Household Financial Access and Use of Alternative Financial Services in the U.S.: Two Sides of the Same Coin?
Author
Abstract
Suggested Citation
DOI: 10.1007/s11205-017-1770-6
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Barry, Brian, 1998. "Social exclusion, social isolation and the distribution of income," LSE Research Online Documents on Economics 6516, London School of Economics and Political Science, LSE Library.
- Laura Lamb, 2016. "Financial exclusion and financial capabilities in Canada," Journal of Financial Economic Policy, Emerald Group Publishing Limited, vol. 8(2), pages 212-227, May.
- Santiago Carbó Valverde & Pedro Jesús Cuadros Solas & Francisco Rodríguez Fernández (ed.), 2016. "Liquidity Risk, Efficiency and New Bank Business Models," Palgrave Macmillan Studies in Banking and Financial Institutions, Palgrave Macmillan, number 978-3-319-30819-7, February.
- A Leyshon & N Thrift, 1996. "Financial Exclusion and the Shifting Boundaries of the Financial System," Environment and Planning A, , vol. 28(7), pages 1150-1156, July.
- Smriti Rao & Hazel Malapit, 2015. "Gender, Household Structure and Financial Participation in the United States," Journal of Family and Economic Issues, Springer, vol. 36(4), pages 606-620, December.
- World Bank Group, 2016. "Enhancing Financial Capability and Inclusion in Azerbaijan," World Bank Publications - Reports 24955, The World Bank Group.
- Jann Goedecke & Isabelle Guérin & Bert D 'Espallier & Govindan Venkatasubramanian, 2018. "Why do financial inclusion policies fail in mobilizing savings from the poor ? Lessons from rural South India," Post-Print ird-01413177, HAL.
- James Devlin, 2005. "A Detailed Study of Financial Exclusion in the UK," Journal of Consumer Policy, Springer, vol. 28(1), pages 75-108, December.
- Marta Cuesta González & Cristina Ruzay Paz-Curbera & Beatriz Fernández Olit, 2016. "Banking System and Financial Exclusion: Towards a More Comprehensive Approach," Palgrave Macmillan Studies in Banking and Financial Institutions, in: Santiago Carbó Valverde & Pedro Jesús Cuadros Solas & Francisco Rodríguez Fernández (ed.), Liquidity Risk, Efficiency and New Bank Business Models, chapter 6, pages 127-161, Palgrave Macmillan.
- Yoshino, Naoyuki & Morgan, Peter J., 2016. "Overview of Financial Inclusion, Regulation, and Education," ADBI Working Papers 591, Asian Development Bank Institute.
- J Neill Marshall, 2004. "Financial Institutions in Disadvantaged Areas: A Comparative Analysis of Policies Encouraging Financial Inclusion in Britain and the United States," Environment and Planning A, , vol. 36(2), pages 241-261, February.
- Brian Barry, 1998. "Social Exclusion, Social Isolation and the Distribution of Income," CASE Papers 012, Centre for Analysis of Social Exclusion, LSE.
- Sabrina Bunyan & Alan Collins & Gianpiero Torrisi, 2016. "Analysing Household and Intra-urban Variants in the Consumption of Financial Services: Uncovering “Exclusion” in an English City," Journal of Consumer Policy, Springer, vol. 39(2), pages 199-221, June.
- Brian Barry, 1998. "Social Exclusion, Social Isolation and the Distribution of Income," CASE Papers case12, Centre for Analysis of Social Exclusion, LSE.
- Georges Gloukoviezoff, 2007. "From Financial Exclusion to Overindebtedness: the Paradox of Difficulties for People on Low Incomes?," Springer Books, in: Luisa Anderloni & Maria Debora Braga & Emanuele Maria Carluccio (ed.), New Frontiers in Banking Services, chapter 5, pages 213-245, Springer.
- Nathaniel Karp & Boyd Nash-Stacey, 2015. "Technology, Opportunity & Access: Understanding Financial Inclusion in the U.S," Working Papers 1525, BBVA Bank, Economic Research Department.
- Donncha Marron, 2013. "Governing Poverty in a Neoliberal Age: New Labour and the Case of Financial Exclusion," New Political Economy, Taylor & Francis Journals, vol. 18(6), pages 785-810, December.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Julie Birkenmaier & Jin Huang, 2024. "A systematic conceptual review of financial access," Journal of Consumer Affairs, Wiley Blackwell, vol. 58(2), pages 367-396, June.
