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Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?

Citations

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Cited by:

  1. Ongena, S. & Popov, A., 2013. "Take Care Of Home And Family, Honey, And Let Me Take Care Of The Money. Gender Bias And Credit Market Barriers For Female Entrepreneurs," Other publications TiSEM 6e4843b2-e333-48f5-bf18-7, Tilburg University, School of Economics and Management.
  2. de Andrés, Pablo & Gimeno, Ricardo & Mateos de Cabo, Ruth, 2021. "The gender gap in bank credit access," Journal of Corporate Finance, Elsevier, vol. 71(C).
  3. Dai, Na & Ivanov, Vladimir & Cole, Rebel A., 2017. "Entrepreneurial optimism, credit availability, and cost of financing: Evidence from U.S. small businesses," Journal of Corporate Finance, Elsevier, vol. 44(C), pages 289-307.
  4. Ashwini Deshpande & Smriti Sharma, 2016. "Disadvantage and discrimination in self-employment: caste gaps in earnings in Indian small businesses," Small Business Economics, Springer, vol. 46(2), pages 325-346, February.
  5. Bui, Anh Tuan & Nguyen, Cuong Viet & Pham, Thu Phuong & Phung, Duc Tung, 2022. "Female leadership and borrowing constraints: Evidence from an emerging economy," International Review of Financial Analysis, Elsevier, vol. 81(C).
  6. Lina Aldén & Mats Hammarstedt, 2016. "Discrimination in the Credit Market? Access to Financial Capital among Self-employed Immigrants," Kyklos, Wiley Blackwell, vol. 69(1), pages 3-31, February.
  7. Rolando Gonzales & Gabriela Aguilera-Lizarazu & Andrea Rojas-Hosse & Patricia Aranda, 2016. "Preference for women but less preference for indigenous women: A lab-field experiment of loan discrimination in a developing economy," Working Papers PIERI 2016-24, PEP-PIERI.
  8. Štěpán Jurajda & Radek Janhuba, 2018. "Gender in banking and mortgage behavior," Applied Economics Letters, Taylor & Francis Journals, vol. 25(20), pages 1432-1435, November.
  9. Bento, Pedro & Hwang, Sunju, 2023. "Barriers to black entrepreneurship: Implications for welfare and aggregate output over time," Journal of Monetary Economics, Elsevier, vol. 134(C), pages 16-34.
  10. Faisal Buyinza & Anthony Tibaingana & John Mutenyo, 2018. "Factors Affecting Access to Formal Credit by Micro and Small Enterprises in Uganda," ICAE Working Papers 83, Johannes Kepler University, Institute for Comprehensive Analysis of the Economy.
  11. Teresa Kroeger & Graham Wright, 2021. "Entrepreneurship and the Racial Wealth Gap: The Impact of Entrepreneurial Success or Failure on the Wealth Mobility of Black and White Families," Journal of Economics, Race, and Policy, Springer, vol. 4(3), pages 183-195, September.
  12. Marketa Halova Wolfe, 2023. "Incorporating Racial Justice Topics into an Econometrics Course," Eastern Economic Journal, Palgrave Macmillan;Eastern Economic Association, vol. 49(3), pages 312-327, June.
  13. Giorgio Calcagnini & Germana Giombini & Elisa Lenti, 2015. "Gender Differences in Bank Loan Access: An Empirical Analysis," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), vol. 1(2), pages 193-217, July.
  14. Alex Bryson & Harald Dale-Olsen & Trygve Gulbrandsen, 2016. "Family ownership, Workplace Closure and the Recession," DoQSS Working Papers 16-06, Quantitative Social Science - UCL Social Research Institute, University College London.
  15. Kim, Mee Jung, 2023. "Impact of the Community Reinvestment Act on small business employment in lower income neighborhoods," Regional Science and Urban Economics, Elsevier, vol. 98(C).
