Content
1999, Volume 22, Issue 1
- 78-97 The Relationship Between Deductibles and Wealth: The Case of Flood Insurance
by Ran Barniv & Frederick Schroath & Avia Spivak
1998, Volume 21, Issue 2
- 119-137 The Plaintiff's Attorney in the Liability Insurance Claims Settlement Process: A Game Theoretic Approach
by Lisa L. Posey - 138-150 The Cost of Biased Insurer Ratings
by William L. Ferguson & James Barrese & David T. Levy - 151-171 An Empirical Analysis of Property-Liability Insurance Distribution Systems: Market Shares Across Lines of Business
by Laureen Regan - 172-182 Profit and Concentration in Commercial Automobile Insurance Losses
by Vickie L. Bajtelsmit & Raja Bouzouita - 183-203 Life Insurance Company Investment Portfolio Composition
by Kathleen L. Henebry & Jeanette M. Diamond
1998, Volume 21, Issue 1
- 1-22 Changes in Ownership Structure: Theory and Evidence from Life Insurer Demutualizations
by James M. Carson & Mark D. Forster & Michael J. McNamara - 23-34 A Probit Analysis of Best Ratings
by Raja Bouzluita & Arthur J. Young - 46-62 The Nature of the Loss Ratio in Property-Casualty Insurance
by Peter M. Ellis
1997, Volume 20, Issue 2
- 87-110 Punitive Damages in Texas, 1968-1992: An Economic Inquiry
by Joseph J. Launie & William P. Jennings & Robert C. Witt - 111-130 Life Insurer Risk Characteristics and the Rating Process
by Steven W. Pottier - 131-144 Structure of Property and Casualty Insurance Industry: Asset Concentration in Largest 200 Companies
by Edward Nissan - 145-159 Life Insurer Stock returns, Real Activity, Expected Inflation Rates, and the Money Supply
by Lisa Gardner & M. Najand & H. Rahman - 160-180 The Cost/Benefit Ratio: An Ex-Ante Life Insurance Cost Disclosure Index
by Dongsae Cho
1997, Volume 20, Issue 1
- 1-9 Estimating Insurance Costs Across Insurance Divisions
by Robert L. Moy & K. Thomas Liaw & Robert Goch - 10-24 Insurer Stock Prices and Market Efficiency Around the Los Angeles Earthquake
by Reinhold P. Lamb & William F. Kennedy - 25-36 The Effects of Firm Size on Risk and Profitability of the Property and Casualty Insurance Industry
by Lillian Y. Fok & Wing M. Fok & Peihwang P. Wei & Susan M. L. Zee - 37-50 The Growth of the World's Fifty Largest Insurance Organizations by Country, 1985-1993
by Victor A. Puleo Jr. & Ann Butler - 51-66 A Further Examination of Bond Insurers as Information Intermediaries: Evidence from Hospital Revenue Bond Financing
by James M. Kurtenback & Roger D. Stover - 67-83 Risk and Portfolio Returns for Life Insurance Stocks in Bull and Bear Markets
by Gay B. Hatfield & Jian Guo Chen
1996, Volume 19, Issue 2
- 85-93 How Catastrophe Risk is Shaping Insurance Politics
by Leo E. Denlea Jr - 94-106 Solvency Regulation Through Risk-Based Capital and Risk-Based Guaranty Fund Premiums: An Analysis of Incentive Effects
by David W. Sommer - 107-132 Expert Witnesses in Insurance Litigation
by Michael L. Murray - 133-148 Ratemaking Inequities Under a No-Fault Automobile Insurance Law
by Emily Norman Zietz & Robert D. Hayes & Patrick F. Maroney & Kenneth W. Hollman - 149-162 An Analysis of Futures and Options Use by Life Insurers
by L. Lee Colquitt & Robert E. Hoyt - 163-182 The Effect of Demographic Variables on Perceived Claims and Service Quality
by Marla Royne Stafford & Brenda P. Wells - 183-191 The Rankings of Risk Management and Insurance Journals and Tenure and Promotion Requirements at Business Schools
