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Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsfähigkeit

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  • Thomas Url

    (WIFO)

Abstract

Die österreichische Privatversicherungswirtschaft erreichte trotz widriger Umstände im COVID-19-Krisenjahr 2020 einen leichten Prämienzuwachs (+1,4%). Angesichts eines Anstiegs der Aufwendungen für Versicherungsfälle um 3,9% bewies sie auch in einem schwierigen Umfeld ihre Fähigkeit zur Schadenabwicklung. Das Versicherungsgeschäft verschob sich 2020 weiter von der Lebensversicherung zur Krankenversicherung sowie zur Schaden- und Unfallversicherung. Die Entwicklung am österreichischen Versicherungsmarkt entsprach damit in abgeschwächter Form der allgemeinen Dynamik im Europäischen Wirtschaftsraum. Die expansive Geldpolitik im Gefolge der staatlichen Hilfsprogramme zur Liquiditätssicherung in Unternehmen und zur Stützung der Haushaltseinkommen schlug sich 2020 merklich im Veranlagungsergebnis der Versicherer nieder.

Suggested Citation

  • Thomas Url, 2021. "Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsfähigkeit," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(9), pages 637-649, September.
    • Handle: RePEc:wfo:monber:y:2021:i:9:p:637-649
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    References listed on IDEAS

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    1. Thomas Url, 1996. "Kennzahlen zur österreichischen Versicherungswirtschaft," WIFO Studies, WIFO, number 21313, March.
    2. Atanas Pekanov, 2021. "Geldpolitik und Kreditwesen in der COVID-19-Krise," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 309-320, April.
    3. André C. R. Martins, 2020. "Discrete opinion dynamics with M choices," The European Physical Journal B: Condensed Matter and Complex Systems, Springer;EDP Sciences, vol. 93(1), pages 1-10, January.
    4. Michael Rothschild & Joseph Stiglitz, 1976. "Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 90(4), pages 629-649.
    5. Atanas Pekanov, 2021. "Geldpolitik und Kreditwesen in der COVID-19-Krise," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 311-320, April.
    6. Serguei Kaniovski & Atanas Pekanov & Thomas Url, 2021. "Ex-post-Analyse der Wirkungen des COVID-19-Maßnahmenpaketes auf die Unternehmensliquidität," WIFO Studies, WIFO, number 67189, March.
    7. Tomz, Michael & Weeks, Jessica L. P., 2020. "Public Opinion and Foreign Electoral Intervention," American Political Science Review, Cambridge University Press, vol. 114(3), pages 856-873, August.
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    Cited by:

    1. Thomas Url, 2022. "Die gesamtwirtschaftliche Bedeutung der österreichischen Versicherungswirtschaft," WIFO Studies, WIFO, number 69819, March.

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