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Les banques françaises de réseaux n'ont pas de problèmes majeurs d'inefficacité productive : une application de la technique d'enveloppement des données (DEA)

Author

Listed:
  • Thierry Chauveau

    (TEAM - Théories et Applications en Microéconomie et Macroéconomie - UP1 - Université Paris 1 Panthéon-Sorbonne - CNRS - Centre National de la Recherche Scientifique)

  • Jézabel Couppey

    (TEAM - Théories et Applications en Microéconomie et Macroéconomie - UP1 - Université Paris 1 Panthéon-Sorbonne - CNRS - Centre National de la Recherche Scientifique)

Abstract

In this paper, we first address the issue of the nature of inputs and outputs when banking activity is considered. We suggest to use a decision rule using the sign of the derivatives of the profit with respect to its arguments. We, then turn to an empirical analysis of 38 French banks during years 1994-97. Using Data Envelopment Analysis together with our new classification leads to the following results: (i) our estimates of technical efficiency appear to be far above and, consequently, more realistic than former scores and (ii) inefficiency is not a good explanation for the low profitability of French banks.

Suggested Citation

  • Thierry Chauveau & Jézabel Couppey, 1999. "Les banques françaises de réseaux n'ont pas de problèmes majeurs d'inefficacité productive : une application de la technique d'enveloppement des données (DEA)," Post-Print halshs-03674624, HAL.
    • Handle: RePEc:hal:journl:halshs-03674624
    Note: View the original document on HAL open archive server: https://shs.hal.science/halshs-03674624
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    References listed on IDEAS

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