Multivariate exposure modeling of accident risk: Insights from Pay-as-you-drive insurance data
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DOI: 10.1016/j.tra.2013.11.010
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References listed on IDEAS
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Citations
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Cited by:
- Roel Verbelen & Katrien Antonio & Gerda Claeskens, 2018.
"Unravelling the predictive power of telematics data in car insurance pricing,"
Journal of the Royal Statistical Society Series C, Royal Statistical Society, vol. 67(5), pages 1275-1304, November.
- Roel Verbelen & Katrien Antonio & Gerda Claeskens, 2016. "Unraveling the predictive power of telematics data in car insurance pricing," Working Papers of Department of Decision Sciences and Information Management, Leuven 552745, KU Leuven, Faculty of Economics and Business (FEB), Department of Decision Sciences and Information Management, Leuven.
- Roel Verbelen & Katrien Antonio & Gerda Claeskens, 2018. "Unraveling the predictive power of telematics data in car insurance pricing," Working Papers of Department of Decision Sciences and Information Management, Leuven 618916, KU Leuven, Faculty of Economics and Business (FEB), Department of Decision Sciences and Information Management, Leuven.
- Roel Verbelen & Katrien Antonio & Gerda Claeskens, 2018. "Unraveling the predictive power of telematics data in car insurance pricing," Working Papers Department of Accountancy, Finance and Insurance (AFI), Leuven 618916, KU Leuven, Faculty of Economics and Business (FEB), Department of Accountancy, Finance and Insurance (AFI), Leuven.
- Roel Verbelen & Katrien Antonio & Gerda Claeskens, 2016. "Unraveling the predictive power of telematics data in car insurance pricing," Working Papers Department of Accountancy, Finance and Insurance (AFI), Leuven 552745, KU Leuven, Faculty of Economics and Business (FEB), Department of Accountancy, Finance and Insurance (AFI), Leuven.
- Meng, Shengwang & Gao, Yaqian & Huang, Yifan, 2022. "Actuarial intelligence in auto insurance: Claim frequency modeling with driving behavior features and improved boosted trees," Insurance: Mathematics and Economics, Elsevier, vol. 106(C), pages 115-127.
- Montserrat Guillen & Ana M. Pérez-Marín & Manuela Alcañiz, 2020. "Risk reference charts for speeding based on telematics information," IREA Working Papers 202003, University of Barcelona, Research Institute of Applied Economics, revised Apr 2020.
- Guadalupe González-Sánchez & María Isabel Olmo-Sánchez & Elvira Maeso-González & Mario Gutiérrez-Bedmar & Antonio García-Rodríguez, 2021. "Needs for International Benchmarking of Road Safety Management Based on Mobility Exposure Measures and Risk Patterns," IJERPH, MDPI, vol. 18(23), pages 1-13, December.
- Mercedes Ayuso & Montserrat Guillen & Jens Perch Nielsen, 2019.
"Improving automobile insurance ratemaking using telematics: incorporating mileage and driver behaviour data,"
Transportation, Springer, vol. 46(3), pages 735-752, June.
- Mercedes Ayuso & Montserrat Guillén & Jens Perch Nielsen, 2016. "Improving automobile insurance ratemaking using telematics: incorporating mileage and driver behaviour data," Working Papers XREAP2016-08, Xarxa de Referència en Economia Aplicada (XREAP), revised Dec 2016.
- Mercedes Ayuso & Montserrat Guillén & Jens Perch Nielsen, 2017. "Improving automobile insurance ratemaking using telematics: incorporating mileage and driver behaviour data," Working Papers 2017-01, Universitat de Barcelona, UB Riskcenter.
- Vukina, Tomislav & Nestić, Danijel, 2015. "Do people drive safer when accidents are more expensive: Testing for moral hazard in experience rating schemes," Transportation Research Part A: Policy and Practice, Elsevier, vol. 71(C), pages 46-58.
- Montserrat Guillen & Ana M. Pérez-Marín, 2018. "“The transition towards semi-autonomous vehicle insurance: the contribution of usage-based data”," IREA Working Papers 201811, University of Barcelona, Research Institute of Applied Economics, revised May 2018.
- Jacob Azaare & Zhao Wu & Bright Nana Kwame Ahia, 2022. "Exploring the Effects of Classical Auto Insurance Rating Variables on Premium in ARDL: Is the high Policyholders’ Premium in Ghana Justified?," SAGE Open, , vol. 12(4), pages 21582440221, October.
- Yi‐Jen (Ian) Ho & Siyuan Liu & Jingchuan Pu & Dian Zhang, 2022. "Is it all about you or your driving? Designing IoT‐enabled risk assessments," Production and Operations Management, Production and Operations Management Society, vol. 31(11), pages 4205-4222, November.
- Francis Duval & Jean‐Philippe Boucher & Mathieu Pigeon, 2023. "Enhancing claim classification with feature extraction from anomaly‐detection‐derived routine and peculiarity profiles," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 90(2), pages 421-458, June.
- Toledo, Galit & Shiftan, Yoram, 2016. "Can feedback from in-vehicle data recorders improve driver behavior and reduce fuel consumption?," Transportation Research Part A: Policy and Practice, Elsevier, vol. 94(C), pages 194-204.
- Donatella Porrini & Giulio Fusco & Cosimo Magazzino, 2020. "Black boxes and market efficiency: the effect on premiums in the Italian motor-vehicle insurance market," European Journal of Law and Economics, Springer, vol. 49(3), pages 455-472, June.
- Hsu, Yung-Ching & Shiu, Yung-Ming & Chou, Pai-Lung & Chen, Yen-Ming J., 2015. "Vehicle insurance and the risk of road traffic accidents," Transportation Research Part A: Policy and Practice, Elsevier, vol. 74(C), pages 201-209.
- Jean-Philippe Boucher & Steven Côté & Montserrat Guillen, 2017. "Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models," Risks, MDPI, vol. 5(4), pages 1-23, September.
- Guangyuan Gao & Mario V. Wüthrich, 2019. "Convolutional Neural Network Classification of Telematics Car Driving Data," Risks, MDPI, vol. 7(1), pages 1-18, January.
- Ana M. Pérez-Marín & Montserrat Guillen & Manuela Alcañiz & Lluís Bermúdez, 2019. "Quantile Regression with Telematics Information to Assess the Risk of Driving above the Posted Speed Limit," Risks, MDPI, vol. 7(3), pages 1-11, July.
- Omid Ghaffarpasand & Mark Burke & Louisa K. Osei & Helen Ursell & Sam Chapman & Francis D. Pope, 2022. "Vehicle Telematics for Safer, Cleaner and More Sustainable Urban Transport: A Review," Sustainability, MDPI, vol. 14(24), pages 1-20, December.
- Bian, Yiyang & Yang, Chen & Zhao, J. Leon & Liang, Liang, 2018. "Good drivers pay less: A study of usage-based vehicle insurance models," Transportation Research Part A: Policy and Practice, Elsevier, vol. 107(C), pages 20-34.
- Gao, Guangyuan & Wüthrich, Mario V. & Yang, Hanfang, 2019. "Evaluation of driving risk at different speeds," Insurance: Mathematics and Economics, Elsevier, vol. 88(C), pages 108-119.
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Keywords
GPS trajectories; In-vehicle data recorder; Risk exposure; Accident research; Pay-as-you-drive insurance; Multivariate logistic regression;All these keywords.
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