- Tomasz Potocki & Sylwester Białowąs, 2023. "What Factors Predict a Positive Change in a Consumer’s Financial Capability over Time? The New Evidence from Poland," Journal of Family and Economic Issues, Springer, vol. 44(3), pages 634-654, September.
- John Creamer & Lewis Warren, 2024. "Unbanked and impoverished? Exploring banking and poverty interactions over time," Journal of Consumer Affairs, Wiley Blackwell, vol. 58(2), pages 506-537, June.
- Shahid Manzoor Shah & Amjad Ali, 2022.
"A Survey on Financial Inclusion: Theoretical and Empirical Literature Review,"
Journal of Policy Research (JPR), Research Foundation for Humanity (RFH), vol. 8(4), pages 310-330, December.
- Shah, Shahid Manzoor & Ali, Amjad, 2022. "A Survey on Financial Inclusion: Theoretical and Empirical Literature Review," MPRA Paper 116327, University Library of Munich, Germany.
- Kyoung Tae Kim & Soo Hyun Cho & Sharon A. DeVaney, 2021. "Racial/ethnic differences in holding a retirement saving motive: A decomposition analysis," Journal of Consumer Affairs, Wiley Blackwell, vol. 55(2), pages 464-482, June.
- Hayashi, Fumiko & Routh, Aditi & Toh, Ying Lei, 2024. "Heterogeneous unbanked households: Which types of households are more (or less) likely to open a bank account?," Journal of Economics and Business, Elsevier, vol. 129(C).
- Ian Dunham & Alec Foster, 2023. "FRINGE FINANCIAL ECOLOGIES AND PLACE‐BASED EXCLUSION: A Tale of Two Cities," International Journal of Urban and Regional Research, Wiley Blackwell, vol. 47(6), pages 881-898, November.
- J. Michael Collins & Sarah Halpern-Meekin & Melody Harvey & Jill Hoiting, 2023. "“I Don’t Like All Those Fees” Pragmatism About Financial Services Among Low-Income Parents," Journal of Family and Economic Issues, Springer, vol. 44(4), pages 807-820, December.
- Aswini Kumar Mishra & Vedant Bhardwaj, 2022. "The Determinants of Access to Informal Credits in India: An Application of Quantiles via Moments Method," Journal of Quantitative Economics, Springer;The Indian Econometric Society (TIES), vol. 20(1), pages 1-22, March.
- P. M. Vik & D. Kamerāde & K. T. Dayson, 2024. "The Link Between Digital Skills and Financial Inclusion—Evidence from Consumers Survey Data from Low-Income Areas," Journal of Consumer Policy, Springer, vol. 47(3), pages 373-393, September.
- Anderson, Michael H. & Jackson, Raymond, 2021. "Option value and auto title loans," Journal of Economics and Business, Elsevier, vol. 117(C).
- Kyoung Tae Kim & Soo Hyun Cho & Jing Jian Xiao, 2023. "Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety," Journal of Family and Economic Issues, Springer, vol. 44(4), pages 956-967, December.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Tania Burchardt & Julian Le Grand, 2002. "Constraint and Opportunity: Identifying Voluntary Non-Employment," CASE Papers case55, Centre for Analysis of Social Exclusion, LSE.
- Li, Bingqin & Peng, Huamin, 2006. "The social protection of rural workers in the construction industry in urban China," LSE Research Online Documents on Economics 6226, London School of Economics and Political Science, LSE Library.
- Rambotti, Simone, 2015. "Recalibrating the spirit level: An analysis of the interaction of income inequality and poverty and its effect on health," Social Science & Medicine, Elsevier, vol. 139(C), pages 123-131.
- Lacayo, Carlos, 2004. "Análisis Comparativo de Sistemas de Monitoreo y Evaluación: El Caso de Nicaragua," IDB Publications (Working Papers) 2205, Inter-American Development Bank.
- Caterina Ruggeri Laderchi & Ruhi Saith & Frances Stewart, 2003.
"Does it Matter that we do not Agree on the Definition of Poverty? A Comparison of Four Approaches,"
Oxford Development Studies, Taylor & Francis Journals, vol. 31(3), pages 243-274.
- Caterina Ruggeri Laderchi, Ruhi Saith and Frances Stewart, "undated". "Does it matter that we don't agree on the definition of poverty? A comparison of four approaches," QEH Working Papers qehwps107, Queen Elizabeth House, University of Oxford.
