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Information Frictions and Adverse Selection: Policy Interventions in Health Insurance Markets
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- Alex Rees-Jones & Dmitry Taubinsky, 2020.
"Measuring “Schmeduling”,"
The Review of Economic Studies, Review of Economic Studies Ltd, vol. 87(5), pages 2399-2438.
- Alex Rees-Jones & Dmitry Taubinsky, 2016. "Measuring “Schmeduling”," NBER Working Papers 22884, National Bureau of Economic Research, Inc.
- Fajnzylber, Eduardo & Gabrielli, M. Florencia & Willington, Manuel, 2023. "Can transparency increase adverse selection? Evidence from an electronic platform for annuities," Economics Letters, Elsevier, vol. 228(C).
- Camille Landais & Arash Nekoei & Peter Nilsson & David Seim & Johannes Spinnewijn, 2021.
"Risk-Based Selection in Unemployment Insurance: Evidence and Implications,"
American Economic Review, American Economic Association, vol. 111(4), pages 1315-1355, April.
- Camille Landais & Arash Nekoei & Peter Nilsson & David Seim & Johannes Spinnewijn, 2017. "Risk-based Selection in Unemployment Insurance: Evidence and Implications," STICERD - Public Economics Programme Discussion Papers 33, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE.
- Camille Landais & Arash Nekoei & Peter Nilsson & David Seim & Johannes Spinnewijn, 2017. "Risk-based selection in unemployment insurance: evidence and implications," CEP Discussion Papers dp1503, Centre for Economic Performance, LSE.
- Camille Landais & Arash Nekoei & Peter Nilsson & David Seim & Johannes Spinnewijn, 2017. "Risk-based selection and unemployment insurance: evidence and implications," IFS Working Papers W17/22, Institute for Fiscal Studies.
- Landais, Camille & Nekoei, Arash & Nilsson, Peter & Seim, David & Spinnewijn, Johannes, 2021. "Risk-based selection in unemployment insurance: evidence and Implications," LSE Research Online Documents on Economics 108448, London School of Economics and Political Science, LSE Library.
- Landais, Camille & Nekoei, Arash & Nilsson, Peter & Seim, David & Spinnewijn, Johannes, 2017. "Risk-based selection in unemployment insurance: evidence and implications," LSE Research Online Documents on Economics 87779, London School of Economics and Political Science, LSE Library.
- Spinnewijn, Johannes & Landais, Camille & Nekoei, Arash & Nilsson, J Peter & Seim, David, 2017. "Risk-based Selection in Unemployment Insurance: Evidence and Implications," CEPR Discussion Papers 12364, C.E.P.R. Discussion Papers.
- Landais, Camille & Nekoei, Arash & Nilsson, Peter & Seim, David & Spinnewijn, Johannes, 2017. "Risk-based selection in unemployment insurance: evidence and implications," LSE Research Online Documents on Economics 86596, London School of Economics and Political Science, LSE Library.
- Jacob Goldin & Ithai Z. Lurie & Janet McCubbin, 2019. "Health Insurance and Mortality: Experimental Evidence from Taxpayer Outreach," NBER Working Papers 26533, National Bureau of Economic Research, Inc.
- Kendra Marcoux & Katherine R. H. Wagner, 2023. "Fifty Years of U.S. Natural Disaster Insurance Policy," CESifo Working Paper Series 10431, CESifo.
- Naoki Aizawa & You Suk Kim, 2020. "Public and Private Provision of Information in Market-Based Public Programs: Evidence from Advertising in Health Insurance Marketplaces," NBER Working Papers 27695, National Bureau of Economic Research, Inc.
- Johannes Abeler & David Huffman & Collin Raymond & David B. Huffman, 2023.
"Incentive Complexity, Bounded Rationality and Effort Provision,"
CESifo Working Paper Series
10541, CESifo.
