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Microcredit meets social exclusion: learning with difficulty from international experience

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  • Ruth Pearson

    (School of Development Studies, UEA, Norwich, UK and 155, Hague, The Netherlands)

Abstract

This paper discusses a pilot project in the UK which is providing training, credit, and support to women from low-income communities in Norfolk (in the east of England). As well as situating this initiative in the contexts of wider debates within development studies, international political economy and social and labour-market policy, the author is able to provide an insider's perspective, as Chair of the voluntary organization which has co-ordinated the development and funding for this project, and overseen the policy and practical negotiations with a range of local, national, and international partners, as well as with beneficiaries and the participants (Pearson and Watson, 1997). The discussion raises important questions both for assumptions about the convergence of the analysis of and policy on social exclusion and poverty in the North and the South, and for the relevance of the expertise of international development organizations seeking to transfer their experience in developing countries to current initiatives in the UK and other industrialized countries aimed at reducing welfare dependence and social and labour-market exclusion. © 1998 John Wiley & Sons, Ltd.

Suggested Citation

  • Ruth Pearson, 1998. "Microcredit meets social exclusion: learning with difficulty from international experience," Journal of International Development, John Wiley & Sons, Ltd., vol. 10(6), pages 811-822.
  • Handle: RePEc:wly:jintdv:v:10:y:1998:i:6:p:811-822
    DOI: 10.1002/(SICI)1099-1328(1998090)10:6<811::AID-JID557>3.0.CO;2-2
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    References listed on IDEAS

    as
    1. Goetz, Anne Marie & Gupta, Rina Sen, 1996. "Who takes the credit? Gender, power, and control over loan use in rural credit programs in Bangladesh," World Development, Elsevier, vol. 24(1), pages 45-63, January.
    2. Schuler, Sidney Ruth & Hashemi, Syed M. & Riley, Ann P. & Akhter, Shireen, 1996. "Credit programs, patriarchy and men's violence against women in rural Bangladesh," Social Science & Medicine, Elsevier, vol. 43(12), pages 1729-1742, December.
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    Cited by:

    1. Donaldson, Cam & Roy, Michael & Hill-O'Connor, Clementine & Biosca, Olga & Baker, Rachel & Kay, Alan & Gillespie, Morag & Godwin, Jon & Morgan, Antony & Skelton, Dawn A & Stewart, John & Anderson, Iso, 2014. "Global issues, local solutions: rethinking wealth and health through the lens of social enteprise," Health Economics Working Paper Series 201402, Glasgow Caledonian University, Yunus Centre.
    2. McHugh, Neil & Baker, Rachel & Mason, Helen & Williamson, Laura & van Exel, Job & Deogaonkar, Rohan & Collins, Marissa & Donaldson, Cam, 2014. "Extending life for people with a terminal illness: a moral right or an expensive death? Exploring societal perspectives," Health Economics Working Paper Series 201403, Glasgow Caledonian University, Yunus Centre.
    3. Chris Roche & Ben Rogaly, 1998. "Editorial: learning about learning on microfinance north and south," Journal of International Development, John Wiley & Sons, Ltd., vol. 10(6), pages 795-798.
    4. Jean-François Maystadt, 2004. "Microfinance au Nord : Un effet de mode importé du Sud ?," Mondes en développement, De Boeck Université, vol. 126(2), pages 69-82.

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