My bibliography
Save this item
Screening Peers Softly: Inferring the Quality of Small Borrowers
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Douglas J. Cumming & Gaël Leboeuf & Armin Schwienbacher, 2020.
"Crowdfunding models: Keep‐It‐All vs. All‐Or‐Nothing,"
Financial Management, Financial Management Association International, vol. 49(2), pages 331-360, June.
- D.J Cumming & Gaël Leboeuf & A Schwienbacher, 2019. "Crowdfunding models: Keep‐It‐All vs. All‐Or‐Nothing," Post-Print hal-02126971, HAL.
- Carli, Francesco & Suetens, Sigrid & Uras, Burak & Visser, Philine, 2021.
"Asymmetric Group Loan Contracts : Experimental Evidence,"
Other publications TiSEM
918d8091-4038-4d14-af04-8, Tilburg University, School of Economics and Management.
- Carli, Francesco & Suetens, Sigrid & Uras, Burak & Visser, Philine, 2021. "Asymmetric Group Loan Contracts : Experimental Evidence," Discussion Paper 2021-024, Tilburg University, Center for Economic Research.
- Peng, Hongfeng & Ji, Jiao & Sun, Hanwen & Xu, Haofeng, 2023. "Legal enforcement and fintech credit: International evidence," Journal of Empirical Finance, Elsevier, vol. 72(C), pages 214-231.
- Faten Ben Slimane & Antoine Rousseau, 2020. "Crowdlending Campaigns for Renewable Energy: Success Factors," Post-Print hal-02371926, HAL.
- Eccles, Peter & Grout, Paul & Siciliani, Paolo & Zalewska, Anna, 2021. "The impact of machine learning and big data on credit markets," Bank of England working papers 930, Bank of England.
- Gregory F Udell, 2015. "SME Access to Intermediated Credit: What Do We Know and What Don't We Know?," RBA Annual Conference Volume (Discontinued), in: Angus Moore & John Simon (ed.),Small Business Conditions and Finance, Reserve Bank of Australia.
- GUO, Jianfeng & LIU, Xiaojie & CUI, Changnan & GU, Fu, 2021. "Influence of nonspecific factors on the interest rate of online peer-to-peer microloans in China," Finance Research Letters, Elsevier, vol. 41(C).
- Christian Haddad & Lars Hornuf, 2016. "The Emergence of the Global Fintech Market: Economic and Technological Determinants," Research Papers in Economics 2016-10, University of Trier, Department of Economics.
- Olena Havrylchyk & Aref Mahdavi-Ardekani, 2020.
"Real effects of lending-based crowdfunding platforms on the SMEs,"
Post-Print
halshs-02994903, HAL.
- Olena Havrylchk & Aref Mahdavi Ardekani, 2020. "Real effects of lending-based crowdfunding platforms on the SMEs," Documents de travail du Centre d'Economie de la Sorbonne 20024, Université Panthéon-Sorbonne (Paris 1), Centre d'Economie de la Sorbonne.
- Olena Havrylchyk & Aref Mahdavi-Ardekani, 2020. "Real effects of lending-based crowdfunding platforms on the SMEs," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) halshs-02994903, HAL.
- Xiaoying Deng & Chong Liu & Seow Eng Ong, 2024. "Shadow Bank, Risk-Taking, and Real Estate Financing: Evidence from the Online Loan Market," The Journal of Real Estate Finance and Economics, Springer, vol. 68(1), pages 1-27, January.
- Chen, Shiyi & Gu, Yan & Liu, Qingfu & Tse, Yiuman, 2020. "How do lenders evaluate borrowers in peer-to-peer lending in China?," International Review of Economics & Finance, Elsevier, vol. 69(C), pages 651-662.
- Braggion, Fabio & Manconi, Alberto & Zhu, Haikun, 2023. "Household credit and regulatory arbitrage: Evidence from online marketplace lending," Other publications TiSEM 9fbc0f2e-26f5-414f-8384-c, Tilburg University, School of Economics and Management.
- Tobias Berg & Andreas Fuster & Manju Puri, 2022.
