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Les technologies de l’information et de la communication (TIC) améliorent-elles le développement financier en Afrique Subsaharienne ?
[Are information and communication technologies (ICTs) improving financial development in Sub-Saharan Africa?]

Author

Listed:
  • Tsatchoua Tchakouadeu, Jacques
  • Bouwawé, Duclo
  • Awoutcha Tchieuzing, Romuald Fernand

Abstract

The objective of this study is to investigate the effects of ICT on financial development as measured by domestic credit to the private sector in Sub-Saharan Africa. The study uses a panel of 30 countries and covers the period 1995 - 2019. The data come from a variety of sources and the method of generalised moments in a system (GMM) is used for the regressions. The results show that mobile phone subscriptions (ATM) and fixed-line subscriptions (ATF) have a positive and significant effect on financial development at the 1% level, with ATF having a greater impact. Hence the need for governments and financial institutions in African countries to invest in promoting and investing in ICT infrastructure.

Suggested Citation

  • Tsatchoua Tchakouadeu, Jacques & Bouwawé, Duclo & Awoutcha Tchieuzing, Romuald Fernand, 2024. "Les technologies de l’information et de la communication (TIC) améliorent-elles le développement financier en Afrique Subsaharienne ? [Are information and communication technologies (ICTs) improvin," MPRA Paper 123448, University Library of Munich, Germany, revised 23 Jan 2025.
    • Handle: RePEc:pra:mprapa:123448
    as

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    References listed on IDEAS

    as
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    More about this item

    Keywords

    ICT; Financial development; Financial technology; Sub-Saharan Africa;
    All these keywords.

    JEL classification:

    • G14 - Financial Economics - - General Financial Markets - - - Information and Market Efficiency; Event Studies; Insider Trading
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • L96 - Industrial Organization - - Industry Studies: Transportation and Utilities - - - Telecommunications
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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