Fumiko Hayashi
Personal Details
First Name: | Fumiko |
Middle Name: | |
Last Name: | Hayashi |
Suffix: | |
RePEc Short-ID: | pha869 |
[This author has chosen not to make the email address public] | |
Terminal Degree: | 2001 Department of Economics; University of Minnesota (from RePEc Genealogy) |
Affiliation
Federal Reserve Bank of Kansas City
Kansas City, Missouri (United States)http://www.kansascityfed.org/
RePEc:edi:frbkcus (more details at EDIRC)
Research output
Jump to: Working papers Articles BooksWorking papers
- Fumiko Hayashi & Aditi Routh, 2024. "Financial Literacy, Risk Tolerance, and Cryptocurrency Ownership in the United States," Research Working Paper RWP 24-03, Federal Reserve Bank of Kansas City.
- Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh, 2024.
"Defining Households That Are Underserved in Digital Payment Services,"
Working Papers
24-10, Federal Reserve Bank of Boston.
- Claire Greene & Fumiko Hayashi & Alicia Lloro & Oz Shy & Joanna Stavins & Ying Lei Toh, 2024. "Defining Households That Are Underserved in Digital Payment Services," Research Working Paper RWP 24-09, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Aditi Routh & Ying Lei Toh, 2023. "Which Types of Unbanked Households Are More (or Less) Likely to Open a Bank Account?," Research Working Paper RWP 23-08, Federal Reserve Bank of Kansas City.
- Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2021. "Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States," Staff Working Papers 21-8, Bank of Canada.
- Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2020.
"Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada,"
Working Papers
20-13, Federal Reserve Bank of Boston.
- Marie-Hélène Felt & Fumiko Hayashi & Joanna Stavins & Angelika Welte, 2020. "Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada," Research Working Paper RWP 20-18, Federal Reserve Bank of Kansas City.
- Claire Greene & Fumiko Hayashi & Joanna Stavins, 2020. "Delivering Benefits of Faster Payments to the Underserved," Consumer & Community Context 89155, Board of Governors of the Federal Reserve System (U.S.).
- Fumiko Hayashi & Zach Markiewicz & Sabrina Minhas, 2018. "The Initial Effects of EMV Migration on Chargebacks in the United States," Research Working Paper RWP 18-10, Federal Reserve Bank of Kansas City.
- Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart, 2017.
"Faster payments: market structure and policy considerations,"
Current Policy Perspectives
17-4, Federal Reserve Bank of Boston.
- Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart, 2017. "Faster Payments : Market Structure and Policy Considerations," Finance and Economics Discussion Series 2017-100, Board of Governors of the Federal Reserve System (U.S.).
- Garth Baughman & Fumiko Hayashi & Mark D. Manuszak & Aaron Rosenbaum & Joanna Stavins & Kylie Stewart, 2017. "Faster Payments: Market Structure and Policy Considerations," Research Working Paper RWP 17-14, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Zach Markiewicz & Richard J. Sullivan, 2016. "Chargebacks: another payment card acceptance cost for merchants," Research Working Paper RWP 16-1, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi, 2015. "Faster payments in the United States: how can private sector systems achieve public policy goals?," Research Working Paper RWP 15-3, Federal Reserve Bank of Kansas City.
- Josh Hanson & Fumiko Hayashi & Jesse Leigh Maniff, 2015. "Driver of choice? the cost of financial products for unbanked consumers," Research Working Paper RWP 15-15, Federal Reserve Bank of Kansas City.
- Andrew Ching & Fumiko Hayashi & Hui Wang, 2015.
"Quantifying the Impacts of Limited Supply: The Case of Nursing Homes,"
Working Papers
150006, Canadian Centre for Health Economics.
- Andrew T. Ching & Fumiko Hayashi & Hui Wang, 2015. "Quantifying The Impacts Of Limited Supply: The Case Of Nursing Homes," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 56(4), pages 1291-1322, November.
- Fumiko Hayashi & Grace Li & Zhu Wang, 2015.
