Content
July 2019, Volume 11, Issue 4
- 505-532 Capital flows and domestic investment: new evidence from OPEC countries
by Oyakhilome Ibhagui & Kolawole Olawole
May 2019, Volume 11, Issue 4
- 470-484 Unexpected inflation and cyclic impacts of policy tools on key economic variables – revealed by the assessment ratio
by Ling T. He - 485-504 The role of downward assets volatility in assessing the book-value distance to default
by Paolo Coccorese & Laura Santucci - 533-547 Corporate performance volatility and adverse macroeconomic conditions
by Rexford Abaidoo - 548-562 Banking regulation - burden or blessing?
by Kim Abildgren
June 2019, Volume 11, Issue 4
- 457-469 Basel III: where should we go from here?
by Quang Thi Thieu Nguyen
May 2019, Volume 11, Issue 3
- 338-367 The causality link between political risk and stock prices
by Huiqiang Wang - 405-431 The integration of mortgage and capital markets: a tale of two administrations
by Dror Parnes & Srinivas Nippani - 432-450 The effect of symmetric and asymmetric information on volatility structure of crypto-currency markets
by Anwar Hasan Abdullah Othman & Syed Musa Alhabshi & Razali Haron - 451-456 A note on liquidity policies and financial networks
by Danilo Lopomo Beteto Wegner
June 2019, Volume 11, Issue 3
- 368-384 Market power, competition and earnings management: accrual-based activities
by Hai-Yen Chang & Li-Heng Liang & Hui-Fun Yu
January 2019, Volume 11, Issue 3
- 319-337 Monetary policy and macroeconomic responses: non-recursive SVAR study of Egypt
by Mohamed Aseel Shokr & Zulkefly Abdul Karim & Mohd Azlan Shah Zaidi
February 2019, Volume 11, Issue 3
- 385-404 The underbanked phenomena
by Xiaoyan Xu
January 2019, Volume 11, Issue 2
- 193-217 Flight-to-quality and contagion in the European sovereign debt crisis
by Inês Prates Pereira & Sérgio Lagoa - 251-262 Corruption and inflation: evidence from US states
by Hussein Elkamel - 283-302 On the drivers of BNDES credit to Brazilian state governments
by Paulo Rogério Faustino Matos & Jaime de Jesus Filho
February 2019, Volume 11, Issue 2
November 2018, Volume 11, Issue 3
- 306-318 Credit unions’ acquisitions of banks and thrifts
by David A. Walker & Kathryn I. Smith
October 2018, Volume 11, Issue 2
- 158-173 Optimal bank interest margin under capital regulation: bank as a liquidity provider
by Fu-Wei Huang & Shi Chen & Jeng-Yan Tsai - 232-250 The effect of corruption on FDI and its modes of entry
by Hiep Ngoc Luu & Ngoc Minh Nguyen & Hai Hong Ho & Vu Hoang Nam
December 2018, Volume 11, Issue 2
- 218-231 The relationship between risk, capital and efficiency in Indian banking: Does ownership matter?
by Sanjukta Sarkar & Rudra Sensarma & Dipasha Sharma
November 2018, Volume 11, Issue 2
- 174-192 Evidence of leverage effects and volatility spillover among exchange rates of selected emerging and growth leading economies
by Ajaya Kumar Panda & Swagatika Nanda & Vipul Kumar Singh & Satish Kumar
October 2018, Volume 11, Issue 1
- 21-33 Financial inclusion and poverty reduction in India
by Takeshi Inoue - 34-61 Banking crises and business cycle: evidence for Italy(1861-2016)
by Silvana Bartoletto & Bruno Chiarini & Elisabetta Marzano & Paolo Piselli - 62-81 Determining illicit financial outflows from sixty developing countries
by Matiur Rahman & Muhammad Mustafa & Lonnie Turpin - 82-100 Globalization, role of institutions and economic performance in Indian economy
by Madhu Sehrawat & A.K. Giri - 101-120 Policy uncertainty and dynamics of international trade
by Rexford Abaidoo - 121-138 The importance of being earnest
