012. "Financial Education: Institutes of Higher Education as delivery channels," MPRA Paper 43336, University Library of Munich, Germany.
    111. Vera Ogeh Lassey Fiador & Mohammed Amidu, 2021. "Inclusive finance, bank pricing behaviour, and livelihood activities of households in Ghana," SN Business & Economics, Springer, vol. 1(1), pages 1-29, January.
    112. Ammann, Manuel & Arnold, Marc & Straumann, Simon, 2023. "Pricing, issuance volume, and design of innovative securities: The role of investor information," Journal of Financial Intermediation, Elsevier, vol. 55(C).
    113. Christophe Courbage & Guillem Montoliu-Montes & Joël Wagner, 2023. "On children’s motives to influence parents’ long-term care insurance purchase: evidence from Switzerland," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 48(1), pages 102-129, January.
    114. Klapper, Leora & Lusardi, Annamaria & Panos, Georgios A., 2012. "Financial literacy and the financial crisis," Policy Research Working Paper Series 5980, The World Bank.
    115. Cho, Yoon Y. & Kalomba, Davie & Mobarak, Ahmed Mushfiq & Orozco, Victor, 2013. "Gender Differences in the Effects of Vocational Training: Constraints on Women and Drop-Out Behavior," IZA Discussion Papers 7408, Institute of Labor Economics (IZA).
    116. Chauhan, Yogesh & Dey, Dipanjan Kumar, 2020. "Does financial literacy affect the value of financial advice? A contingent valuation approach," Journal of Behavioral and Experimental Finance, Elsevier, vol. 25(C).
    117. Bruhn, Miriam & de Souza Leao, Luciana & Legovini, Arianna & Marchetti, Rogelio & Zia, Bilal, 2013. "The impact of high school financial education : experimental evidence from Brazil," Policy Research Working Paper Series 6723, The World Bank.
    118. Ruth Cadaoas Tacneng & Klarizze Anne Martin Puzon & Thierno Barry, 2021. "Crowding out effects of financial knowledge and attitude on risk preferences: Evidence from a least developed African country," WIDER Working Paper Series wp-2021-58, World Institute for Development Economic Research (UNU-WIDER).
    119. Fred Gichana Atandi & Henry Bwisa & Maurice Sakwa, 2017. "Improving Savings Mobilization of Micro and Small Enterprises through Entrepreneurial Financial Literacy," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 7(2), pages 386-403, February.
    120. Ashenafi Fanta & Kingstone Mutsonziwa, 2021. "Financial Literacy as a Driver of Financial Inclusion in Kenya and Tanzania," JRFM, MDPI, vol. 14(11), pages 1-13, November.
    121. Karlan, Dean & Horn, Samantha & Jamison, Julian C. & Zinman, Jonathan, 2020. "Does lasting behavior change require knowledge change? Evidence from savings interventions for young adults," CEPR Discussion Papers 15392, C.E.P.R. Discussion Papers.
    122. Eliana Wulandari & Miranda P M Meuwissen & Maman H Karmana & Alfons G J M Oude Lansink, 2017. "Access to finance from different finance provider types: Farmer knowledge of the requirements," PLOS ONE, Public Library of Science, vol. 12(9), pages 1-15, September.
    123. Simone Schaner, 2016. "The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor," NBER Working Papers 22534, National Bureau of Economic Research, Inc.
    124. Joshua Blumenstock & Michael Callen & Tarek Ghani, 2018. "Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan," American Economic Review, American Economic Association, vol. 108(10), pages 2868-2901, October.
    125. Kuldeep Singh & Madhvendra Misra & Jitendra Yadav, 2021. "Corporate social responsibility and financial inclusion: Evaluating the moderating effect of income," Managerial and Decision Economics, John Wiley & Sons, Ltd., vol. 42(5), pages 1263-1274, July.
    126. Seng, Kimty, 2021. "The mobile money’s poverty-reducing promise: Evidence from Cambodia," World Development Perspectives, Elsevier, vol. 22(C).
    127. Ahmad, Syedah & Lensink, Robert & Mueller, Annika, 2023. "Uptake, use, and impact of Islamic savings: Evidence from a field experiment in Pakistan1," Journal of Development Economics, Elsevier, vol. 163(C).
