Content
2001
- 712 Testing for market discipline in the European banking industry: evidence from subordinated debt issues
by Andrea Sironi - 711 Learning-by-doing, scale efficiencies, and financial performance at Internet-only banks
by Robert DeYoung - 710 The effects of banking market size structure on bank competition: the case of small business lending
by Allen N. Berger & Richard J. Rosen & Gregory F. Udell - 709 The ability of banks to lend to informationally opaque small businesses
by Allen N. Berger & Leora Klapper & Gregory F. Udell - 708 Size, charter value, and risk in banking: an international perspective
by Gianni De Nicolo - 707 Do Federal Home Loan Bank membership and advances lead to bank risk-taking?
by Dusan Stojanovic & Mark D. Vaughan & Timothy J. Yeager - 706 The simple microeconomics of government-sponsored enterprises
by Wayne Passmore & Roger Sparks - 705 GSEs as instruments of federal policy: public benefits and public costs
by Bert Ely - 704 GSEs: why is effective government supervision hard to achieve?
by Thomas H. Stanton - 703 Recommendations for the changes in the way Federal Deposit Insurance is funded
by Arthur J. Murton - 702 Community banking, deposit insurance reform, and too big to fail
by Kenneth A. Guenther - 701 The financial safety net
by Alan Greenspan
2000
- 752 Business-to-business: challenges and opportunities
by Sarah Billings & Emery Kobor & John Quinn & John Sheriden - 751 Electronic bill payment: challenges and opportunities
by Ron Braco & Ravi Ganesan & Matt Lawlor & Jeetu Patel & John P. Tedesco - 750 Online payments: challenges and opportunities
by Kirk Ergang & Peter R. Gustafson & Catherine Johnston & Gregory K. Jones - 749 Legal policy
by Sarah Jane & David Teitelbaum & Richard Warner - 748 Technology and security policy
by Stewart A. Baker & Thomas P. Brown & Peter Honeyman & Bruce J. Summers - 747 International comparisons: lessons learned
by Gerald R. Fox & David B. Humphrey & Marianne Palva & Leo Van Hove - 700 Are scale economies in banking elusive or illusive? evidence obtained by incorporating capital structure and risk-taking into models of bank production
by Joseph P. Hughes & Loretta J. Mester & Choon-Geol Moon - 699 Community lending and commercial bank mergers
by Raphael W. Bostic & Hamid Mehran & Anna L. Paulson & Marc R. Saidenberg - 698 The relationship between bank off-balance-sheet activities and credit risk under risk-based capital: a simultaneous equations approach
by Raj Aggarwal & Kevin T. Jacques & Tara N. Rice - 697 The dynamics of debtor-in-possession financing: bankruptcy resolution and the role of prior lenders
by Sandeep Dahiya & Kose John & Manju Puri & Gabriel G. Ramirez - 696 The determinants of cross-border bank shareholdings: an analysis with bank-level data from OECD countries
by Dario Focarelli & Alberto F. Pozzolo - 695 Relationship banking, loan specialization and competition
by Robert Hauswald & Robert Marquez - 694 Changing financial industry structure and regulation: an antitrust perspective
by J. Robert Kramer - 693 The Gramm-Leach-Bliley Act eliminated the separation of banking and commerce
by Peter J. Wallison - 692 Milestones and challenges in deposit insurance pricing
by Donna Tanoue - 691 Organization, value, and performance at diversified bank holding companies
by Peter G. Klein & Marc R. Saidenberg - 690 Bank consolidation and consumer loan interest rates
by Charles M. Kahn & George Pennacchi & Ben Sopranzetti - 689 Managerial incentives, merger premiums, and bank acquisitions
by James A. Wilcox & Zane D. Williams - 688 Bank mergers and subordinated debt yields
by Maria Fabiana Penas - 687 Bond market discipline of banks
by Donald P. Morgan & Kevin J. Stiroh - 686 Monitoring for equal access to credit: current practices and future challenges
by Anne K. Kerttula & Balvinder S. Sangha - 685 Credit VAR and risk-bucket capital rules: a reconciliation
by Michael B. Gordy - 684 Parameterizing credit risk models rating data: current limits of actuarial approaches
by Mark S. Carey & Mark Hrycay - 683 The speed of bank liquidation and the propagation of the U.S. Great Depression
by Ali Anari & James Kolari & Joseph R. Mason - 682 Controlling fiscal costs of banking crises
by Patrick Honohan & Daniela Klingebiel - 681 Resolution of bank insolvency and borrower evaluation in East Asia
by Simeon Djankov & Jan Jindra & Leora Klapper - 680 Bank competition and firm creation
by Emilia Bonaccorsi di Patti & Giovanni Dell'Ariccia - 679 Does distance still matter? the information revolution in small business lending?