"Innovation, Deregulation, and the Life Cycle of a Financial Service Industry,"
Working Paper
15-8, Federal Reserve Bank of Richmond.
- Fumiko Hayashi & Bin Grace Li & Zhu Wang, 2017. "Innovation, Deregulation, and the Life Cycle of a Financial Service Industry," Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, vol. 26, pages 180-203, October.
- Emily Cuddy & Fumiko Hayashi, 2014. "Recurrent overdrafts: a deliberate decision by some prepaid cardholders?," Research Working Paper RWP 14-8, Federal Reserve Bank of Kansas City.
- Emily Cuddy & Fumiko Hayashi, 2014. "General purpose reloadable prepaid cards : penetration, use, fees and fraud risks," Research Working Paper RWP 14-1, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Joanna Stavins, 2012.
"Effects of credit scores on consumer payment choice,"
Public Policy Discussion Paper
12-1, Federal Reserve Bank of Boston.
- Fumiko Hayashi & Joanna Stavins, 2012. "Effects of credit scores on consumer payment choice," Research Working Paper RWP 12-03, Federal Reserve Bank of Kansas City.
- Zhu Wang & Fumiko Hayashi, 2011. "Product Innovation and Network Survival in the U.S. ATM and Debit Card Industry," 2011 Meeting Papers 725, Society for Economic Dynamics.
- Fumiko Hayashi, 2008. "The economics of payment card fee structure: what is the optimal balance between merchant fee and payment card rewards?," Research Working Paper RWP 08-06, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi, 2008. "The economics of payment card fee structure: policy considerations of payment card rewards," Research Working Paper RWP 08-08, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Zhu Wang, 2008. "Product innovation and network survival in the U.S. ATM and debit card network industry," Research Working Paper RWP 08-14, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi, 2008. "The economics of payment card fee structure: what drives payment card rewards?," Research Working Paper RWP 08-07, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi, 2006. "Pricing and welfare implications of payment card network competition," Payments System Research Working Paper PSR WP 06-03, Federal Reserve Bank of Kansas City.
- Andrew Ching & Fumiko Hayashi, 2006.
"Payment card rewards programs and consumer payment choice,"
Payments System Research Working Paper
PSR WP 06-02, Federal Reserve Bank of Kansas City.
- Ching, Andrew T. & Hayashi, Fumiko, 2010. "Payment card rewards programs and consumer payment choice," Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1773-1787, August.
- Ching, Andrew & Hayashi, Fumiko, 2008. "Payment Card Rewards Programs and Consumer Payment Choice," MPRA Paper 8458, University Library of Munich, Germany.
- Fumiko Hayashi, 2005. "Network competition and merchant discount fees," Payments System Research Working Paper PSR WP 05-04, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Stuart E. Weiner, 2005. "Competition and credit and debit card interchange fees: a cross-country analysis," Payments System Research Working Paper PSR WP 05-03, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi, 2004.
"A puzzle of card payment pricing : why are merchants still accepting card payments?,"
Payments System Research Working Paper
PSR WP 04-02, Federal Reserve Bank of Kansas City.
- Hayashi Fumiko, 2006. "A Puzzle of Card Payment Pricing: Why Are Merchants Still Accepting Card Payments?," Review of Network Economics, De Gruyter, vol. 5(1), pages 1-31, March.
- Fumiko Hayashi, 2003. "Community bank access to payment card networks : has it become more expensive?," Payments System Research Working Paper PSR WP 03-02, Federal Reserve Bank of Kansas City.
- Fumiko Hayashi & Elizabeth C. Klee, 2002.
"Technology adoption and consumer payments : evidence from survey data,"
Payments System Research Working Paper
PSR WP 02-01, Federal Reserve Bank of Kansas City.
- Hayashi Fumiko & Klee Elizabeth, 2003. "Technology Adoption and Consumer Payments: Evidence from Survey Data," Review of Network Economics, De Gruyter, vol. 2(2), pages 1-16, June.