    128. Annamaria Lusardi & Olivia S. Mitchell, 2014. "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, vol. 52(1), pages 5-44, March.
    129. Gine, Xavier & Menand, Lev & Townsend, Robert & Vickery, James, 2010. "Microinsurance : a case study of the Indian rainfall index insurance market," Policy Research Working Paper Series 5459, The World Bank.
    130. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman, 2013. "Savings by and for the Poor: A Research Review and Agenda-Working Paper 346," Working Papers 346, Center for Global Development.
    131. Irina Andrievskaya & Maria Semenova, 2016. "Does Biological Endowment Matter for Demand for Financial Services? Evidence from Russian Household Survey," HSE Working papers WP BRP 52/FE/2016, National Research University Higher School of Economics.
    132. Schoofs, Annekathrin, 2022. "Promoting financial inclusion for savings groups: A financial education programme in rural Rwanda," Journal of Behavioral and Experimental Finance, Elsevier, vol. 34(C).
    133. Kiliyanni, Abdul Latheef & Sivaraman, Sunitha, 2016. "The perception-reality gap in financial literacy: Evidence from the most literate state in India," International Review of Economics Education, Elsevier, vol. 23(C), pages 47-64.
    134. Grohmann, Antonia Charlotte & Sakha, Sahra, 2015. "The Effect of Peer Observation on the Consumption of Temptation Goods: Experimental Evidence," VfS Annual Conference 2015 (Muenster): Economic Development - Theory and Policy 113084, Verein für Socialpolitik / German Economic Association.
    135. Vincent Somville & Lore Vandewalle, 2017. "Access to Formal Banking and Household Finances: Experimental Evidence from India," CMI Working Papers 1, CMI (Chr. Michelsen Institute), Bergen, Norway.
    136. Lyons, Angela C. & Grable, John E. & Zeng, Ting, 2019. "Impacts of Financial Literacy on the Loan Decisions of Financially Excluded Households in the People's Republic of China," ADBI Working Papers 923, Asian Development Bank Institute.
    137. Müller, Anna K. & Theuvsen, Ludwig, 2015. "Food safety standards in the Guatemalan fresh pea sector: The role of financial literacy in technology adoption," GlobalFood Discussion Papers 205289, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.
    138. Rink, Ute & Walle, Yabibal M. & Klasen, Stephan, 2021. "The financial literacy gender gap and the role of culture," The Quarterly Review of Economics and Finance, Elsevier, vol. 80(C), pages 117-134.
    139. Rafael Carranza & Daniel Hojman, 2015. "Inequality of Opportunity in Health and Cognitive Abilities: The Case of Chile," Working Papers wp410, University of Chile, Department of Economics.
    140. Sergio Longobardi & Margherita Maria Pagliuca & Andrea Regoli, 2017. "Family background and financial literacy of Italian students: the mediating role of attitudes and motivations," Economics Bulletin, AccessEcon, vol. 37(4), pages 2585-2594.
    141. Elisabeth Sinnewe & Gavin Nicholson, 2023. "Healthy financial habits in young adults: An exploratory study of the relationship between subjective financial literacy, engagement with finances, and financial decision‐making," Journal of Consumer Affairs, Wiley Blackwell, vol. 57(1), pages 564-592, January.
    142. Weill, Laurent & Godlewski, Christophe, 2012. "Why do large firms go for Islamic loans?," BOFIT Discussion Papers 7/2012, Bank of Finland Institute for Emerging Economies (BOFIT).
    143. Werner Boente & Ute Filipiak, 2011. "Financial Investments, Information Flows, and Caste Affiliation - Empirical Evidence from India," Schumpeter Discussion Papers sdp11014, Universitätsbibliothek Wuppertal, University Library.
    144. Chan Yang & Xiaogang He & Xiaoyan Wang & Jinjun Nie, 2022. "The Influence of Family Social Status on Farmer Entrepreneurship: Empirical Analysis Based on Thousand Villages Survey in China," Sustainability, MDPI, vol. 14(14), pages 1-27, July.
    145. Deserranno, Erika & León-Ciliotta, Gianmarco, 2021. "When Transparency Fails: Financial Incentives for Local Banking Agents in Indonesia," CEPR Discussion Papers 15714, C.E.P.R. Discussion Papers.
    146. Natividad, Gabriel, 2019. "Stunted firms: The long-term impacts of colonial taxation," Journal of Financial Economics, Elsevier, vol. 134(3), pages 525-548.
