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Barcelona Report 2 - The Bank Business Model in the Post-Covid-19 World

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Listed:
  • Carletti, Elena
  • Claessens, Stijn
  • Fatás, Antonio
  • Vives, Xavier

Abstract

The effects from the Covid-19 crisis come on top of the combination over the past decade of persistently low interest rates, regulatory changes, and competition from shadow banks and new digital entrants that challenged the traditional bank business model pre-Covid-19. The second report in the CEPR/IESE series on The Future of Banking tackles these crucial challenges, examining the competitive responses of the different players – both incumbents and new entrants – and the associated policy and regulatory issues.

Suggested Citation

  • Carletti, Elena & Claessens, Stijn & Fatás, Antonio & Vives, Xavier (ed.), 2020. "Barcelona Report 2 - The Bank Business Model in the Post-Covid-19 World," Vox eBooks, Centre for Economic Policy Research, number p329.
    • Handle: RePEc:cpr:ebooks:p329
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    File URL: https://voxeu.org/system/files/epublication/The_Future_of_Banking_2.pdf
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    References listed on IDEAS

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    1. Murinde, Victor & Rizopoulos, Efthymios & Zachariadis, Markos, 2022. "The impact of the FinTech revolution on the future of banking: Opportunities and risks," International Review of Financial Analysis, Elsevier, vol. 81(C).
    2. Pierri, Nicola & Timmer, Yannick, 2022. "The importance of technology in banking during a crisis," Journal of Monetary Economics, Elsevier, vol. 128(C), pages 88-104.
    3. Xavier Vives, 2024. "La competencia en los mercados digitales," Working Papers 2024-01, FEDEA.

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