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Payment Mechanisms and Antipoverty Programs: Evidence from a Mobile Money Cash Transfer Experiment in Niger

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  1. Lehmann, M. Christian & Matarazzo, Hellen, 2019. "Voters’ response to in-kind transfers: Quasi-experimental evidence from prescription drug cost-sharing in Brazil," Economics Letters, Elsevier, vol. 184(C).
  2. World Bank [WB], 2018. "The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution," Working Papers id:12735, eSocialSciences.
  3. Patrick-Hervé Mbouombouo Mfossa, 2022. "Mobile money-driven financial inclusion, exposure to shocks and households' financial resilience strategies adoption process: Evidence from Cameroon [Inclusion financière via le mobile money, expos," Working Papers hal-03614064, HAL.
  4. Qiu, Christina M., 2022. "Regionalized liquidity: A cross-country analysis of mobile money deployment and inflation in developing economies," World Development, Elsevier, vol. 152(C).
  5. Waqar Younas & K. Ramanathan Kalimuthu, 2021. "Telecom microfinance banking versus commercial banking: a battle in the financial services sector," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 26(2), pages 67-80, June.
  6. Abdinur Ali Mohamed & Fartun Ahmed Sheikh Mohamud, 2024. "The power of financial innovation in neutralizing carbon emissions: the case of mobile money in Somalia," Environment, Development and Sustainability: A Multidisciplinary Approach to the Theory and Practice of Sustainable Development, Springer, vol. 26(9), pages 23151-23174, September.
  7. Grohmann, Antonia & Klühs, Theres & Menkhoff, Lukas, 2018. "Does financial literacy improve financial inclusion? Cross country evidence," EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics, vol. 111, pages 84-96.
  8. Abate, Gashaw T. & Dereje, Mekdim & Hirvonen, Kalle & Minten, Bart, 2020. "Geography of public service delivery in rural Ethiopia," World Development, Elsevier, vol. 136(C).
  9. Sudhanshu Handa & Silvio Daidone & Amber Peterman & Benjamin Davis & Audrey Pereira & Tia Palermo & Jennifer Yablonski, 2018. "Myth-Busting? Confronting Six Common Perceptions about Unconditional Cash Transfers as a Poverty Reduction Strategy in Africa," The World Bank Research Observer, World Bank, vol. 33(2), pages 259-298.
  10. Pierre Bachas & Paul Gertler & Sean Higgins & Enrique Seira, 2021. "How Debit Cards Enable the Poor to Save More," Journal of Finance, American Finance Association, vol. 76(4), pages 1913-1957, August.
  11. Song, Yunxing & Gong, Yuanyuan & Song, Yan & Chen, Xiaohui, 2024. "Exploring the impact of digital inclusive finance on consumption volatility: Insights from household entrepreneurship and income volatility," Technological Forecasting and Social Change, Elsevier, vol. 200(C).
  12. Yue Wang & Feilong Weng & Xuexi Huo, 2023. "Can Digital Finance Promote Professional Farmers’ Income Growth in China?—An Examination Based on the Perspective of Income Structure," Agriculture, MDPI, vol. 13(5), pages 1-22, May.
  13. Lashitew, Addisu A. & van Tulder, Rob & Liasse, Yann, 2019. "Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?," Research Policy, Elsevier, vol. 48(5), pages 1201-1215.
  14. Chandio, Abbas Ali & Ozdemir, Dicle & Gokmenoglu, Korhan K. & Usman, Muhammad & Jiang, Yuansheng, 2024. "Digital agriculture for sustainable development in China: The promise of computerization," Technology in Society, Elsevier, vol. 76(C).
  15. Mohammed Hersi Warsame & Yousif Abdelbagi Abdalla, 2024. "Impact of mobile financial services on financial inclusion: empirical insights from Kenya," International Review of Economics, Springer;Happiness Economics and Interpersonal Relations (HEIRS), vol. 71(3), pages 633-666, September.
  16. McCarthy, Aine Seitz & Krause, Brooke, 2024. "Age and Agency: Evidence from a Women’s Empowerment Program in Tanzania," World Development, Elsevier, vol. 178(C).
  17. Kass-Hanna, Josephine & Lyons, Angela C. & Liu, Fan, 2022. "Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa," Emerging Markets Review, Elsevier, vol. 51(PA).