by Michael J. McNamara & Phillip T. Kolbe
1996, Volume 19, Issue 1
- 1-22 A Nonlinear Modeling Approach for Assessing the Accuracy of Property-Liability Insurer Loss Reserves
by Paul M. Kazenski - 23-38 On the Relationship between HMO Board Composition and Financial Performance
by Jan M. Ambrose & Anne Carroll & R.B. Drennan - 39-52 The “Run on the Bank” Exposure: Evidence and Implications for Life Insurer Insolvency
by James M. Carson & William L. Scott - 53-68 Natural Disasters, Insurer Stock Prices, and Market Discrimination: The Case of Hurricane Hugo
by Julie A.B. Cagle - 69-77 Insurance and Externalities: An Economic Analysis of Premium Taxes
by Joseph G. Eisenhaur
1995, Volume 18, Issue 2
- 1-15 A Single Period Model for Optimal Underwriting Profit
by Ran Barniv & Abraham Mehrez & Frederick Schroath - 16-33 Corporate Liability, Director/Officer Actions and the Agency Issue
by Bill Scroggins Jr. & William Fielding & Louise Clark - 34-46 Operating Expense Efficiency in the U.S. Stock Property-Casualty Insurance Industry
by Peter M. Ellis - 47-65 Region and Crop Specific Models of the Demand for Federal Crop Insurance
by Barry J. Barnett & Jerry R. Skees - 66-79 The Effect of Reagan Era Public Policy on Private Retirement Plan Growth
by Mark L. Power & August Ralston & Todd R. Kielkopf - 80-97 Scale and Scope Economies for Direct Writers in the Property-Liability Insurance Industry
by Chong G. Lee & Iskander S. Hamwi & Farhang Niroomand
1995, Volume 18, Issue 1
- 1-22 Environmental Factors Influencing the Rates of Property-Liability Insurer Insolvencies
by Paul M. Kazenski & Kenneth M. Scoles & William R. Feldhaus - 23-36 Insurance Stock Prices Following the 1994 Los Angeles Earthquake
by Thomas A. Aiuppa & Thomas M. Krueger - 37-56 Demutualizations and Free Cash Flows
by C. Steven Cole & Michael J. McNamara & Brenda P. Wells - 57-74 Strategic Intelligence Systems and the Independent Insurance Agent: Present Status and Future Directions
by Troy A. Festervand & Joe H. Murrey Jr. & Emily J. Norman - 75-100 The Federal Crop Insurance Program: Past, Present, and Future
by Barry J. Barnett
1994, Volume 17, Issue 2
- 1-22 A Model of Personal Automobile Insurance Shopping Intentions (PAPSI)
by Barry E. Langford & Louis M. Capella - 23-44 An Examination of the Futures Market for Catastrophe Insurance
by Mary Ann Boose & A. Steven Graham - 45-72 The Impact of Underwriting on Price Dispersion for Different Automobile Insurance Coverages
by Kevin L. Eastman & Alan D. Eastman - 73-84 The Demand for Life Insurance in the United States: Long-Run Versus Short-Run
by K. Thomas Liaw & Ronald L. Moy & John Chuang - 85-104 Estimating Boiler and Machinery Maximum Probable Yearly Aggregate Loss Using a Microcomputer Spreadsheet Simulation
by Ramon H. Venegas & Emanuel Melachrinoudis
1994, Volume 17, Issue 1
- 1-20 The Effect of Default Risk Insurers on Municipal Bond Yields
by Steven Cole & Pu Liu & Stanley D. Smith, 1994 - 21-34 An Analysis of Pet Health Care Insurance
by Keith Schewr & Nasser Daneshvary & Donald W. Hardigree - 35-48 Actuarial Costs of Protecting Retirees' Surviving Spouses
by Norma Nielson & Arnold F. Shapiro - 49-62 The Impact of “Hurricane Hugo” on the Purchase of Indirect Loss Coverage
by Joe H. Murrey, Jr. & Robert L. Taylor & R. Keith Tudor & Kenneth W. Hollman - 63-88 Accounting Information, The Cost of Capital, and the Value of Unlisted Insurers