- Johannes Abeler & David Huffman & Colin Raymond, 2023. "Incentive Complexity, Bounded Rationality and Effort Provision," Economics Series Working Papers 1012, University of Oxford, Department of Economics.
- Glenn W. Harrison, 2024. "Risk preferences and risk perceptions in insurance experiments: some methodological challenges," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 49(1), pages 127-161, March.
- Drake, Coleman & Ryan, Conor & Dowd, Bryan, 2022. "Sources of inertia in the individual health insurance market," Journal of Public Economics, Elsevier, vol. 208(C).
- Eduardo Fajnzylber & Maria F. Gabrielli & Manuel Willington, 2022. "Transparency and Adverse Selection: Evidence from an Electronic Platform for Annuities," Working Papers 168, Red Nacional de Investigadores en Economía (RedNIE).
- Ericson, Keith M. Marzilli, 2020.
"When consumers do not make an active decision: Dynamic default rules and their equilibrium effects,"
Games and Economic Behavior, Elsevier, vol. 124(C), pages 369-385.
- Keith M. Marzilli Ericson, 2014. "When Consumers Do Not Make an Active Decision: Dynamic Default Rules and their Equilibrium Effects," NBER Working Papers 20127, National Bureau of Economic Research, Inc.
- Martin Gaynor & Kate Ho & Robert J. Town, 2015.
"The Industrial Organization of Health-Care Markets,"
Journal of Economic Literature, American Economic Association, vol. 53(2), pages 235-284, June.
- Martin Gaynor & Kate Ho & Robert Town, 2014. "The Industrial Organization of Health Care Markets," NBER Working Papers 19800, National Bureau of Economic Research, Inc.
- Benjamin R. Handel & Kate Ho, 2021. "Industrial Organization of Health Care Markets," NBER Working Papers 29137, National Bureau of Economic Research, Inc.
- Keith Marzilli Ericson & Justin Sydnor, 2017. "The Questionable Value of Having a Choice of Levels of Health Insurance Coverage," Journal of Economic Perspectives, American Economic Association, vol. 31(4), pages 51-72, Fall.
- M. Martin Boyer & Philippe De Donder & Claude Fluet & Marie-Louise Leroux & Pierre-Carl Michaud, 2020.
"Long-Term Care Insurance: Information Frictions and Selection,"
American Economic Journal: Economic Policy, American Economic Association, vol. 12(3), pages 134-169, August.
- Boyer, Martin & De Donder, Philippe & Fluet, Claude & Leroux, Marie-Louise & Michaud, Pierre-Carl, 2019. "Long-Term Care Insurance: Information Frictions and Selection," TSE Working Papers 19-1034, Toulouse School of Economics (TSE).
- Martin Boyer & Philippe de Donder & Claude Fluet & Marie-Louise Leroux & Pierre-Carl Michaud, 2020. "Long-Term Care Insurance : Information Frictions and Selection," Post-Print hal-02929780, HAL.
- Justyna Ewa Proniewicz, 2023. "Is the Tendency to Free Ride Impacting Your Willingness to Pay for Public Healthcare?," Central European Journal of Economic Modelling and Econometrics, Central European Journal of Economic Modelling and Econometrics, vol. 15(2), pages 131-155, June.
- Karlsson, Martin & Wang, Yulong & Ziebarth, Nicolas R., 2024.
"Getting the right tail right: Modeling tails of health expenditure distributions,"
Journal of Health Economics, Elsevier, vol. 97(C).
- Karlsson, Martin & Wang, Yulong & Ziebarth, Nicolas R., 2023. "Getting the Right Tail Right: Modeling tails of health expenditure distributions," ZEW Discussion Papers 23-045, ZEW - Leibniz Centre for European Economic Research.
- Martin Karlsson & Yulong Wang & Nicolas R. Ziebarth, 2023. "Getting the Right Tail Right: Modeling Tails of Health Expenditure Distributions," NBER Working Papers 31444, National Bureau of Economic Research, Inc.