by Gonzalo Gomez-Bengoechea & Alfredo Arahuetes
September 2018, Volume 11, Issue 1
- 2-20 The European deposit insurance game plan
by Theo Kiriazidis - 139-156 Explaining banking spread
by Richard Adjei Dwumfour
September 2018, Volume 10, Issue 4
- 473-483 A reconsideration of operating-financial leverage tradeoff hypothesis
by Michael T. Dugan & Simon K. Medcalfe & Sang Hyun Park
October 2018, Volume 10, Issue 4
- 456-472 A comparative study between the UK and the USA house price indicators before and during the financial crisis of 2007-2009
by Abdelhafid Benamraoui
May 2018, Volume 10, Issue 4
- 438-455 Risk, uncertainty and stock returns predictability – a case of emerging equity markets
by Rakesh Kumar
May 2018, Volume 10, Issue 3
- 322-341 Real sector consequences of bank diversification: evidence across US industries and states
by Amit Ghosh - 342-350 Impact of federal income tax rates and government borrowing on nominal interest rate yields on tax-free municipal bonds
by Richard Cebula & Usha Nair-Reichert
June 2018, Volume 10, Issue 3
- 351-368 Explaining the adoption of benefit corporation laws by the US states
by Susan M. Murray - 369-385 Financial inclusion and economic growth linkage: some cross country evidence
by Dinabandhu Sethi & Debashis Acharya - 386-405 The twin-deficit hypothesis: revisiting Indian economy in a nonlinear framework
by Javed Ahmad Bhat & Naresh Kumar Sharma - 406-425 A discourse analysis of financial inclusion: post-liberalization mapping in rural and urban India
by Sanjaya Kumar Lenka & Rajesh Barik
July 2018, Volume 10, Issue 3
- 426-435 Does financial development accelerate economic growth?
by Besnik Taip Fetai
August 2018, Volume 10, Issue 2
- 202-212 Systemic risk and the organization of the financial system: overview
by Clas Wihlborg
July 2018, Volume 10, Issue 2
- 264-274 Regulating bank leverage
by Alexander Bleck - 281-289 Bondholder reorganization of systemically important financial institutions
by Steven D. Gjerstad - 310-320 Implications of Central banks’ negative policy rates on financial stability
by Benjamin S. Kay
June 2018, Volume 10, Issue 2
- 213-236 International coordination of financial supervision: why has it grown? Will it be sustained?
by Richard John Herring - 237-263 Capital regulation and systemic risk in the insurance sector
by Thomas Gehrig & Maria Chiara Iannino - 275-280 Raising bank loss absorption capacity through equity capital or bail-in debt
by Harald A. Benink - 290-309 Macro and micro financial liberalizations, savings and growth
by Gonçalo Pina
April 2018, Volume 10, Issue 1
- 2-16 Dynamics influences of Tobin’s Q and CEO compensation on US stocks
by Matiur Rahman & Muhammad Mustafa - 17-37 Banking, insurance and economic growth in India
by Shrutikeerti Kaushal & Amlan Ghosh - 38-54 Essay on spillovers from advanced economics (AE) to emerging economics (EM) during the global financial crisis
by Foluso Abioye Akinsola - 55-72 CEO power, corporate risk taking and role of large shareholders
by Junaid Haider & Hong-Xing Fang - 73-94 Access to finance and firm innovation
by MccPowell Sali Fombang & Charles Komla Adjasi - 95-111 Paradox of external finance in the Indian manufacturing sector
by Pradeepta Sethi - 112-135 Economic policy uncertainty and stock market liquidity
by Byomakesh Debata & Jitendra Mahakud - 136-164 Modeling the impact of Basel III regulations on loan demand
by Vighneswara Swamy - 165-184 Risk and capital in Indonesian large banks
by Arisyi Fariza Raz - 185-200 A policymaker’s dilemma: real linkages or irrational behaviors?