by Ran Barniv - 89-106 Relationships between Property-Liability Insurance Stock Returns and the Business and Underwriting Cycles
by Carol Lancaster & Mark L. Cross
1993, Volume 16, Issue 2
- 1-19 Insurer Provide Rating Software and Competitive Advantage: An Evaluation Based on BOP Insurance Applications at Wisconsin Agencies
by Thomas A. Aiuppa & William E. Wehrs - 21-27 SFAS No. 106, Accounting for Postretirement Benefits Other than Pensions: Potential Impact on Insurance Capacity
by Anthony F. Cocco - 29-40 The Impact of Loss Dimensions in Laboratory Insurance Markets
by Arthur T. Cox - 41-58 Underwriting Best Shares of Excess Layers
by John M. Cozzolino & Peter J. Mikolaj - 59-73 Cost Differences of Distribution Systems by Line in the Property and Liability Insurance Industry
by George B. Flanigan & Daniel T. Winkler & Joseph E. Johnson - 75-97 The Fallacy of Social Security as a Regressive Tax
by George E. Rejda & Kyung Lee & James R. Schmidt - 99-105 Workers' Compensation Issues in Commercial Space Operations
by Steven M. Cassidy & Richard B. Corbett & Jeffrey S. Cassidy
1993, Volume 16, Issue 1
- 1-15 An Examination of Insurance Stock Prices Following the 1989 Loma Prieta Earthquake
by Thomas Aiuppa & Robert J. Carney & Thomas M. Krueger - 15-38 Early Results on Cost and Utilization from Mandating Well-Child Care Benefits
by Nancy Sutton-Bell - 39-48 Bad Faith Claims in the Settlement of Insurance Claims: The Mississippi Experience
by James A. Bryant & Robert A. Hershbarger - 49-62 Improving Workflow in the Insurance Industry: A Focused Management Approach
by Yoram Eden & Boaz Ronen - 63-78 Wealth Effects of Mergers in the Insurance Industry
by Jeff Madura & Amand Picou - 79-91 An Application of the Distribution of Extremes in Insurance
by Edward Nissan & Iskander S. Hamwi
1992, Volume 15, Issue 2
- 1-16 Risk Management and Insurance Implications Associated with the Americans with Disabilities Act: Accessibility to Places of Public Accommodation
by Robert J. Aalberts & Donald W. Hardigree - 17-32 Insurer Use of Discriminatory Expense Loading for Insurance Rating Purposes
by Mark L. Cross & Wallace N. Davidson III - 33-48 Dynamic Capacity Adjustment of Property-Casualty Insurers: An Empirical Investigation
by Ahyee Lee & Ronald Moy - 49-68 Capacity as an Indicator of Insurer Insolvency
by Norma L. Nielson & Elizabeth V. Grace - 69-82 Financial Planning and the Life Insurance Agency
by Robert Puelz - 83-96 Optimal Hedge Ratios for Property and Liability Insurance Companies
by Hamid Rahmanx
1992, Volume 15, Issue 1
- 1-12 Attitudes Toward Risk of Accounting Practitioners: Implications for Professional Liability Insurance
by Nat R. Briscoe & Richard B. Corbett - 13-30 Profitability of Title Insurance Companies
by Edwin H. Duett & Robert A. Hershbarger - 31-44 Price Variability in Automobile Insurance
by Joseph A. Fields & Emilio C. Venezian & David Jou - 45-64 How Federal Antitrust Principles Would Impact the Insurance Ratemaking Function
by Youssef I. Kouatly & Iskander S. Hamwi - 65-88 Determinants of Regional Variation in the Lack of Health Insurance Coverage
by James R. Schmidt & Jerome A. Deichert - 89-96 Accelerated Life Insurance Benefits--The More Multifaceted the Option, the More Complicated the Financial Consequences
by Robert Carney & Dianne Morrison & Kathryn Sullivan
1991, Volume 14, Issue 2
