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What’s at Stake? Understanding the Role of Home Equity in Flood Insurance Demand

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  • Philip Mulder
  • Yanjun Liao

Abstract

This paper finds that low home equity reduces the flood insurance demand of flood-exposed borrowers (Working Paper no. 24-06).

Suggested Citation

  • Philip Mulder & Yanjun Liao, 2024. "What’s at Stake? Understanding the Role of Home Equity in Flood Insurance Demand," Working Papers 24-06, Office of Financial Research, US Department of the Treasury.
    • Handle: RePEc:ofr:wpaper:24-06
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    File URL: https://www.financialresearch.gov/working-papers/files/OFRwp-24-06_understanding-the-role-of-home-equity-in-flood-insurance-demand.pdf
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