by Dogus Emin
November 2017, Volume 9, Issue 4
- 354-371 How deviations from FOMC’s monetary policy decisions from a benchmark monetary policy rule affect bank profitability: evidence from U.S. banks
by Nicholas Apergis & Chi Keung Marco Lau - 372-392 Information asymmetry and conditional financial sector development
by Simplice Asongu & Jacinta Nwachukwu - 393-413 The relationships among capital flow surges, reversals and sudden stops
by Levan Efremidze & Sungsoo Kim & Ozan Sula & Thomas D. Willett - 414-434 Exchange rate misalignment and economic growth in India
by Vaseem Akram & Badri Narayan Rath - 435-449 The relationship between local government economic freedom and bond ratings
by John Dove - 450-474 Abnormal returns from joining Congress? Evidence from new members
by Joshua C. Hall & Serkan Karadas & Minh Tam Tammy Schlosky - 475-515 Analyzing the topography of financial regulation
by Vighneswara Swamy
August 2017, Volume 9, Issue 3
- 242-259 Economic policy uncertainty, market returns and expected return predictability
by Frederick A. Adjei & Mavis Adjei - 260-267 Establishing credible rules for Fed emergency lending
by Charles W. Calomiris & Douglas Holtz-Eakin & R. Glenn Hubbard & Allan H. Meltzer & Hal S. Scott - 268-283 Real earnings management or “just business”
by Angel Arturo Pacheco Paredes & Clark Wheatley - 284-301 Do financial crises discipline future credit growth?
by Puspa Amri & Eric M.P. Chiu & Greg Richey & Thomas D. Willett - 302-323 Impact of non-performing loans on US product and labor markets
by Amit Ghosh - 324-337 Recent evidence on political brinkmanship and Treasury yields
by Srinivas Nippani & Dror Parnes - 338-352 Expectations, uncertainty and risk premium
by Rexford Abaidoo
May 2017, Volume 9, Issue 02
- 122-139 Currency demand stability in the presence of seasonality and endogenous financial innovation
by Sunny Kumar Singh - 140-155 Political stability and FDI in the most competitive Asia Pacific countries
by Mamunur Rashid & Xuan Hui Looi & Shao Jye Wong - 156-173 Why RMB should be more flexible
by Yoke Yue Kan - 174-197 Market linkages and conditional correlation between the stock markets of South and Central America
by Ajaya Kumar Panda & Swagatika Nanda - 198-208 Impact of federal budget deficits on theex antereal interest rate yield on Moody’s Baa-rated long-term corporate bonds, 1960-2015
by Don Capener & Richard Cebula & Fabrizio Rossi - 209-224 Growth-enhancing economic freedom
by Sriparna Ghosh & Bryan C. McCannon - 225-239 The optimal LTV-ratio, mortgage market variability and monetary policy regimes
by Trond Arne Borgersen
April 2017, Volume 9, Issue 1
- 2-19 Stock prices, exchange rate and interest rate: evidence beyond symmetry
by Taufeeq Ajaz & Md Zulquar Nain & Bandi Kamaiah & Naresh Kumar Sharma - 20-33 Savings-investment-financial development trilogy: evidence from SSA
by Ibrahim D. Raheem & Mutiu Abimbola Oyinlola - 34-49 The macroeconomic effects of fiscal consolidation policies in Greece
by Stephanos Papadamou & Trifon Tzivinikos - 50-69 Does public investment crowd-out private investment in India
by Shanmugam Muthu - 70-85 A note on money creation in emerging market economies
by Alexey Ponomarenko - 86-108 Pension accounting reform and future cash flow predictability
by Michael T. Dugan & Elizabeth H. Turner & Clark M. Wheatley - 109-118 Discretionary provisioning practices among Western European banks
by Peterson K. Ozili
November 2016, Volume 8, Issue 4
- 426-442 Macroeconomic uncertainty and “global” economic performance
by Rexford Abaidoo & Florence Ellis - 443-457 Exchange rate interest rate linkages in India: an empirical investigation
by Shruti Shastri & Swati Shastri - 458-471 A century of macro-financial linkages
by Kim Abildgren - 472-498 Securitization and financial markets: the implications for interest rate pass-through
by Mari L. Robertson - 499-513 Does democratic transition spur financial development?
