IDEAS home Printed from https://ideas.repec.org/a/sae/busper/v6y2018i2p154-164.html
   My bibliography  Save this article

Agrani Doer Banking: Agent Banking Business in Bangladesh

Author

Listed:
  • Jashim Uddin Ahmed
  • Asma Ahmed

Abstract

Agent banking involves the provision of banking services through non-conventional means such as retail outlets with the use of technology. In developing countries, such as Bangladesh, agent banking acts as a medium between the rural unbanked majorities and banking services that they would otherwise not have access to. The case analyzes how innovation in the banking sector can aid poor people to gain access to financial institutions through the Agrani Doer banking business model. It elaborates on the rules and regulations of agent banking and how the first state bank of Bangladesh, Agrani Bank, establishes coverage to places not deemed possible before. The concept of agent banking, in an illustrative case, is linked to Ansoff’s Growth Matrix as Agrani Bank uses technology and innovation in its business strategies to achieve its desired growth goals.

Suggested Citation

  • Jashim Uddin Ahmed & Asma Ahmed, 2018. "Agrani Doer Banking: Agent Banking Business in Bangladesh," Business Perspectives and Research, , vol. 6(2), pages 154-164, July.
    • Handle: RePEc:sae:busper:v:6:y:2018:i:2:p:154-164
    DOI: 10.1177/2278533718765532
    as

