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Microcredit Programs, Poverty and Vulnerability in Rural Iran

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  • Tayebi, Zahra
  • Onel, Gulcan

Abstract

The main purpose of this paper is to study if two major microcredit programs, namely Women Microcredit Funds (WMF) and Self-Help Groups (SHG), in Southern Iran reach rural poor and vulnerable households. We use primary panel data that consist of monthly consumption and income information for 280 households. The results showed that although both programs are successful at reaching poor, evidence on propensity of vulnerable households joining programs is relatively limited. Furthermore, results indicate that vulnerable households are more likely to join SHG, while poor households mostly choose to join WMF program.

Suggested Citation

  • Tayebi, Zahra & Onel, Gulcan, 2016. "Microcredit Programs, Poverty and Vulnerability in Rural Iran," 2016 Annual Meeting, February 6-9, 2016, San Antonio, Texas 230116, Southern Agricultural Economics Association.
    • Handle: RePEc:ags:saea16:230116
    DOI: 10.22004/ag.econ.230116
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    References listed on IDEAS

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    1. Townsend, Robert M, 1994. "Risk and Insurance in Village India," Econometrica, Econometric Society, vol. 62(3), pages 539-591, May.
    2. Amin, Sajeda & Rai, Ashok S. & Topa, Giorgio, 2003. "Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh," Journal of Development Economics, Elsevier, vol. 70(1), pages 59-82, February.
    3. Robert M. Townsend, 1995. "Financial Systems in Northern Thai Villages," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 110(4), pages 1011-1046.
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    Keywords

    Community/Rural/Urban Development; International Development;

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