by Mitchell A. Petersen - 678 Alternative financial delivery systems
by David Medine - 677 Alternative financial delivery systems: promise vs. the reality
by J. Stephen Baine - 676 Segmentation : key to revenue growth challenges
by James M. McCormick - 675 Incentives for banking megamergers: what motives might regulations infer from event-study evidence?
by Edward J. Kane - 674 Empirical evidence on the need for a lender of last resort
by Craig H. Furfine - 673 The role of subordinated debt in bank safety and soundness regulation
by Douglas D. Evanoff & Larry D. Wall - 672 Small business access to trade credit: some evidence of ethnic differences
by Daniel Aaronson & Paul Huck & Robert M. Townsend - 671 Reforming bank capital requirements: a rating agency perspective
by Jerome S. Fons - 670 Bank underwriting of corporate bonds evidence from Japan after the financial system reform of 1993
by Yasushi Hamao & Takeo Hoshi - 669 The \"big picture\" of bank diversification
by Allen N. Berger - 668 Role of technology in today's financial industry
by Gary Gensler - 667 Bank responses to change in modern financial services
by Thomas K. Brown - 666 The changing financial world, low-income people and asset building
by Malcolm Bush - 665 Banking on change
by James Chessen - 664 Market discipline and Fed lending
by Alfred Broaddus - 663 Safety-net issues in the new financial environment
by Michael H. Moskow - 662 Banking evolution
by Alan Greenspan
1999
- 798 The development and expansion of secondary markets for small business loans
by Zoltan J. Acs - 783 Credit scoring and small business lending in low- and moderate-income communities
by Michael Padhi & Aruna Srinivasan & Lynn W. Woosley - 782 The importance of trust in micro-credit borrowing groups
by Denise L. Anthony - 781 From public assistance to self-sufficiency: the role for the microenterprise strategy
by Lisa J. Servon - 780 A comparison of small business finance in two Chicago minority neighborhoods
by Philip Bond & Paul Huck & Sherrie L. W. Rhine & Robert M. Townsend - 779 The effect of personal bankruptcy law on small firms' access to credit
by Jeremy Berkowitz & Michelle J. White - 778 What small firms get capital and what cost: notes on the role of social capital and banking networks
by James J. Gillespie & Brian Uzzi - 777 Cookie-cutter versus character: the micro structure of small business lending by large and small banks
by Rebel A. Cole & Lawrence G. Goldberg & Lawrence J. White - 776 Small business borrowing from large and small banks
by Robert Berney & George W. Haynes & Charles Ou - 775 Racial differences in patterns of small business finance: the importance of local geography
by Raphael W. Bostic & K. Patrick Lampani - 774 Intraurban patterns of small business lending: findings from the new Community Reinvestment Act data
by Daniel Immergluck - 773 Access to capital: Milwaukee's small business lending gaps
by Sally O'Connor & Gregory D. Squires - 772 Studies of CRA data on small business lending
by Anthony Yezer - 765 Credit scoring and securitization of small business loans
by Gregory E. Elliehausen & Loretta J. Mester - 764 Microenterprise lending
by William C. Hunter - 763 The small business lending relationship: session B (discussion comments)
by Philip E. Strahan & Gregory F. Udell - 762 The small business lending relationship: session A
by Mitchell A. Petersen - 761 The \"big picture\" about relationship-based finance
by Allen N. Berger - 760 Bank consolidation and small business lending: a small firm perspective
by William C. Dunkelberg & Jonathan A. Scott - 759 Access to credit for minority-owned businesses
by Robert B. Avery - 758 Available evidence indicates that black-owned firms are often denied equal access to credit
by Timothy Bates - 757 Competition, small business financing, and discrimination: evidence from a new survey
by Ken Cavalluzzo & Linda Cavalluzzo & John D. Wolken - 756 Evaluation of CRA data on small business lending
by Glenn B. Canner - 755 Small business access to capital and credit
by Edward M. Gramlich - 754 Changes in small business finance
by Alan Greenspan - 753 The conference on business access to capital and credit: an overview
by Richard W. Lang - 661 Technology's role in payments
by Craig MacDonald & David Medeiros & Dan Schutzer & Guy S. Tallent - 660 End user expectations
by William C. Conrad & Jim Constantine & George R. Hood & Richard I. Kolsky & Laurie Mitchell & Eddie Zeitler - 659 Where to go from here?
