Mortgage Appraisal Waivers and Prepayment Speeds
Author
Abstract
Suggested Citation
Download full text from publisher
References listed on IDEAS
- Buchak, Greg & Matvos, Gregor & Piskorski, Tomasz & Seru, Amit, 2018.
"Fintech, regulatory arbitrage, and the rise of shadow banks,"
Journal of Financial Economics, Elsevier, vol. 130(3), pages 453-483.
- Buchak, Greg & Matvos, Gregor & Piskorski, Tomasz & Seru, Amit, 2017. "Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks," Research Papers 3511, Stanford University, Graduate School of Business.
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2017. "Fintech, Regulatory Arbitrage, and the Rise of Shadow Banks," NBER Working Papers 23288, National Bureau of Economic Research, Inc.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Jorge Padilla, 2020. "Big Tech “banks”, financial stability and regulation," Revista de Estabilidad Financiera, Banco de España, issue Spring.
- Iñaki Aldasoro & Sebastian Doerr & Haonan Zhou, 2023.
"Non-bank lending during crises,"
BIS Working Papers
1074, Bank for International Settlements.
- Aldasoro, Inaki & Doerr, Sebastian & Zhou, Haonan, 2024. "Non-bank lending during crises," CEPR Discussion Papers 18989, C.E.P.R. Discussion Papers.
- Xuan Zhang, 2023. "The impact of digital finance on corporate labor productivity: evidence from Chinese-listed companies," Economia e Politica Industriale: Journal of Industrial and Business Economics, Springer;Associazione Amici di Economia e Politica Industriale, vol. 50(3), pages 527-550, September.
- Liu, Jiangtao & Zhang, Yi & Kuang, Jia, 2023. "Fintech development and green innovation: Evidence from China," Energy Policy, Elsevier, vol. 183(C).
- Berger, Allen N. & Boot, Arnoud W.A., 2024. "Financial intermediation services and competition analyses: Review and paths forward for improvement," Journal of Financial Intermediation, Elsevier, vol. 57(C).
- Fan, Chenguang & Bae, Seongho & Liu, Yu, 2024. "Can FinTech transform corporate liquidity? Evidence from China," Innovation and Green Development, Elsevier, vol. 3(2).
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2024.
"Aggregate Lending and Modern Financial Intermediation: Why Bank Balance Sheet Models Are Miscalibrated,"
NBER Macroeconomics Annual, University of Chicago Press, vol. 38(1), pages 239-287.
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2023. "Aggregate Lending and Modern Financial Intermediation: Why Bank Balance Sheet Models Are Miscalibrated," NBER Chapters, in: NBER Macroeconomics Annual 2023, volume 38, pages 239-287, National Bureau of Economic Research, Inc.
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2023. "Aggregate Lending and Modern Financial Intermediation: Why Bank Balance Sheet Models are Miscalibrated," NBER Working Papers 31484, National Bureau of Economic Research, Inc.
- François-Éric Racicot & Raymond Théoret, 2022. "Tracking market and non-traditional sources of risks in procyclical and countercyclical hedge fund strategies under extreme scenarios: a nonlinear VAR approach," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 8(1), pages 1-56, December.
- Hasan, Iftekhar & Li, Xiang & Takalo, Tuomas, 2023.
"Technological innovation and the bank lending channel of monetary policy transmission,"
IWH Discussion Papers
14/2021, Halle Institute for Economic Research (IWH), revised 2023.
- Hasan, Iftekhar & Li, Xiang & Takalo, Tuomas, 2023. "Technological innovation and the bank lending channel of monetary policy transmission," BOFIT Discussion Papers 9/2023, Bank of Finland Institute for Emerging Economies (BOFIT).
- Mayock, Tom & Shi, Lan, 2022. "Adverse selection in the market for mortgage servicing rights," Journal of Housing Economics, Elsevier, vol. 58(PB).
- Jiang, Erica Xuewei & Matvos, Gregor & Piskorski, Tomasz & Seru, Amit, 2024.
"Monetary tightening and U.S. bank fragility in 2023: Mark-to-market losses and uninsured depositor runs?,"
Journal of Financial Economics, Elsevier, vol. 159(C).
- Erica Xuewei Jiang & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2023. "Monetary Tightening and U.S. Bank Fragility in 2023: Mark-to-Market Losses and Uninsured Depositor Runs?," NBER Working Papers 31048, National Bureau of Economic Research, Inc.
- Jiang, Erica Xuewei & Matvos, Gregor & Piskorski, Tomasz & Seru, Amit, 2023. "Monetary Tightening and U.S. Bank Fragility in 2023: Mark-to-Market Losses and Uninsured Depositor Runs?," Research Papers 4080, Stanford University, Graduate School of Business.
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2024.
"Beyond the Balance Sheet Model of Banking: Implications for Bank Regulation and Monetary Policy,"
Journal of Political Economy, University of Chicago Press, vol. 132(2), pages 616-693.
- Greg Buchak & Gregor Matvos & Tomasz Piskorski & Amit Seru, 2018. "Beyond the Balance Sheet Model of Banking: Implications for Bank Regulation and Monetary Policy," NBER Working Papers 25149, National Bureau of Economic Research, Inc.
- Isabelle Flückiger & Meryem Duygun, 2022. "New technologies and data in insurance," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 47(3), pages 495-498, July.
- Uddin, Md Hamid & Mollah, Sabur & Islam, Nazrul & Ali, Md Hakim, 2023. "Does digital transformation matter for operational risk exposure?," Technological Forecasting and Social Change, Elsevier, vol. 197(C).
- Kowalewski, Oskar & Pisany, Paweł, 2022.
"Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing,"
International Review of Financial Analysis, Elsevier, vol. 81(C).
- Kowalewski & Pawel Pisany, 2021. "Banks’ consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing," Working Papers 2021-ACF-07, IESEG School of Management.
- Francisco Gomes & Michael Haliassos & Tarun Ramadorai, 2021.
"Household Finance,"
Journal of Economic Literature, American Economic Association, vol. 59(3), pages 919-1000, September.
- Haliassos, Michael & Gomes, Francisco, 2020. "Household Finance," CEPR Discussion Papers 14502, C.E.P.R. Discussion Papers.
- Gomes, Francisco J. & Haliassos, Michael & Ramadorai, Tarun, 2020. "Household finance," IMFS Working Paper Series 138, Goethe University Frankfurt, Institute for Monetary and Financial Stability (IMFS).
- René M. Stulz, 2022. "FinTech, BigTech, and the Future of Banks," Journal of Applied Corporate Finance, Morgan Stanley, vol. 34(1), pages 106-117, March.
- Fan, Xiaoming, 2024. "Fintech platforms and information service quality from the perspective of investor cognition," Technology in Society, Elsevier, vol. 77(C).
- Yelena Popova & Olegs Cernisevs, 2022. "Smart City: Sharing of Financial Services," Social Sciences, MDPI, vol. 12(1), pages 1-17, December.
- Neil Bhutta & Lauren Lambie-Hanson, 2024. "The Rise in Mortgage Fees: Evidence from HMDA Data," Consumer Finance Institute discussion papers 24-01, Federal Reserve Bank of Philadelphia.
More about this item
Keywords
appraisal waiver; prepayment; nonbanks;All these keywords.
JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2022-12-05 (Banking)
- NEP-URE-2022-12-05 (Urban and Real Estate Economics)
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hfa:wpaper:22-01. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: William Doerner (email available below). General contact details of provider: https://edirc.repec.org/data/fhfaaus.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.