    147. Cancheng Hong & Di He & Ting Ren, 2023. "The Impact of Commercial Medical Insurance Participation on Household Debt," Sustainability, MDPI, vol. 15(2), pages 1-17, January.
    148. Aiba, Daiju & Odajima, Ken & Khou, Vouthy, 2018. "Foreign currency borrowing and risk-hedging behavior: Evidence from Cambodian households," Journal of Asian Economics, Elsevier, vol. 58(C), pages 19-35.
    149. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2015. "Childhood roots of financial literacy," Journal of Economic Psychology, Elsevier, vol. 51(C), pages 114-133.
    150. Ganesh Seshan & Dean Yang, 2014. "Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households," NBER Working Papers 19805, National Bureau of Economic Research, Inc.
    151. Azra Zaimovic & Anes Torlakovic & Almira Arnaut-Berilo & Tarik Zaimovic & Lejla Dedovic & Minela Nuhic Meskovic, 2023. "Mapping Financial Literacy: A Systematic Literature Review of Determinants and Recent Trends," Sustainability, MDPI, vol. 15(12), pages 1-30, June.
    152. Biener, Christian & Landmann, Andreas, 2023. "Recovery mode: Non-cognitive skills after the storm," World Development, Elsevier, vol. 164(C).
    153. Patil, Vikram & Veettil, Prakashan Chellattan & Yashodha, Yashodha, 2021. "Understanding Farmers’ Low Uptake of Crop Insurance in India: A Discrete Choice Experiment Approach," 2021 Conference, August 17-31, 2021, Virtual 315232, International Association of Agricultural Economists.
    154. Grohmann, Antonia & Kouwenberg, Roy & Menkhoff, Lukas, 2014. "Financial literacy and its consequences in the emerging middleclass," Kiel Working Papers 1943, Kiel Institute for the World Economy (IfW Kiel).
    155. Satyanarayan Kothe, 2014. "Price and Income Elasticity of Demand for Services in India: A Macro Analysis," EcoMod2014 7355, EcoMod.
    156. Santosh Anagol & Vijaya Marisetty & Renuka Sane & Buvaneshwaran Venugopal, 2013. "Distribution fees and mutual fund flows: Evidence from a natural experiment in the Indian mutual funds market," Indira Gandhi Institute of Development Research, Mumbai Working Papers 2013-004, Indira Gandhi Institute of Development Research, Mumbai, India.
    157. Merkoulova, Yulia & Veld, Chris, 2022. "Stock return ignorance," Journal of Financial Economics, Elsevier, vol. 144(3), pages 864-884.
    158. Feghali, Khalil & Mora, Nada & Nassif, Pamela, 2021. "Financial inclusion, bank market structure, and financial stability: International evidence," The Quarterly Review of Economics and Finance, Elsevier, vol. 80(C), pages 236-257.
    159. Shen, Chung-Hua & Lin, Shih-Jie & Tang, De-Piao & Hsiao, Yu-Jen, 2016. "The relationship between financial disputes and financial literacy," Pacific-Basin Finance Journal, Elsevier, vol. 36(C), pages 46-65.
    160. Kostov, Philip & Arun, Thankom Gopinath & Annim, Samuel, 2013. "Usage of Financial Services in South Africa: Perceptions Matter," IZA Discussion Papers 7687, Institute of Labor Economics (IZA).
    161. Kearney, Colm, 2012. "Emerging markets research: Trends, issues and future directions," Emerging Markets Review, Elsevier, vol. 13(2), pages 159-183.
    162. Minchao Jin & Zibei Chen, 2020. "Comparing Financial Socialization and Formal Financial Education: Building Financial Capability," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 149(2), pages 641-656, June.
    163. Antonia Grohmann & Tabea Lakemann & Helke Seitz, 2020. "Savings Goal Calendars as Soft Commitment Devices: Evidence from Small Business Owners in Uganda," Discussion Papers of DIW Berlin 1919, DIW Berlin, German Institute for Economic Research.
    164. Bruhn, Miriam & Zia, Bilal, 2011. "Stimulating managerial capital in emerging markets : the impact of business and financial literacy for young entrepreneurs," Policy Research Working Paper Series 5642, The World Bank.
