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Covid Crisis Effects On Lending In The Romanian Banking Marke

Author

Listed:
  • ANDREEA MAURA BOBICEANU

    (BabeÈ™-Bolyai University, Postal Adress: Teodor Mihali Street, Nr. 58-60, Cluj-Napoca 400591, Romania)

  • IOANA GEORGIANA FÄ‚RCAȘ

    (BabeÈ™-Bolyai University, Postal Adress: Teodor Mihali Street, Nr. 58-60, Cluj-Napoca 400591, Romania)

  • ANDREEA MARIA PECE

    (BabeÈ™-Bolyai University, Postal Adress: Teodor Mihali Street, Nr. 58-60, Cluj-Napoca 400591, Romania)

Abstract

Credit growth is an important indicator of the financial stability within a country. We aim to investigate this issue, by analyzing the credit growth in Romania during 2000- 2022. We find that Covid crisis impacts positively and significantly credit growth. We bring new insights regarding the effects of macroeconomic variables like GPD growth, inflation, and long-term external debt service on credit growth. These results remain robust when we employ several categories of credit growth (e.g. by currency, by maturity, by type of credit) as dependent variables.

Suggested Citation

  • Andreea Maura Bobiceanu & Ioana Georgiana Fä‚Rcaè˜ & Andreea Maria Pece, 2022. "Covid Crisis Effects On Lending In The Romanian Banking Marke," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 30, pages 39-52, December.
    • Handle: RePEc:aic:revebs:y:2022:j:30:bobiceanuam
    DOI: 10.47743/rebs-2022-2-0003
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    References listed on IDEAS

    as
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    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    lending; banking market; emerging markets; covid;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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