- 1-14 Modeling Employee Choice under Dual Health Insurance Coverage
by Steven M. Cassidy & Michael J. Sullivan & Robert A. Marshall - 15-30 The Performance of Variable Annuities
by Michael J. McNamara & Henry R. Oppenheimer - 31-50 Application of the “Marketing Concept” in the Life Insurance Industry
by Joe H. Murrey Jr. & R. Keith Tudor & Kenneth W. Hollman - 51-72 The Role of State Guaranty Funds in the Property Casualty Insurance Industry
by Fred B. Power & E. Warren Shows & Richard L. Meyer - 73-96 Limit-Pricing and Entry into the Property and Liability Insurance Industry
by Adel M. Rabh & Ali E. El-Ashry & Mohamed E. Ali
1991, Volume 14, Issue 1
- 1-12 Institutional and Individual Contributions to Journal of Insurance Issues and Practices, 1977-1989
by Larry A. Cox & Sandra G. Gustavson - 13-30 An Examination of the Relative Efficiency of Mutual and Stock Life Insurance Companies
by Michael J. McNamara - 31-38 Costly Probabilistic Insurance
by Robert Puelz - 39-43 On the Roles of Exposure Number in the Classical Credibility Theory
by Li-Hua Lai
1990, Volume 13, Issue 2
- 1-23 The Economic Impact of Gender-Rating Insurance Rating on Women
by Robert J. Carney & Donald W. Hardigree - 24-38 Investment Practices of Life Insurance Companies
by Richard B. Carter & Howard E. Van Auken - 39-55 Insurance Pricing Using Time Series Regression
by Edward W. Frees & Raja P. Velu - 56-67 The Effect of Insurance Education on Students' Attitudes Toward Risk
by Steven M. Cassidy & Leroy Franklin - 68-88 An Empirical Investigation of a Statistical Sampling Model for Rate Making
by Iskander S. Hamwi & Regina Caveny - 89-98 Safety Considerations at Construction Sites in Kuwait
by M. A. Ezz Al Din
1990, Volume 13, Issue 1
- 1-26 Insuring the Risk of Unemployment Privately The primary purpose of this article is to analyze the desirability of privatizing state unemployment insurance (UI) programs to determine if unemployed workers would be better off under a private, competitive system rather than under the present public system. Although several private unemployment insurance programs are now in existence, formidable obstacles must be overcome in order to have a viable, competitive UI system that would replace the present public system. Since it is unlikely that these obstacles can be overcome, the present UI system is likely to be retained. However, if state UI programs are retained, substantial improvements are necessary
by George E. Rejda & David I. Rosenbaum - 27-46 The Insurer Selection Process by Independent Insurance Agents
by Donald W. Hardigree & Vince Howe - 47-76 State Mandatory Health Insurance Benefits: The Iowa Experience
by Mark L. Power & August Ralston & Shelia McGinnis - 77-86 Managing the Interest Rate Risk Exposure of Insurance Companies
by Jorge L. Urrutia - 87-96 Underwriting Profits and Investment Income in the U.S. Property-Casualty Insurance Industry
by Peter M. Ellis - 97-114 Season Analysis of Fire Insurance Claims in Kuwait
by M.H. El-Habashi & M.Y. El-Bassiouni
1989, Volume 12, Issue 2
- 1-21 Medical Malpractice: Problems in the Insurance and Legal Systems
by Alfred E. Hofflander & Blaine F. Nye - 22-37 Hedging a Credited Rate for a Universal Life Policy
by Robert E. Hoyt - 38-52 Retirement Planning in Comprehensive and Specialized Financial Planning Practices
by Robert W. Cooper - 53-70 A Profile of Insurance Agency Clusters