- Tania Burchardt & Julian Le Grand, 2002. "Constraint and Opportunity: Identifying Voluntary Non-Employment," CASE Papers 055, Centre for Analysis of Social Exclusion, LSE.
- Beatriz Fernández-Olit & Juan Diego Paredes-Gázquez & Marta de la Cuesta-González, 2018. "Are Social and Financial Exclusion Two Sides of the Same Coin? An Analysis of the Financial Integration of Vulnerable People," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 135(1), pages 245-268, January.
- Sommarat Chantarat & Christopher Barrett, 2012.
"Social network capital, economic mobility and poverty traps,"
The Journal of Economic Inequality, Springer;Society for the Study of Economic Inequality, vol. 10(3), pages 299-342, September.
- Chantarat, Sommarat & Barrett, Christopher B., 2007. "Social Network Capital, Economic Mobility and Poverty Traps," MPRA Paper 1947, University Library of Munich, Germany.
- Chantarat, Sommarat & Barrett, Christopher B., 2008. "Social Network Capital, Economic Mobility and Poverty Traps," MPRA Paper 6841, University Library of Munich, Germany.
- Jeff Turner & Len Holmes & Frances C. Hodgson, 2000. "Intelligent Urban Development: An Introduction to a Participatory Approach," Urban Studies, Urban Studies Journal Limited, vol. 37(10), pages 1723-1734, September.
- Vandermeerschen, Hanne & Scheerder, Jeroen, 2017. "Sport managers’ perspectives on poverty and sport: The role of local sport authorities," Sport Management Review, Elsevier, vol. 20(5), pages 510-521.
- Kaztman, Rubén, 2001. "Seduced and abandoned: the social isolation of the urban poor," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), December.
- Bayón, María Cristina, 2006. "Social precarity in Mexico and Argentina: trends, manifestations and national trajectories," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), April.
- Muhammad Adeel & Anthony Gar-On Yeh & Feng Zhang, 2016. "Transportation disadvantage and activity participation in the cities of Rawalpindi and Islamabad, Pakistan," LSE Research Online Documents on Economics 65025, London School of Economics and Political Science, LSE Library.
- Medel-Ramírez, Carlos & Medel-López, Hilario, 2020. "Empoderamiento de la mujer indígena: la gestión de organizaciones productivas sustentables y el combate de la pobreza multidimensional y exclusión social [Empowerment of indigenous women: the manag," MPRA Paper 98264, University Library of Munich, Germany.
- Andrew Postlewaite & Dan Silverman, 2005.
"Social isolation and inequality,"
The Journal of Economic Inequality, Springer;Society for the Study of Economic Inequality, vol. 3(3), pages 243-262, December.
- Andrew Postlewaite & Dan Silverman, 2004. "Social Isolation and Inequality," PIER Working Paper Archive 04-017, Penn Institute for Economic Research, Department of Economics, University of Pennsylvania.
- Andrew Postlewaite & Dan Silverman, 2004. "Social Isolation and Inequality," PIER Working Paper Archive 05-001, Penn Institute for Economic Research, Department of Economics, University of Pennsylvania, revised 01 Dec 2004.
- Bingqin Li & Huamin Peng, 2006. "The Social Protection of Rural Workers in the Construction Industry in Urban China," CASE Papers case113, Centre for Analysis of Social Exclusion, LSE.
- Hodgson, F. C. & Turner, J., 2003. "Participation not consumption: the need for new participatory practices to address transport and social exclusion," Transport Policy, Elsevier, vol. 10(4), pages 265-272, October.
- Filgueira, Fernando & Furtado, Magdalena & Kaztman, Rubén, 2000. "New challenges for equity in Uruguay," Revista CEPAL, Naciones Unidas Comisión Económica para América Latina y el Caribe (CEPAL), December.
- Lilavati Krishnan, 2015. "Social Exclusion, Mental Health, Disadvantage and Injustice," Psychology and Developing Societies, , vol. 27(2), pages 155-173, September.
- Ruhi Saith, "undated". "Social Exclusion: the Concept and Application to Developing Countries," QEH Working Papers qehwps72, Queen Elizabeth House, University of Oxford.
More about this item
Keywords
Alternative Financial Services; Financial access; Financial exclusion; Social exclusion; Unbanked; Underbanked;All these keywords.
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:soinre:v:139:y:2018:i:3:d:10.1007_s11205-017-1770-6. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.