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Does Internet Banking Affect the Performance of Community Banks?

Author

Listed:
  • Kagan, Albert
  • Acharya, Ram N.
  • Lingam, Rao S.
  • Kodepaka, Vinod

Abstract

This study examines the impact of online banking on bank performance. Results show that online banking improves bank earnings as well as helps in improving asset quality.

Suggested Citation

  • Kagan, Albert & Acharya, Ram N. & Lingam, Rao S. & Kodepaka, Vinod, 2005. "Does Internet Banking Affect the Performance of Community Banks?," 2005 Annual meeting, July 24-27, Providence, RI 19246, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
    • Handle: RePEc:ags:aaea05:19246
    DOI: 10.22004/ag.econ.19246
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    References listed on IDEAS

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    2. Robert DeYoung & William Hunter & Gregory Udell, 2004. "The Past, Present, and Probable Future for Community Banks," Journal of Financial Services Research, Springer;Western Finance Association, vol. 25(2), pages 85-133, April.
    3. Humphrey, David B & Kim, Moshe & Vale, Bent, 2001. "Realizing the Gains from Electronic Payments: Costs, Pricing, and Payment Choice," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 33(2), pages 216-234, May.
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    6. Geoffrey R. Gerdes & Jack K. Walton, 2002. "The use of checks and other noncash payment instruments in the United States," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 88(Aug), pages 360-374, August.
    7. Hesna Genay, 2000. "Recent trends in deposit and loan growth: implications for small and large banks," Chicago Fed Letter, Federal Reserve Bank of Chicago, issue Dec.
    8. David B. Nickerson & Richard J. Sullivan, 2003. "Financial innovation, strategic real options and endogenous competition : theory and an application to Internet banking," Payments System Research Working Paper PSR WP 03-01, Federal Reserve Bank of Kansas City.
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    Cited by:

    1. Mogotsinyana MAPHARING & Elang BASUHI, 2017. "Electronic Banking and Bank Performance: Botswana Context," International Journal of Emerging Trends in Social Sciences, Scientific Publishing Institute, vol. 1(1), pages 84-93.
    2. Yusuf Rasheed, Adesoye & Ologunwa, Oluyemi.P & Obamuyi Tomola.M, 2024. "Effect of Financial Technology on Financial Performance of Deposit Money Banks in Southwest, Nigeria," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 8(1), pages 1974-1986, January.
    3. Keliuotytė-Staniulėnienė Greta & Smolskytė Gintarė, 2019. "Possibilities for Financial Technology Sector Development and its Impact on Banking Sector Profitability in Lithuania," Economics and Culture, Sciendo, vol. 16(1), pages 12-23, June.
    4. Batte, Marvin T., 2006. "Shopping at the Farm Office: What is the Future of Farm e-Commerce?," Journal of the ASFMRA, American Society of Farm Managers and Rural Appraisers, vol. 2006, pages 1-6.

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