  16. Chen, Xiao & Huang, Bihong & Ye, Dezhu, 2019. "The Gender Gap in Peer-to-Peer Lending: Evidence from the People’s Republic of China," ADBI Working Papers 977, Asian Development Bank Institute.
  17. Jean-Christophe Statnik & Thi-Le-Giang Vu & Laurent Weill, 2023. "Does Corruption Discourage More Female Entrepreneurs from Applying for Credit?," Comparative Economic Studies, Palgrave Macmillan;Association for Comparative Economic Studies, vol. 65(1), pages 1-28, March.
  18. Bach, Thang Ngoc & Le, Thanh & Nguyen, Thang Xuan & Hoang, Khanh, 2023. "Gender discrimination, social networks and access to informal finance of Vietnamese small and medium enterprises," Economic Analysis and Policy, Elsevier, vol. 78(C), pages 358-372.
  19. Claudia Piras & Andrea Filippo Presbitero & Roberta Rabellotti, 2013. "Definitions Matter: Measuring Gender Gaps in Firms' Access to Credit," Mo.Fi.R. Working Papers 90, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
  20. Sunil Mitra Kumar, 2016. "Why does caste still influence access to agricultural credit?," WIDER Working Paper Series wp-2016-86, World Institute for Development Economic Research (UNU-WIDER).
  21. Mascia, Danilo V. & Rossi, Stefania P.S., 2017. "Is there a gender effect on the cost of bank financing?," Journal of Financial Stability, Elsevier, vol. 31(C), pages 136-153.
  22. J. Michelle Brock & Ralph De Haas, 2023. "Discriminatory Lending: Evidence from Bankers in the Lab," American Economic Journal: Applied Economics, American Economic Association, vol. 15(2), pages 31-68, April.
  23. Brogaard, Jonathan & Gerasimova, Nataliya & Rohrer, Maximilian, 2024. "The effect of female leadership on contracting from Capitol Hill to Main Street," Journal of Financial Economics, Elsevier, vol. 155(C).
  24. Pham, Tho & Talavera, Oleksandr, 2018. "Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam," World Development, Elsevier, vol. 102(C), pages 228-242.
  25. Rajesh Raj S. N. & Subash Sasidharan, 2018. "Does the Caste of the Firm Owner Play a Role in Access to Finance for Small Enterprises? Evidence from India," The Developing Economies, Institute of Developing Economies, vol. 56(4), pages 267-296, December.
  26. Unel, Bulent & Upton, Gregory B., 2023. "Oil & gas induced economic fluctuations and self-employment," Labour Economics, Elsevier, vol. 82(C).
  27. Pedro Manuel Nogueira Reis & António Pedro Soares Pinto, 2022. "How Do Banking Characteristics Influence Companies’ Debt Features and Performance during COVID-19? A Study of Portuguese Firms," IJFS, MDPI, vol. 10(4), pages 1-29, October.
  28. Hammarstedt, Mats & Skedinger, Per, 2024. "Immigrant Self-employment in Turbulent Times: A Decade with Refugee Crisis and the COVID-19 Pandemic," Working Paper Series 1497, Research Institute of Industrial Economics.
  29. Yabibal M. Walle, 2023. "Social Cohesion and Firms’ Access to Finance in Africa," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 167(1), pages 27-46, June.
  30. Dileni Gunewardena & Abdoulaye Seck, 2020. "Heterogeneity in entrepreneurship in developing countries: Risk, credit, and migration and the entrepreneurial propensity of youth and women," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 713-725, August.
  31. Pham, Tho & Talavera, Oleksandr, 2018. "Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam," World Development, Elsevier, vol. 102(C), pages 228-242.
  32. Jessica A. Peck, 2021. "The disproportionate impact of COVID‐19 on women relative to men: A conservation of resources perspective," Gender, Work and Organization, Wiley Blackwell, vol. 28(S2), pages 484-497, July.
  33. Aldén, Lina & Hammarstedt, Mats & Miao, Chizheng, 2020. "Financial Capital and Immigrant Self-Employment: Evidence from a Swedish Reform," Working Paper Series 1359, Research Institute of Industrial Economics.
