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Nonmetro, Metro, And U.S. Bank Operating Statistics, 1985

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  • Mikesell, James J.

Abstract

Rural bank operating statistics often differ significantly from those of urban banks. This report presents these statistics for all banks and for particular classes of banks within urban and rural areas. Two types of statistics are presented. Weighted statistics treat banks as an aggregate and may be dominated by a few large banks. Unweighted statistics, the mean of individual bank statistics, avoid this problem but may not accurately measure aggregate banking activity.3 Rural banks held more government securities, made more business loans (including agricultural), and attracted more deposits from lower cost small deposits. While the data do reflect the depressed status of agriculture, the (usually) nonagricultural banks in the West had the lowest profits and the most problem loans and loan losses.

Suggested Citation

  • Mikesell, James J., 1988. "Nonmetro, Metro, And U.S. Bank Operating Statistics, 1985," Staff Reports 278057, United States Department of Agriculture, Economic Research Service.
    • Handle: RePEc:ags:uerssr:278057
    DOI: 10.22004/ag.econ.278057
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    File URL: https://ageconsearch.umn.edu/record/278057/files/ers-report-364.pdf
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    References listed on IDEAS

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    1. R. Alton Gilbert & Courtenay C. Stone & Michael E. Trebing, 1985. "The new bank capital adequacy standards," Review, Federal Reserve Bank of St. Louis, vol. 67(May), pages 12-20.
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