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Financial Literacy and Financial Well-Being Among Businesspersons from Victoria, Tamaulipas, Mexico

Author

Listed:
  • Karla María Orozco-Orozco

    (Universidad Politécnica de Victoria, México)

  • Osvaldo García-Mata

    (Universidad Autónoma de Tamaulipas, México)

  • Eduardo Arango-Herrera

    (Universidad Autónoma de Tamaulipas, México)

Abstract

El objetivo de esta investigación es analizar la relación entre el alfabetismo financiero y el bienestar financiero de los empresarios de Ciudad Victoria, Tamaulipas, México. La metodología aplicada incluye análisis factorial confirmatorio y modelos de regresión lineal múltiple. Los resultados indican que el alfabetismo financiero se relaciona con el bienestar financiero de manera directa a través del componente de comportamiento financiero y de forma inversa mediante la actitud financiera. Además, el conocimiento financiero no resultó significativamente asociado a este. Consecuentemente, se proponen las siguientes recomendaciones para empresarios: involucrarse más en prácticas saludables de inclusión y alfabetización financieras y transitar de modelos enfocados solamente en las ganancias a otros que consideren su autorrealización y satisfacción. Sus principales limitaciones e implicaciones son la falta de datos para un análisis por rama económica y su alcance geográfico, así como sus repercusiones en política pública. Su originalidad radica en el análisis del bienestar financiero entre empresarios. Las conclusiones de este trabajo tienen impacto en la instrumentación de la política de inclusión financiera en México y, por ende, en los Objetivos de Desarrollo Sostenible.

Suggested Citation

  • Karla María Orozco-Orozco & Osvaldo García-Mata & Eduardo Arango-Herrera, 2024. "Financial Literacy and Financial Well-Being Among Businesspersons from Victoria, Tamaulipas, Mexico," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 19(1), pages 1-25, Enero - M.
    • Handle: RePEc:imx:journl:v:19:y:2024:i:1:p:8
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    References listed on IDEAS

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    More about this item

    Keywords

    alfabetismo financiero; bienestar financiero; conocimiento financiero; comportamiento financiero; empresarios;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G40 - Financial Economics - - Behavioral Finance - - - General
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy
    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
    • M14 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - Corporate Culture; Diversity; Social Responsibility
    • O17 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Formal and Informal Sectors; Shadow Economy; Institutional Arrangements

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