    165. Bönte, Werner & Filipiak, Ute, 2012. "Financial literacy, information flows, and caste affiliation: Empirical evidence from India," Journal of Banking & Finance, Elsevier, vol. 36(12), pages 3399-3414.
    166. Jessica Goldberg, 2014. "Products and policies to promote saving in developing countries," IZA World of Labor, Institute of Labor Economics (IZA), pages 1-74, October.
    167. Buehren, Niklas, 2011. "Allocating Cash Savings and the Role of Information: Evidence from a Field Experiment in Uganda," Proceedings of the German Development Economics Conference, Berlin 2011 16, Verein für Socialpolitik, Research Committee Development Economics.
    168. Amjad Khan Suri & Sonal Purohit, 2017. "An Analysis of Personal Financial Literacy among Expatriates in the United Arab Emirates," Contemporary Review of the Middle East, , vol. 4(3), pages 278-296, September.
    169. Jason Kasozi & Daniel Makina, 2021. "Analysis of financial literacy and its effects on financial inclusion in Uganda," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 10(3), pages 67-83, July.
    170. Ashraf, Nava & Jack, B. Kelsey & Kamenica, Emir, 2013. "Information and subsidies: Complements or substitutes?," Journal of Economic Behavior & Organization, Elsevier, vol. 88(C), pages 133-139.
    171. Paiella, Monica, 2016. "Financial literacy and subjective expectations questions: A validation exercise," Research in Economics, Elsevier, vol. 70(2), pages 360-374.
    172. Seng, Kimty, 2019. "The Poverty-Reducing Effects of Financial Inclusion: Evidence from Cambodia," MPRA Paper 95726, University Library of Munich, Germany, revised 26 Aug 2019.
    173. Karaman, Hakkı Deniz & Savaser, Tanseli & Tiniç, Murat & Tumer-Alkan, Gunseli, 2021. "Financial technology in developing economies: A note on digital lending in Turkey," Economics Letters, Elsevier, vol. 207(C).
    174. Antonia Grohmann & Lukas Menkhoff, 2020. "The Relationship between Financial Literacy and Financial Inclusion," Discussion Papers of DIW Berlin 1914, DIW Berlin, German Institute for Economic Research.
    175. Yang, Junhong & Wu, Yu & Huang, Bihong, 2020. "Digital Finance and Financial Literacy: An Empirical Investigation of Chinese Households," ADBI Working Papers 1209, Asian Development Bank Institute.
    176. Bu, Di & Hanspal, Tobin & Liao, Yin & Liu, Yong, 2020. "Financial literacy and self-control in FinTech: Evidence from a field experiment on online consumer borrowing," SAFE Working Paper Series 273, Leibniz Institute for Financial Research SAFE.
    177. Tanmoyee Banerjee & Malabika Roy, 2020. "Financial Literacy: An Intra-Household Case Study from West Bengal, India," Studies in Microeconomics, , vol. 8(2), pages 170-193, December.
    178. Yang, Junhong & Wu, Yu & Huang, Bihong, 2023. "Digital finance and financial literacy: Evidence from Chinese households," Journal of Banking & Finance, Elsevier, vol. 156(C).
    179. Abidin Alhassan & Leon Li & Krishna Reddy & Geeta Duppati, 2021. "The relationship between political instability and financial inclusion: Evidence from Middle East and North Africa," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 26(1), pages 353-374, January.
    180. Tim Kaiser & Lukas Menkhoff, 2018. "Active Learning Fosters Financial Behavior: Experimental Evidence," Discussion Papers of DIW Berlin 1743, DIW Berlin, German Institute for Economic Research.
    181. Hakizimfura, Emmanuel & Randall, Douglas & Zia, Bilal, 2020. "Decentralized delivery of financial education: Experimental evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 144(C).
    182. Philip Kostov & Thankom Arun & Samuel Annim, 2014. "Financial Services to the Unbanked: the case of the Mzansi intervention in South Africa," Contemporary Economics, University of Economics and Human Sciences in Warsaw., vol. 8(2), June.
    183. Washington Macías & Shirley Espinoza & Lisset Gutiérrez & Regina Rodríguez, 2015. "Students’ perceived risk and investment intention: the effect of brand equity," Management & Marketing, Sciendo, vol. 10(3), pages 208-225, October.