  34. Greenwald, Daniel L. & Howell, Sabrina T. & Li, Cangyuan & Yimfor, Emmanuel, 2024. "Regulatory arbitrage or random errors? Implications of race prediction algorithms in fair lending analysis," Journal of Financial Economics, Elsevier, vol. 157(C).
  35. Steven Ongena & Alexander Popov, 2016. "Gender Bias and Credit Access," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 48(8), pages 1691-1724, December.
  36. Ashok K. Mishra & Gianna Short & Charles B. Dodson, 2024. "Racial disparities in farm loan application processing: Are Black farmers disadvantaged?," Applied Economic Perspectives and Policy, John Wiley & Sons, vol. 46(1), pages 111-136, March.
  37. Francesco Campanella & Luana Serino, 2019. "Gender and Financial Constraints: An Empirical Investigation in Italy," International Journal of Financial Research, International Journal of Financial Research, Sciedu Press, vol. 10(2), pages 109-120, April.
  38. Bertrand, Jérémie & Osei-Tutu, Francis & Weill, Laurent, 2022. "Language gender-marking and borrower discouragement," Economics Letters, Elsevier, vol. 212(C).
  39. Osei-Tutu, Francis & Weill, Laurent, 2023. "Democracy favors access to credit of firms," European Journal of Political Economy, Elsevier, vol. 77(C).
  40. Cole, Rebel & Sokolyk, Tatyana, 2016. "Who needs credit and who gets credit? Evidence from the surveys of small business finances," Journal of Financial Stability, Elsevier, vol. 24(C), pages 40-60.
  41. Brett Barkley & Mark E. Schweitzer, 2022. "Credit Availability for Minority Business Owners in an Evolving Credit Environment: Before and During the COVID-19 Pandemic," Working Papers 22-18, Federal Reserve Bank of Cleveland.
  42. Faisal Buyinza & John Mutenyo & Anthony Tibaingana, 2018. "Factors Affecting Access to Formal Credit by Micro and Small Enterprises in Uganda," Athens Journal of Business & Economics, Athens Institute for Education and Research (ATINER), vol. 4(4), pages 405-424, October.
  43. Ashwini Deshpande & Smriti Sharma, 2016. "Disadvantage and discrimination in self-employment: caste gaps in earnings in Indian small businesses," Small Business Economics, Springer, vol. 46(2), pages 325-346, February.
  44. Mertzanis, Charilaos & Pavlopoulos, Athanasios & Vetsikas, Apostolos & Reppas, Dimitrios & Hamill, Philip A., 2023. "Religion and the financing of corporate investment around the world," International Review of Financial Analysis, Elsevier, vol. 90(C).
  45. Vojtech Bartos & Silvia Castro & Kristina Czura & Timm Opitz, 2023. "Gendered Access to Finance: The Role of Team Formation, Idea Quality, and Implementation Constraints in Business Evaluations," Rationality and Competition Discussion Paper Series 473, CRC TRR 190 Rationality and Competition.
  46. Bradley, Samantha R. & Gicheva, Dora & Hassell, Lydia & Link, Albert N., 2013. "Gender Differences in Access to Private Investment Funding to Support the Development of New Technologies," UNCG Economics Working Papers 13-9, University of North Carolina at Greensboro, Department of Economics.
  47. Chen, Xiao & Huang, Bihong & Ye, Dezhu, 2020. "Gender gap in peer-to-peer lending: Evidence from China," Journal of Banking & Finance, Elsevier, vol. 112(C).
  48. Stefania Basiglio & Paola De Vincentiis & Eleonora Isaia & Mariacristina Rossi, 2019. "Credit Access and Approval," Working papers 061, Department of Economics, Social Studies, Applied Mathematics and Statistics (Dipartimento di Scienze Economico-Sociali e Matematico-Statistiche), University of Torino.