by Richard R. Oliver & Henry H. Perrit & Janet Smith - 658 The law's role in payments
by Stewart A. Baker & Amelia H. Boss & David Goldstone & Thomas J. Smedinghoff & Margaret G. Stewart - 657 The payment provider perspective
by Gerald R. Fox & Steven Ollenburg & David Weisman - 656 Lessons learned from past payments experiences
by Christopher Dallas-Fenney & Gary Grippo & Catherine Johnston & Jean Woodworth - 655 Workshop overview
by Catherine Allen & Patrick Barron & Henry H. Perrit & Thomas P. Vartanian - 654 Opening remarks
by Roger W. Ferguson - 653 Bankers' role in corporate governance
by Randall S. Kroszner & Philip E. Strahan - 652 Are there network externalities in electronic payments?
by Gautam Gowrisankaran & Joanna Stavins - 651 Overages in mortgage pricing
by Harold A. Black & Thomas P. Boehm & Ramon P. DeGennaro - 650 Corporate governance at Japanese banks
by Christopher W. Anderson & Terry L. Campbell - 649 What caused the recent increase in bankruptcy and delinquency: stigma or risk-composition?
by David B. Gross & Nicholas S. Souleles - 648 The relationship between mergers and CEO compensation in large banks
by Richard T. Bliss & Richard J. Rosen - 647 Daiwa bank's reputational crisis: valuation effects on bank-firm relationships
by Ingyu Chiou - 646 Why do banks merge? some empirical evidence from Italy
by Dario Focarelli & Fabio Panetta & Carmelo Salleo - 645 Global financial crisis: implications for financial regulation
by Andrew Sheng Len Tao - 644 Reforming the global financial system
by Charles W. Calomiris - 643 Finding value in bank mergers
by Sean J. Ryan - 642 \"Enemy of none but a common friend of all\"? an international perspective on the lender-of-last-resort function
by Curzio Giannini - 641 Staying afloat in Japan: discretionary accounting and the behavior of banks under financial duress
by Drew Dahl & Ronald E. Shrieves - 640 For richer, for poorer: sovereign debt contracts in crisis
by Anna Gelpern - 639 Meeting the challenges of supervising and organizations' cross-border activities
by Lawrence R. Uhlick - 638 Does the Japanese stock market price bank risk? evidence from bank failures
by Elijah Brewer & Hesna Genay & William C. Hunter & George G. Kaufman - 637 The American economy in a world context
by Alan Greenspan - 636 Whether and why banks are opaque
by Donald P. Morgan - 635 International implications of disclosing supervisory information
by John S. Jordan & Joe Peek & Eric Rosengren - 634 Community Reinvestment Act rating downgrades and changes in bank lending behavior
by Drew Dahl & Douglas D. Evanoff & Michael F. Spivey - 633 Interbank exposures: quantifying the risk of contagion
by Craig H. Furfine - 632 What we have learned from the recent crises: implications for banking regulation
by Joseph E. Stiglitz - 631 Global financial crises: implications for banking and regulation: a review of the conference
by Michael H. Moskow - 630 Recent crises in post-crisis perspective
by Allan H. Meltzer - 629 Implications for banking and regulation: the financial stability institute and supervisory organizations
by John G. Heimann - 628 Reform of the financial and banking regulatory structures
by Carter H. Golembe - 627 The changing landscape of the banking industry
by John B. McCoy - 626 Measuring the efficiency of capital allocation in commercial banking
by Joseph P. Hughes & William W. Lang & Choon-Geol Moon & Michael S. Pagano - 625 Adverse selection, market structure, and competitive pricing in bank lending
by Sherrill Shaffer - 624 The cross-guarantee concept: eliminating risk in interbank markets
by Bert Ely - 623 Managing moral hazard with market signals: how regulation should change with banking
by Gary H. Stern - 622 Straining out Gnats and allowing Camels: the question of subsidy to subsidiaries of banks
by Richard S. Carnell - 621 Hidden cost reductions in bank mergers: accounting for more productive banks
by Simon H. Kwan & James A. Wilcox - 620 The importance of bank seniority for relationship lending
by Stanley D. Longhofer & João A. C. Santos - 619 Bank risk rating of business loans
by William B. English & William R. Nelson - 618 Banks' discretionary loan loss provisions: how important are constraints and asymmetries?