"FinTech Lending,"
Annual Review of Financial Economics, Annual Reviews, vol. 14(1), pages 187-207, November.
- Berg, Tobias & Puri, Manju, 2021. "FinTech Lending," CEPR Discussion Papers 16668, C.E.P.R. Discussion Papers.
- Tobias Berg & Andreas Fuster & Manju Puri, 2021. "FinTech Lending," Swiss Finance Institute Research Paper Series 21-72, Swiss Finance Institute.
- Tobias Berg & Andreas Fuster & Manju Puri, 2021. "FinTech Lending," NBER Working Papers 29421, National Bureau of Economic Research, Inc.
- Kowalewski, Oskar & Pisany, Paweł, 2022.
"Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing,"
International Review of Financial Analysis, Elsevier, vol. 81(C).
- Kowalewski & Pawel Pisany, 2021. "Banks’ consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing," Working Papers 2021-ACF-07, IESEG School of Management.
- Chen, Xiao & Chong, Zhaohui & Giudici, Paolo & Huang, Bihong, 2022. "Network centrality effects in peer to peer lending," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 600(C).
- Davaadorj, Zagdbazar & Enkhtaivan, Bolortuya & Lu, Wenling, 2024. "The role of job titles in online peer-to-peer lending: An empirical investigation on skilled borrowers," Journal of Behavioral and Experimental Finance, Elsevier, vol. 41(C).
- Douglas J. Cumming & Lars Hornuf, 2020. "Marketplace Lending of SMEs," CESifo Working Paper Series 8100, CESifo.
- Belleflamme, Paul & Omrani, Nessrine & Peitz, Martin, 2015.
"The economics of crowdfunding platforms,"
Information Economics and Policy, Elsevier, vol. 33(C), pages 11-28.
- Belleflamme, N. & Omrani, M. & Peitz, M., 2015. "The Economics of Crowdfunding Platforms," LIDAM Discussion Papers CORE 2015015, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE).
- Paul BELLEFLAMME & Nessrine OMRANI & Martin PEITZ, 2015. "The economics of crowdfunding platforms," LIDAM Reprints CORE 2793, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE).
- Gangopadhyay, Partha & Jain, Siddharth & Bakry, Walid, 2022. "In search of a rational foundation for the massive IT boom in the Australian banking industry: Can the IT boom really drive relationship banking?," International Review of Financial Analysis, Elsevier, vol. 82(C).
- Margaretic, Paula & Cifuentes, Rodrigo & Carreño, José Gabriel, 2021. "Banks’ interconnections and peer effects: Evidence from Chile," Research in International Business and Finance, Elsevier, vol. 58(C).
- Josh Lerner & Ramana Nanda, 2020.
"Venture Capital's Role in Financing Innovation: What We Know and How Much We Still Need to Learn,"
Journal of Economic Perspectives, American Economic Association, vol. 34(3), pages 237-261, Summer.
- Josh Lerner & Ramana Nanda, 2020. "Venture Capital’s Role in Financing Innovation: What We Know and How Much We Still Need to Learn," NBER Working Papers 27492, National Bureau of Economic Research, Inc.
- Wolfgang Pointner & Burkhard Raunig, 2018. "A primer on peer-to-peer lending: immediate financial intermediation in practice," Monetary Policy & the Economy, Oesterreichische Nationalbank (Austrian Central Bank), issue Q3/18, pages 36-51.
- Kriebel, Johannes & Stitz, Lennart, 2022. "Credit default prediction from user-generated text in peer-to-peer lending using deep learning," European Journal of Operational Research, Elsevier, vol. 302(1), pages 309-323.
- Kasper Regenburg & Morten Nicklas Bigler Seitz, 2021. "Criminals, bankruptcy, and cost of debt," Review of Accounting Studies, Springer, vol. 26(3), pages 1004-1045, September.
- Olena Havrylchyk, 2018.
"Regulatory framework for the loan-based crowdfunding platforms,"
Post-Print
hal-03201936, HAL.