  49. Max Nathan, 2013. "Top Team Demographics, Innovation and Business Performance: Findings from English Firms and Cities 2008-9," SERC Discussion Papers 0129, Centre for Economic Performance, LSE.
  50. Sunil Mitra Kumar, 2016. "Why does caste still influence access to agricultural credit?," WIDER Working Paper Series 086, World Institute for Development Economic Research (UNU-WIDER).
  51. Phina Njideka Onyekwelu & Godwin Imo Ibe & Francis Ezieshi Monyei & Joseph Ikechukwu Attamah & Wilfred Isioma Ukpere, 2023. "The Impact of Entrepreneurship Institutions on Access to Micro-Financing for Sustainable Enterprise in an Emerging Economy," Sustainability, MDPI, vol. 15(9), pages 1-15, April.
  52. Xu, Nana & Shi, Jingye & Rong, Zhao & Yuan, Yan, 2020. "Financial literacy and formal credit accessibility: Evidence from informal businesses in China," Finance Research Letters, Elsevier, vol. 36(C).
  53. Suresh Govindapuram & Samyukta Bhupatiraju & Rahul A. Sirohi, 2023. "Determinants of women's financial inclusion: Evidence from India," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 94(1), pages 131-158, March.
  54. Sabrina T. Howell & Theresa Kuchler & David Snitkof & Johannes Stroebel & Jun Wong, 2024. "Lender Automation and Racial Disparities in Credit Access," Journal of Finance, American Finance Association, vol. 79(2), pages 1457-1512, April.
  55. Susanne L. Toney & Gregory N. Price, 2021. "Can Black Entrepreneurship Reduce Black-White Inequality in the United States?," Journal of Economics, Race, and Policy, Springer, vol. 4(4), pages 294-301, December.
  56. Daniel Lechmann & Claus Schnabel, 2012. "Why is there a gender earnings gap in self-employment? A decomposition analysis with German data," IZA Journal of European Labor Studies, Springer;Forschungsinstitut zur Zukunft der Arbeit GmbH (IZA), vol. 1(1), pages 1-25, December.
  57. Marios Michaelides, 2017. "Nascent Entrepreneurship and Race: Evidence from the GATE Experiment," University of Cyprus Working Papers in Economics 02-2017, University of Cyprus Department of Economics.
  58. Amy W. Ando & Titus O. Awokuse & Nathan W. Chan & Jimena González-Ramírez & Sumeet Gulati & Matthew G. Interis & Sarah Jacobson & Dale T. Manning & Samuel Stolper, 2024. "Environmental and Natural Resource Economics and Systemic Racism," Review of Environmental Economics and Policy, University of Chicago Press, vol. 18(1), pages 143-164.
  59. Agarwal, Sumit & Green, Richard & Rosenblatt, Eric & Yao, Vincent W. & Zhang, Jian, 2018. "Gender difference and intra-household economic power in mortgage signing order," Journal of Financial Intermediation, Elsevier, vol. 36(C), pages 86-100.
  60. Nathan, Max, 2013. "Top team demographics, innovation and business performance: findings from English firms and cities 2008-9," LSE Research Online Documents on Economics 59250, London School of Economics and Political Science, LSE Library.
  61. Bertrand, Jérémie & Perrin, Caroline, 2022. "Girls Just Wanna Have Funds? The effect of women-friendly legislation on female-led firms’ access to credit," International Review of Law and Economics, Elsevier, vol. 72(C).
  62. Areendam Chanda & Bulent Unel, 2021. "Do attitudes toward risk taking affect entrepreneurship? Evidence from second-generation Americans," Journal of Economic Growth, Springer, vol. 26(4), pages 385-413, December.
  63. Byeongchan An & Robert M. Bushman & Anya V. Kleymenova & Rimmy E. Tomy, 2022. "Social Externalities of Bank Enforcement Actions: The Case of Minority Lending," Finance and Economics Discussion Series 2022-036, Board of Governors of the Federal Reserve System (U.S.).