by Wafa Ghardallou - 514-531 US banks’ international balance sheet linkages: a data survey
by Carmela D’Avino - 532-539 Beggaring thy neighbor at the state and local level
by Ryan H. Murphy
August 2016, Volume 8, Issue 3
- 282-297 Ownership, risk-taking and performance of banks in emerging economies
by Faizul Haque & Rehnuma Shahid - 298-315 Bank leverage and stock liquidity: evidence from BRICS countries
by Muhammad Umar & Gang Sun - 316-347 US bank failure and bailout during the financial crisis
by Wenling Lu & David A. Whidbee - 348-363 Exchange rate risks in a small open economy
by Chikafumi Nakamura - 364-376 New evidence on the impact of economic conditions and banking legislation on the bank failure rate in the US, 1970 to 2014
by Richard J. Cebula & Wendy Gillis & S. Cathy McCrary & Don Capener - 377-395 Inflation expectations, economic policy ambiguity and micro-level consumer behavior
by Rexford Abaidoo - 396-422 Institutions, capital control, and liquidity creation
by Babu G. Baradwaj & Yingying Shao & Michaël Dewally
May 2016, Volume 8, Issue 2
- 142-162 Management of pension discount rate and financial health
by Paula Diane Parker & Nancy J. Swanson & Michael T. Dugan - 163-182 An empirical analysis of bank concentration and monetary policy effectiveness
by Sean Severe - 183-211 Foreign aid via 3-Party Covenant Financings of capital-intensive infrastructure
by Paul Simshauser & Leonard Smith & Patrick Whish-Wilson & Tim Nelson - 212-227 Financial exclusion and financial capabilities in Canada
by Laura Lamb - 228-247 Pretrade and risk-based clearing
by William E. Balson & Gordon Rausser - 248-267 Crisis facilitates policy change, not liberalization
by Marshall L. Stocker - 268-280 A financial framework for understanding macroeconomic cycles
by Peter Lewin & Nicolas Cachanosky
April 2016, Volume 8, Issue 1
- 2-12 Financial market determinants of the real cost of funds to public corporations in the US
by Richard J. Cebula & Fabrizio Rossi & Fiorentina Dajci & Maggie Foley - 13-36 Nexus between financial inclusion and economic growth
by Dipasha Sharma - 37-63 Do real estate loans reflect regional banking and economic conditions?
by Amit Ghosh - 64-79 Oil price uncertainty and equity returns
by Aktham Maghyereh & Basel Awartani - 80-94 IAS 39, income smoothing, and pro-cyclicality: evidence from Hong Kong banks
by Azira Abdul Adzis & David W.L. Tripe & Paul Dunmore - 95-119 The relationship between competition and risk-taking behaviour of Indian banks
by Sanjukta Sarkar & Rudra Sensarma - 120-138 The impact of financial reforms on bank’s interest margins: a panel data analysis
by Syed Faizan Iftikhar
November 2015, Volume 7, Issue 4
- 290-300 The sensitivity of payouts to corporate financing decisions
by Edward C. Hoang & Indrit Hoxha - 301-326 Macroeconomic fundamentals and dynamics of the Indian rupee-dollar exchange rate
by Chandan Sharma & Rajat Setia - 327-353 Financial and economic stability as ‘two sides of a coin’
by Muhammad Ali Nasir & Mushtaq Ahmad & Ferhan Ahmad & Junjie Wu - 354-365 Was there a regulatory approval market for mortgages?
by Peggy Crawford & Joetta Forsyth - 366-376 Country risk, stock prices, and the exchange rate of the renminbi
by Muhammad Umar & Gang Sun - 377-400 Banks under X-rays: business model choices and trading
by Francesca Campolongo & Jessica Cariboni & Nathalie Ndacyayisenga & Andrea Pagano - 401-420 Regulatory capital and its effect on credit growth, non-performing loans and bank efficiency
by Eric Osei-Assibey & Joseph Kwadwo Asenso - 421-445 China’s shadow banking sector: beneficial or harmful to economic growth?
by James R. Barth & Tong Li & Wen Shi & Pei Xu - 446-476 Determinants of systemically important banks: the case of Europe
by Jacob Kleinow & Tobias Nell
August 2015, Volume 7, Issue 3
- 190-206 Portfolio investment outflow and the complementary role of direct investment
by Abdullah Noman & Mohammad Nakibur Rahman & Atsuyuki Naka - 207-220 Capital buffers based on banks’ domestic systemic importance: selected issues
by Michal Skorepa & Jakub Seidler - 221-232 Thinking afresh about central bank’s interest rate policy
by Gurbachan Singh - 233-250 Corporate governance and equity finance: an emerging economy perspective
by Faizul Haque - 251-274 Banking union in a single currency area: evidence on financial fragmentation
by Diego Valiante - 275-288 Do bank regulation and supervision matter?
