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European Union subsidies and bank credits as external sources of financing for small and medium enterprises in Poland

Author

Listed:
  • Kata Ryszard

    (Faculty of Economics, University of Rzeszów)

  • Filip Paulina

    (Faculty of Economics, University of Rzeszów)

Abstract

The selection of financing sources constitutes an important decisive problem for small and medium enterprises. The study encompasses the assessment of which scale small and medium enterprises in Poland use EU funds and bank credits as the sources connected with financing business activity. Moreover, based on surveys of enterprises in Podkarpackie voivodship, the barriers and limitations of SMEs in the access to such financing sources have been defined. The classification and assessment of the significance of particular financial limitations have been performed by means of the reasons for credit passiveness of SMEs and their financial exclusion.

Suggested Citation

  • Kata Ryszard & Filip Paulina, 2016. "European Union subsidies and bank credits as external sources of financing for small and medium enterprises in Poland," Management, Sciendo, vol. 20(2), pages 457-472, December.
    • Handle: RePEc:vrs:manmen:v:20:y:2016:i:2:p:457-472:n:29
    DOI: 10.1515/manment-2015-0075
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    References listed on IDEAS

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    1. Sara Carter & Eleanor Shaw & Wing Lam & Fiona Wilson, 2007. "Gender, Entrepreneurship, and Bank Lending: The Criteria and Processes Used by Bank Loan Officers in Assessing Applications," Entrepreneurship Theory and Practice, , vol. 31(3), pages 427-444, May.
    2. Kata, Ryszard & Walenia, Alina, 2015. "Financial Exclusion Of Farmers And Rural Entrepreneurs," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 36(2).
    3. Mark Freel & Sara Carter & Stephen Tagg & Colin Mason, 2012. "The latent demand for bank debt: characterizing “discouraged borrowers”," Small Business Economics, Springer, vol. 38(4), pages 399-418, May.
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