  18. Yoko Kijima, 2022. "Effect of Nigeria’s e-voucher input subsidy program on fertilizer use, rice production, and household income," Food Security: The Science, Sociology and Economics of Food Production and Access to Food, Springer;The International Society for Plant Pathology, vol. 14(4), pages 919-935, August.
  19. Patrick-Hervé Mbouombouo Mfossa, 2019. "Mobile Money-Driven Financial Inclusion and Financial Resilience in Sub-Saharan Africa: Insights from Cameroon [L’inclusion financière via le mobile money et résilience financière en Afrique Subsah," Post-Print hal-03622403, HAL.
  20. Djahini-Afawoubo, Dossè Mawussi & Couchoro, Mawuli Kodjovi & Atchi, Fambari Kokou, 2023. "Does mobile money contribute to reducing multidimensional poverty?," Technological Forecasting and Social Change, Elsevier, vol. 187(C).
  21. Patrick Rehill & Nicholas Biddle, 2023. "Fairness Implications of Heterogeneous Treatment Effect Estimation with Machine Learning Methods in Policy-making," Papers 2309.00805, arXiv.org.
  22. Premand, Patrick & Stoeffler, Quentin, 2022. "Cash transfers, climatic shocks and resilience in the Sahel," Journal of Environmental Economics and Management, Elsevier, vol. 116(C).
  23. Verónica Amarante & Martín Lavalleja & Luana Méndez, 2023. "Tarjeta Uruguay Social: diseño, implementación y posibles efectos," Documentos de Trabajo (working papers) 23-11, Instituto de Economía - IECON.
  24. Quattrochi, John & Aker, Jenny & van der Windt, Peter Cornelis & Voors, Maarten, 2020. "Field Experiments and Humanitarian Assistance," SocArXiv px75z, Center for Open Science.
  25. Emma Riley, 2024. "Resisting Social Pressure in the Household Using Mobile Money: Experimental Evidence on Microenterprise Investment in Uganda," American Economic Review, American Economic Association, vol. 114(5), pages 1415-1447, May.
  26. Hernández Romero, Karla & Vera-Cossio, Diego A. & Hoffmann, Bridget & Pecha, Camilo, 2024. "The Promises of Digital Bank Accounts for Low-income Individuals," IDB Publications (Working Papers) 13379, Inter-American Development Bank.
  27. Denise Hörner & Adrien Bouguen & Markus Frölich & Meike Wollni, 2022. "Knowledge and Adoption of Complex Agricultural Technologies: Evidence from an Extension Experiment," The World Bank Economic Review, World Bank, vol. 36(1), pages 68-90.
  28. Simplice A. Asongu & Emeride F. Kayo & Vanessa S. Tchamyou & Therese E. Zogo, 2024. "Banking concentration, information sharing and women's political empowerment in developing countries," Working Papers 24/028, European Xtramile Centre of African Studies (EXCAS).
  29. Favourate Y. Mpofu, 2024. "Industry 4.0 in Finance, Digital Financial Services and Digital Financial Inclusion in Developing Countries: Opportunities, Challenges, and Possible Policy Responses," International Journal of Economics and Financial Issues, Econjournals, vol. 14(2), pages 120-135, March.
  30. Ummahani Akter & S. M. Rakibul Anwar & Riduanul Mustafa & Zulfiqure Ali, 2021. "Revisiting the Impact of Mobile Banking in Financial Inclusion Among the Developing Countries," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 12(2), pages 62-74, April.
  31. Abhipsa Pal & Rahul De’ & Tejaswini Herath, 2020. "The Role of Mobile Payment Technology in Sustainable and Human-Centric Development: Evidence from the Post-Demonetization Period in India," Information Systems Frontiers, Springer, vol. 22(3), pages 607-631, June.
  32. Abhijit Banerjee & Claudia Martinez A. & Esteban Puentes, 2023. "The Impact of Subsidy Delivery Method on Savings Behavior: Experimental Evidence," Working Papers wp548, University of Chile, Department of Economics.
  33. Luc Jacolin & Joseph Keneck Massil & Alphonse Noah, 2021. "Informal sector and mobile financial services in emerging and developing countries: Does financial innovation matter?," The World Economy, Wiley Blackwell, vol. 44(9), pages 2703-2737, September.