by Robert A. Hershbarger - 71-91 The Value of Municipal Bond Insurance to the Individual Investor
by Fikry S. Gahin - 92-109 Common Stock Returns and the Size of Loss
by C. Ronald Sprecher & Mars A. Pertl - 110-126 Policies for Effective Risk Management Performance through Goal Setting
by L.S. Chien & B.B. Schweig & P.L. Yu
1989, Volume 12, Issue 1
- 1-30 Multiple Discriminant Analysis of Risk Factors in Developing Graded Premiums for S&L Deposit Insurance
by Frank A. Thompson Jr. & Lew Melnyk & Anju Ramjee & Prasad Medury & Balasubramani Ramjee - 21-57 Application of the “Marketing Concept” in the Property/Casualty Insurance Industry
by Joe H. Murrey Jr. & Robert E. Pitts & Eric Reidenbach & Kenneth W. Hollman - 58-70 The Reliability of Best's Insurer Ratings Using Financial Information Published in the Annual Report
by Billie Ann Brotman - 71-86 Impact of Tax Reform Act of 1986 on IRA's Investment Value
by William Reichenstein & Mark L. Cross - 87-102 Usefulness of Property/Casualty Agency Expense Ratios
by James A. Collier & L.S. Scruggs - 103-115 A Simple Linear Insurance Pricing Model
by Iskander S. Hamwi & Edward Nissan - 116-129 Integrating Insurance Courses into a Financial Planning Curriculum
by Khurshid Ahmad
1988, Volume 11, Issue 2
- 1-18 Approaches to Meeting Client Needs: An Analysis of the Personal Traits and Compensation of Financial Services Professionals
by Robert W. Cooper - 19-38 Wages and Public Higher Education Defined Benefit Pension Plans
by Julie-Ann Gasper & Barry B. Schweig - 39-54 A Proposal for the Amendment of McCarran Act Antitrust Exemption: Analysis of Affected Activities
by Youssef I. Kouatly - 55-67 Investment in Human Capital, Diversification, and Life Insurance Needs of a Small Businessperson
by Hambdi Bilici & P. James Stickels - 83-91 Ratemaking of Natural Risks in Agriculture
by Yehuda Kahane
1988, Volume 11, Issue 1
- 1-10 The IRS v. the Captive Insurance Industry: A Problem in Insurance Economics
by Irving Pfeffer - 11-20 Assessing the Variability of IBNR Reserves
by Farrokh Guiahi - 21-33 Equity Return Behavior Around the Formation of Insurance Captives
by David D. Wood & John L, Glascock & Dalton L. Bigbee - 34-42 Evaluating the Impact of Deductible Levels on Health Insurance Expenses
by Neil S. Fleming - 43-52 Measuring Scale Economies of the Insurance Industry: An Analysis of Multiple Regression Models
by Dongsae Cho - 53-61 Financial Ratios, Best's Rating and Predictive Models Identifying Insurer Bankruptcy
by Billie Ann Brotman
1987, Volume 10, Issue 2
- 1-15 Determinants on Underwriting Profitability in the Property and Liability Insurance Industry
by Lal C. Chugh & Joseph W. Meador & Sangit Charrerjee - 16-34 Creating a Limited Liability System for Losses Due to Hazardous Waste
by Joan T. Schmidt & Dan R. Anderson - 35-48 Insurer Insolvency: Causes, Effects and Solutions
by Thomas L. Wenck - 49-60 Productivity Measurement for a Health Insurer
by Carol A. Sakosky & S. Travis Pritchett - 61-77 Determination of Competitive Underwriting Profit Margins Using Arbitrage Pricing Theory Model
by Jorge Urrutia - 78-91 A Weighted Regression Model for Ratemaking
by Iskander S. Hamwi & Edward Nissan - 92-99 The Impact of the Tax Reform Act on Employee Benefits and Insurance Companies
by Jerry L. Jorgensen & Ronald Mano
1987, Volume 10, Issue 1
- 1-12 Insurable Losses: Systematic or Unsystematic Risk?
