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Tacit Knowledge Sharing Model For Banks: Remedial Measure Of Likelihood Of Default

Author

Listed:
  • ABDUL AZIZ KHAN NIAZI

    (Institute of Business & Management, University of Engineering and Technology, Lahore and NCBA&E, Lahore, Pakistan: azizniazi@uet.edu.pk)

  • SULEMAN AZIZ LODHI

    (NCBA&E, Lahore, Pakistan: sulemanlodhi@gmail.com)

  • ABDUL BASIT

    (Lahore Institute of Science and Technology, Lahore, Pakistan: abasit_shahbaz@yahoo.com)

  • TEHMINA FIAZ QAZI

    (Institute of Business and Management, University of Engineering and Technology, Lahore, Pakistan; tehmina.qazi@gmail.com)

Abstract

Non-Performing Loans (NPLs) adversely affect financial performance of banks which is a persistent problem of banking. NPLs are time and again built-up in banking sectors and drag economies towards crises. Search for better solutions to problem is high on agenda of research. This study is aimed to provide a better solution to problem of NPLs. It uses analytical conceptual approach of research and addresses issue in knowledge management perspective. Critical review of relevant literature has been conducted with a focus on Tacit Knowledge (TK) sharing. An idea of exploiting potential of TK to control NPLs has been conceived that works through refinement of decision-making processes and results in improvement of recovery and financial performance of banks. A Tacit Knowledge Sharing Model (TKSM) has been developed in this regard. TKSM is modeled on core business of banking that provides a simple way to use TK for controlling risk of likelihood of default.

Suggested Citation

  • Abdul Aziz Khan Niazi & Suleman Aziz Lodhi & Abdul Basit & Tehmina Fiaz Qazi, 2020. "Tacit Knowledge Sharing Model For Banks: Remedial Measure Of Likelihood Of Default," Bulletin of Business and Economics (BBE), Research Foundation for Humanity (RFH), vol. 9(1), pages 32-50, March.
    • Handle: RePEc:rfh:bbejor:v:9:y:2020:i:1:p:32-50
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    References listed on IDEAS

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    More about this item

    Keywords

    Banks; credit decision; financial performance; economy; default; NPLs; TKSM;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts

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