IDEAS home Printed from https://ideas.repec.org/p/ags/nc1993/131332.html
   My bibliography  Save this paper

Growth in Agricultural Loan Market Share for Arkansas Commercial Banks

Author

Listed:
  • Ahrendsen, Bruce L.
  • Dixon, Bruce L.
  • Priyanti, Atien

Abstract

Changes in commercial bank market shares of farm debt are decomposed into portfolio decisions loanable funds availability and loan market size for 64 counties in Arkansas from 1986 through 1990. A seemingly unrelated regression model is hypothesized to identify county characteristics that are related to changes in commercial bank market shares. Regression results indicate that county differences in economic activity, the relative risk associated with agriculture, farm structure and regional location contributed to changes in commercial bank market shares. The results imply a market niche for rural commercial banks emphasizing agricultural loans in the presence of unlimited branch banking.
(This abstract was borrowed from another version of this item.)

Suggested Citation

  • Ahrendsen, Bruce L. & Dixon, Bruce L. & Priyanti, Atien, 1993. "Growth in Agricultural Loan Market Share for Arkansas Commercial Banks," 1993 Regional Committee NC-207, October 4-5, 1993, Chicago, Illinois 131332, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
    • Handle: RePEc:ags:nc1993:131332
    DOI: 10.22004/ag.econ.131332
    as

    Download full text from publisher

    File URL: https://ageconsearch.umn.edu/record/131332/files/ahrendson1993.pdf
    Download Restriction: no
    File URL: https://libkey.io/10.22004/ag.econ.131332?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Other versions of this item:

    References listed on IDEAS

    as
    1. Betubiza, Eustacius N. & Leatham, David J., 1992. "Composition of Bank Liabilities in a Deregulated Environment and Its Impact on Agricultural Lending," 1992 Regional Committee NC-207, September 26-29, 1992, Minneapolis/St. Paul, Minnesota 131244, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
    2. R. Alton Gilbert & Michael T. Belongia, 1988. "The Effects of Affiliation with Large Bank Holding Companies on Commercial Bank Lending to Agriculture," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 70(1), pages 69-78.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Ahrendsen, Bruce L. & Dixon, Bruce L. & Lee, LaDerrek T., 1999. "Independent Commercial Bank Mergers and Agricultural Lending Concentration," Journal of Agricultural and Applied Economics, Cambridge University Press, vol. 31(2), pages 215-227, August.
    2. Witte, Taylor & DeVuyst, Eric & Whitacre, Brian & Jones, Rodney, 2015. "Determining the Impact of a New Farm Credit Branch in East Central Oklahoma," 2015 Annual Meeting, January 31-February 3, 2015, Atlanta, Georgia 196674, Southern Agricultural Economics Association.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Gustafson, Cole R. & Solemsaas, Peter J., 1991. "Geographic Deregulation of North Dakota's Commercial Banks: What Is the Potential?," Agricultural Economics Reports 23292, North Dakota State University, Department of Agribusiness and Applied Economics.
    2. LeeAnn McEdwards Moss & Peter J. Barry & Paul N. Ellinger, 1997. "The competitive environment for agricultural bankers in the US," Agribusiness, John Wiley & Sons, Ltd., vol. 13(4), pages 431-444.
    3. Pietro Alessandrini & Manuela Croci & Alberto Zazzaro, 2009. "The Geography of Banking Power: The Role of Functional Distance," Springer Books, in: Damiano Bruno Silipo (ed.), The Banks and the Italian Economy, chapter 0, pages 93-123, Springer.
    4. William R. Keeton, 1996. "Do bank mergers reduce lending to businesses and farmers? New evidence from Tenth District states," Economic Review, Federal Reserve Bank of Kansas City, vol. 81(Q III), pages 63-75.
    5. Sherrick, Bruce J., 1998. "Recent Trends Affecting Farm And Rural Business Finance," Agricultural Outlook Forum 1998 33220, United States Department of Agriculture, Agricultural Outlook Forum.
    6. Ahrendsen, Bruce L. & Dixon, Bruce L. & Lee, Laderrek T., 1999. "Independent Commercial Bank Mergers And Agricultural Lending Concentration," Journal of Agricultural and Applied Economics, Southern Agricultural Economics Association, vol. 31(2), pages 1-13, August.
    7. R. Alton Gilbert, 1997. "Implications of banking consolidation for the financing of rural America," Proceedings – Rural and Agricultural Conferences, Federal Reserve Bank of Kansas City, issue Apr, pages 131-140.
    8. Brickley, James A. & Linck, James S. & Smith, Clifford Jr., 2003. "Boundaries of the firm: evidence from the banking industry," Journal of Financial Economics, Elsevier, vol. 70(3), pages 351-383, December.
    9. Pietro ALESSANDRINI & Andrea PRESBITERO & Alberto ZAZZARO, 2006. "Banks, Distances and Financing Constraints for Firms," Working Papers 266, Universita' Politecnica delle Marche (I), Dipartimento di Scienze Economiche e Sociali.
    10. Ahrendsen, Bruce L. & Dixon, Bruce L. & Luo, Bing, 2003. "The Effects Of Bank Mergers On Commercial Bank Agricultural Lending," 2003 Annual meeting, July 27-30, Montreal, Canada 22051, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
    11. Ahmadyan , Azam, 2020. "Iranian Banks Mergers and Structure of Loans," Journal of Money and Economy, Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran, vol. 15(1), pages 75-100, January.
    12. Collender, Robert N. & Shaffer, Sherrill, 2003. "Local bank office ownership, deposit control, market structure, and economic growth," Journal of Banking & Finance, Elsevier, vol. 27(1), pages 27-57, January.
    13. Elizabeth Laderman & Ronald H. Schmidt & Gary C. Zimmerman, 1991. "Location, branching, and bank portfolio diversification: the case of agricultural lending," Economic Review, Federal Reserve Bank of San Francisco, issue Win, pages 24-38.
    14. Jalal Akhavein & Lawrence Goldberg & Lawrence White, 2004. "Small Banks, Small Business, and Relationships: An Empirical Study of Lending to Small Farms," Journal of Financial Services Research, Springer;Western Finance Association, vol. 26(3), pages 245-261, December.
    15. Jalal Akhavein & Lawrence G. Goldberg & Lawrence J. White, 2002. "Relationship Lending and Denovo Banks: An examination of Bank Lending to Small Farm Borrowers," Working Papers 02-04, New York University, Leonard N. Stern School of Business, Department of Economics.
    16. Peter J. Barry & Paul N. Ellinger, 1997. "Liquidity and competition in rural credit markets," Proceedings – Rural and Agricultural Conferences, Federal Reserve Bank of Kansas City, issue Apr, pages 47-77.
    17. Mark E. Levonian, 1996. "Explaining differences in farm lending among banks," Economic Review, Federal Reserve Bank of San Francisco, pages 12-22.

    More about this item

    Keywords

    Agricultural Finance;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ags:nc1993:131332. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: AgEcon Search (email available below). General contact details of provider: https://edirc.repec.org/data/aesukea.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.