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Implicancias de la inclusión financiera y el empleo informal en la pobreza monetaria de los departamentos del Perú

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  • Pedro Grados Smith

Abstract

A pesar de un crecimiento sostenido del PBI del Perú en los últimos veinte anos, la pobreza monetaria aún es el principal problema económico y social. Este fenómeno se extiende a dos factores importantes: la inclusión financiera y el empleo informal , que tienen implicancias en la sostenibilidad de los mecanismos impulsores del crecimiento económico para aliviar la pobreza. Utilizando el modelo econométrico de mínimos cuadrados generalizados factibles (FGLS) con efectos fijos (FEGLS), a fin de controlar los efectos heterogéneos entre los departamentos del Perú durante el periodo 2010-2019, este documento evalúa empíricamente el impacto de la inclusión financiera y el empleo informal en la pobreza monetaria. Los resultados empíricos muestran que la expansión de la inclusión financiera beneficiaría a la reducción de la pobreza monetaria, en tanto con respecto al empleo informal se revela que existe una relación negativa: se determina que su desarrollo está asociado con la reducción de la pobreza, pero no es determinante para su alivio.

Suggested Citation

  • Pedro Grados Smith, 2021. "Implicancias de la inclusión financiera y el empleo informal en la pobreza monetaria de los departamentos del Perú," Revista Finanzas y Politica Economica, Universidad Católica de Colombia, vol. 13(2), pages 545-569, August.
    • Handle: RePEc:col:000443:019745
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    1. Jesús Antonio López Cabrera & Francisco Gabriel Villarreal & Diego Cardoso López, 2023. "Una propuesta de medición de la inclusión financiera en México," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 18(3), pages 1-41, Julio - S.

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    More about this item

    Keywords

    desigualdad; empleo informal; inclusión financiera; pobreza; seguro de salud;
    All these keywords.

    JEL classification:

    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J46 - Labor and Demographic Economics - - Particular Labor Markets - - - Informal Labor Market
    • D63 - Microeconomics - - Welfare Economics - - - Equity, Justice, Inequality, and Other Normative Criteria and Measurement
    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private

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