    184. Li Liao & Jing Jian Xiao & Weiqiang Zhang & Congyi Zhou, 2017. "Financial literacy and risky asset holdings: evidence from China," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 57(5), pages 1383-1415, December.
    185. Iwa Kuchciak & Justyna Wiktorowicz, 2021. "Empowering Financial Education by Banks—Social Media as a Modern Channel," JRFM, MDPI, vol. 14(3), pages 1-22, March.

  13. Asim Ijaz Khwaja & Atif Mian & Bilal Zia, 2010. "Dollars Dollars Everywhere, Nor Any Dime to Lend: Credit Limit Constraints on Financial Sector Absorptive Capacity," The Review of Financial Studies, Society for Financial Studies, vol. 23(12), pages 4281-4323, December.

    Cited by:

    1. Carmen M. Reinhart & Kenneth S. Rogoff, 2009. "Is the 2007 US Sub-Prime Financial Crisis So Different?: An International Historical Comparison," Panoeconomicus, Savez ekonomista Vojvodine, Novi Sad, Serbia, vol. 56(3), pages 291-299.
    2. Marcello Pagnini & Silvia Del Prete & Paola Rossi & Valerio Vacca, 2013. "Lending Organization and Credit Supply During the Crisis," ERSA conference papers ersa13p673, European Regional Science Association.
    3. Noth, Felix & Ossandon Busch, Matias, 2019. "Banking globalization, local lending, and labor market effects: Micro-level evidence from Brazil," IWH Discussion Papers 7/2017, Halle Institute for Economic Research (IWH), revised 2019.
    4. Reinhart, Carmen & Rogoff, Kenneth, 2008. "¿Es tan diferente la crisis financiera de sub-prime en EEUU? Una comparacion historica internacional [“Is The 2007 U.S. Subprime Crisis So Different? An International Historical Comparison,”]," MPRA Paper 13656, University Library of Munich, Germany.
    5. Marcello Pagnini & Paola Rossi & Valerio Vacca & Lucia dalla Pellegrina & Serena Frazzoni & Zeno Rotondi & Andrea Vezzulli, 2017. "Access to Credit for Small Innovative Businesses," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 46(3), pages 411-458, November.
    6. Littke, Helge C. N., 2018. "Channeling the Iron Ore Super-Cycle: The role of regional bank branch networks in emerging markets," IWH Discussion Papers 11/2018, Halle Institute for Economic Research (IWH).

  14. Zia, Bilal H., 2008. "Export incentives, financial constraints, and the (mis)allocation of credit: Micro-level evidence from subsidized export loans," Journal of Financial Economics, Elsevier, vol. 87(2), pages 498-527, February.

    Cited by:

    1. Sylvain Catherine & Thomas Chaney & Zongbo Huang & David Sraer & David Thesmar, 2018. "Quantifying Reduced-Form Evidence on Collateral Constraints," Working Papers hal-03393129, HAL.
    2. Mudit Kapoor & Priya Ranjan & Jibonayan Raychaudhuri, 2017. "The impact of credit constraints on exporting firms: Evidence from the provision and subsequent removal of subsidised credit," The World Economy, Wiley Blackwell, vol. 40(12), pages 2854-2874, December.
    3. Abu Ayob & Shamshubaridah Ramlee & Aisyah Abdul Rahman, 2015. "Financial factors and export behavior of small and medium-sized enterprises in an emerging economy," Journal of International Entrepreneurship, Springer, vol. 13(1), pages 49-66, March.
    4. Tomasz Kamil Michalski & Evren Örs, 2012. "(Inter-state) Banking and (Inter-state) Trade: Does Real Integration Follow Financial Integration?," Post-Print hal-00714185, HAL.
    5. Joel Stiebale, 2011. "Do Financial Constraints Matter for Foreign Market Entry? A Firm‐level Examination," The World Economy, Wiley Blackwell, vol. 34(1), pages 123-153, January.
    6. Stefan Arping & Gyöngyi Lóránth & Alan Morrison, 2009. "Public Initiatives to Support Entrepreneurs: Credit Guarantees versus Co-Funding," Tinbergen Institute Discussion Papers 09-019/2, Tinbergen Institute.
    7. Beck, Thorsten & Klapper, Leora F. & Mendoza, Juan Carlos, 2010. "The typology of partial credit guarantee funds around the world," Journal of Financial Stability, Elsevier, vol. 6(1), pages 10-25, April.
