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The Efficiency Effects of Categorical Discrimination in the Insurance Industry
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- Chu-Shiu Li, 2005. "Risk Signaling in the Health Insurance Market," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, vol. 4(1), pages 45-52, April.
- Lando, Henrik, 2016. "Optimal rules of negligent misrepresentation in insurance contract law," International Review of Law and Economics, Elsevier, vol. 46(C), pages 70-77.
- Dionne, Georges, 2000.
"The Empirical Measure of Information Problems with Emphasis on Insurance Fraud,"
Working Papers
00-4, HEC Montreal, Canada Research Chair in Risk Management.
- G. Dionne, 2000. "The Empirical Measure of Information Problems with Emphasis on Insurance Fraud," THEMA Working Papers 2000-20, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
- Dionne, G., 2000. "The Empirical Measure of Information Problems with Emphasis on Insurance Fraud," Ecole des Hautes Etudes Commerciales de Montreal- 00-04, Ecole des Hautes Etudes Commerciales de Montreal-Chaire de gestion des risques..
- Dionne, G. & Doherty, N., 1991.
"Adverse Selection In Insurance Markets: A Selective Survey,"
Cahiers de recherche
9105, Centre interuniversitaire de recherche en économie quantitative, CIREQ.
- Dionne, G. & Doherty, N., 1991. "Adverse Selection in Insurance Markets: a Selective Survey," Cahiers de recherche 9105, Universite de Montreal, Departement de sciences economiques.
- Jennifer L. Wang, 2004. "Asymmetric Information Problems in Taiwan's Automobile Insurance Market: The Effect of Policy Design on Loss Characteristics," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 7(1), pages 53-71, March.
- Luigi Buzzacchi & Tommaso Valletti, 2005.
"Strategic Price Discrimination in Compulsory Insurance Markets,"
The Geneva Papers on Risk and Insurance Theory, Springer;International Association for the Study of Insurance Economics (The Geneva Association), vol. 30(1), pages 71-97, June.
- Luigi Buzzacchi & Tommaso M. Valletti, 2005. "Strategic Price Discrimination in Compulsory Insurance Markets," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 30(1), pages 71-97, June.
- Pau Olivella & Fred Schroyen, 2014.
"Multidimensional Screening in a Monopolistic Insurance Market,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 39(1), pages 90-130, March.
- OLIVELLA, Pau & SCHROYEN, Fred, 2011. "Multidimensional screening in a monopolistic insurance market," LIDAM Discussion Papers CORE 2011056, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE).
- Pau Olivella & Fred Schroyen, 2012. "Multidimensional Screening in a Monopolistic Insurance Market," Working Papers 619, Barcelona School of Economics.
- Olivella, Pau & Schroyen, Fred, 2011. "Multidimensional screening in a monopolistic insurance market," Discussion Paper Series in Economics 19/2011, Norwegian School of Economics, Department of Economics.
- Maureen Durnin & Michael Hoy & Michael Ruse, 2012. "Genetic Testing and Insurance: The Complexity of Adverse Selection," Working Papers 1208, University of Guelph, Department of Economics and Finance.
- Hyojoung Kim & Doyoung Kim & Subin Im & James W. Hardin, 2009. "Evidence of Asymmetric Information in the Automobile Insurance Market: Dichotomous Versus Multinomial Measurement of Insurance Coverage," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 76(2), pages 343-366, June.
- Eldar Beiseitov & Jeffrey D. Kubik & John R. Moran, 2004. "Social Interaction and the Health Insurance Choices of the Elderly," Center for Policy Research Working Papers 58, Center for Policy Research, Maxwell School, Syracuse University.
- Dionne, Georges, 1998.
"La mesure empirique des problèmes d’information,"
L'Actualité Economique, Société Canadienne de Science Economique, vol. 74(4), pages 585-606, décembre.
- Dionne, G., 1998. "La mesure empirique des problemes d'information," Papers 9833, Paris X - Nanterre, U.F.R. de Sc. Ec. Gest. Maths Infor..
- Dionne, Georges, 1998. "La mesure empirique des problèmes d'information," Working Papers 98-16, HEC Montreal, Canada Research Chair in Risk Management.
- G. Dionne, 1998. "La mesure empirique des problèmes d'information," THEMA Working Papers 98-33, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
- Dionne, Georges & Artis, Manuel & Guillen, Montserrat, 1996.
"Count data models for a credit scoring system,"
Journal of Empirical Finance, Elsevier, vol. 3(3), pages 303-325, September.
