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A válság hatása a magyarországi bankversenyre
[The effect of the crisis on bank competition in Hungary]

Author

Listed:
  • Várhegyi, Éva

Abstract

A 2008 őszén Magyarországot is elérő pénzügyi-gazdasági válság súlyosan érintette a bankszektort. A kedvezőtlen hatásokat kezdetben felerősítette a nyugat-európai kormányok protekcionista politikája, ami hátrányos versenyfeltételeket teremtett a kelet-közép-európai térségben működő leánybankok számára. A cikk középpontjában annak vizsgálata áll, hogyan hatott a válság, illetve a válságkezelés a bankok viselkedésére és versenyére. Az elemzés megmutatja, hogy a válság nem egyformán érintette a bankok pénzügyi és piaci pozícióit, és alkalmazkodásuk módozatai is eltértek egymástól. A bankok versenyhelyzetét a kormányzat és a tulajdonosok válságkezelő intézkedései is befolyásolták. A hitelpiac bővülését várhatóan a válságra adott tulajdonosi és szabályozói reakciók - a kockázatérzékenység erősödése és a tőkekövetelmények növekedése - fékezik. A felvásárlások és piacelhagyások a magyar bankpiacon is növelhetik a koncentrációt, de ez nem feltétlenül gyengíti a versenyt. Journal of Economic Literature (JEL) kód: G01, G21, H81, L11.

Suggested Citation

  • Várhegyi, Éva, 2010. "A válság hatása a magyarországi bankversenyre [The effect of the crisis on bank competition in Hungary]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(10), pages 825-846.
    • Handle: RePEc:ksa:szemle:1194
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    References listed on IDEAS

    as
    1. Bruce Lyons, 2009. "Competition Policy, Bailouts and the Economic Crisis," Working Paper series, University of East Anglia, Centre for Competition Policy (CCP) 2009-04, Centre for Competition Policy, University of East Anglia, Norwich, UK..
    2. Bleuel, Hans-H., 2009. "The German banking system and the global financial crisis: causes, developments and policy responses," Duesseldorf Working Papers in Applied Management and Economics 08, Duesseldorf University of Applied Sciences.
    3. Bleuel, Hans-H., 2009. "The German banking system and the global financial crisis: causes, developments and policy responses," Duesseldorf Working Papers in Applied Management and Economics fobe08, Duesseldorf University of Applied Sciences.
    4. József Molnár & Márton Nagy & Csilla Horváth, 2007. "A Structural Empirical Analysis of Retail Banking Competition: the Case of Hungary," MNB Working Papers 2007/1, Magyar Nemzeti Bank (Central Bank of Hungary).
    5. Bruce Lyons, 2009. "Competition Policy, Bailouts, and the Economic Crisis," CPI Journal, Competition Policy International, vol. 5.
    6. Király, Júlia & Nagy, Márton & Banai, Ádám, 2010. "Az aranykor vége Magyarországon. "Külföldi" és "lokális" bankok - válság előtt és válság után [End of the golden age in Hungary. "Foreign" and "local" banks ," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(2), pages 105-131.
    Full references (including those not matched with items on IDEAS)

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    Cited by:

    1. Szabolcs Szikszai & Tamás Badics & Csilla Raffai & Zsolt Stenger & András Tóthmihály, 2013. "Studies in Financial Systems No 8 Hungary," FESSUD studies fstudy08, Financialisation, Economy, Society & Sustainable Development (FESSUD) Project.

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    More about this item

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
    • L11 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Production, Pricing, and Market Structure; Size Distribution of Firms

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