Articles
- Julian Alcazar & Sam Baird & Emma Cronenweth & Fumiko Hayashi & Ken Isaacson, 2024. "Core Banking Systems and Options for Modernization," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-8, February.
- Julian Alcazar & Sam Baird & Emma Cronenweth & Fumiko Hayashi & Ken Isaacson, 2024. "The Role of Core Banking Services Providers in Facilitating Instant Payments," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-7, May.
- Julian Alcazar & Sam Baird & Emma Cronenweth & Fumiko Hayashi & Ken Isaacson, 2024. "Market Structure of Core Banking Services Providers," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-7, March.
- Fumiko Hayashi & Ying Lei Toh, 2022. "Assessing the Case for Retail CBDCs: Central Banks’ Considerations," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue May 26, 2, pages 1-7, May.
- Julian Alcazar & Fumiko Hayashi, 2022. "Data Aggregators: The Connective Tissue for Open Banking," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue August 24, pages 1-6, August.
- Fumiko Hayashi, 2021. "Cash or Debit Cards? Payment Acceptance Costs for Merchants," Economic Review, Federal Reserve Bank of Kansas City, vol. 106(no.3), pages 5-21, August.
- Fumiko Hayashi & Rebecca Ruiz, 2021. "Digital, Financial, and Health Insurance Exclusion Experienced by Low-Income Households," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue July 7, 2, pages 1-9, July.
- Fumiko Hayashi, 2020. "Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, November.
- Fumiko Hayashi & Ying Lei Toh, 2020. "Mobile Banking Use and Consumer Readiness to Benefit from Faster Payments," Economic Review, Federal Reserve Bank of Kansas City, vol. 105(no.1), pages 1-5, April.
- Fumiko Hayashi, 2019. "Payment Card Fraud Rates in the United States Relative to Other Countries since Migrating to Chip Cards," Economic Review, Federal Reserve Bank of Kansas City, vol. 0(Q IV), pages 23-40.
- Terri Bradford & Fumiko Hayashi & Ying Lei Toh, 2019. "Developments of QR Code-Based Mobile Payments in East Asia," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-14, June.
- Fumiko Hayashi & Sabrina Minhas, 2018. "Who Are the Unbanked? Characteristics Beyond Income," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 55-70.
- Fumiko Hayashi & Bin Grace Li & Zhu Wang, 2017.
"Innovation, Deregulation, and the Life Cycle of a Financial Service Industry,"
Review of Economic Dynamics, Elsevier for the Society for Economic Dynamics, vol. 26, pages 180-203, October.
- Fumiko Hayashi & Grace Li & Zhu Wang, 2015. "Innovation, Deregulation, and the Life Cycle of a Financial Service Industry," Working Paper 15-8, Federal Reserve Bank of Richmond.
- Fumiko Hayashi & Bin Grace Li & Zhu Wang, 2017. "Code and data files for "Innovation, Deregulation, and the Life Cycle of a Financial Service Industry"," Computer Codes 13-257, Review of Economic Dynamics.
- Fumiko Hayashi, 2016. "Access to Electronic Payments Systems by Unbanked Consumers," Economic Review, Federal Reserve Bank of Kansas City, issue Q III, pages 51-76.
- Fumiko Hayashi & Jesse Leigh Maniff, 2014. "Interchange fees and network rules: a shift from antitrust litigation to regulatory measures in various countries," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Oct, pages 1-5.
- Terri Bradford & Fumiko Hayashi, 2014. "Mobile payments : merchants’ perspectives," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 33-58.
- Fumiko Hayashi & Richard J. Sullivan, 2013. "Fees, fraud and regulation: force of change in the payment card industry," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Apr.
- Fumiko Hayashi, 2013. "The new debit card regulations: effects on merchants, consumers, and payments system efficiency," Economic Review, Federal Reserve Bank of Kansas City, vol. 98(Q I), pages 89-118.
- Fumiko Hayashi, 2012. "Discounts and surcharges: implications for consumer payment choice," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Jun.
