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Riesgo de crédito y la transmisión de la política monetaria en Colombia

Author

Listed:
  • Fernando Tenjo Galarza

    (Centro de Estudios Monetarios Latinoamericanos)

  • Enrique López Enciso

    (Banco de la República de Colombia)

  • Héctor Zárate Solano

    (Banco de la República de Colombia)

Abstract

Teniendo en cuenta los cambios recientes en la intermediación financiera y los avances en regulación, este artículo estudia las condiciones de riesgo de los bancos y sus características tradicionales para analizar el funcionamiento del canal de préstamos. La evidencia indica que los bancos con menor riesgo se protegen mejor de los choques de política monetaria y pueden mantener un relativo buen crecimiento de su oferta de crédito, en la medida en que obtienen buenos resultados y tienen facilidad de acceso a fondos.

Suggested Citation

  • Fernando Tenjo Galarza & Enrique López Enciso & Héctor Zárate Solano, 2015. "Riesgo de crédito y la transmisión de la política monetaria en Colombia," Borradores de Economia 872, Banco de la Republica de Colombia.
  • Handle: RePEc:bdr:borrec:872
    DOI: 10.32468/be.872
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    References listed on IDEAS

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    More about this item

    Keywords

    Mecanismo de transmisión de la política monetaria; riesgo bancario; datos en panel.;
    All these keywords.

    JEL classification:

    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy

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