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Un índice de bancarización para Colombia

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  • Angela González Arbeláez
  • Laura Capera

Abstract

El objetivo de este documento es analizar la evolución de la bancarización en Colombia a través de un índice que reúne medidas tradicionales de cobertura y otras asociadas a la intensidad de uso de los servicios financieros por parte de la población de cada departamento; la metodología utilizada es la de componentes principales. El análisis del indicador sugiere que los principales avances en materia de bancarización se concentran en la región central y en Bogotá, mientras que algunos departamentos presentan rezagos significativos. Adicionalmente, los resultados resaltan la necesidad de incluir indicadores de intensidad de uso, en la medida en que estos permiten establecer con mayor precisión el grado de integración de los servicios financieros en la actividad cotidiana de los individuos.

Suggested Citation

  • Angela González Arbeláez & Laura Capera, 2011. "Un índice de bancarización para Colombia," Temas de Estabilidad Financiera 064, Banco de la Republica de Colombia.
    • Handle: RePEc:bdr:temest:064
    DOI: 10.32468/tef.64
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    References listed on IDEAS

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    1. Thorsten Beck & Asli Demirgüç-Kunt & Maria Soledad Martinez Peria, 2008. "Banking Services for Everyone? Barriers to Bank Access and Use around the World," The World Bank Economic Review, World Bank, vol. 22(3), pages 397-430, November.
    2. International Monetary Fund, 2004. "Financial Sector Development in the Middle East and North Africa," IMF Working Papers 2004/201, International Monetary Fund.
    3. Yongfu Huang, 2005. "What determines financial development?," Bristol Economics Discussion Papers 05/580, School of Economics, University of Bristol, UK.
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    Cited by:

    1. Dennis Sánchez Navarro & Natalia Cantor Vargas & Juan Pablo Herrera Saavedra & Jacobo Campo Robledo & Miguel de Quinto Arrendonda, 2014. "Propuesta de regionalización del sistema nacional de propiedad industrial," Revista de Economía Institucional, Universidad Externado de Colombia - Facultad de Economía, vol. 16(31), pages 263-286, July-Dece.
    2. Mejía Cubillos, Javier, 2013. "Perfil económico del Eje Cafetero. Un análisis con miras a la competitividad territorial [Economic profile of Eje Cafetero. An analysis towards territorial competitiveness]," MPRA Paper 43873, University Library of Munich, Germany.

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    More about this item

    Keywords

    Bancarización; componentes principales; servicios financieros.;
    All these keywords.

    JEL classification:

    • C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • R1 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics
    • R58 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Regional Development Planning and Policy

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