- Olena Havrylchyk, 2018. "Regulatory framework for the loan-based crowdfunding platforms," OECD Economics Department Working Papers 1513, OECD Publishing.
- Olena Havrylchyk, 2018. "Regulatory framework for the loan-based crowdfunding platforms," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) hal-03201936, HAL.
- Andrew Grant & Luke Deer, 2020. "Consumer marketplace lending in Australia: Credit scores and loan funding success," Australian Journal of Management, Australian School of Business, vol. 45(4), pages 607-623, November.
- Xinlong Li & Andrew T. Ching, 2024. "How Does a Firm Adapt in a Changing World? The Case of Prosper Marketplace," Marketing Science, INFORMS, vol. 43(3), pages 673-693, May.
- Gorkem Turgut Ozer & Brad N. Greenwood & Anandasivam Gopal, 2023. "Digital Multisided Platforms and Women’s Health: An Empirical Analysis of Peer-to-Peer Lending and Abortion Rates," Information Systems Research, INFORMS, vol. 34(1), pages 223-252, March.
- Chen, Xiao & Huang, Bihong & Ye, Dezhu, 2019. "The Gender Gap in Peer-to-Peer Lending: Evidence from the People’s Republic of China," ADBI Working Papers 977, Asian Development Bank Institute.
- Sha Zhou & Tao Ma & Zhengchi Liu, 2021. "Crowdfunding as a screener for collective investment," Electronic Commerce Research, Springer, vol. 21(1), pages 195-221, March.
- Biancini, Sara & Verdier, Marianne, 2023. "Bank-platform competition in the credit market," International Journal of Industrial Organization, Elsevier, vol. 91(C).
- Allen, Franklin & Gu, Xian & Jagtiani, Julapa, 2022.
"Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China,"
Journal of International Money and Finance, Elsevier, vol. 124(C).
- Franklin Allen & Xian Gu & Julapa Jagtiani, 2022. "Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China”," Working Papers 22-12, Federal Reserve Bank of Philadelphia.
- Allen, Franklin & Gu, Xian & Jagtiani, Julapa, 2022. "Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China," CEPR Discussion Papers 16977, C.E.P.R. Discussion Papers.
- Nicola Branzoli & Ilaria Supino, 2020. "FinTech credit: a critical review of empirical research," Questioni di Economia e Finanza (Occasional Papers) 549, Bank of Italy, Economic Research and International Relations Area.
- Lei Lu & Jianxing Wei & Weixing Wu & Yi Zhou, 2023. "Pricing strategies in BigTech lending: Evidence from China," Financial Management, Financial Management Association International, vol. 52(2), pages 333-374, June.
- J. Michelle Brock & Ralph De Haas, 2023.
"Discriminatory Lending: Evidence from Bankers in the Lab,"
American Economic Journal: Applied Economics, American Economic Association, vol. 15(2), pages 31-68, April.
- De Haas, Ralph & Brock, J Michelle, 2020. "Discriminatory Lending: Evidence from Bankers in the Lab," CEPR Discussion Papers 14340, C.E.P.R. Discussion Papers.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Other publications TiSEM c54f4f4f-3ad0-4d68-8962-d, Tilburg University, School of Economics and Management.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Other publications TiSEM 12af373a-8e1a-46dd-afd4-a, Tilburg University, School of Economics and Management.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Discussion Paper 2021-006, Tilburg University, Center for Economic Research.
- Mahmud, Mahreen & Wahhaj, Zaki, 2019. "Charitable giving or signalling? Voluntary contributions by microcredit borrowers in Pakistan," Journal of Economic Behavior & Organization, Elsevier, vol. 158(C), pages 394-415.
- Olena Havrylchyk & Marianne Verdier, 2018.
"The Financial Intermediation Role of the P2P Lending Platforms,"
Comparative Economic Studies, Palgrave Macmillan;Association for Comparative Economic Studies, vol. 60(1), pages 115-130, March.
- Olena Havrylchyk & Marianne Verdier, 2018. "The Financial Intermediation Role of the P2P Lending Platforms," Post-Print hal-03201914, HAL.
