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Financial Inclusion and Monetary Policy: A Review of Literature

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  • Simona Elena Ciobanu

    (Alexandru Ioan Cuza University of Iasi, Romania)

Abstract

We conducted a literature review of some of the most important studies over the last few years (2007-2024) to highlight the main variables used and to emphasize the main findings and practical research directions. The study shows that financial inclusion positively influences monetary policy, leading to the fulfillment of its objectives through the dimensions of access, use and availability of financial products and services. Thus, with an inclusive monetary policy, economic growth can be achieved without generating inflationary potential. Some papers also argue that there is a bidirectional relationship between monetary policy and financial inclusion, as they influence each other.

Suggested Citation

  • Simona Elena Ciobanu, 2024. "Financial Inclusion and Monetary Policy: A Review of Literature," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 3, pages 314-324.
    • Handle: RePEc:ddj:fseeai:y:2024:i:3:p:314-324
    DOI: https://doi.org/10.35219/eai15840409457
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