- Jonathan Gruber, 2017. "Delivering Public Health Insurance through Private Plan Choice in the United States," Journal of Economic Perspectives, American Economic Association, vol. 31(4), pages 3-22, Fall.
- Baillon, Aurélien & Capuno, Joseph & O'Donnell, Owen & Tan, Carlos Antonio & van Wilgenburg, Kim, 2022.
"Persistent effects of temporary incentives: Evidence from a nationwide health insurance experiment,"
Journal of Health Economics, Elsevier, vol. 81(C).
- Aurélien Baillon & Joseph Capuno & Owen O'Donnell & Carlos Tan & Kim van Wilgenburg, 2019. "Persistent Effects of Temporary Incentives: Evidence from a Nationwide Health Insurance Experiment," Tinbergen Institute Discussion Papers 19-078/V, Tinbergen Institute.
- Aurélien Baillon & Joseph Capuno & Owen O'Donnell & Carlos Antonio Tan & Kim van Wilgenburg, 2022. "Persistent effects of temporary incentives: Evidence from a nationwide health insurance experiment," Post-Print halshs-03908444, HAL.
- Keith Marzilli Ericson & Philipp Kircher & Johannes Spinnewijn & Amanda Starc, 2021.
"Inferring Risk Perceptions and Preferences Using Choice from Insurance Menus: Theory and Evidence,"
The Economic Journal, Royal Economic Society, vol. 131(634), pages 713-744.
- Keith Marzilli Ericson & Philipp Kircher & Johannes Spinnewijn & Amanda Starc, 2015. "Inferring Risk Perceptions and Preferences using Choice from Insurance Menus: Theory and Evidence," NBER Working Papers 21797, National Bureau of Economic Research, Inc.
- Ericson, Keith Marzilli & Kircher, Philipp & Spinnewijn, Johannes & Starc, Amanda, 2015. "Inferring risk perceptions and preferences using choice from insurance menus: theory and evidence," LSE Research Online Documents on Economics 87780, London School of Economics and Political Science, LSE Library.
- Ericson, Keith Marzilli & Kircher, Philipp & Spinnewijn, Johannes, 2020. "Inferring risk perceptions and preferences using choice from insurance menus: theory and evidence," LSE Research Online Documents on Economics 106266, London School of Economics and Political Science, LSE Library.
- Spinnewijn, Johannes & Kircher, Philipp & Marzilli Ericson, Keith & Starc, Amanda, 2015. "Inferring Risk Perceptions and Preferences using Choice from Insurance Menus: Theory and Evidence," CEPR Discussion Papers 10981, C.E.P.R. Discussion Papers.
- Neale Mahoney & E. Glen Weyl, 2017. "Imperfect Competition in Selection Markets," The Review of Economics and Statistics, MIT Press, vol. 99(4), pages 637-651, July.
- Michael Geruso & Timothy J. Layton & Grace McCormack & Mark Shepard, 2023.
"The Two-Margin Problem in Insurance Markets,"
The Review of Economics and Statistics, MIT Press, vol. 105(2), pages 237-257, March.
- Geruso, Michael & Layton, Timothy J. & McCormack, Grace & Shepard, Mark, 2019. "The Two Margin Problem in Insurance Markets," Working Paper Series rwp19-035, Harvard University, John F. Kennedy School of Government.
- Michael Geruso & Timothy J. Layton & Grace McCormack & Mark Shepard, 2019. "The Two Margin Problem in Insurance Markets," NBER Working Papers 26288, National Bureau of Economic Research, Inc.
- Nathaniel Hendren & Camille Landais & Johannes Spinnewijn, 2021.
"Choice in Insurance Markets: A Pigouvian Approach to Social Insurance Design,"
Annual Review of Economics, Annual Reviews, vol. 13(1), pages 457-486, August.
