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El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016. (The Impact of Bank Credit on Human Development in Mexico: A Data Analysis Panel at State Level, 2004-2016)

Author

Listed:
  • Lizethe Berenice Méndez-Heras.

    (Universidad Autónoma Metropolitana-Iztapalapa, México.)

  • Francisco Venegas-Martínez.

    (Instituto Politécnico Nacional, México.)

  • Diego Emilio Linthon-Delgado.

    (Universidad de Guayaquil, Ecuador.)

Abstract

Objetivo: Esta investigación examina la relación entre el crédito de la banca comercial y el desarrollo humano en México por Estado. Metodología: La metodología consiste en: 1) la construcción del Índice de Desarrollo Humano (DH) en el nivel estatal de 2004 a 2016 (cada dos años); 2) la estimación de un modelo de variables instrumentales, utilizando MCO en dos etapas de datos panel; y 3) la estimación de un modelo dinámico de datos panel. Resultados: Ambos modelos sugieren que existe una relación estadísticamente significativa y positiva entre el crédito de la banca comercial y el IDH estatal en México.

Suggested Citation

  • Lizethe Berenice Méndez-Heras. & Francisco Venegas-Martínez. & Diego Emilio Linthon-Delgado., 2021. "El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016. (The Impact of Bank Credit on Human Development in Mexico: A Data Analysis ," Ensayos Revista de Economia, Universidad Autonoma de Nuevo Leon, Facultad de Economia, vol. 0(1), pages 1-28, May.
  • Handle: RePEc:ere:journl:v:xl:y:2021:i:1:p:1-28
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    More about this item

    Keywords

    Sistema financiero; bancos; desarrollo humano; datos panel;
    All these keywords.

    JEL classification:

    • D53 - Microeconomics - - General Equilibrium and Disequilibrium - - - Financial Markets
    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O15 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Economic Development: Human Resources; Human Development; Income Distribution; Migration
    • C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models

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