  64. Rolando Gonzales Martínez & Gabriela Aguilera‐Lizarazu & Andrea Rojas‐Hosse & Patricia Aranda Blanco, 2020. "The interaction effect of gender and ethnicity in loan approval: A Bayesian estimation with data from a laboratory field experiment," Review of Development Economics, Wiley Blackwell, vol. 24(3), pages 726-749, August.
  65. Yomna M. Sameer & Suzanna Elmassah & Charilaos Mertzanis & Lujain El-Maghraby, 2021. "Are Happier Nations More Responsible? Examining the Link Between Happiness and Sustainability," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 158(1), pages 267-295, November.
  66. Brett Barkley & Mark Schweitzer, 2023. "Credit Availability for Minority Business Owners in an Evolving Credit Environment," Economic Development Quarterly, , vol. 37(3), pages 230-242, August.
  67. Thi Thu Tra Pham & Thai Vu Hong Nguyen & Son Kien Nguyen & Hieu Thi Hoang Nguyen, 2023. "Does planned innovation promote financial access? Evidence from Vietnamese SMEs," Eurasian Business Review, Springer;Eurasia Business and Economics Society, vol. 13(2), pages 281-307, June.
  68. Matthias Stefan & Felix Holzmeister & Alexander Müllauer & Michael Kirchler, 2018. "Ethnical discrimination in Europe: Field evidence from the finance industry," PLOS ONE, Public Library of Science, vol. 13(1), pages 1-7, January.
  69. Lina Aldén & Spencer Bastani & Mats Hammarstedt & Chizheng Miao, 2022. "Immigrant-native differences in long-term self-employment," Small Business Economics, Springer, vol. 58(3), pages 1661-1697, March.
  70. Michaelides Marios & Davis Scott, 2020. "From unemployment to self-employment: The role of entrepreneurship training," IZA Journal of Labor Policy, Sciendo & Forschungsinstitut zur Zukunft der Arbeit GmbH (IZA), vol. 10(1), pages 1-35, March.
  71. Aldén, Lina & Bastani, Spencer & Hammarstedt, Mats & Miao, Chizheng, 2020. "Ethnic Differences in Long-Term Self-Employment," Working Paper Series 1361, Research Institute of Industrial Economics.
  72. Zhou, Ye & Huang, Difang & Chen, Muzi & Wang, Yunlong & Yang, Xiaoguang, 2024. "How did small business respond to unexpected shocks? Evidence from a natural experiment in China," Journal of Corporate Finance, Elsevier, vol. 84(C).
  73. Iryna Demko & Ana Claudia Sant’Anna, 2023. "Impact of Race, Ethnicity, and Gender on the SBA Paycheck Protection Program (PPP) Loan Amounts," Economic Development Quarterly, , vol. 37(3), pages 211-229, August.
  74. Byeongchan An & Robert Bushman & Anya Kleymenova & Rimmy E. Tomy, 2024. "Bank Supervision and Organizational Capital: The Case of Minority Lending," Journal of Accounting Research, Wiley Blackwell, vol. 62(2), pages 505-549, May.
  75. Reynal-Querol, Marta & García-Montalvo, José, 2020. "Gender And Credit Risk: A View From The Loan Officer'S Desk," CEPR Discussion Papers 14500, C.E.P.R. Discussion Papers.
  76. Emma Neuman, 2021. "Performance and job creation among self-employed immigrants and natives in Sweden," Small Business Economics, Springer, vol. 56(1), pages 403-425, January.
  77. Basiglio, Stefania, 2018. "Essays on financial behaviour of households and firms," Other publications TiSEM c13423c5-8bf2-44a7-baa7-3, Tilburg University, School of Economics and Management.
  78. Stefania Basiglio & Paola Vincentiis & Eleonora Isaia & Mariacristina Rossi, 2023. "Women-led Firms and Credit Access. A Gendered Story?," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), vol. 9(1), pages 199-233, March.
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