- Nathaniel Hendren & Camille Landais & Johannes Spinnewijn, 2020. "Choice in Insurance Markets: A Pigouvian Approach to Social Insurance Design," NBER Working Papers 27842, National Bureau of Economic Research, Inc.
- Hendren, Nathaniel & Landais, Camille & Spinnewijn, Johannes, 2021. "Choice in insurance markets: a Pigouvian approach to social insurance design," LSE Research Online Documents on Economics 115050, London School of Economics and Political Science, LSE Library.
- Landais, Camille & Hendren, Nathan & Spinnewijn, Johannes, 2020. "Choice in Insurance Markets: A Pigouvian Approach to Social Insurance Design," CEPR Discussion Papers 15285, C.E.P.R. Discussion Papers.
- Rory McGee, 2023. "Adverse selection among early adopters and unraveling innovation," IFS Working Papers W23/40, Institute for Fiscal Studies.
- Daniela Caceres & Melissa Valdivia & Manuel Barron, 2022. "Information on cancer prevalence and oncologic insurance take-up: Evidence from a developing country," Economics Bulletin, AccessEcon, vol. 42(4), pages 1998-2009.
- Feng, Jingbing & Xu, Xian & Zou, Hong, 2023. "Risk communication clarity and insurance demand: The case of the COVID-19 pandemic," Journal of Economic Dynamics and Control, Elsevier, vol. 146(C).
- Roy McGee, 2023. "Adverse Selection Among Early Adopters and Unraveling Innovation," University of Western Ontario, Centre for Human Capital and Productivity (CHCP) Working Papers 2022302, University of Western Ontario, Centre for Human Capital and Productivity (CHCP).
- Denise Doiron & Nathan Kettlewell, 2018. "The Effect of Health Insurance on the Substitution between Public and Private Hospital Care," The Economic Record, The Economic Society of Australia, vol. 94(305), pages 135-154, June.
- Benjamin R. Handel & Jonathan T. Kolstad, 2021. "The Affordable Care Act After a Decade: Industrial Organization of the Insurance Exchanges," NBER Working Papers 29178, National Bureau of Economic Research, Inc.
- Jonathan D. Ketcham & Nicolai V. Kuminoff & Christopher A. Powers, 2016. "Estimating the Heterogeneous Welfare Effects of Choice Architecture: An Application to the Medicare Prescription Drug Insurance Market," NBER Working Papers 22732, National Bureau of Economic Research, Inc.
- Florian Heiss & Daniel McFadden & Joachim Winter & Amelie Wuppermann & Bo Zhou, 2016. "Inattention and Switching Costs as Sources of Inertia in Medicare Part D," NBER Working Papers 22765, National Bureau of Economic Research, Inc.
- Alex Rees-Jones & Dmitry Taubinsky, 2018.
"Taxing Humans: Pitfalls of the Mechanism Design Approach and Potential Resolutions,"
Tax Policy and the Economy, University of Chicago Press, vol. 32(1), pages 107-133.
- Alex Rees-Jones & Dmitry Taubinsky, 2017. "Taxing Humans: Pitfalls of the Mechanism Design Approach and Potential Resolutions," NBER Chapters, in: Tax Policy and the Economy, Volume 32, pages 107-133, National Bureau of Economic Research, Inc.
- Alex Rees-Jones & Dmitry Taubinsky, 2017. "Taxing Humans: Pitfalls of the Mechanism Design Approach and Potential Resolutions," NBER Working Papers 23980, National Bureau of Economic Research, Inc.
- Gemmo, Irina & Kubitza, Christian & Rothschild, Casey, 2020. "Constrained efficient equilibria in selection markets with continuous types," Journal of Public Economics, Elsevier, vol. 190(C).
- Richard Domurat & Isaac Menashe & Wesley Yin, 2019. "The Role of Behavioral Frictions in Health Insurance Marketplace Enrollment and Risk: Evidence from a Field Experiment," NBER Working Papers 26153, National Bureau of Economic Research, Inc.