by Dongsae Cho - 13-20 The Application of Option Models to the Reinsurance Market
by Billie Ann Brotman - 21-26 Altering the Economic Impact of IRAs
by Richard L. Meyer & Fred B. Power - 27-37 Multiregional Rate Making
by Iskander S. Hamwi & Edward Nissan - 47-52 Rent Seeking and Insurance Education: An Empirical Test
by Gordon D. Johnson & J.J. Launie & G. Michael Phillips - 53-61 Key Man Insurance and Market Reaction: A Comment
by Jack E. Nicholson & Richard B. Corbett - 62-71 Effects of Including Household Services and Worklife Expectancies in Human Life Valuation Models
by Henry A. Laskey & Sandra G. Gustavson & James S. Trieschmann
1986, Volume 9, Issue 2
- 1-20 A Risk-Based Deposit Insurance System
by David P. Rochester & David A. Walker - 21-43 The NAIC Information System and the Use of Economic Indicators in Predicting Insolvencies
by Robert A. Hershbarger & Ronald K. Miller - 44-56 The Impact of Corporate Pension Plan Reversions on Retirement Benefits
by Fred W. McKenna & A. Frank Thompson & Yong H. Kim & Philip W. Glasgo - 57-73 The Effect of Valued Policy Laws on Selected Measures of Arson
by Joe H. Murrey Jr. & Robert E. Pitts & Dennis S. Tosh & Kenneth W. Hollman - 74-86 Stacking of Uninsured Motorist Benefits Within a Single Automobile Insurance Policy
by Julie-Ann Gasper & Barry B. Schweig & James P. Scott
1986, Volume 9, Issue 1
- 1-11 Determinants of the Impact of Large Losses on Stock Returns
by C. Ronald Sprecher & Mars A. Pertl - 12-26 Cost, Output, and Scale Economies in the Life and Health Insurance Industry
by Dongsae Cho - 27-40 Personal Values of Insurance Executives
by Joe H. Murrey Jr. & Sami M. Abbasi & Kenneth W. Hollman - 54-72 A Risk Management Perspective on Management Protective Arrangements
by Jack E. Nicholson - 73-89 Key Man Insurance: An Empirical Investigation of Market Reaction in Large Firms
by P. R. Chandy & W. N. Davidson & Sharon Garrison & Dan L. Worrell - 90-97 International Insurance Education
by David L. Bickelhaupt
1985, Volume 8, Issue 2
- 1-16 A Profile of the Utilization of Futures and Options by the Insurance Industry
by John M. Domonkos & Robert A. Hershbarger & Shahriar Z. Khaksari - 17-31 The Effect of Three Mile Island on Stock Returns in the Property and Liability Insurance Industry
by Wallace N. Davidson III & John H. Thornton - 32-40 Explaining Whole Life Insurance Lapse Rates
by Joseph M. Phillips Jr. & Barry B. Schweig & James P. Scott - 41-67 Sex and Vehicle Accidents Under Constant Exposure: An Expository Study of Bus Drivers
by Jack E. Nicholson & Robert J. Carney - 68-78 Health Insurance and the Unemployed: A Social Insurance Proposal
by George E. Rejda - 79-89 Readability in Insurance: An Analysis of the Comprehension of New Policies
by James A. Collier - 90-100 Federal Disaster Assistance to State and Local Governments: A Critical Analysis
by Fred B. Power & E. Warren Shows
1985, Volume 8, Issue 1
- 1-12 Life Insurance, Price Regulation and the Theory of Contestable Markets
by Barbara Beliveau - 13-22 Holding Company Affiliation and the Upstreaming on Capital Among Stock Life Insurers
by Michael Devaney - 23-41 Application of the Engel, Kollat and Blackwell Model to Consumers of Automobile Insurance
by Joseph C. Bonnice - 42-51 The Third Party Administrator for Self-Insured Health Care Plans
by Roger M. Siddall & Clyde J. Cooley - 52-71 No-Fault Versus Tort-Liability Compensation for Automobile Accidents: Which is Best?
by Jorge Urrutia & Robert C. Witt - 72-81 Choice Shift: Insurance Buying Decisions
by Mark L. Power & W.L. Dellva & Thomas L. Heflin - 82-93 Total Annual Loss Distribution: A Risk Management Decision Making Tool
by Iskander S. Hamwi - 98-104 Corporate Risk Management Objective: A Discounted Cash Flow Approach
by Mark L. Power