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Product Liability Insurance Use Among Tennessee Fruit and Vegetable Farmers

Author

Listed:
  • Edwards, Matthew
  • Velandia, Margarita
  • Clark, Christopher D.
  • Lambert, Dayton M.
  • Pepper, Wendell H.
  • Jensen, Kimberly

Abstract

Product liability insurance can help farmers manage product liability risk and gain access to additional market outlets. Data from a survey of Tennessee fruit and vegetable producers were used to evaluate differences between product liability insurance users and non-users, barriers associated with the use of this type of insurance, along with insurance coverage amounts and costs. Findings suggest that primary occupation, percentage of income from farming, size of fruit and vegetable operation, and market outlets used may influence the decision to purchase product liability insurance. Barriers to use include perceived costs of product liability insurance and limited understanding of liability insurance policies.

Suggested Citation

  • Edwards, Matthew & Velandia, Margarita & Clark, Christopher D. & Lambert, Dayton M. & Pepper, Wendell H. & Jensen, Kimberly, 2016. "Product Liability Insurance Use Among Tennessee Fruit and Vegetable Farmers," Journal of Food Distribution Research, Food Distribution Research Society, vol. 47(2), pages 1-11, July.
    • Handle: RePEc:ags:jlofdr:241102
    DOI: 10.22004/ag.econ.241102
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    References listed on IDEAS

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    1. Palma, Marco A. & Ribera, Luis A. & Paggi, Mechel S. & Knutson, Ronald D., 2010. "Food Safety Standards for the U. S. Fresh Produce Industry," Policy Issues 93684, Agricultural and Applied Economics Association.
    2. Hoffman, Sandra & Maculloch, Bryan & Batz, Michael, 2015. "Economic Burden of Major Foodborne Illnesses Acquired in the United States," Economic Information Bulletin 205081, United States Department of Agriculture, Economic Research Service.
    3. Boys, Kathryn A., 2013. "Food Product Liability Insurance: Implications for the Marketing of Specialty Crops," Choices: The Magazine of Food, Farm, and Resource Issues, Agricultural and Applied Economics Association, vol. 28(4), pages 1-5.
    Full references (including those not matched with items on IDEAS)

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    Keywords

    Marketing; Risk and Uncertainty;

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