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Bank Branching Deregulation and High School Graduation

Author

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  • Patrick Reilly

    (West Virginia University, Department of Economics)

Abstract

This paper utilizes variation in timing of deregulation to investigate the relationship between bank branching deregulation and educational outcomes for individuals in 39 states over the period 1977 - 1999. In order to investigate the labor market channel, this paper focuses on the relationship between deregulation and high school graduation, as opposed to recent studies focusing on the relationship between deregulation and college attendance via the credit market channel. Results indicate increases in the likelihood of graduating high school after deregulation. Results also suggest heterogeneity in effects due to race and age at deregulation. Finally, models testing the relationship between bank deregulation and post-secondary education outcomes generate similar results to findings from previous studies.

Suggested Citation

  • Patrick Reilly, 2016. "Bank Branching Deregulation and High School Graduation," Working Papers 16-29, Department of Economics, West Virginia University.
    • Handle: RePEc:wvu:wpaper:16-29
    as

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    File URL: http://busecon.wvu.edu/phd_economics/pdf/16-29.pdf
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    Bank branching; education; bank deregulation;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I21 - Health, Education, and Welfare - - Education - - - Analysis of Education
    • I24 - Health, Education, and Welfare - - Education - - - Education and Inequality
    • J24 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Human Capital; Skills; Occupational Choice; Labor Productivity

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