  34. Galiani, Sebastian & Gertler, Paul & Navajas-Ahumada, Camila, 2022. "Trust and saving in financial institutions by the poor," Journal of Development Economics, Elsevier, vol. 159(C).
  35. Noam Angrist & Peter Bergman & Moitshepi Matsheng, 2022. "Experimental evidence on learning using low-tech when school is out," Nature Human Behaviour, Nature, vol. 6(7), pages 941-950, July.
  36. Quattrochi, John & Aker, Jenny C. & van der Windt, Peter & Voors, Maarten, 2020. "Contributions of experimental approaches to development and poverty alleviation: Field experiments and humanitarian assistance," World Development, Elsevier, vol. 127(C).
  37. Michael Callen & Miguel Fajardo-Steinhauser & Michael G. Findley & Tarek Ghani, 2023. "Can Digital Aid Deliver During Humanitarian Crises?," Papers 2312.13432, arXiv.org, revised Oct 2024.
  38. Ky, Serge Stéphane & Rugemintwari, Clovis & Sauviat, Alain, 2021. "Friends or Foes? Mobile money interaction with formal and informal finance," Telecommunications Policy, Elsevier, vol. 45(1).
  39. Sayantan Ghosal & Smarajit Jana & Anandi Mani & Sandip Mitra & Sanchari Roy, 2022. "Sex Workers, Stigma, and Self-Image: Evidence from Kolkata Brothels," The Review of Economics and Statistics, MIT Press, vol. 104(3), pages 431-448, May.
  40. Jianmei Zhao & Lele Zhao, 2022. "Mobile payment adoption and the decline in China’s household savings rate," Empirical Economics, Springer, vol. 63(5), pages 2513-2537, November.
  41. Mohd Afjal, 2023. "Bridging the financial divide: a bibliometric analysis on the role of digital financial services within FinTech in enhancing financial inclusion and economic development," Palgrave Communications, Palgrave Macmillan, vol. 10(1), pages 1-27, December.
  42. Orkun Saka & Barry Eichengreen & Cevat Giray Aksoy, 2022. "Epidemic Exposure, Financial Technology, and the Digital Divide," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 54(7), pages 1913-1940, October.
  43. Náñez Alonso, Sergio Luis & Echarte Fernández, Miguel Ángel & Kolegowicz, Konrad & Sanz-Bas, David & Jorge-Vázquez, Javier, 2023. "¿Qué impulsa la adopción de CBDC o bitcoin? Evidencia derivada de la experiencia del Caribe, Centroamérica y Sudamérica," Ensayos de Economía 21224, Universidad Nacional de Colombia Sede Medellín.
  44. Erica Field & Rohini Pande & Natalia Rigol & Simone Schaner & Charity Troyer Moore, 2021. "On Her Own Account: How Strengthening Women's Financial Control Impacts Labor Supply and Gender Norms," American Economic Review, American Economic Association, vol. 111(7), pages 2342-2375, July.
  45. Orkun Saka & Barry Eichengreen & Cevat Giray Aksoy, 2021. "Epidemic Exposure, Fintech Adoption, and the Digital Divide," CESifo Working Paper Series 9173, CESifo.
  46. Jenny Aker & David A Carroll, 2022. "The State of Digital Financial Services in Francophone West Africa," Working Papers hal-03642499, HAL.
  47. Ding, Yawen & Wang, Xiaobing & de Brauw, Alan & Qiu, Huanguang, 2024. "Catch up with my husband as I can: Women’s decision-making power consequences of China’s poverty alleviation relocation program," World Development, Elsevier, vol. 173(C).
  48. Askar Ismailov & Albert Benson Kimaro & Hisahiro Naito, 2019. "The Effect of Mobile Money Usage on Borrowing, Saving, and Receiving Remittances: Evidence from Tanzania," Tsukuba Economics Working Papers 2019-002, Faculty of Humanities and Social Sciences, University of Tsukuba.
  49. Naito, Hisahiro & Ismailov, Askar & Kimaro, Albert Benson, 2021. "The effect of mobile money on borrowing and saving: Evidence from Tanzania," World Development Perspectives, Elsevier, vol. 23(C).
  50. Apeti, Ablam Estel, 2023. "Household welfare in the digital age: Assessing the effect of mobile money on household consumption volatility in developing countries," World Development, Elsevier, vol. 161(C).
