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Production Et Rationalisation Des Intermédiaires Financiers : Leçons À Tirer De L’Expérience Des Caisses Populaires Acadiennes

Author

Listed:
  • André Leclerc

    (Université de Moncton (campus d’Edmundston) et chercheur associé au CEREF)

  • Mario Fortin

    (Université de Sherbrooke et chercheur associé au CEREF,)

Abstract

Nous mesurons à l’aide du DEA (Data Envelopment Analysis) l’efficacité des caisses populaires acadiennes en utilisant la valeur des produits d’intermédiation ainsi que le nombre de transactions réalisées par chaque caisse entre 1997 et 2000. Nous trouvons tout d’abord, l’inclusion des produits transactionnels réduit environ de moitié l’inefficacité technique et économique lorsque l’output des caisses est limité seulement aux produits transactionnels. Ensuite, nous montrons que le programme de fusions a touché surtout les caisses moins efficaces et a permis d’augmenter de façon importante leur efficacité grâce à une baisse du nombre d’employés en équivalent temps complet. Finalement, nous montrons que d’importants progrès technologique ont été réalisés entre 1997 et 2000 en raison de l’accroissement du nombre de transactions infor matisées. Des gains additionnels de productivité ont été rendus possible grâce à l’amélioration de l’efficacité des caisses ayant participé à une fusion.

Suggested Citation

  • André Leclerc & Mario Fortin, 2002. "Production Et Rationalisation Des Intermédiaires Financiers : Leçons À Tirer De L’Expérience Des Caisses Populaires Acadiennes," Cahiers de recherche 02-03, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.
    • Handle: RePEc:shr:wpaper:02-03
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    Cited by:

    1. Pene Kalulumia, 2002. "Effects of government debt on interest rates: evidence from causality tests in johansen-type models," Cahiers de recherche 02-07, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.
    2. Leclerc, André & Fortin, Mario, 2009. "Économies d’échelle et de gamme dans les coopératives de services financiers : une approche non paramétrique (DEA)," L'Actualité Economique, Société Canadienne de Science Economique, vol. 85(3), pages 263-282, septembre.
    3. Pene Kalulumia & Denis Bolduc, 2004. "Generalized Mixed Estimation Of A Multinomial Discretecontinuous Choice Model For Electricity Demand," Cahiers de recherche 04-01, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.
    4. André Leclerc & Mario Fortin, 2003. "Mesure De La Production Bancaire, Rationalisation Et Efficacité Des Caisses Populaires Desjardins," Cahiers de recherche 03-07, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.
    5. Petr Hanel, 2003. "Impact Of Government Support Programs On Innovation By Canadian Manufacturing Firms," Cahiers de recherche 04-02, Departement d'économique de l'École de gestion à l'Université de Sherbrooke.

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