    8. Baele, L. & Farooq, M. & Ongena, S., 2012. "Of Religion and Redemption : Evidence from Default on Islamic Loans (Replaces CentER DP 2010-136)," Discussion Paper 2012-014, Tilburg University, Center for Economic Research.
    9. Baele, Lieven & Farooq, Moazzam & Ongena, Steven, 2014. "Of religion and redemption: Evidence from default on Islamic loans," Journal of Banking & Finance, Elsevier, vol. 44(C), pages 141-159.
    10. Hennecke, Peter & Neuberger, Doris & Ulbricht, Dirk, 2017. "The economic and fiscal value of German guarantee banks," Thuenen-Series of Applied Economic Theory 152, University of Rostock, Institute of Economics.
    11. Thomas Url, 2018. "Die Folgen staatlicher Wechselbürgschaften und Beteiligungsgarantien für Inlandsbeschäftigung und Leistungsbilanz," WIFO Studies, WIFO, number 61057, April.
    12. Terence Achiangea Aminkeng & Song Huaming & Ngoe Bosambe Mukete & Gershom Endelani Mwalupaso, 2024. "Impact of Credit Constraints on Financial Performance of Small and Medium Size Enterprises," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 36(4), pages 868-896, August.
    13. Beck, T.H.L., 2011. "The Role of Finance in Economic Development : Benefits, Risks, and Politics," Other publications TiSEM f9c81fe6-f2cd-4fa7-b598-e, Tilburg University, School of Economics and Management.
    14. Aguilera, Ruth V. & Crespí-Cladera, Rafel & Infantes, Paula M. & Pascual-Fuster, Bartolomé, 2020. "Business groups and internationalization: Effective identification and future agenda," Journal of World Business, Elsevier, vol. 55(4).
    15. Fabrice Defever & Alejandro Riano & Gonzalo Varela, 2020. "Evaluating the impact of export finance support on firm-level export performance: Evidence from Pakistan," Discussion Papers 2020-07, University of Nottingham, GEP.
    16. Beck, T.H.L. & Homanen, M. & Uras, Burak, 2016. "Finance and Demand for Skill : Evidence from Uganda," Discussion Paper 2016-014, Tilburg University, Center for Economic Research.
    17. Volodymyr Martyniuk & Tomasz Wolowiec & Elena Mieszajkina, 2021. "Planning and Forecasting Customs Revenues to the State Budget: A Case Study of Ukraine," European Research Studies Journal, European Research Studies Journal, vol. 0(Special 2), pages 648-665.
    18. Juan A. Máñez & María E. Rochina-Barrachina & Juan A. Sanchis-Llopis & Oscar Vicente, 2013. "Financial constraints and Spanish manufacturing firms’ R&D and exporting," Working Papers 1324, Department of Applied Economics II, Universidad de Valencia.
    19. Zaheer, S. & Ongena, S. & van Wijnbergen, S.J.G., 2011. "The Transmission of Monetary Policy through Conventional and Islamic Banks," Other publications TiSEM 04059a01-0b26-404c-838c-f, Tilburg University, School of Economics and Management.
    20. Elisa Ughetto & Andrea Vezzulli, 2011. "What role can mutual guarantee consortia play for financing innovation? A firm-level study for Italy," International Journal of Banking, Accounting and Finance, Inderscience Enterprises Ltd, vol. 3(4), pages 294-319.
    21. Timothy J. Besley & Isabelle A. Roland & John Van Reenen, 2020. "The Aggregate Consequences of Default Risk: Evidence from Firm-level Data," NBER Working Papers 26686, National Bureau of Economic Research, Inc.
    22. Arby, Muhammad Farooq & Younus, Sayera & Tobgye, Sonam & Dema, Phurpa & Das, Praggya & Shafwath, Aminath & Bhatta, Siddha Raj & Raza, Bilal & Perera, W.S Navin, 2021. "The use of Unconventional Monetary Policy Instruments by South Asian Central Banks," MPRA Paper 119287, University Library of Munich, Germany, revised 01 Apr 2023.