- Abeler, Johannes & Huffman, David B. & Raymond, Collin, 2023. "Incentive Complexity, Bounded Rationality and Effort Provision," IZA Discussion Papers 16284, Institute of Labor Economics (IZA).
- Michael Geruso & Timothy J. Layton, 2017.
"Selection in Health Insurance Markets and Its Policy Remedies,"
Journal of Economic Perspectives, American Economic Association, vol. 31(4), pages 23-50, Fall.
- Michael Geruso & Timothy Layton, 2017. "Selection in Health Insurance Markets and Its Policy Remedies," NBER Working Papers 23876, National Bureau of Economic Research, Inc.
- Jonathan Gruber & Benjamin R. Handel & Samuel H. Kina & Jonathan T. Kolstad, 2020. "Managing Intelligence: Skilled Experts and AI in Markets for Complex Products," NBER Working Papers 27038, National Bureau of Economic Research, Inc.
- Moiz Bhai & Danny Hughes, 2024. "Estimating Self-Selection in Medicare Advantage," Working Papers 2024-009, Human Capital and Economic Opportunity Working Group.
- Withagen-Koster, Anja A. & van Kleef, Richard C. & Eijkenaar, Frank, 2023. "Predictable profits and losses in a health insurance market with risk equalization: A multiple-contract period perspective," Health Policy, Elsevier, vol. 131(C).
- Raf Van Gastel & Tim Goedemé & Julie Janssens & Eva Lefevere & Rik Lemkens, 2017. "A Reminder to Pay Less for Healthcare: take-up of Increased Reimbursement in a large-scale randomized field experiment," Working Papers 1712, Herman Deleeck Centre for Social Policy, University of Antwerp.
- Benjamin Handel & Nianyi Hong & Lynn M. Hua & Yuki Ito, 2023. "Employer risk‐adjustment transitions with inertial consumers: Evidence from CalPERS," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 90(1), pages 93-121, March.
- Damrongplasit, Kannika & Atalay, Kadir, 2020. "Billing system and health care utilization: Evidence from Thailand," Journal of Health Economics, Elsevier, vol. 73(C).
- Giles, John & Meng, Xin & Xue, Sen & Zhao, Guochang, 2021.
"Can information influence the social insurance participation decision of China's rural migrants?,"
Journal of Development Economics, Elsevier, vol. 150(C).
- Giles,John T. & Meng,Xin & Xue,Sen & Zhao,Guochang, 2018. "Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?," Policy Research Working Paper Series 8658, The World Bank.
- Giles, John T. & Meng, Xin & Xue, Sen & Zhao, Guochang, 2021. "Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?," IZA Discussion Papers 14093, Institute of Labor Economics (IZA).
- Caceres, Daniela & Valdivia, Melissa & Barron, Manuel, 2024. "Information on Cancer Prevalence and Oncologic Insurance Take-up," MPRA Paper 120274, University Library of Munich, Germany.
- Casey Rothschild, 2024. "Welfare analysis in insurance markets," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 49(1), pages 36-58, March.
- Liran Einav & Amy Finkelstein, 2023.
"Empirical analyses of selection and welfare in insurance markets: a self-indulgent survey,"
The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 48(2), pages 167-191, September.
- Liran Einav & Amy Finkelstein, 2023. "Empirical Analyses of Selection and Welfare in Insurance Markets: A Self-Indulgent Survey," NBER Working Papers 31146, National Bureau of Economic Research, Inc.
- Jacob Wallace, 2023. "What Does a Provider Network Do? Evidence from Random Assignment in Medicaid Managed Care," American Economic Journal: Economic Policy, American Economic Association, vol. 15(1), pages 473-509, February.
- Tomas Pedro Sanguinetti, 2019. "How Do Couples Choose Individual Insurance Plans? Evidence from Medicare Part D," 2019 Papers psa1760, Job Market Papers.