- Guillen, Montserrat & Manuel Artis, 1994. "Count Data Models For A Credit Scoring System," Working Papers 021, Risk and Insurance Archive.
- Montserrat Guillen & Manuel Artis, 1994. "Count Data Models For A Credit Scoring System," Risk and Insurance 9407004, University Library of Munich, Germany.
- Makki, Shiva S. & Somwaru, Agapi, 2002. "Asymmetric Information In Cotton Insurance Markets: Evidence From Texas," 2002 Annual meeting, July 28-31, Long Beach, CA 19827, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
- Thomas de Garidel-Thoron, 2005. "Welfare-Improving Asymmetric Information in Dynamic Insurance Markets," Journal of Political Economy, University of Chicago Press, vol. 113(1), pages 121-150, February.
- Ronald Wintrobe, 2002.
"Slobodan Milosevic and the Fire of Nationalism,"
World Economics, World Economics, 1 Ivory Square, Plantation Wharf, London, United Kingdom, SW11 3UE, vol. 3(3), pages 1-26, July.
- Ronald Wintrobe, 1999. "Slobodan Milosevic and the Fire of Nationalism," University of Western Ontario, Departmental Research Report Series 9911, University of Western Ontario, Department of Economics.
- Dionne, Georges & Harrington, Scott, 2017. "Insurance and Insurance Markets," Working Papers 17-2, HEC Montreal, Canada Research Chair in Risk Management.
- Georges Dionne & Pierre-Carl Michaud & Maki Dahchour, 2013.
"Separating Moral Hazard From Adverse Selection And Learning In Automobile Insurance: Longitudinal Evidence From France,"
Journal of the European Economic Association, European Economic Association, vol. 11(4), pages 897-917, August.
- Georges Dionne & Pierre-Carl Michaud & Maki Dahchour, 2010. "Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France," Cahiers de recherche 1035, CIRPEE.
- Dionne, Georges & Michaud, Pierre-Carl & Dahchour, Maki, 2010. "Separating moral hazard from adverse selection and learning in automobile insurance: Longitudinal evidence from France," Working Papers 10-5, HEC Montreal, Canada Research Chair in Risk Management.
- Michael Hoy & Michael Ruse, 2005. "Regulating Genetic Information in Insurance Markets," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 8(2), pages 211-237, September.
- Richard Peter & Andreas Richter & Petra Steinorth, 2016. "Yes, No, Perhaps? Premium Risk and Guaranteed Renewable Insurance Contracts With Heterogeneous Incomplete Private Information," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 83(2), pages 363-385, June.
- Makki Shiva S. & Somwaru Agapi L., 2007. "Assessing Adverse Selection in Crop Insurance Markets: An Application of Parametric and Nonparametric Methods," Asia-Pacific Journal of Risk and Insurance, De Gruyter, vol. 2(1), pages 1-22, May.
- Finkelstein, Amy & Poterba, James & Rothschild, Casey, 2009.
"Redistribution by insurance market regulation: Analyzing a ban on gender-based retirement annuities,"
Journal of Financial Economics, Elsevier, vol. 91(1), pages 38-58, January.
- Amy Finkelstein & James Poterba & Casey Rothschild, 2006. "Redistribution by Insurance Market Regulation: Analyzing a Ban on Gender-Based Retirement Annuities," NBER Working Papers 12205, National Bureau of Economic Research, Inc.
- Gao Feng & Wang Jun, 2011. "Testing for Adverse Selection in China's Auto Insurance Market," Asia-Pacific Journal of Risk and Insurance, De Gruyter, vol. 5(1), pages 1-16, March.
- Lisa L. Posey & Abdullah Yavas, 2007.
"Screening equilibria in experimental markets,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 32(2), pages 147-167, December.
- Lisa Posey & Abdullah Yavas, 2007. "Screening equilibria in experimental markets," The Geneva Papers on Risk and Insurance Theory, Springer;International Association for the Study of Insurance Economics (The Geneva Association), vol. 32(2), pages 147-167, December.
- Schwarze, Reimund & Wein, Thomas, 2005.
"Is the market classification of risk always efficient? Evidence from German third party motor insurance,"
German Risk and Insurance Review (GRIR), University of Cologne, Department of Risk Management and Insurance, vol. 1(4), pages 173-202.
- Reimund Schwarze & Thomas Wein, 2005. "Is the Market Classification of Risk Always Efficient? - Evidence from German Third Party Motor Insurance," Working Paper Series in Economics 3, University of Lüneburg, Institute of Economics.
