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Credit Scoring and Mortgage Securitization: Implications for Mortgage Rates and Credit Availability
Citations
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Cited by:
- Diana Hancock & Wayne Passmore, 2012. "The Federal Reserve's portfolio and its effects on mortgage markets," Finance and Economics Discussion Series 2012-22, Board of Governors of the Federal Reserve System (U.S.).
- David M. Frankel & Yu Jin, 2015.
"Securitization and Lending Competition,"
The Review of Economic Studies, Review of Economic Studies Ltd, vol. 82(4), pages 1383-1408.
- Frankel, David M. & Jin, Yu, 2011. "Securitization and Lending Competition," Staff General Research Papers Archive 34868, Iowa State University, Department of Economics.
- Frankel, David M. & Jin, Yu, 2011. "Securitization and lending competition," ISU General Staff Papers 201111280800001101, Iowa State University, Department of Economics.
- Diana Hancock & Wayne Passmore, 2015. "How Does the Federal Reserve's Large-Scale Asset Purchases (LSAPs) Influence Mortgage-Backed Securities (MBS) Yields and U.S. Mortgage Rates?," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 43(4), pages 855-890, November.
- Yuliya Demyanyk & Charlotte Ostergaard & Bent E. Sørensen, 2007.
"U.S. Banking Deregulation, Small Businesses, and Interstate Insurance of Personal Income,"
Journal of Finance, American Finance Association, vol. 62(6), pages 2763-2801, December.
- Yuliya Demyanyk & Charlotte Ostergaard & Bent E. Sørensen, 2006. "FU.S. banking deregulation, small businesses, and interstate insurance of personal income," Working Paper 2006/09, Norges Bank.
- Sørensen, Bent E & Ostergaard, Charlotte & Demyanyk, Yuliya, 2006. "US Banking Deregulation, Small Businesses and Interstate Insurance of Personal Income," CEPR Discussion Papers 5863, C.E.P.R. Discussion Papers.
- John M. Quigley, 2006.
"Federal credit and insurance programs: housing,"
Review, Federal Reserve Bank of St. Louis, vol. 88(Jul), pages 281-310.
- Quigley, John M., 2006. "Federal Credit and Insurance Programs: Housing," Berkeley Program on Housing and Urban Policy, Working Paper Series qt41d5k3bd, Berkeley Program on Housing and Urban Policy.
- W. Scott Frame & Diana Hancock & Wayne Passmore, 2012.
"Federal Home Loan Bank Advances and Commercial Bank Portfolio Composition,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 44(4), pages 661-684, June.
- W. Scott Frame & Diana Hancock & Wayne Passmore, 2012. "Federal Home Loan Bank Advances and Commercial Bank Portfolio Composition," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 44(4), pages 661-684, June.
- W. Scott Frame & Diana Hancock & Wayne Passmore, 2007. "Federal Home Loan Bank advances and commercial bank portfolio composition," FRB Atlanta Working Paper 2007-17, Federal Reserve Bank of Atlanta.
- W. Scott Frame & Diana Hancock & Wayne Passmore, 2007. "Federal Home Loan Bank advances and commercial bank portfolio composition," Finance and Economics Discussion Series 2007-31, Board of Governors of the Federal Reserve System (U.S.).
- Peleg, Bezalel & Peters, Hans, 2009.
"Nash consistent representation of effectivity functions through lottery models,"
Games and Economic Behavior, Elsevier, vol. 65(2), pages 503-515, March.
- Peleg, B. & Peters, H.J.M., 2005. "Nash consistent representation of effectivity functions through lottery models," Research Memorandum 031, Maastricht University, Maastricht Research School of Economics of Technology and Organization (METEOR).
- Bezalel Peleg & Hans Peters, 2005. "Nash Consistent Representation of Effectivity Functions through Lottery Models," Discussion Paper Series dp404, The Federmann Center for the Study of Rationality, the Hebrew University, Jerusalem.
- Arturo Estrella, 2002. "Securitization and the efficacy of monetary policy," Economic Policy Review, Federal Reserve Bank of New York, vol. 8(May), pages 243-255.
- Gillian Burgess & Wayne Passmore & Shane M. Sherlund, 2005. "The effect of housing government-sponsored enterprises on mortgage rates," Finance and Economics Discussion Series 2005-06, Board of Governors of the Federal Reserve System (U.S.).
- Julia Braun & Hans-Peter Burghof & Julius Langer & Dag Einar Sommervoll, 2024. "The Volatility of Housing Prices: Do Different Types of Financial Intermediaries Affect Housing Market Cycles Differently?," The Journal of Real Estate Finance and Economics, Springer, vol. 69(3), pages 377-408, October.
- Hancock, Diana & Passmore, Wayne, 2011.
"Did the Federal Reserve's MBS purchase program lower mortgage rates?,"
Journal of Monetary Economics, Elsevier, vol. 58(5), pages 498-514.
