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Biometrics Innovation and Payment Sector Perception

Author

Listed:
  • Barbara Mróz-Gorgoń

    (Faculty of Management, Wroclaw University of Economics and Business, 53-345 Wroclaw, Poland)

  • Wojciech Wodo

    (Department of Fundamentals of Computer Science, Wroclaw University of Science and Technology, 50-370 Wroclaw, Poland)

  • Anna Andrych

    (Faculty of Management, Wroclaw University of Economics and Business, 53-345 Wroclaw, Poland)

  • Katarzyna Caban-Piaskowska

    (Faculty of Design, Strzemiński Academy of Art Łódź, 91-726 Lodz, Poland)

  • Cyprian Kozyra

    (Department of Statistics, Wroclaw University of Economics and Business, 53-345 Wroclaw, Poland)

Abstract

This paper presents an analysis of innovations in the biometrics market, which have started to play a very important role in personal identification and identification systems. The aim of the study was to analyze current customs and opinions regarding payment methods, as well as to identify threats and opportunities for new biometric solutions in this area. First, the history of the biometrics market is presented. Acceptance patterns of new technologies are explored and modified. The authors used literature reviews, qualitative research (focus groups), and quantitative research (questionnaire survey) as methods. The main value and importance of biometrics is the uniqueness of biometric patterns (e.g., face, fingerprint, iris, etc.), which takes the security of these systems to a new level. The results of the quantitative study based on the qualitative survey show positive verification of the hypothesized reasons; e.g., importantly, that the age of potential users of biometric payments influences the fear about personal data. Fear of losing personal data affects the perceived safety of biometric payments. Perceived security has a very strong influence on attitudes towards biometric payments, which is the strongest predictor of behavioral intention to use biometric payments.

Suggested Citation

  • Barbara Mróz-Gorgoń & Wojciech Wodo & Anna Andrych & Katarzyna Caban-Piaskowska & Cyprian Kozyra, 2022. "Biometrics Innovation and Payment Sector Perception," Sustainability, MDPI, vol. 14(15), pages 1-23, August.
    • Handle: RePEc:gam:jsusta:v:14:y:2022:i:15:p:9424-:d:877721
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    References listed on IDEAS

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    1. Yao Song & Zhenzhen Qin & Qi Yuan, 2019. "The Impact of Eco-Label on the Young Chinese Generation: The Mediation Role of Environmental Awareness and Product Attributes in Green Purchase," Sustainability, MDPI, vol. 11(4), pages 1-18, February.
    2. Zhenzhen Qin & Yao Song & Yao Tian, 2019. "The Impact of Product Design with Traditional Cultural Properties (TCPs) on Consumer Behavior Through Cultural Perceptions: Evidence from the Young Chinese Generation," Sustainability, MDPI, vol. 11(2), pages 1-17, January.
    3. Marios Koufaris, 2002. "Applying the Technology Acceptance Model and Flow Theory to Online Consumer Behavior," Information Systems Research, INFORMS, vol. 13(2), pages 205-223, June.
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    Cited by:

    1. Çağlar Açıkyıldız, 2024. "Unique data, different values: Explaining variation in the use of biometrics by international humanitarian organizations," Global Policy, London School of Economics and Political Science, vol. 15(3), pages 502-515, June.
    2. Łukasz Jarosław Kozar & Adam Sulich, 2023. "Green Jobs: Bibliometric Review," IJERPH, MDPI, vol. 20(4), pages 1-16, February.

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