by Timothy W. Koch & Larry D. Wall - 617 The determinants of corporate loan liquidity
by Vijay Bhasin & Mark S. Carey - 616 Product mix and earnings volatility at commercial banks: evidence from a degree of leverage model
by Robert DeYoung & Karin P. Roland - 615 Debt repudiation and costs of financial distress: evidence from the Great Depression
by Randall S. Kroszner - 614 Factors affecting the Japanese premium
by Joe Peek & Eric Rosengren - 613 Circle unbroken: bank-affiliated money market mutual funds
by Gary D. Koppenhaver - 612 The dynamics of market entry: the effects of mergers and acquisitions on de novo entry in banking
by Allen N. Berger & Seth D. Bonime & Lawrence G. Goldberg & Lawrence J. White
1998
- 611 Study of the banking consolidation impact on small business lending
by Ben R. Craig & João A. C. Santos - 610 Banking and commerce: an approach based on liquidity synergies
by Joseph G. Haubrich & João A. C. Santos - 609 Securities activities by commercial banking firms' section 20 subsidiaries: risk, return, and diversification benefits
by Simon H. Kwan - 608 Of firewalls and subsidiaries: the right stuff for expanded bank activities
by Bernard Shull & Lawrence J. White - 607 Stop me before I inflate again: the rules-versus-discretion debate revisited
by Alan S. Blinder - 606 Capital movements, asset values, and banking policy in globalized markets
by Edward J. Kane - 605 On the political economy of banking and financial regulatory reform in emerging markets
by Randall S. Kroszner - 604 Survey data and the interest rate sensitivity of U.S. bank stock returns
by Harald A. Benink & Christian C. P. Wolffe - 603 The impact of deposit insurance reform on market discipline in Poland
by Thomas H. Mondschean & Timothy P. Opiela - 602 Joint venture payment networks and public policy
by David A. Balto & James J. McAndrews - 601 Can bank supervisory information improve forecasts of variables critical to monetary policy?
by Joe Peek & Eric Rosengren & Geoffrey M. B. Tootell - 600 Could publication of bank CAMEL ratings improve market discipline?
by Robert DeYoung & Mark J. Flannery & William W. Lang & Sorin M. Sorescu - 599 The subsidy provided by the federal safety net: theory, measurement, and containment
by Myron L. Kwast & Wayne Passmore - 598 Safety net subsidies at U.S. commercial banks, 1985-1994
by Armen Hovakimian & Edward J. Kane - 597 The East Asian financial crisis
by Gillian Garcia - 596 Mass adoption of retail electronic payments
by Helen Sinclair - 595 Integrated risk management: a dynamic process for getting it front of risk
by Cynthia A. Glassman - 594 The changing mix of bank card borrowers and the rising rate of charge-offs
by Sandra E. Black & Donald P. Morgan - 593 Risky debt prices and term-structure of credit spreads
by Dilip B. Madan & Haluk Unal - 592 Contagion and efficiency in gross and net interbank payment systems
by Xavier Freixas & Bruno Parigi - 591 Depositor preference legislation and failed banks' resolution costs
by William P. Osterberg & James B. Thomson - 590 On the role of bank coalitions in the provision of liquidity
by Charles M. Kahn & William Roberds - 589 Secure electronic transactions
by Alan Glass - 588 The competition policy treatment of shared EFT networks: the INTERAC case
by Robert D. Anderson & Brian Rivard - 587 In homage to the king: long live the check
by Allen H. Lipis - 586 Realizing the gains from electronic payments: costs, pricing, and payment choice
by David B. Humphrey & Moshe Kim & Bent Vale - 585 Retail payment instruments: costs, barriers, and future use
by David B. Humphrey & Lawrence B. Pulley - 584 Direct presentment regulation in payments
by James J. McAndrews - 583 Do minority-owned banks treat minorities better? an empirical test of the cultural affinity hypothesis
by Raphael W. Bostic & Glenn B. Canner - 582 Banks as liquidity providers: an explanation for the co-existence of lending and deposit-taking
by Anil K. Kashyap & Raghuram G. Rajan & Jeremy C. Stein - 581 The extraordinary persistence of profits in the U.S. banking industry: a breakdown of the competitive paradigm?