by Kangbok Lee & Wenling Lu
May 2015, Volume 7, Issue 2
- 90-103 Forecasting of housing stock returns and housing prices
by Ling T. He - 104-121 Integration between East and Southeast Asian equity markets
by Nuruzzaman Arsyad - 122-139 The investigation of destabilization effect in India’s agriculture commodity futures market
by Wasim Ahmad & Sanjay Sehgal - 140-156 Regulatory capital and risk of Indian banks: a simultaneous equation approach
by Santi Gopal Maji & Utpal Kumar De - 157-179 Corporate governance and transparency: evidence from stock return synchronicity
by Matthew Ntow-Gyamfi & Godfred Alufar Bokpin & Albert Gemegah - 180-188 An additional analysis on operating leverage estimation methods
by Steven Stelk & Sang Hyun Park & Michael T Dugan
April 2015, Volume 7, Issue 1
- 8-28 Regulatory change in Australia and New Zealand following the global financial crisis
by Christine Ann Brown & Kevin Davis & David Mayes - 29-50 Regulatory response to the financial crisis in Europe: recent developments (2010-2013)
by Santiago Carbó-Valverde & Harald A. Benink & Tom Berglund & Clas Wihlborg - 51-67 Japan’s financial regulatory responses to the global financial crisis
by Kimie Harada & Takeo Hoshi & Masami Imai & Satoshi Koibuchi & Ayako Yasuda - 68-88 Playing for time: the Fed’s attempt to mange the crisis as a liquidity problem
by Robert A. Eisenbeis & Richard J. Herring
October 2014, Volume 6, Issue 4
- 314-330 The response of macroeconomic aggregates to monetary policy shocks in Pakistan
by Abdul Rashid & Zainab Jehan - 331-341 Market vs. administered Federal Reserve policy rates
by David Walker - 342-361 Stock markets and the costs of banking crises
by Tess DeLean & Joseph P. Joyce - 362-375 Trade Openness, Financial Development Index and Economic Growth
by Dogga Satyanarayana Murthy & Suresh Kumar Patra & Amaresh Samantaraya - 376-390 Derivative financial instruments, tax aggressiveness and firm market value
by Tao Zeng
July 2014, Volume 6, Issue 3
- 198-211 Shadow banking in China: expanding scale, evolving structure
by Tong Li - 212-225 Assessing sovereign risk: the case of rich countries
by Norbert Gaillard - 226-243 Do volume and open interest explain volatility?
by Debasish Maitra - 244-269 Banking regulation and supervision: can it enhance stability in Europe?
by Faten Ben Bouheni - 270-310 Do banks propagate debt market shocks?
by Galina Hale & João A.C. Santos
May 2014, Volume 6, Issue 2
- 98-111 Depositor discipline and the bank ' s incentive to monitor
by Michael F. Ferguson & Bradley A. Stevenson - 112-132 Bank-based financial development and economic growth
by Sheilla Nyasha & Nicholas M Odhiambo - 133-151 Bank branch location and stability during distress
by Jill M. Hendrickson & Mark W. Nichols & Daniel R. Fairchild - 152-178 What is normal profit for power generation?
by Paul Simshauser & Jude Ariyaratnam - 179-196 Canonical correlation analysis
by Peter Mazuruse
April 2014, Volume 6, Issue 1
- 2-24 Externalities among creditors and personal bankruptcy
by Amanda E. Dawsey - 25-45 Testing the interrelatedness of banking stability measures
by Vighneswara Swamy - 46-63 A time-varying approach to analysing fiscal policy and asset prices in South Africa
by Rangan Gupta & Charl Jooste & Kanyane Matlou - 64-77 The persistent effect of banking crises on investment and the role of financial markets
by Felix Rioja & Fernando Rios-Avila & Neven Valev - 78-92 The search for an optimal RBC regulatory system
by Dror Parnes
November 2013, Volume 5, Issue 4
- 339-360 Bank business models, capital rules and structural separation policies
by Adrian Blundell-Wignall & Caroline Roulet - 361-387 Living wills and cross-border resolution of systemically important banks
by Jacopo Carmassi & Richard John Herring - 388-404 Achieving plausible separability for the resolution of cross-border banks
by David Mayes - 405-412 Optimal jurisdiction of financial supervision
by Tom Patrik Berglund - 413-418 Resolving Europe's banking crisis through market discipline: a note
by Harald A. Benink
July 2013, Volume 5, Issue 3
- 256-271 Bank risks, capital and loan supply: evidence from Sierra Leone
by Eric Osei‐Assibey & Baimba Augustine Bockarie - 272-280 Perspectives on “marginal crisis risk” and “leaning against the wind” from the capital structure of housing investments
by Trond Arne Borgersen - 281-299 Bank structure and failure during the financial crisis
by Wenling Lu & David A. Whidbee - 300-312 Knowledge and the political economy of TARP
by Michael E.S. Hoffman - 313-328 Are a culture of trust and morality associated with paying and repaying behavior?
