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- Nyman, John A., 2001. "The income transfer effect, the access value of insurance and the Rand health insurance experiment," Journal of Health Economics, Elsevier, vol. 20(2), pages 295-298, March.
- Nyman, John A., 1999. "The economics of moral hazard revisited," Journal of Health Economics, Elsevier, vol. 18(6), pages 811-824, December.
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