- Olena Havrylchyk & Marianne Verdier, 2018. "The Financial Intermediation Role of the P2P Lending Platforms," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) hal-03201914, HAL.
- Li, Aimin & Li, Zhiyong & Bellotti, Anthony, 2023. "Predicting loss given default of unsecured consumer loans with time-varying survival scores," Pacific-Basin Finance Journal, Elsevier, vol. 78(C).
- Zhou Rongxi & Xiong Yahui & Wang Ning & Wang Xizu, 2019. "Coupling Degree Evaluation of China’s Internet Financial Ecosystem Based on Entropy Method and Principal Component Analysis," Journal of Systems Science and Information, De Gruyter, vol. 7(5), pages 399-421, October.
- Campbell, Dennis & Loumioti, Maria & Wittenberg-Moerman, Regina, 2019. "Making sense of soft information: interpretation bias and loan quality," Journal of Accounting and Economics, Elsevier, vol. 68(2).
- Franklin Allen & Xian Gu & Julapa Jagtiani, 2021.
"A Survey of Fintech Research and Policy Discussion,"
Review of Corporate Finance, now publishers, vol. 1(3-4), pages 259-339, July.
- Franklin Allen & Julapa Jagtiani, 2020. "A Survey of Fintech Research and Policy Discussion," Working Papers 20-21, Federal Reserve Bank of Philadelphia.
- Maggie Rong Hu & Xiaoyang Li & Yang Shi & Xiaoquan (Michael) Zhang, 2023. "Numerological Heuristics and Credit Risk in Peer-to-Peer Lending," Information Systems Research, INFORMS, vol. 34(4), pages 1744-1760, December.
- Joseph P. Hughes & Julapa Jagtiani & Choon-Geol Moon, 2022.
"Consumer lending efficiency: commercial banks versus a fintech lender,"
Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 8(1), pages 1-39, December.
- Joseph Hughes & Julapa Jagtiani & Choon-Geol Moon, 2018. "Consumer Lending Efficiency: Commercial Banks Versus A Fintech Lender," Departmental Working Papers 201806, Rutgers University, Department of Economics.
- Joseph P. Hughes & Julapa Jagtiani & Choon-Geol Moon, 2019. "Consumer Lending Efficiency:Commercial Banks Versus A Fintech Lender," Working Papers 19-22, Federal Reserve Bank of Philadelphia.
- Chen, Xiao & Huang, Bihong & Ye, Dezhu, 2018. "The role of punctuation in P2P lending: Evidence from China," Economic Modelling, Elsevier, vol. 68(C), pages 634-643.
- Hongchang Wang & Eric M. Overby, 2022. "How Does Online Lending Influence Bankruptcy Filings?," Management Science, INFORMS, vol. 68(5), pages 3309-3329, May.
- Oren Rigbi, 2013.
"The Effects of Usury Laws: Evidence from the Online Loan Market,"
The Review of Economics and Statistics, MIT Press, vol. 95(4), pages 1238-1248, October.
- Oren Rigbi, 2012. "The Effects of Usury Laws: Evidence from the Online Loan Market," Working Papers 1204, Ben-Gurion University of the Negev, Department of Economics.
- Aadil Nakhoda, 2013.
"Bank Competition and Export Diversification,"
EERI Research Paper Series
EERI RP 2013/12, Economics and Econometrics Research Institute (EERI), Brussels.
- Nakhoda, Aadil, 2013. "Bank competition and export diversification," MPRA Paper 50774, University Library of Munich, Germany.
- Serena Gallo, 2021. "Fintech platforms: Lax or careful borrowers’ screening?," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 7(1), pages 1-33, December.
- Beck, Thorsten & Gambacorta, Leonardo & Huang, Yiping & Li, Zhenhua & Qiu, Han, 2022.
"Big techs, QR code payments and financial inclusion,"
CEPR Discussion Papers
17297, C.E.P.R. Discussion Papers.
- Thorsten Beck & Leonardo Gambacorta & Yiping Huang & Zhenhua Li & Han Qiu, 2022. "Big techs, QR code payments and financial inclusion," BIS Working Papers 1011, Bank for International Settlements.