- Fumiko Hayashi, 2012. "The new debit card regulations: initial effects on networks and banks," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q IV).
- Fumiko Hayashi & William R. Keeton, 2012. "Medición de los costos de los métodos de pago minoristas," Boletín, CEMLA, vol. 0(3), pages 152-180, julio-sep.
- Fumiko Hayashi, 2012. "Mobile payments: What’s in it for consumers?," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q I), pages 35-66.
- Fumiko Hayashi & William R. Keeton, 2012. "Measuring the costs of retail payment methods," Economic Review, Federal Reserve Bank of Kansas City, vol. 97(Q II).
- Ching, Andrew T. & Hayashi, Fumiko, 2010.
"Payment card rewards programs and consumer payment choice,"
Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1773-1787, August.
- Andrew Ching & Fumiko Hayashi, 2006. "Payment card rewards programs and consumer payment choice," Payments System Research Working Paper PSR WP 06-02, Federal Reserve Bank of Kansas City.
- Ching, Andrew & Hayashi, Fumiko, 2008. "Payment Card Rewards Programs and Consumer Payment Choice," MPRA Paper 8458, University Library of Munich, Germany.
- Fumiko Hayashi, 2009. "Do U.S. consumers really benefit from payment card rewards?," Economic Review, Federal Reserve Bank of Kansas City, vol. 94(Q I), pages 37-63.
- Terri Bradford, 2008. "Developments in interchange fees in the United States and abroad," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Apr.
- Terri Bradford & Fumiko Hayashi, 2007. "Complex landscapes: mobile payments in Japan, South Korea, and the United States," Payments System Research Briefing, Federal Reserve Bank of Kansas City, issue Sep.
- Fumiko Hayashi & Stuart E. Weiner, 2006. "Interchange fees in Australia, the UK, and the United States : matching theory and practice," Economic Review, Federal Reserve Bank of Kansas City, vol. 91(Q III), pages 75-112.
- Hayashi Fumiko, 2006.
"A Puzzle of Card Payment Pricing: Why Are Merchants Still Accepting Card Payments?,"
Review of Network Economics, De Gruyter, vol. 5(1), pages 1-31, March.
- Fumiko Hayashi, 2004. "A puzzle of card payment pricing : why are merchants still accepting card payments?," Payments System Research Working Paper PSR WP 04-02, Federal Reserve Bank of Kansas City.
- Hayashi Fumiko & Klee Elizabeth, 2003.
"Technology Adoption and Consumer Payments: Evidence from Survey Data,"
Review of Network Economics, De Gruyter, vol. 2(2), pages 1-16, June.
- Fumiko Hayashi & Elizabeth C. Klee, 2002. "Technology adoption and consumer payments : evidence from survey data," Payments System Research Working Paper PSR WP 02-01, Federal Reserve Bank of Kansas City.
- Eui Tajika & Yoshihiro Kaneko & Fumiko Hayashi, 1997. "Japan's Public Pension Policy," Japanese Economy, Taylor & Francis Journals, vol. 25(6), pages 43-69.
- Tajika, Eiji & Hayashi, Fumiko, 1997. "The Risk of Disability and Precautionary Savings," Economic Review, Hitotsubashi University, vol. 48(3), pages 207-217, July.
- Eui Tajika & Yoshilmro Kaneko & Fumiko Hayashi, 1997. "Japan's Pension Reform," Japanese Economy, Taylor & Francis Journals, vol. 25(6), pages 70-92.
- Tajika, Eiji & Hayashi, Fumiko, 1996. "Private Annuities Markets and Adverse Selection―The Case of National Pension Funds in Japan―," Economic Review, Hitotsubashi University, vol. 47(3), pages 217-228, July.
Books
- Fumiko Hayashi & Richard J. Sullivan & Stuart E. Weiner, 2006. "A guide to the ATM and debit card industry - 2006 update," Monograph, Federal Reserve Bank of Kansas City, number 2006agttaadci2, March.