by Allen N. Berger & Seth D. Bonime & Daniel M. Covitz & Diana Hancock - 580 Payment and settlement systems in EMEAP economies
by Yoshiharu Oritani - 579 Canadian payments system: recent developments in structure and regulation
by Charles Freedman & Clyde Goodlet - 578 An international comparison of payment systems: TARGET, a payment system for the euro
by Jean-Michel Godeffroy - 577 What the Fed should do
by Martin Mayer - 576 Continuous linked settlement
by David L. Roscoe - 575 Risks and opportunities in payments systems
by Alice M. Rivlin - 574 Private sector clearing and payment systems
by Norman R. Nelson - 573 Transformation of the financial services industry
by Edward E. Crutchfield - 572 Payment system change and global financial stability
by Andrew D. Crockett - 571 Payments systems in the global economy: a review of the conference
by Michael H. Moskow - 570 Payments systems in the global economy : risks and opportunitie. Proceedings of the 34th annual Conference on Bank Structure and Competition, May 1998
by anonymous - 569 Payments systems in the global economy
by Alan Greenspan
1997
- 568 Technology : Proceedings of the 33rd annual Conference on Bank Structure and Competition, May 1997
by anonymous - 567 Evidence on the objective of bank regulators
by Robert DeYoung & Joseph P. Hughes & Choon-Geol Moon - 566 Bank monitoring of financial risk management at German nonfinancial firms: the case of Metallgesellschaft
by Allen B. Frankel & David E. Palmer - 565 Bank versus market based financial systems: evidence from financial distress in Japan and the US
by Brian J. Hall & David E. Weinstein - 564 The distribution of credit scores: findings and implications for the provision of financial services
by Robert B. Avery & Raphael W. Bostic & Paul S. Calem & Glenn B. Canner - 563 Mortgage scoring versus credit scoring: implications for mortgage markets
by John M. L. Gruenstein - 562 The effect of automated underwriting on adverse selection and on the profitability of mortgage securitization
by Wayne Passmore & Roger Sparks - 561 Monitoring, liquidity, and institutional investment choice
by Andrew Winton - 560 Market evidence on the opaqueness of banking firms' assets
by Mark J. Flannery & Simon H. Kwan & Mahendrarajah Nimalendran - 559 Value-relevance of banks' fair value disclosures under SFAS no. 107
by Mary E. Barth & William H. Beaver & Wayne R. Landsman - 558 Bank asset opaqueness: some comments
by Steven A. Sharpe - 557 The impact of contingent liability on commercial bank risk taking
by Benjamin C. Esty - 556 The demise of double liability as an optimal contract for large-bank stockholders
by Edward J. Kane & Berry Wilson - 555 The impact of a dealer's failure on OTC derivatives market liquidity during volatile periods
by Peter A. Abken & Ellis W. Tallman & Larry D. Wall - 554 On the credit risk of OTC derivative users
by Vijay Bhasin - 553 Using interest-rate options to hedge interest rate-dependent securities
by Ehud I. Ronn & Changneng Xuan - 552 Regulatory evaluation of value-at-risk models using probability forecasts
by Jose A. Lopez - 551 Franchise value, ownership structure, and risk taking at banks
by Rebecca Demsetz & Marc R. Saidenberg & Philip E. Strahan - 550 Regulatory competition: why do banks change regulators?
by Richard J. Rosen - 549 The effects of bank mergers and acquisitions on small business lending
by Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell - 548 Market discipline, moral hazard and bank regulation
by S. Nagarajan & C. W. Sealey - 547 Bank capital standards for market risk: a welfare analysis
by David A. Marshall & Subu Venkataraman