- Li, Jianwen, 2023. "MSMEs meet FinTech: Chance or challenge?," Finance Research Letters, Elsevier, vol. 57(C).
- Christian Haddad & Lars Hornuf, 2021. "The Impact of Fintech Startups on Financial Institutions' Performance and Default Risk," CESifo Working Paper Series 9050, CESifo.
- Ludovico Maria Cocco & Elisa Cavezzali & Ugo Rigoni & Giorgia Simion, 2024. "How does soft information on the causes of default affect debt renegotiation? The Italian evidence," Annals of Finance, Springer, vol. 20(1), pages 45-89, March.
- Saman Adhami & Gianfranco Gianfrate & Sofia Johan, 2023. "Risks and returns in crowdlending," Eurasian Business Review, Springer;Eurasia Business and Economics Society, vol. 13(2), pages 309-340, June.
- Qun Chen & Ji-Wen Li & Jian-Guo Liu & Jing-Ti Han & Yun Shi & Xun-Hua Guo, 2021. "Borrower Learning Effects: Do Prior Experiences Promote Continuous Successes in Peer-to-Peer Lending?," Information Systems Frontiers, Springer, vol. 23(4), pages 963-986, August.
- Qun Chen & Ji-Wen Li & Jian-Guo Liu & Jing-Ti Han & Yun Shi & Xun-Hua Guo, 0. "Borrower Learning Effects: Do Prior Experiences Promote Continuous Successes in Peer-to-Peer Lending?," Information Systems Frontiers, Springer, vol. 0, pages 1-24.
- Qizhi Tao & Yizhe Dong & Ziming Lin, 0. "Who can get money? Evidence from the Chinese peer-to-peer lending platform," Information Systems Frontiers, Springer, vol. 0, pages 1-17.
- Christian Haddad & Lars Hornuf, 2019. "The emergence of the global fintech market: economic and technological determinants," Small Business Economics, Springer, vol. 53(1), pages 81-105, June.
- Ho, Kung-Cheng & Gu, Yan & Yan, Cheng & Gozgor, Giray, 2024. "Peer effects in the online peer-to-peer lending market: Ex-ante selection and ex-post learning," International Review of Financial Analysis, Elsevier, vol. 92(C).
- D Dulani Jayasuriya & Mohamed Ayaz & Michael Williams, 2023. "The use of digital footprints in the US mortgage market," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 63(1), pages 353-401, March.
- Ackfeld, Viola & Güth, Werner, 2023. "Personal information disclosure under competition for benefits: Is sharing caring?," Games and Economic Behavior, Elsevier, vol. 140(C), pages 1-32.
- Zhang, Xiaoyan & Li, Jinbao & Xiang, Dong & Worthington, Andrew C., 2023. "Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China," Economic Modelling, Elsevier, vol. 126(C).
- Jiang, Jinglin & Liao, Li & Lu, Xi & Wang, Zhengwei & Xiang, Hongyu, 2021. "Deciphering big data in consumer credit evaluation," Journal of Empirical Finance, Elsevier, vol. 62(C), pages 28-45.
- Wei Zhang & Yingxiu Zhao & Pengfei Wang & Dehua Shen, 2020. "Investor Sentiment and the Return Rate of P2P Lending Platform," Asia-Pacific Financial Markets, Springer;Japanese Association of Financial Economics and Engineering, vol. 27(1), pages 97-113, March.
- Mansouri, Sasan & Momtaz, Paul P., 2022. "Financing sustainable entrepreneurship: ESG measurement, valuation, and performance," Journal of Business Venturing, Elsevier, vol. 37(6).
- Kun Liang & Chen Zhang & Cuiqing Jiang, 2022. "Analyzing default risk among P2P platforms based on the LAS-STACK method by considering multidimensional signals under specific economic contexts," Electronic Commerce Research, Springer, vol. 22(1), pages 77-111, March.
- Miller, Sarah, 2015. "Information and default in consumer credit markets: Evidence from a natural experiment," Journal of Financial Intermediation, Elsevier, vol. 24(1), pages 45-70.