    Download full text from publisher

    File URL: https://journals.sagepub.com/doi/10.1177/2278533718765532
    Download Restriction: no
    File URL: https://libkey.io/10.1177/2278533718765532?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Rao, Balkrishna C., 2013. "How disruptive is frugal?," Technology in Society, Elsevier, vol. 35(1), pages 65-73.
    2. Paul L. Sauer & Joseph B. O'Donnell, 2006. "The Impact of New Major Offerings on Student Retention," Journal of Marketing for Higher Education, Taylor & Francis Journals, vol. 16(2), pages 135-155, March.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. S.S.M. Sadrul Huda & MD. Humayun Kabir & Nurun Naher Popy & Sunny Saha, 2020. "Innovation In Financial Services: The Case Of Bangladesh," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 9(1), pages 31-56.
    2. Gupta, Sanal & Singh, Puran, 2023. "What drives activity of banking agents? Evidence from Rural India," World Development Perspectives, Elsevier, vol. 31(C).
    3. Mohammad Ali Ashraf, 2023. "Comprehending the intention to use branchless banking by rural people during the corona pandemic: evidence from Bangladesh," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 28(1), pages 99-116, March.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Mario Pansera & Fabien Martinez, 2017. "Innovation for development and poverty reduction: an integrative literature review," Post-Print hal-02887777, HAL.
    2. Balkrishna C. Rao & Ingo Liefner, 2023. "Frugal Engineering of Advanced Frugal Innovations for Global Sustainability Entrepreneurship," Journal of Entrepreneurship and Innovation in Emerging Economies, Entrepreneurship Development Institute of India, vol. 32(2_suppl), pages 69-88, November.
    3. Monica A. Altamirano & Cees P. van Beers, 2018. "Frugal Innovations in Technological and Institutional Infrastructure: Impact of Mobile Phone Technology on Productivity, Public Service Provision and Inclusiveness," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 30(1), pages 84-107, January.
    4. Jarkko Levänen & Mokter Hossain & Tatu Lyytinen & Anne Hyvärinen & Sini Numminen & Minna Halme, 2015. "Implications of Frugal Innovations on Sustainable Development: Evaluating Water and Energy Innovations," Sustainability, MDPI, vol. 8(1), pages 1-17, December.
    5. Sanghamitra Chakravarty & Georgina Mercedes Gómez, 2024. "A Development Lens to Frugal Innovation: Bringing Back Production and Technological Capabilities into the Discourse," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 36(1), pages 82-101, February.
    6. Juan Shan & Miqdad Ali Khan, 2016. "Implications of Reverse Innovation for Socio-Economic Sustainability: A Case Study of Philips China," Sustainability, MDPI, vol. 8(6), pages 1-20, June.
    7. André Leliveld & Peter Knorringa, 2018. "Frugal Innovation and Development Research," The European Journal of Development Research, Palgrave Macmillan;European Association of Development Research and Training Institutes (EADI), vol. 30(1), pages 1-16, January.
    8. Tiwari, Rajnish & Bergmann, Stephan, 2018. "What pathways lead to frugal innovation? Some insights on modes & routines of frugal, technical inventions based on an analysis of patent data in German auto components industry," Working Papers 105, Hamburg University of Technology (TUHH), Institute for Technology and Innovation Management.
    9. Nighat Naeem & Muqqadas Rehman & Aisha Ismail, 2021. "Exploring Innovations Shaped For Non-Affluent Customers: A Perspective Of Entrepreneurs Working In Incubation Centers Of Pakistan," Bulletin of Business and Economics (BBE), Research Foundation for Humanity (RFH), vol. 10(2), pages 147-156.
    10. Hossain, Mokter & Park, Sukyung & Shahid, Subhan, 2023. "Frugal innovation for sustainable rural development," Technological Forecasting and Social Change, Elsevier, vol. 193(C).
    11. Onsongo, Elsie K. & Knorringa, Peter & van Beers, Cees, 2023. "Frugal business model innovation in the Base of the Pyramid: The case of Philips Community Life Centres in Africa," Technovation, Elsevier, vol. 121(C).
    12. Urpelainen, Johannes, 2016. "Energy poverty and perceptions of solar power in marginalized communities: Survey evidence from Uttar Pradesh, India," Renewable Energy, Elsevier, vol. 85(C), pages 534-539.
    13. Rifat Sharmelly, 2016. "Innovation on Wheels in Emerging Economies: Lessons from Auto MNC’s Experience," International Journal of Business and Management, Canadian Center of Science and Education, vol. 11(8), pages 1-44, July.
    14. Tiwari, Rajnish & Herstatt, Cornelius, 2013. "Innovieren für preisbewusste Kunden: Analogieeinsatz als Erfolgsfaktor in Schwellenländern," Working Papers 75, Hamburg University of Technology (TUHH), Institute for Technology and Innovation Management.
    15. Balkrishna Rao, 2014. "Alleviating Poverty in the Twenty-First Century Through Frugal Innovations," Challenge, Taylor & Francis Journals, vol. 57(3), pages 40-59.
    16. Suneel Kunamaneni, 2019. "CHALLENGES IN MOVING FROM INCREMENTAL TO RADICAL LOW-COST INNOVATION IN EMERGING AND TRANSITION COUNTRIES: Institutional Perspectives Based on Rechargeable Battery Innovation in China and Point-of-Use," International Journal of Innovation Management (ijim), World Scientific Publishing Co. Pte. Ltd., vol. 23(03), pages 1-36, April.
    17. Hossain, Mokter, 2021. "Frugal innovation and sustainable business models," Technology in Society, Elsevier, vol. 64(C).
    18. Park, Sukyung & Rosca, Eugenia & Agarwal, Nivedita, 2022. "Driving social impact at the bottom of the Pyramid through the internet-of-things enabled frugal innovations," Technovation, Elsevier, vol. 118(C).
    19. Rossetto, Dennys Eduardo & Borini, Felipe Mendes & Bernardes, Roberto Carlos & Frankwick, Gary L., 2023. "Measuring frugal innovation capabilities: An initial scale proposition," Technovation, Elsevier, vol. 121(C).
    20. Gerrit A. De Waal, 2016. "An Extended Conceptual Framework For Product-Market Innovation," International Journal of Innovation Management (ijim), World Scientific Publishing Co. Pte. Ltd., vol. 20(05), pages 1-26, June.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:busper:v:6:y:2018:i:2:p:154-164. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.