    23. Abhay Aneja & Nirupama Kulkarni & S. K. Ritadhi, 2021. "Consumption Tax Reform and the Real Economy: Evidence From India's Adoption of a Value‐Added Tax," Journal of Empirical Legal Studies, John Wiley & Sons, vol. 18(3), pages 569-602, September.
    24. Joze P. Damijan & Crt Kostevc, 2011. "Firms’ Patterns of Trade and Access to Finance," Chapters, in: Ewald Nowotny & Peter Mooslechner & Doris Ritzberger-Grünwald (ed.), Post-Crisis Growth and Integration in Europe, chapter 19, Edward Elgar Publishing.
    25. Peter Hennecke & Doris Neuberger & Dirk Ulbricht, 2019. "The economic and fiscal benefits of guarantee banks in Germany," Small Business Economics, Springer, vol. 53(3), pages 771-794, October.
    26. Braun, Matías & Marcet, Francisco & Raddatz, Claudio, 2024. "The good, the bad, and the not-so-ugly of credit booms?: capital allocation and financial constraints," Journal of Banking & Finance, Elsevier, vol. 161(C).
    27. Schauer, Catharina & Elsas, Ralf & Breitkopf, Nikolas, 2019. "A new measure of financial constraints applicable to private and public firms," Journal of Banking & Finance, Elsevier, vol. 101(C), pages 270-295.
    28. Halldin, Torbjörn, 2012. "External finance, collateralizable assets and export market entry," Working Paper Series in Economics and Institutions of Innovation 268, Royal Institute of Technology, CESIS - Centre of Excellence for Science and Innovation Studies.
    29. Kersten, Renate & Harms, Job & Liket, Kellie & Maas, Karen, 2017. "Small Firms, large Impact? A systematic review of the SME Finance Literature," World Development, Elsevier, vol. 97(C), pages 330-348.
    30. Kale, Deeksha, 2016. "The Impact of Directed Lending Programs on the Credit Access of Small Businesses in India: A Firm-level Study," MPRA Paper 72510, University Library of Munich, Germany.
    31. Ayob, Abu H. & Freixanet, Joan, 2014. "Insights into public export promotion programs in an emerging economy: The case of Malaysian SMEs," Evaluation and Program Planning, Elsevier, vol. 46(C), pages 38-46.
    32. Patrick Honohan, 2008. "Partial Credit Guarantees: Principles and Practice," The Institute for International Integration Studies Discussion Paper Series iiisdp244, IIIS.
    33. Tanin, Tauhidul Islam & Hasanov, Akram Shavkatovich & Shaiban, Mohammed Sharaf Mohsen & Brooks, Robert, 2022. "Risk transmission from the oil market to Islamic and conventional banks in oil-exporting and oil-importing countries," Energy Economics, Elsevier, vol. 115(C).
    34. Cowan, Kevin & Drexler, Alejandro & Yañez, Álvaro, 2015. "The effect of credit guarantees on credit availability and delinquency rates," Journal of Banking & Finance, Elsevier, vol. 59(C), pages 98-110.
    35. Svetlana Ledyaeva, 2024. "Third-Country Effects of Export Incentives," Open Economies Review, Springer, vol. 35(1), pages 71-98, February.
    36. Jinjarak, Yothin & Wignaraja, Ganeshan, 2016. "An Empirical Assessment of the Export—Financial Constraint Relationship: How Different are Small and Medium Enterprises?," World Development, Elsevier, vol. 79(C), pages 152-163.
    37. Elisa Ughetto & Giuseppe Scellato & Marc Cowling, 2017. "Cost of capital and public loan guarantees to small firms," Small Business Economics, Springer, vol. 49(2), pages 319-337, August.
    38. Amanda Carmignani & Alessio D'Ignazio, 2011. "Financial subsidies and bank lending: substitutes or complements? Micro level evidence from Italy," Temi di discussione (Economic working papers) 803, Bank of Italy, Economic Research and International Relations Area.
    39. Baele, L. & Farooq, M. & Ongena, S., 2012. "Of Religion and Redemption : Evidence from Default on Islamic Loans (Replaces EBC DP 2010-032)," Other publications TiSEM a4c6f21b-b35f-4fec-94cc-6, Tilburg University, School of Economics and Management.
    40. Veljko Fotak, 2016. "A Spark from the Public Sector: Co-lending by Government-owned and Private-sector Lenders," BAFFI CAREFIN Working Papers 1624, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy.