- Liu, Zhengchi & Shang, Jennifer & Wu, Shin-yi & Chen, Pei-yu, 2020. "Social collateral, soft information and online peer-to-peer lending: A theoretical model," European Journal of Operational Research, Elsevier, vol. 281(2), pages 428-438.
- Chen, Xiao & Huang, Bihong & Shaban, Mohamed, 2022. "Naïve or sophisticated? Information disclosure and investment decisions in peer to peer lending," Journal of Corporate Finance, Elsevier, vol. 77(C).
- Nigmonov, Asror & Shams, Syed & Alam, Khorshed, 2022. "Macroeconomic determinants of loan defaults: Evidence from the U.S. peer-to-peer lending market," Research in International Business and Finance, Elsevier, vol. 59(C).
- Saul Estrin & Susanna Khavul & Mike Wright, 2022.
"Soft and hard information in equity crowdfunding: network effects in the digitalization of entrepreneurial finance,"
Small Business Economics, Springer, vol. 58(4), pages 1761-1781, April.
- Estrin, Saul & Khavul, Susanna & Wright, Mike, 2022. "Soft and hard information in equity crowdfunding: network effects in the digitalization of entrepreneurial finance," LSE Research Online Documents on Economics 109808, London School of Economics and Political Science, LSE Library.
- Douglas J. Cumming & Andrea Martinez-Salgueiro & Robert S. Reardon & Ahmed Sewaid, 2022. "COVID-19 bust, policy response, and rebound: equity crowdfunding and P2P versus banks," The Journal of Technology Transfer, Springer, vol. 47(6), pages 1825-1846, December.
- Olivier Darmouni, 2020. "Informational Frictions and the Credit Crunch," Journal of Finance, American Finance Association, vol. 75(4), pages 2055-2094, August.
- Ruyi Ge & Juan Feng & Bin Gu, 2016. "Borrower’s default and self-disclosure of social media information in P2P lending," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 2(1), pages 1-6, December.
- Zhou, Ying & Shen, Long & Ballester, Laura, 2023. "A two-stage credit scoring model based on random forest: Evidence from Chinese small firms," International Review of Financial Analysis, Elsevier, vol. 89(C).
- Marko Jakšič & Matej Marinč, 2019. "Relationship banking and information technology: the role of artificial intelligence and FinTech," Risk Management, Palgrave Macmillan, vol. 21(1), pages 1-18, March.
- Chen, Xiao & Huang, Bihong & Ye, Dezhu, 2020. "Gender gap in peer-to-peer lending: Evidence from China," Journal of Banking & Finance, Elsevier, vol. 112(C).
- Cumming, Douglas J. & Sewaid, Ahmed, 2021. "FinTech loans, self-employment, and financial performance," CFS Working Paper Series 667, Center for Financial Studies (CFS).
- Liu, He & Qiao, Han & Wang, Shouyang & Li, Yuze, 2019. "Platform Competition in Peer-to-Peer Lending Considering Risk Control Ability," European Journal of Operational Research, Elsevier, vol. 274(1), pages 280-290.
- Viola Ackfeld & Werner Güth, 2019. "Personal Information Disclosure under Competition for Benefits: Is Sharing Caring?," Discussion Paper Series of the Max Planck Institute for Research on Collective Goods 2019_04, Max Planck Institute for Research on Collective Goods.
- Ruyi Ge & Zhiqiang (Eric) Zheng & Xuan Tian & Li Liao, 2021. "Human–Robot Interaction: When Investors Adjust the Usage of Robo-Advisors in Peer-to-Peer Lending," Information Systems Research, INFORMS, vol. 32(3), pages 774-785, September.
- D'Acunto, Francesco & Ghosh, Pulak & Jain, Rajiv & Rossi, Alberto G., 2022. "How costly are cultural biases?," LawFin Working Paper Series 34, Goethe University, Center for Advanced Studies on the Foundations of Law and Finance (LawFin).