  51. Ding, Yawen & Wang, Xiaobing & Qiu, Huanguang, 2022. "Gift of relocation: Women’s decision making power consequences of China’s poverty alleviation relocation program," 2022 Annual Meeting, July 31-August 2, Anaheim, California 322535, Agricultural and Applied Economics Association.
  52. Yiping Huang & Xue Wang & Xun Wang, 2020. "Mobile Payment in China: Practice and Its Effects," Asian Economic Papers, MIT Press, vol. 19(3), pages 1-18, Fall.
  53. Martin C. Parlasca, 2021. "A vital technology: Review of the literature on mobile phone use among pastoralists," Journal of International Development, John Wiley & Sons, Ltd., vol. 33(4), pages 780-799, May.
  54. Bonilla-Mejía, Leonardo & Bottan, Nicolas L. & Ham, Andrés, 2019. "Information policies and higher education choices experimental evidence from Colombia," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 83(C).
  55. Sorgner, Alina & Bode, Eckhardt & Krieger-Boden, Christiane & Aneja, Urvashi & Coleman, Susan & Mishra, Vidisha & Robb, Alicia M., 2017. "The effects of digitalization on gender equaliy in the G20 economies: Women20 study," Kiel E-Books, Kiel Institute for the World Economy (IfW Kiel), number 170571.
  56. Jose Cuesta & Michael Danquah, 2022. "Urban cash transfers and poverty in Ghana," Review of Development Economics, Wiley Blackwell, vol. 26(1), pages 133-155, February.
  57. Unnikrishnan, Vidhya & Pinet, Melanie & Marc, Lukasz & Boateng, Nathaniel Amoh & Boateng, Ethel Seiwaa & Pasanen, Tiina & Atta-Mensah, Maya & Bridonneau, Sophie, 2022. "Impact of an integrated youth skill training program on youth livelihoods: A case study of cocoa belt region in Ghana," World Development, Elsevier, vol. 151(C).
  58. Elinor Benami & Michael R. Carter, 2021. "Can digital technologies reshape rural microfinance? Implications for savings, credit, & insurance," Applied Economic Perspectives and Policy, John Wiley & Sons, vol. 43(4), pages 1196-1220, December.
  59. Blumenstock, Joshua & Callen, Michael & Faikina, Anastasiia & Fiorin, Stefano & Ghani, Tarek, 2023. "Strengthening Fragile States: Evidence from Mobile Salary Payments in Afghanistan," CEPR Discussion Papers 18254, C.E.P.R. Discussion Papers.
  60. Naito, Hisahiro & Yamamoto, Shinnosuke, 2022. "Is better access to mobile networks associated with increased mobile money adoption? Evidence from the micro-data of six developing countries," Telecommunications Policy, Elsevier, vol. 46(6).
  61. Joshua Blumenstock & Michael Callen & Tarek Ghani, 2018. "Why Do Defaults Affect Behavior? Experimental Evidence from Afghanistan," American Economic Review, American Economic Association, vol. 108(10), pages 2868-2901, October.
  62. Seng, Kimty, 2021. "The mobile money’s poverty-reducing promise: Evidence from Cambodia," World Development Perspectives, Elsevier, vol. 22(C).
  63. Weisong Qiu & Tieqi Wu & Peng Xue, 2022. "Can Mobile Payment Increase Household Income and Mitigate the Lower Income Condition Caused by Health Risks? Evidence from Rural China," IJERPH, MDPI, vol. 19(18), pages 1-15, September.
  64. Ajide, Folorunsho M. & Sakariyahu, Rilwan & Lawal, Rodiat & Etudaiye-Muhtar, Oyebola Fatima & Johan, Sofia, 2023. "Mobile money innovation and global value chain participation: Evidence from developing countries," Finance Research Letters, Elsevier, vol. 58(PD).
  65. Geng, Xin & Ide, Vera & Janssens, Wendy & Kramer, Berber & van der List, Marijn, 2017. "Health insurance, a friend in need? Evidence from financial and health diaries in Kenya," IFPRI discussion papers 1664, International Food Policy Research Institute (IFPRI).
  66. Blumenstock, Joshua & Callen, Mike & Ghani, Tarek & Gonzalez, Robert, 2024. "Violence and financial decisions: evidence from mobile money in Afghanistan," LSE Research Online Documents on Economics 117303, London School of Economics and Political Science, LSE Library.