    41. Guler, Ozan & Mariathasan, Mike & Mulier, Klaas & Okatan, Nejat G., 2019. "The Real Effects of Credit Supply: Review, Synthesis, and Future Directions," MPRA Paper 96542, University Library of Munich, Germany.
    42. Asit Bhattacharyya & Md Lutfur Rahman & Sue Wright, 2023. "Improving small and medium‐size enterprise performance: Does working capital management enhance the effectiveness of financial inclusion?," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 63(4), pages 3943-3969, December.
    43. Ozan Güler & Mike Mariathasan & Klaas Mulier & Nejat G. Okatan, 2021. "The real effects of banks' corporate credit supply: A literature review," Economic Inquiry, Western Economic Association International, vol. 59(3), pages 1252-1285, July.
    44. Radeef Chundakkadan & Subash Sasidharan & Ketan Reddy, 2023. "The Role of Export Incentives and Bank Credit on the Export Survival of Firms in India During COVID-19," Working Papers DP-2023-12, Economic Research Institute for ASEAN and East Asia (ERIA).
    45. Jože Damijan & Črt Kostevc & Sašo Polanec, 2015. "Access to finance, exporting and a non-monotonic firm expansion," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 42(1), pages 131-155, February.
    46. Shazia Kousar & Iqra Khalid & Farhan Ahmed & Jose Pedro Ramos-Requena, 2022. "Asymmetric Effect of Oil Prices on Export Performance: The Role of Export Financing Schemes in Pakistan," International Journal of Energy Economics and Policy, Econjournals, vol. 12(2), pages 188-197, March.
    47. William Mullins & Patricio Toro, 2018. "Credit Guarantees and New Bank Relationships," Working Papers Central Bank of Chile 820, Central Bank of Chile.
    48. Farooq, M., 2011. "Essays on financial intermediation and markets," Other publications TiSEM dc26a629-d872-498e-8b68-8, Tilburg University, School of Economics and Management.
    49. Karel Janda & Eva Michalíková & Věra Potácelová, 2010. "Gravitační a fiskální modely státní podpory exportních úvěrů v České republice [Gravity and Fiscal Models of Government Support of Export Credit in the Czech Republic]," Politická ekonomie, Prague University of Economics and Business, vol. 2010(3), pages 305-325.
    50. Andini, Monica & Boldrini, Michela & Ciani, Emanuele & de Blasio, Guido & D'Ignazio, Alessio & Paladini, Andrea, 2022. "Machine learning in the service of policy targeting: The case of public credit guarantees," Journal of Economic Behavior & Organization, Elsevier, vol. 198(C), pages 434-475.
    51. Fraser,Stuart, 2019. "Impact: Entrepreneurial Borrowing: Do Entrepreneurs Seek and Receive Enough Credit?," Foundations and Trends(R) in Entrepreneurship, now publishers, vol. 15(5-6), pages 431–663-4, December.
    52. Shabbir, Safia & Iqbal, Javed & Hameed, Saima, 2013. "Risk Premium, Interest Rate Differential, and Subsidized Lending in Pakistan," MPRA Paper 48250, University Library of Munich, Germany.
    53. Fotak, Veljko & Lee, Haekwon, 2020. "Public-private co-lending: Evidence from syndicated corporate loans," Journal of Banking & Finance, Elsevier, vol. 119(C).
    54. Abhay Aneja & Nirupama Kulkarni & S.K. Ritadhi, 2021. "Consumption Tax Reform and the Real Economy: Evidence from India’s Adoption of a Value-Added Tax," Working Papers 48, Ashoka University, Department of Economics.
    55. Teng Zhang & Qiuyao Fu & Chunhui Zhu, 2022. "Trade liberalization, credit constraints, and export quality upgrading," Empirical Economics, Springer, vol. 63(1), pages 499-524, July.
    56. Joan Freixanet, 2014. "Innovation and internationalization: relationship and implications for management and public policy," International Journal of Entrepreneurial Knowledge, Center for International Scientific Research of VSO and VSPP, vol. 2(2), pages 57-75, December.
    57. Mário Nuno Mata & Mohammad Falahat & Anabela Batista Correia & João Xavier Rita, 2021. "Impact of Institutional Support on Export Performance," Economies, MDPI, vol. 9(3), pages 1-13, July.

IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.