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Importance of financial planning for the administrator of microenterprise in Guasave, Sinaloa

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Listed:
  • Jesus Alberto Peinado Guevara

    (Preparatoria Guasave Nocturna, Universidad Autonoma de Sinaloa, Guasave, Sinaloa, Mexico.)

  • Victor Manuel Peinado Guevara

    (Escuela de Ciencias Economicas y Administrativas, Universidad Autonoma de Sinaloa, Guasave, Sinaloa, Mexico.)

  • Aldo Alan Cuadras Berrelleza

    (Faculty of Economic and Administrative Sciences, Autonomous University of Sinaloa, Boulevard Juan de Dios Batiz, Colonia San Joachin, CP. 81101, Guasave, Sinaloa, Mexico.)

  • Jaime Herrera Barrientos

    (Centro de Investigacion Cientifica y de Educacion Superior de Ensenada, Baja California (CICESE), Ensenada, Baja California, Mexico)

  • Hector Jose Peinado Guevara

    (Escuela de Ciencias Economicas y Administrativas, Universidad Autonoma de Sinaloa, Guasave, Sinaloa, Mexico)

  • Mayra Patricia Osuna

    (7Escuela de Ciencias Economicas y Administrativas, Universidad Autonoma de Sinaloa, Guasave, Sinaloa, Mexico)

  • Miguel Angel Montoya Leyva

    (Escuela de Ciencias Economicas y Administrativas, Universidad Autonoma de Sinaloa, Guasave, Sinaloa, Mexico)

Abstract

Las microempresas son de gran importancia para las economias del mundo por su capacidad de generar empleos y contribuir al producto interno bruto, favoreciendo el sistema productivo nacional. Sin embargo, tambien son altamente vulnerables a los diferentes escenarios socioeconomicos que surgen de sus diferentes entornos, asi como a la formacion en planificacion financiera de sus operadores (gerentes, administradores o propietarios) quienes son parte central de la expectativa de vida de estas empresas. asi como su crecimiento.La relevancia del operador se analiza mediante la prueba estadistica chi-cuadrado relacionando variedades de planificacion financiera como credito, liquidez, endeudamiento, costos de bienes y servicios, toma de decisiones sobre la edad, educacion y formacion profesional en la planificacion financiera del operador la microempresa. Mediante escala tipo Likert se formularon 124 encuestas, cada una con 22 items relacionados con el perfil de los operadores y los recursos de planificacion financiera antes mencionado, mostrando asi registros numericos cuantificables que contienen las respuestas de los microempresarios entrevistados. A partir del analisis estadistico con la prueba de chi-cuadrado se determinaron los grados de dependencia entre variables, encontrando que la formacion profesional en el campo de la planificacion financiera del operador de la microempresa es determinante en la supervivencia, existencia o esperanza de vida, la cual es de 5.7 , inferior a la media nacional.

Suggested Citation

  • Jesus Alberto Peinado Guevara & Victor Manuel Peinado Guevara & Aldo Alan Cuadras Berrelleza & Jaime Herrera Barrientos & Hector Jose Peinado Guevara & Mayra Patricia Osuna & Miguel Angel Montoya Leyv, 2022. "Importance of financial planning for the administrator of microenterprise in Guasave, Sinaloa," Technium Social Sciences Journal, Technium Science, vol. 32(1), pages 41-61, June.
    • Handle: RePEc:tec:journl:v:32:y:2022:i:1:p:41-61
    DOI: 10.47577/tssj.v32i1.6500
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    References listed on IDEAS

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    More about this item

    Keywords

    financial planning; microenterprises; financial resources;
    All these keywords.

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

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