- Lars Hornuf, 2016. "The Emergence of the Global Fintech Market: Economic and Technological Determinants," IAAEG Discussion Papers until 2011 201606, Institute of Labour Law and Industrial Relations in the European Union (IAAEU).
- Garrett T. Senney & Jonathan R. Lhost, 2024. "Balancing Attraction and Risk Revelation: The Optimal Reservation Price in Peer-to-Peer Loan Auctions," Review of Industrial Organization, Springer;The Industrial Organization Society, vol. 64(2), pages 289-314, March.
- Zaiyan Wei & Mingfeng Lin, 2017. "Market Mechanisms in Online Peer-to-Peer Lending," Management Science, INFORMS, vol. 63(12), pages 4236-4257, December.
- Freedman, Seth & Jin, Ginger Zhe, 2017.
"The information value of online social networks: Lessons from peer-to-peer lending,"
International Journal of Industrial Organization, Elsevier, vol. 51(C), pages 185-222.
- Seth Freedman & Ginger Zhe Jin, 2014. "The Information Value of Online Social Networks: Lessons from Peer-to-Peer Lending," NBER Working Papers 19820, National Bureau of Economic Research, Inc.
- Christian Haddad & Lars Hornuf, 2016. "The Emergence of the Global Fintech Market: Economic and Technological Determinants," CESifo Working Paper Series 6131, CESifo.
- Li, Zhiyong & Li, Aimin & Bellotti, Anthony & Yao, Xiao, 2023. "The profitability of online loans: A competing risks analysis on default and prepayment," European Journal of Operational Research, Elsevier, vol. 306(2), pages 968-985.
- Sunghun Chung & Keongtae Kim & Chul Ho Lee & Wonseok Oh, 2023. "Interdependence between online peer‐to‐peer lending and cryptocurrency markets and its effects on financial inclusion," Production and Operations Management, Production and Operations Management Society, vol. 32(6), pages 1939-1957, June.
- Jiaying Deng & Hossein Ghasemkhani & Yong Tan & Arvind K Tripathi, 2023. "Actions speak louder than words: Imputing users’ reputation from transaction history," Production and Operations Management, Production and Operations Management Society, vol. 32(4), pages 1096-1111, April.
- Gregor Dorfleitner & Lars Hornuf & Martina Weber, 2023. "Paralyzed by shock: the portfolio formation behavior of peer-to-business lending investors," Review of Managerial Science, Springer, vol. 17(3), pages 1037-1073, April.
- Asror Nigmonov & Syed Shams, 2021. "COVID-19 pandemic risk and probability of loan default: evidence from marketplace lending market," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 7(1), pages 1-28, December.
- Pang, Professor Sulin & Hou, Xianyan & Xia, Lianhu, 2021. "Borrowers’ credit quality scoring model and applications, with default discriminant analysis based on the extreme learning machine," Technological Forecasting and Social Change, Elsevier, vol. 165(C).
- Nadia Nahar Purkayastha & Şule Erdem Tuzlukaya, 2020. "Determination Of The Benefits And Risks Of Peer-To-Peer (P2p) Lending: A Social Network Teory Approach," Copernican Journal of Finance & Accounting, Uniwersytet Mikolaja Kopernika, vol. 9(3), pages 131-143.
- Chin‐Yoong Wong & Yoke‐Kee Eng, 2020. "P2P finance and the effectiveness of monetary controls," Manchester School, University of Manchester, vol. 88(4), pages 617-639, July.
- Kgoroeadira, Reabetswe & Burke, Andrew & Di Pietro, Francesca & van Stel, André, 2023. "Determinants of firms’ default on unsecured loans in the P2P crowdfunding market," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 89(C).
- Franz Flögel & Marius Beckamp, 2020. "Will FinTech make regional banks superfluous for small firm finance? Observations from soft information‐based lending in Germany," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 49(2), July.
- Efraim Berkovich, 2011. "Search and herding effects in peer-to-peer lending: evidence from prosper.com," Annals of Finance, Springer, vol. 7(3), pages 389-405, August.