  67. Stefanija Veljanoska, 2022. "Do Remittances Promote Fertilizer Use? The Case of Ugandan Farmers," American Journal of Agricultural Economics, John Wiley & Sons, vol. 104(1), pages 273-293, January.
  68. Premand, Patrick & Barry, Oumar, 2022. "Behavioral change promotion, cash transfers and early childhood development: Experimental evidence from a government program in a low-income setting," Journal of Development Economics, Elsevier, vol. 158(C).
  69. Lotus McDougal & Jeni Klugman & Nabamallika Dehingia & Amruta Trivedi & Anita Raj, 2019. "Financial inclusion and intimate partner violence: What does the evidence suggest?," PLOS ONE, Public Library of Science, vol. 14(10), pages 1-16, October.
  70. Jessica B. Hoel & Prachi Jain & Bridget Galaty, 2022. "JUST VENMO ME: Does form of payment affect risk taking and intertemporal choice?," Journal of the Economic Science Association, Springer;Economic Science Association, vol. 8(1), pages 16-33, December.
  71. Catia Batista & Pedro C. Vicente, 2018. "Is mobile money changing rural Africa? Evidence from a field experiment," NOVAFRICA Working Paper Series wp1805, Universidade Nova de Lisboa, Nova School of Business and Economics, NOVAFRICA.
  72. Chloe Allison & Neryvia Pillay, 2024. "Cash transfers and prices what is the impact of social welfare on prices," Working Papers 11057, South African Reserve Bank.
  73. Gupta, Suraksha & Kanungo, Rama Prasad, 2022. "Financial inclusion through digitalisation: Economic viability for the bottom of the pyramid (BOP) segment," Journal of Business Research, Elsevier, vol. 148(C), pages 262-276.
  74. Mohamed, Abdinur Ali, 2023. "The influence of the mobile money payment on the performance of small and medium enterprises in Somalia," Technological Forecasting and Social Change, Elsevier, vol. 196(C).
  75. Chris Heaton & Asma Kashif & Pundarik Mukhopadhaya, 2024. "Unconditional cash transfer programs and women’s empowerment: evidence from Pakistan," Empirical Economics, Springer, vol. 67(6), pages 2865-2892, December.
  76. Okunogbe,Oyebola Motunrayo & Santoro,Fabrizio, 2021. "The Promise and Limitations of Information Technology for Tax Mobilization," Policy Research Working Paper Series 9848, The World Bank.
  77. Raksmey, Uch & Lin, Ching-Yang & Kakinaka, Makoto, 2022. "Macroprudential regulation and financial inclusion: Any difference between developed and developing countries?," Research in International Business and Finance, Elsevier, vol. 63(C).
  78. Batista, Catia & Vicente, Pedro C., 2020. "Improving access to savings through mobile money: Experimental evidence from African smallholder farmers," World Development, Elsevier, vol. 129(C).
  79. Craig McIntosh & Andrew Zeitlin, 2021. "Cash versus Kind: Benchmarking a Child Nutrition Program against Unconditional Cash Transfers in Rwanda," Papers 2106.00213, arXiv.org.
  80. Ruzita Abdul-Rahim & Siti Aisah Bohari & Aini Aman & Zainudin Awang, 2022. "Benefit–Risk Perceptions of FinTech Adoption for Sustainability from Bank Consumers’ Perspective: The Moderating Role of Fear of COVID-19," Sustainability, MDPI, vol. 14(14), pages 1-24, July.
  81. repec:zbw:bofitp:2021_013 is not listed on IDEAS
  82. Fatma Mabrouk & Jihen Bousrih & Manal Elhaj & Jawaher Binsuwadan & Hind Alofaysan, 2023. "Empowering Women through Digital Financial Inclusion: Comparative Study before and after COVID-19," Sustainability, MDPI, vol. 15(12), pages 1-17, June.
  83. Luc Jacolin & Massil Keneck & Alphonse Noah, 2019. "Informal Sector and Mobile Financial Services in Developing Countries: Does Financial Innovation Matter?," Working papers 721, Banque de France.