- Schwarze, Reimund & Wein, Thomas, 2005. "Is the market classification of risk always efficient? evidence from german third party motor insurance," LSE Research Online Documents on Economics 36104, London School of Economics and Political Science, LSE Library.
- Strohmenger, R. & Wambach, A., 2000. "Adverse selection and categorical discrimination in the health insurance markets: the effects of genetic tests," Journal of Health Economics, Elsevier, vol. 19(2), pages 197-218, March.
- Christine Arentz, 2012. "Auswirkungen von Gentests in der Krankenversicherung," Otto-Wolff-Institut Discussion Paper Series 04/2012, Otto-Wolff-Institut für Wirtschaftsordnung, Köln, Deutschland.
- Dwight Jaffee & Thomas Russell, 1998.
"The Causes and Consequences of Rate Regulation in the Auto Insurance Industry,"
NBER Chapters, in: The Economics of Property-Casualty Insurance, pages 81-112,
National Bureau of Economic Research, Inc.
- Dwight Jaffee & Thomas Russell, 1995. "The Causes and Consequences of Rate Regulation in the Auto Insurance Industry," NBER Working Papers 5245, National Bureau of Economic Research, Inc.
- Georges Dionne & Casey G. Rothschild, 2012.
"Risk Classification and Health Insurance,"
Cahiers de recherche
1232, CIRPEE.
- Dionne, Georges & Rothschild, Casey, 2012. "Risk classification and health insurance," Working Papers 12-9, HEC Montreal, Canada Research Chair in Risk Management.
- Gemmo, Irina & Browne, Mark J. & Gründl, Helmut, 2017. "Transparency aversion and insurance market equilibria," ICIR Working Paper Series 25/17, Goethe University Frankfurt, International Center for Insurance Regulation (ICIR).
- Dahchour, Maki & Dionne, Georges, 2002.
"Pricing of Automobile Insurance Under Asymmetric Information: a Study on Panel Data,"
Working Papers
01-6, HEC Montreal, Canada Research Chair in Risk Management.
- M. Dahchour & G. Dionne, 2002. "Pricing of Automobile Insurance Under Asymmetric Information : a Study on Panel Data," THEMA Working Papers 2002-12, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
- Dardanoni, Valentino & Li Donni, Paolo, 2012.
"Incentive and selection effects of Medigap insurance on inpatient care,"
Journal of Health Economics, Elsevier, vol. 31(3), pages 457-470.
- Valentino Dardanoni & Paolo Li Donni, 2012. "Incentive and Selection Effects of Medigap Insurance on Inpatient Care," EIEF Working Papers Series 1203, Einaudi Institute for Economics and Finance (EIEF), revised Feb 2012.
- Tan, Kar Man & Gründl, Helmut, 2023. "Testing frequency and severity risk under various information regimes and implications in insurance," ICIR Working Paper Series 49/23, Goethe University Frankfurt, International Center for Insurance Regulation (ICIR).
- Michael Hoy & Julia Witt, 2007.
"Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes,"
Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 74(3), pages 523-546, September.
- Michael Hoy & Julia Witt, 2005. "Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes," Working Papers 0505, University of Guelph, Department of Economics and Finance.
- Georges Dionne & Casey Rothschild, 2014.
"Economic Effects of Risk Classification Bans,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 39(2), pages 184-221, September.
- Dionne, Georges & Rothschild, Casey, 2014. "Economic Effects of Risk Classification Bans," Working Papers 14-4, HEC Montreal, Canada Research Chair in Risk Management.
- Georges Dionne & Casey G. Rothschild, 2014. "Economic Effects of Risk Classification Bans," Cahiers de recherche 1420, CIRPEE.
- Michael Hoy & Peter Lambert, 2000.
"Genetic Screening and Price Discrimination in Insurance Markets,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 25(2), pages 103-130, December.
- Michael Hoy & Peter Lambert, "undated". "Genetic Screening and Price Discrimination in Insurance Markets," Discussion Papers 99/25, Department of Economics, University of York.
- Dionne, Georges & Maurice, Mathieu & Pinquet, Jean & Vanasse, Charles, 2001.
"The Role of Memory in Long-Term Contracting with Moral Hazard: Empirical Evidence in Automobile Insurance,"
Working Papers
01-5, HEC Montreal, Canada Research Chair in Risk Management.
- Dionne, G. & Maurice, M. & Pinquet, J. & Vanasse, C., 2001. "The Role of Memory in Long-Term Contracting with Moral Hazard: Empirical Evidence in Automobile Insurance," Ecole des Hautes Etudes Commerciales de Montreal- 01-05, Ecole des Hautes Etudes Commerciales de Montreal-Chaire de gestion des risques..