- Said Kaawach & Oskar Kowalewski & Oleksandr Talavera, 2023. "Automatic vs Manual Investing: Role of Past Performance," Discussion Papers 23-04, Department of Economics, University of Birmingham.
- Tobias Berg & Valentin Burg & Ana Gombović & Manju Puri, 2020.
"On the Rise of FinTechs: Credit Scoring Using Digital Footprints,"
The Review of Financial Studies, Society for Financial Studies, vol. 33(7), pages 2845-2897.
- Tobias Berg & Valentin Burg & Ana Gombović & Manju Puri, 2018. "On the Rise of FinTechs – Credit Scoring using Digital Footprints," NBER Working Papers 24551, National Bureau of Economic Research, Inc.
- Qizhi Tao & Yizhe Dong & Ziming Lin, 2017. "Who can get money? Evidence from the Chinese peer-to-peer lending platform," Information Systems Frontiers, Springer, vol. 19(3), pages 425-441, June.
- Sutherland, Andrew G., 2020. "Technology is changing lending: Implications for research," Journal of Accounting and Economics, Elsevier, vol. 70(2).
- Alexander W. Butler & Jess Cornaggia & Umit G. Gurun, 2017. "Do Local Capital Market Conditions Affect Consumers’ Borrowing Decisions?," Management Science, INFORMS, vol. 63(12), pages 4175-4187, December.
- Xia, Yanchun & Qiao, Zhilin & Xie, Guanghua, 2022. "Corporate resilience to the COVID-19 pandemic: The role of digital finance," Pacific-Basin Finance Journal, Elsevier, vol. 74(C).
- Thomas Hildebrand & Manju Puri & Jörg Rocholl, 2017. "Adverse Incentives in Crowdfunding," Management Science, INFORMS, vol. 63(3), pages 587-608, March.
- Lars Hornuf, 2016. "The Emergence of the Global Fintech Market: Economic and Technological Determinants," IAAEU Discussion Papers 201606, Institute of Labour Law and Industrial Relations in the European Union (IAAEU).
- Carole Gresse & Hugo Marin, 2021. "Geographical-Proximity Bias in P2B Crowdlending Strategies," Working Papers hal-03338244, HAL.
- Hongchang Wang & Eric Overby, 2023. "Do Political Differences Inhibit Market Transactions? An Investigation in the Context of Online Lending," Management Science, INFORMS, vol. 69(8), pages 4685-4706, August.
- Tetyana Balyuk, 2023. "FinTech Lending and Bank Credit Access for Consumers," Management Science, INFORMS, vol. 69(1), pages 555-575, January.
- Yinghui Chen & Xiaolin Gong & Chien-Chi Chu & Yang Cao, 2018. "Access to the Internet and Access to Finance: Theory and Evidence," Sustainability, MDPI, vol. 10(7), pages 1-38, July.
- Inessa Liskovich & Maya Shaton, 2017. "Borrowers in Search of Feedback : Evidence from Consumer Credit Markets," Finance and Economics Discussion Series 2017-049, Board of Governors of the Federal Reserve System (U.S.).
- Runshan Fu & Yan Huang & Param Vir Singh, 2020. "Crowd, Lending, Machine, and Bias," Papers 2008.04068, arXiv.org.
- Yingxiu Zhao & Wei Zhang & Xiangyu Kong, 2019. "Dynamic Cross-Correlations between Participants’ Attentions to P2P Lending and Offline Loan in the Private Lending Market," Complexity, Hindawi, vol. 2019, pages 1-8, December.
- Kai Lu & Zaiyan Wei & Tat Y. Chan, 2022. "Information Asymmetry Among Investors and Strategic Bidding in Peer-to-Peer Lending," Information Systems Research, INFORMS, vol. 33(3), pages 824-845, September.
- Zhangxi Lin & Andrew B. Whinston & Shaokun Fan, 2015. "Harnessing Internet finance with innovative cyber credit management," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 1(1), pages 1-24, December.
- Farag, Hisham & Johan, Sofia, 2021. "How alternative finance informs central themes in corporate finance," Journal of Corporate Finance, Elsevier, vol. 67(C).