  84. Li, Jingping & Zheng, Jin Di, 2023. "Pro-social preferences and risk aversion with different payment methods: Evidence from the laboratory," International Review of Economics & Finance, Elsevier, vol. 87(C), pages 324-337.
  85. Rodriguez Castelan,Carlos & Lach,Samantha & Masaki,Takaaki & Granguillhome Ochoa,Rogelio, 2021. "How Do Digital Technologies Affect Household Welfare in Developing Countries ? Evidence from Senegal," Policy Research Working Paper Series 9576, The World Bank.
  86. Kosec, Katrina & Wantchekon, Leonard, 2020. "Can information improve rural governance and service delivery?," World Development, Elsevier, vol. 125(C).
  87. A. T. M. Hasibul Islam & Syed Abul Basher & A. K. Enamul Haque, 2022. "The impact of mobile money on long-term poverty: evidence from Bangladesh," Journal of Social and Economic Development, Springer;Institute for Social and Economic Change, vol. 24(2), pages 436-455, December.
  88. François Seck Fall & Luis Orozco & Al‐Mouksit Akim, 2020. "Adoption and use of mobile banking by low‐income individuals in Senegal," Review of Development Economics, Wiley Blackwell, vol. 24(2), pages 569-588, May.
  89. Camacho, Luis A. & Kreibaum, Merle, 2017. "Cash transfers, food security and resilience in fragile contexts: general evidence and the German experience," IDOS Discussion Papers 9/2017, German Institute of Development and Sustainability (IDOS).
  90. Elisabetta Aurino & Sara Giunti, 2022. "Social Protection for Child Development in Crisis: A Review of Evidence and Knowledge Gaps [School Feeding Reduces Anemia Prevalence in Adolescent Girls and Other Vulnerable Household Members in a ," The World Bank Research Observer, World Bank, vol. 37(2), pages 229-263.
  91. Grépin, Karen A. & Habyarimana, James & Jack, William, 2019. "Cash on delivery: Results of a randomized experiment to promote maternal health care in Kenya," Journal of Health Economics, Elsevier, vol. 65(C), pages 15-30.
  92. Ablam Estel Apeti, 2022. "Household welfare in the digital age: Assessing the effect of mobile money on household consumption volatility in developing countries," Post-Print hal-03819779, HAL.
  93. Hisahiro Naito & Shinnosuke Yamamoto, 2022. "Is Better Access to Mobile Networks Associated with Increased Mobile Money Adoption? Evidence from the Micro-data of Six Developing Countries," Tsukuba Economics Working Papers 2022-001, Faculty of Humanities and Social Sciences, University of Tsukuba.
  94. Asli Demirguc-Kunt & Dorothe Singer & Leora Klapper & Saniya Ansar & Jake Hess, 2018. "Global Findex Database 2017 [La base de datos Global Findex 2017]," World Bank Publications - Books, The World Bank Group, number 29510.
  95. Etienne Lwamba & Shannon Shisler & Will Ridlehoover & Meital Kupfer & Nkululeko Tshabalala & Promise Nduku & Laurenz Langer & Sean Grant & Ada Sonnenfeld & Daniela Anda & John Eyers & Birte Snilstveit, 2022. "Strengthening women's empowerment and gender equality in fragile contexts towards peaceful and inclusive societies: A systematic review and meta‐analysis," Campbell Systematic Reviews, John Wiley & Sons, vol. 18(1), March.
  96. Avom, Désiré & Bangaké, Chrysost & Ndoya, Hermann, 2023. "Do financial innovations improve financial inclusion? Evidence from mobile money adoption in Africa," Technological Forecasting and Social Change, Elsevier, vol. 190(C).
  97. Orkun Saka & Barry Eichengreen & Cevat Giray Aksoy, 2022. "Epidemic Exposure, Financial Technology, and the Digital Divide," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 54(7), pages 1913-1940, October.
  98. Geng, Xin & Janssens, Wendy & Kramer, Berber & van der List, Marijn, 2018. "Health insurance, a friend in need? Impacts of formal insurance and crowding out of informal insurance," World Development, Elsevier, vol. 111(C), pages 196-210.
  99. Gbêtondji Melaine Armel Nonvide & Alastaire Sèna Alinsato, 2023. "Who uses mobile money, and what factors affect its adoption process? Evidence from smallholder households in Cote d’Ivoire," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 28(1), pages 117-127, March.
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