- G. Dionne & M. Maurice & J. Pinquet & C. Vanasse, 2001. "The Role of Memory in Long-Term Contracting with Moral Hazard : Empirical Evidence in Automobile Insurance," THEMA Working Papers 2001-11, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
- Georges Dionne, 2012.
"The Empirical Measure of Information Problems with Emphasis on Insurance Fraud and Dynamic Data,"
Cahiers de recherche
1233, CIRPEE.
- Dionne, Georges, 2012. "The empirical measure of information problems with emphasis on insurance fraud and dynamic data," Working Papers 12-10, HEC Montreal, Canada Research Chair in Risk Management.
- Faure, Michael & Wang, Hui, 2015. "Compensating victims of a European Deepwater Horizon accident: OPOL revisited," Marine Policy, Elsevier, vol. 62(C), pages 25-36.
- Denis Charles & Magali Dumontet & Meglena Jeleva & Johanna Etner, 2024. "Behavioral drivers of individuals’ Term Life Insurance Demand: evidence from a Discrete Choice Experiment," EconomiX Working Papers 2024-23, University of Paris Nanterre, EconomiX.
- repec:eee:labchp:v:3:y:1999:i:pc:p:3417-3528 is not listed on IDEAS
- Georges Dionne & Ying Liu, 2021.
"Effects of Insurance Incentives on Road Safety: Evidence from a Natural Experiment in China,"
Scandinavian Journal of Economics, Wiley Blackwell, vol. 123(2), pages 453-477, April.
- Dionne, Georges & Liu, Ying, 2017. "Effects of Insurance Incentives on Road Safety: Evidence from a Natural Experiment in China," Working Papers 17-1, HEC Montreal, Canada Research Chair in Risk Management, revised 15 Oct 2019.
- Dionne, Georges & Michaud, Pierre-Carl & Pinquet, Jean, 2013.
"A review of recent theoretical and empirical analyses of asymmetric information in road safety and automobile insurance,"
Research in Transportation Economics, Elsevier, vol. 43(1), pages 85-97.
- Dionne, Georges & Michaud, Pierre-Carl & Pinquet, Jean, 2012. "A review of recent theoretical and empirical analyses of asymmetric information in road safety and automobile insurance," Working Papers 12-1, HEC Montreal, Canada Research Chair in Risk Management.
- Georges Dionnne & Pierre-Carl Michaud & Jean Pinquet, 2012. "A Review of Recent Theoretical and Empirical Analyses of Asymmetric Information in Road Safety and Automobile Insurance," Cahiers de recherche 1204, CIRPEE.
- Mattias K. Polborn, 2008. "Endogenous Categorization in Insurance," Journal of Public Economic Theory, Association for Public Economic Theory, vol. 10(6), pages 1095-1113, December.
- Dionne, Georges & Vanasse, Charles, 1997.
"Une évaluation empirique de la nouvelle tarification de l’assurance automobile (1992) au Québec,"
L'Actualité Economique, Société Canadienne de Science Economique, vol. 73(1), pages 47-80, mars-juin.
- Dionne, G. & Vanasse, C., 1996. "Une evaluation empirique de la nouvelle tarification de l'assurance automobile (1992) au Quebec," Ecole des Hautes Etudes Commerciales de Montreal- 96-03, Ecole des Hautes Etudes Commerciales de Montreal-Chaire de gestion des risques..
- G. Dionne & C. Vanasse, 1997. "Une évaluation empirique de la nouvelle tarification de l'assurance automobile (1992) au Québec," THEMA Working Papers 97-22, THEMA (THéorie Economique, Modélisation et Applications), Université de Cergy-Pontoise.
- Dionne, Georges & Vanasse, Charles, 1997. "Une évaluation empirique de la nouvelle tarification de l'assurance automobile (1992) au Québec," Working Papers 96-3, HEC Montreal, Canada Research Chair in Risk Management.
- Luigi Biagini & Simone Severini, 2021. "The role of Common Agricultural Policy (CAP) in enhancing and stabilising farm income: an analysis of income transfer efficiency and the Income Stabilisation Tool," Papers 2104.14188, arXiv.org.
- Aidan Hollis & Jason Strauss, "undated".
"Privacy, Driving Data and Automobile Insurance: An Economic Analysis,"
Working Papers
2008-13, Department of Economics, University of Calgary, revised 14 Feb 2008.
- Hollis, Aidan & Strauss, Jason, 2007. "Privacy, Driving Data and Automobile Insurance: An Economic Analysis," MPRA Paper 11091, University Library of Munich, Germany.