by Timo Tammi
May 2013, Volume 5, Issue 2
- 92-110 Short‐sell moratorium effects on regional bank performance
by Michael Devaney & William L. Weber - 111-219 Bank regulation and supervision in 180 countries from 1999 to 2011
by James R. Barth & Gerard Caprio & Ross Levine - 220-237 Dynamic interdependence between US and Asian markets: an empirical study
by Sowmya Dhanaraj & Arun Kumar Gopalaswamy & Suresh Babu M - 238-250 Exchange rate flexibility in Latin America
by Amit Ghosh
April 2013, Volume 5, Issue 1
- 4-19 Financial inclusion and its determinants: evidence from India
by Nitin Kumar - 20-38 Real and monetary policy convergence: EMU crisis to the CFA zone
by Simplice A. Asongu - 39-60 Fighting consumer price inflation in Africa
by Simplice A. Asongu - 61-71 Contagion channels of the USA subprime financial crisis
by Dimitrios Dimitriou & Theodore Simos - 72-85 Economic freedom, the cost of public borrowing, and state bond ratings
by Peter T. Calcagno & Justin D. Benefield
November 2012, Volume 4, Issue 4
- 292-304 Microfinance institution costs: effects of gender, subsidies and technology
by Steven B. Caudill & Daniel M. Gropper & Valentina Hartarska - 305-319 Linkages between Thai stock and foreign exchange markets under the floating regime
by Komain Jiranyakul - 320-339 Government intervention in Russian bourse: a case of financial contagion
by Salman Khan & Pierre Batteau - 340-353 The 2011 Japanese earthquake, tsunami and nuclear crisis
by Simplice A. Asongu - 354-365 External economies in banking
by Sherrill Shaffer
July 2012, Volume 4, Issue 3
- 204-217 Efficacy of the 1992 Small Business Incentive Act
by James C. Brau & J. Troy Carpenter - 218-231 Measuring monetary conditions in a small open economy: the case of Malaysia
by Muhamed Zulkhibri Abdul Majid - 232-246 Degree of openness and inflation targeting policy: model of a small open economy
by Jihene Bousrih - 247-269 Threshold effects and inflation persistence in South Africa
by Andrew Phiri - 270-286 US banks' capitalization speed‐of‐adjustment: a microeconometric approach
by Konstantinos Drakos
May 2012, Volume 4, Issue 2
- 104-127 The second‐round effects of carbon taxes on power project finance
by Paul Simshauser & Tim Nelson - 128-145 Measuring macroeconomic and financial market interdependence: a critical survey
by Linyue Li & Nan Zhang & Thomas D. Willett - 146-159 Feasibility of inflation targeting in an emerging market: evidence from Kenya
by Roseline Nyakerario Misati & Esman Morekwa Nyamongo & Lucas Kamau Njoroge & Sheila Kaminchia - 160-197 Global financial system reform: the Dodd‐Frank Act and the G20 agenda
by Daniel E. Nolle
April 2012, Volume 4, Issue 1
- 4-24 Delivering economic stimulus, addressing rising public debt and avoiding inflation
by Richard Wood - 25-40 Inflation targeting and inflation management in Ghana
by Anthony Kyereboah‐Coleman - 41-57 The role of defective mental models in generating the global financial crisis
by Thomas D. Willett - 58-75 Measures of financial openness and interdependence
by William R. Clark & Mark Hallerberg & Manfred Keil & Thomas D. Willett - 76-97 The eurozone financial crisis: role of interdependencies between bank and sovereign risk
by James R. Barth & Apanard (Penny) Prabha & Greg Yun
November 2011, Volume 3, Issue 4
- 288-303 Classifying international aspects of currency regimes
by Thomas Willett & Eric M.P. Chiu & Sirathorn (B.J.) Dechsakulthorn & Ramya Ghosh & Bernard Kibesse & Kenneth Kim & Jeff (Yongbok) Kim & Alice Ouyang