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Innovation and Competition in Internet and Mobile Banking: an Industrial Organization Perspective

Author

Listed:
  • Carlotta MARIOTTO

    (MINES ParisTech, PSL - Research University)

  • Marianne VERDIER

    (CRED, Paris 2 University; MINES ParisTech, PSL - Research University)

Abstract

Over the recent years, the development of internet banking and mobile banking has had a considerable impact on competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to operate in retail payments and compete with banks for deposits. Several platforms or large retailers have started to offer innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in internet banking and mobile banking and discuss some perspectives for future research.

Suggested Citation

  • Carlotta MARIOTTO & Marianne VERDIER, 2015. "Innovation and Competition in Internet and Mobile Banking: an Industrial Organization Perspective," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(99), pages 129-146, 3rd quart.
    • Handle: RePEc:idt:journl:cs9906
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    References listed on IDEAS

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    Cited by:

    1. Galit Klein & Zeev Shtudiner & Moti Zwilling, 2023. "Why do peer-to-peer (P2P) lending platforms fail? The gap between P2P lenders' preferences and the platforms’ intentions," Electronic Commerce Research, Springer, vol. 23(2), pages 709-738, June.

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