- Diana Hancock & Wayne Passmore, 2011. "Did the Federal Reserve's MBS purchase program lower mortgage rates?," Finance and Economics Discussion Series 2011-01, Board of Governors of the Federal Reserve System (U.S.).
- Dwight Jaffee & John M. Quigley, 2012.
"The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market,"
NBER Chapters, in: Housing and the Financial Crisis, pages 361-417,
National Bureau of Economic Research, Inc.
- Dwight Jaffee & John M. Quigley, 2011. "The Future of the Government Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market," NBER Working Papers 17685, National Bureau of Economic Research, Inc.
- Diana Hancock & Wayne Passmore, 2014. "How the Federal Reserve's Large-Scale Asset Purchases (LSAPs) Influence Mortgage-Backed Securities (MBS) Yields and U.S. Mortgage Rates," Finance and Economics Discussion Series 2014-12, Board of Governors of the Federal Reserve System (U.S.).
- Wayne Passmore & Alexander H. von Hafften, 2017. "Improving the 30-Year Fixed-Rate Mortgage," Finance and Economics Discussion Series 2017-090, Board of Governors of the Federal Reserve System (U.S.).
- W. Scott Frame & Lawrence J. White, 2007.
"Charter Value, Risk-Taking Incentives, and Emerging Competition for Fannie Mae and Freddie Mac,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 39(1), pages 83-103, February.
- W. Scott Frame & Lawrence J. White, 2007. "Charter Value, Risk‐Taking Incentives, and Emerging Competition for Fannie Mae and Freddie Mac," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 39(1), pages 83-103, February.
- Wayne Passmore, 2003.
"The GSE implicit subsidy and value of government ambiguity,"
Finance and Economics Discussion Series
2003-64, Board of Governors of the Federal Reserve System (U.S.).
- Wayne Passmore, 2005. "The GSE implicit subsidy and the value of government ambiguity," Finance and Economics Discussion Series 2005-05, Board of Governors of the Federal Reserve System (U.S.).
- W. Scott Frame & Lawrence J. White, 2005.
"Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?,"
Journal of Economic Perspectives, American Economic Association, vol. 19(2), pages 159-184, Spring.
- Lawrence White & W. Scott Frame, 2004. "Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?," Working Papers 04-27, New York University, Leonard N. Stern School of Business, Department of Economics.
- W. Scott Frame & Lawrence J. White, 2004. "Fussing and fuming over Fannie and Freddie: how much smoke, how much fire?," FRB Atlanta Working Paper 2004-26, Federal Reserve Bank of Atlanta.
- Arturo José Galindo & Marc Hofstetter, 2008. "Mortgage Interest Rates, Country Risk and Maturity Matching in Colombia," Documentos CEDE 4544, Universidad de los Andes, Facultad de Economía, CEDE.
- Bostic, Raphael W. & Gabriel, Stuart A., 2006. "Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes," Journal of Urban Economics, Elsevier, vol. 59(3), pages 458-475, May.
- Hussein A. Abdou & John Pointon, 2011. "Credit Scoring, Statistical Techniques And Evaluation Criteria: A Review Of The Literature," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 18(2-3), pages 59-88, April.
- Wayne Passmore & Alexander H. von Hafften, 2018. "Financing Affordable and Sustainable Homeownership with Fixed-COFI Mortgages," Finance and Economics Discussion Series 2018-009, Board of Governors of the Federal Reserve System (U.S.).
- Wayne Passmore & Alexander H. von Hafften, 2018. "GSE guarantees, financial stability, and home equity accumulation," Economic Policy Review, Federal Reserve Bank of New York, issue 24-3, pages 11-27.
- Wayne Passmore & Shane M. Sherlund, 2016. "FHA, Fannie Mae, Freddie Mac, and the Great Recession," Finance and Economics Discussion Series 2016-031, Board of Governors of the Federal Reserve System (U.S.).
- Melnik, Arie & Shy, Oz, 2015. "Exclusion, competition, and regulation in the retail loan market," Journal of Banking & Finance, Elsevier, vol. 52(C), pages 189-198.
- Antje Berndt & Burton Hollifield & Patrik Sandås, 2021. "What Broker Charges Reveal About Subprime Mortgage Credit Risk," The Journal of Real Estate Finance and Economics, Springer, vol. 63(2), pages 280-326, August.
- Jin, Yu, 2012. "Essays on financial institutions and instability," ISU General Staff Papers 201201010800003361, Iowa State University, Department of Economics.
- Sommervoll, Dag Einar & Borgersen, Trond-Arne & Wennemo, Tom, 2010. "Endogenous housing market cycles," Journal of Banking & Finance, Elsevier, vol. 34(3), pages 557-567, March.
- Passmore, Stuart Wayne & von Hafften, Alexander H., 2020. "Financing affordable and sustainable homeownership with Fixed-COFI mortgages," Regional Science and Urban Economics, Elsevier, vol. 80(C).
- W. Scott Frame, 2009. "The 2008 federal intervention to stabilize Fannie Mae and Freddie Mac," FRB Atlanta Working Paper 2009-13, Federal Reserve Bank of Atlanta.