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Foreclosures in Ohio: does lender type matter?

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  • O. Emre Ergungor

Abstract

Whether mortgages are originated mostly by depository institutions regulated by the Federal agencies or by less-regulated lenders does not seem to affect the foreclosure filing rate in Ohio?s counties. What seems to matter is whether the lenders have a physical presence in the market, in which case, foreclosure rates are lower.

Suggested Citation

  • O. Emre Ergungor, 2009. "Foreclosures in Ohio: does lender type matter?," Proceedings, Federal Reserve Bank of San Francisco, issue Jan.
    • Handle: RePEc:fip:fedfpr:y:2009:i:jan:x:14
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    References listed on IDEAS

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    Cited by:

    1. Dieter Gramlich & Mikhail V. Oet & Stephen J. Ong, 2013. "Policy in adaptive financial markets—the use of systemic risk early warning tools," Working Papers (Old Series) 1309, Federal Reserve Bank of Cleveland.
    2. Stephanie Moulton, 2010. "Originating lender localness and mortgage sustainability: an evaluation of delinquency and foreclosure in Indiana's mortgage revenue bond program," Housing Policy Debate, Taylor & Francis Journals, vol. 20(4), pages 581-617, September.

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    Foreclosure - Ohio;

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