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El Ahorro de los Hogares Colombianos: un análisis microeconómico mediante regresión cuantílica

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  • Juanita Cifuentes González
  • John Werner Meisterl Reyes

Abstract

Resumen La alta heterogeneidad de los hogares colombianos sugiere el uso de metodologías que condicionen las medidas de tendencia central normalmente empleadas en análisis económicos. Usando la información de la Encuesta de Calidad de Vida (ECV) para Colombia del 2008, este trabajo analiza los determinantes de la tasa de ahorro de los hogares implementando la metodología de regresión cuantílica. La hipótesis de heterogeneidad en la motivación de los hogares para ahorrar es confirmada. Los resultados son discutidos a la luz de la teoría del ciclo vital y de estudios empíricos existentes. ************************************************************************************************************************************************************************************* Abstract The high heterogeneity of Colombian households suggests the use of methodologies that condition the measures of central tendency that are frequently used in economic analyses. Using the Quality of Life Survey 2008 (ECV) for Colombia, this study analyzes the determinants of household saving rate by implementing a quantile regression approach. The hypothesis on heterogeneous determinants of household saving rates is confirmed. The results are discusses in light of the Life Cycle Hypothesis and previous empirical studies.

Suggested Citation

  • Juanita Cifuentes González & John Werner Meisterl Reyes, 2014. "El Ahorro de los Hogares Colombianos: un análisis microeconómico mediante regresión cuantílica," Vniversitas Económica 12541, Universidad Javeriana - Bogotá.
    • Handle: RePEc:col:000416:012541
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    1. José Javier Soto Martínez & Luis Gabriel Márquez Díaz & Luis Fernando Macea Mercado, 2018. "Preferencias sobre alternativas de estacionamiento en Cartagena: ¿cuánto están dispuestos a pagar los conductores?," Documentos de Trabajo 018277, Universidad Tecnológica de Bolívar.
    2. José Javier Soto Martínez & Luis Gabriel Márquez Díaz & Luis Fernando Macea Mercado, 2018. "Preferencias sobre alternativas de estacionamiento en Cartagena: ¿cuánto están dispuestos a pagar los conductores?," Documentos de Trabajo 018327, Universidad Tecnológica de Bolívar.
    3. Montoya Ramírez, Jaime Horacio, 2019. "Determinantes del ahorro interno en Colombia: un acercamiento desde las Cuentas Nacionales Trimestrales para el período 1994-2017," Borradores Departamento de Economía 17521, Universidad de Antioquia, CIE.
    4. José Javier Soto Martínez & Luis Gabriel Márquez Díaz & Luis Fernando Macea Mercado, 2018. "Preferencias sobre alternativas de estacionamiento en Cartagena: ¿Cuánto están dispuestos a pagar los conductores?," Revista Economía y Región, Universidad Tecnológica de Bolívar, vol. 12(2), pages 163-180, December.

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