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Consumption Expenditures in Austria & Germany: New Evidence based on Transactional Data

Author

Listed:
  • Koeniger, Winfried
  • Kress, Peter
  • Lehmann, Jonas

Abstract

We analyze the novel transactional card expenditure data for Germany and Austria provided by Fable Data. We describe key features of the data in terms of the coverage of expenditure items, payment channels, and the distribution of expenditures across regions and time. We highlight strengths and limitations of the data by comparing them to more consolidated lower-frequency information from external data sources. We find very similar expenditure patterns in Germany and Austria. We illustrate the advantages of the granular, higher-frequency information across expenditure items and locations by analyzing how consumption expenditures evolved during the COVID-19 crisis and beyond.

Suggested Citation

  • Koeniger, Winfried & Kress, Peter & Lehmann, Jonas, 2024. "Consumption Expenditures in Austria & Germany: New Evidence based on Transactional Data," Economics Working Paper Series 2402, University of St. Gallen, School of Economics and Political Science.
    • Handle: RePEc:usg:econwp:2024:02
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    File URL: http://ux-tauri.unisg.ch/RePEc/usg/econwp/EWP-2402.pdf
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    More about this item

    Keywords

    Consumption expenditures; Transactional data; Austria; Germany;
    All these keywords.

    JEL classification:

    • C80 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - General
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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