More information
Research fields, statistics, top rankings, if available.Statistics
Access and download statistics for all items
Rankings
This author is among the top 5% authors according to these criteria:- Number of Downloads through RePEc Services over the past 12 months
- Number of Abstract Views in RePEc Services over the past 12 months, Weighted by Number of Authors
- Number of Downloads through RePEc Services over the past 12 months, Weighted by Number of Authors
Co-authorship network on CollEc
NEP Fields
NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 31 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.- NEP-PAY: Payment Systems and Financial Technology (14) 2016-01-29 2016-04-16 2017-10-15 2017-11-12 2018-01-22 2018-12-24 2021-01-04 2021-01-18 2021-02-01 2021-03-01 2023-11-20 2024-05-06 2024-10-14 2024-10-14. Author is listed
- NEP-COM: Industrial Competition (11) 2006-01-01 2006-01-01 2007-01-02 2009-01-10 2009-01-10 2009-01-10 2015-07-25 2017-10-15 2017-11-12 2021-01-04 2021-02-01. Author is listed
- NEP-MAC: Macroeconomics (9) 2015-01-31 2016-01-29 2016-04-16 2017-10-15 2017-11-12 2018-12-24 2021-01-04 2021-02-01 2021-03-01. Author is listed
- NEP-BAN: Banking (8) 2012-05-02 2014-02-15 2015-01-31 2015-07-25 2021-01-04 2021-02-01 2021-03-01 2024-05-06. Author is listed
- NEP-MKT: Marketing (6) 2006-01-01 2007-01-02 2008-04-29 2016-01-29 2017-10-15 2017-11-12. Author is listed
- NEP-MON: Monetary Economics (5) 2015-07-11 2017-10-15 2018-01-22 2024-05-06 2024-10-14. Author is listed
- NEP-NET: Network Economics (5) 2005-05-23 2006-01-01 2006-10-14 2007-01-02 2009-01-10. Author is listed
- NEP-FLE: Financial Literacy and Education (3) 2023-11-20 2024-05-06 2024-10-14
- NEP-MIC: Microeconomics (3) 2006-01-01 2007-01-02 2009-01-10
- NEP-URE: Urban and Real Estate Economics (3) 2004-08-09 2014-02-15 2016-01-29
- NEP-BEC: Business Economics (2) 2005-05-23 2009-01-10
- NEP-FMK: Financial Markets (2) 2006-01-01 2006-10-14
- NEP-INO: Innovation (2) 2009-01-10 2015-07-25
- NEP-CBA: Central Banking (1) 2009-01-10
- NEP-CSE: Economics of Strategic Management (1) 2009-01-10
- NEP-DGE: Dynamic General Equilibrium (1) 2015-07-25
- NEP-EDU: Education (1) 2012-05-02
- NEP-ENT: Entrepreneurship (1) 2009-01-10
- NEP-FDG: Financial Development and Growth (1) 2024-05-06
- NEP-HEA: Health Economics (1) 2015-06-13
- NEP-IAS: Insurance Economics (1) 2015-01-31
- NEP-IND: Industrial Organization (1) 2006-01-01
- NEP-ORE: Operations Research (1) 2021-01-04
- NEP-REG: Regulation (1) 2009-01-10
- NEP-SBM: Small Business Management (1) 2015-07-25
- NEP-SOC: Social Norms and Social Capital (1) 2009-01-10
- NEP-SOG: Sociology of Economics (1) 2014-02-15
- NEP-TID: Technology and Industrial Dynamics (1) 2009-01-10
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. For general information on how to correct material on RePEc, see these instructions.
To update listings or check citations waiting for approval, Fumiko Hayashi should log into the RePEc Author Service.
To make corrections to the bibliographic information of a particular item, find the technical contact on the abstract page of that item. There, details are also given on how to add or correct references and citations.
To link different versions of the same work, where versions have a different title, use this form. Note that if the versions have a very similar title and are in the author's profile, the links will usually be created automatically.
Please note that most corrections can take a couple of weeks to filter through the various RePEc services.