- Keith J. Crocker, 2024. "The role of normative analysis in markets with hidden knowledge and hidden actions," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 49(2), pages 163-180, September.
- David A. Cather, 2020. "Reconsidering insurance discrimination and adverse selection in an era of data analytics," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 45(3), pages 426-456, July.
- Filipova-Neumann, Lilia & Hoy, Michael, 2014. "Managing genetic tests, surveillance, and preventive medicine under a public health insurance system," Journal of Health Economics, Elsevier, vol. 34(C), pages 31-41.
- S. Hun Seog, 2009. "Insurance Markets With Differential Information," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 76(2), pages 279-294, June.
- Henri Loubergé, 1998. "Risk and Insurance Economics 25 Years After," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 23(4), pages 540-567, October.
- Ashesh Rambachan & Jon Kleinberg & Sendhil Mullainathan & Jens Ludwig, 2020. "An Economic Approach to Regulating Algorithms," NBER Working Papers 27111, National Bureau of Economic Research, Inc.
- Casper H. de Jong, 2021. "Risk classification and the balance of information in insurance; an alternative interpretation of the evidence," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 24(4), pages 445-461, December.
- Georges Dionne & Casey G. Rothschild, 2011.
"Risk Classification in Insurance Contracting,"
Cahiers de recherche
1137, CIRPEE.
- Dionne, Georges & Rothschild, Casey, 2012. "Risk classification in insurance contracting," Working Papers 11-5, HEC Montreal, Canada Research Chair in Risk Management.
- Georges Dionne & Christian Gourieroux & Charles Vanasse, 2001. "Testing for Evidence of Adverse Selection in the Automobile Insurance Market: A Comment," Journal of Political Economy, University of Chicago Press, vol. 109(2), pages 444-473, April.
- Peter, Richard & Richter, Andreas & Thistle, Paul, 2017. "Endogenous information, adverse selection, and prevention: Implications for genetic testing policy," Journal of Health Economics, Elsevier, vol. 55(C), pages 95-107.
- Maarten C.W. Janssen & Vladimir A. Karamychev, 2001. "Dynamic Insurance and Adverse Selection," Tinbergen Institute Discussion Papers 01-106/1, Tinbergen Institute.
- Kym Pram, 2023. "Learning And Evidence In Insurance Markets," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 64(4), pages 1685-1714, November.
- Keith J. Crocker & John R. Moran, 2002. "Contracting with Limited Commitment: Evidence from Employment-Based Health Insurance Contracts," Center for Policy Research Working Papers 45, Center for Policy Research, Maxwell School, Syracuse University.
- Zhengmin Duan & Yonglian Chang & Qi Wang & Tianyao Chen & Qing Zhao, 2018. "A Logistic Regression Based Auto Insurance Rate-Making Model Designed for the Insurance Rate Reform," IJFS, MDPI, vol. 6(1), pages 1-16, February.
- Donatella Porrini, 2015. "Risk Classification Efficiency and the Insurance Market Regulation," Risks, MDPI, vol. 3(4), pages 1-10, September.
- Levon Barseghyan & Francesca Molinari & Darcy Steeg Morris & Joshua C. Teitelbaum, 2020. "The Cost of Legal Restrictions on Experience Rating," Journal of Empirical Legal Studies, John Wiley & Sons, vol. 17(1), pages 38-70, March.
- Sharon Tennyson, 2010. "Incentive Effects of Community Rating in Insurance Markets: Evidence from Massachusetts Automobile Insurance," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 35(1), pages 19-46, June.
- Jennifer L. Wang & Ching‐Fan Chung & Larry Y. Tzeng, 2008. "An Empirical Analysis of the Effects of Increasing Deductibles on Moral Hazard," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 75(3), pages 551-566, September.
- Casey Rothschild, 2024. "Welfare analysis in insurance markets," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 49(1), pages 36-58, March.
- Jeffrey I. Bernstein, 1992. "Information Spillovers, Margins, Scale and Scope: With an Application to Canadian Life Insurance," NBER Working Papers 3979, National Bureau of Economic Research, Inc.
- Keith J. Crocker & Nan Zhu, 2021. "The efficiency of voluntary risk classification in insurance markets," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 88(2), pages 325-350, June.
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- Chatterjee, Indradeb & Macdonald, Angus S. & Tapadar, Pradip & Thomas, R. Guy, 2021. "When is utilitarian welfare higher under insurance risk pooling?," Insurance: Mathematics and Economics, Elsevier, vol. 101(PB), pages 289-301.