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Self-esteem, money attitude, credit card usage, and compulsive buying behaviour

Author

Listed:
  • Megawati Simanjuntak
  • Ambar Susan Rosifa

    (Department of Family and Consumer Sciences, Bogor Agricultural University, Bogor, Indonesia.
    Department of Family and Consumer Sciences, Bogor Agricultural University, Bogor, Indonesia.)

Abstract

The study aims to analyse the impact of self-esteem, money attitude, and credit card usage behaviour on compulsive buying behaviour of working women. The study usescross sectional design with electronic survey methods (e-survey) involves 60 working women that use credit card. The Pearson correlation and multiple regression analysis are used as statistical tools. The result indicates that power prestige, anxiety, retention-time, and credit card usage behaviour significantly correlate to compulsive buying behaviour. Furthermore, compulsive buying behaviour is positively influenced by credit card usage behaviour. This paper suggests the Indonesian government to provide consumers education on aspects of financial planning and using credit card properly.

Suggested Citation

  • Megawati Simanjuntak & Ambar Susan Rosifa, 2016. "Self-esteem, money attitude, credit card usage, and compulsive buying behaviour," Economic Journal of Emerging Markets, Universitas Islam Indonesia, vol. 8(2), pages 128-135, April.
    • Handle: RePEc:uii:journl:v:8:y:2016:i:2:p:128-135
    DOI: 10.20885/ejem.vol8.iss2.art5
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    References listed on IDEAS

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    1. Dittmar, Helga & Drury, John, 2000. "Self-image - is it in the bag? A qualitative comparison between "ordinary" and "excessive" consumers," Journal of Economic Psychology, Elsevier, vol. 21(2), pages 109-142, April.
    2. Faber, Ronald J & O'Guinn, Thomas C, 1992. "A Clinical Screener for Compulsive Buying," Journal of Consumer Research, Journal of Consumer Research Inc., vol. 19(3), pages 459-469, December.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Credit card; compulsive buying; money attitude; self-esteem;
    All these keywords.

    JEL classification:

    • D10 - Microeconomics - - Household Behavior - - - General
    • D18 - Microeconomics - - Household Behavior - - - Consumer Protection
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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