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The effect of heterogeneous risk on the early adoption of Internet banking technologies

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  • Bauer, Keldon
  • Hein, Scott E.

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  • Bauer, Keldon & Hein, Scott E., 2006. "The effect of heterogeneous risk on the early adoption of Internet banking technologies," Journal of Banking & Finance, Elsevier, vol. 30(6), pages 1713-1725, June.
    • Handle: RePEc:eee:jbfina:v:30:y:2006:i:6:p:1713-1725
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    References listed on IDEAS

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    1. Pennathur, Anita K., 2001. ""Clicks and bricks":: e-Risk Management for banks in the age of the Internet," Journal of Banking & Finance, Elsevier, vol. 25(11), pages 2103-2123, November.
    2. Bouckaert, Jan & Degryse, Hans, 1995. "Phonebanking," European Economic Review, Elsevier, vol. 39(2), pages 229-244, February.
    3. Hannan, Timothy H & McDowell, John M, 1990. "The Impact of Technology Adoption on Market Structure," The Review of Economics and Statistics, MIT Press, vol. 72(1), pages 164-168, February.
    4. Hunter, William C & Timme, Stephen G, 1986. "Technical Change, Organizational Form, and the Structure of Bank Production," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 18(2), pages 152-166, May.
    5. Hunter, William C & Timme, Stephen G, 1991. "Technological Change in Large U.S. Commercial Banks," The Journal of Business, University of Chicago Press, vol. 64(3), pages 339-362, July.
    6. Wheelock, David C & Wilson, Paul W, 1999. "Technical Progress, Inefficiency, and Productivity Change in U.S. Banking, 1984-1993," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 31(2), pages 212-234, May.
    7. Daniel, Donnie L & Longbrake, William A & Murphy, Neil B, 1973. "The Effect of Technology on Bank Economies of Scale for Demand Deposits," Journal of Finance, American Finance Association, vol. 28(1), pages 131-146, March.
    8. Mitchell A. Petersen & Raghuram G. Rajan, 2002. "Does Distance Still Matter? The Information Revolution in Small Business Lending," Journal of Finance, American Finance Association, vol. 57(6), pages 2533-2570, December.
    9. Degryse, Hans, 1996. "On the Interaction between Vertical and Horizontal Product Differentiation: An Application to Banking," Journal of Industrial Economics, Wiley Blackwell, vol. 44(2), pages 169-186, June.
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    Cited by:

    1. Nour Mohammad Yaghoubi & Reza Siavashi & Roohollah Bahmaei, 2016. "A Survey of Critical Success Factors of Private Banks in Electronic Banking Services," Modern Applied Science, Canadian Center of Science and Education, vol. 10(7), pages 115-115, July.
    2. Ahmad Mehraban & Abbas Ali Haghparast & Roohollah Bahmaei, 2015. "Managerial and Security - Financial Factors of Private Banks Success in providing e-Banking Services," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 5(9), pages 168-178, September.
    3. Ali Reza Sargolzaie & Reza Siavashi & Roohollah Bahmaei, 2015. "Structural - Cultural Factors of Private Banks Success in providing e-Banking Services," International Journal of Academic Research in Business and Social Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Business and Social Sciences, vol. 5(9), pages 179-187, September.
    4. Simran Jit Kaur & Liaqat Ali, 2021. "Understanding bank employees’ perception towards technology enabled banking: a developing country perspective," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 26(3), pages 129-143, September.
    5. Suhail Ahmad Bhat & Mushtaq Ahmad Darzi, 2019. "Exploring the Influence of Consumer Demographics on Online Purchase Benefits," FIIB Business Review, , vol. 8(4), pages 303-316, December.
    6. Kass-Hanna, Josephine & Lyons, Angela C. & Liu, Fan, 2022. "Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa," Emerging Markets Review, Elsevier, vol. 51(PA).
    7. Shahram Gilaninia & Hamidreaza Alipour & Peyman Rahpeyma & Seyyed Javad Mousavian, 2011. "Effective Factors on Behavior Tendency in the Acceptance of Electronic Banking Based on Planned Behavior Model (TPB)," International Journal of Business Administration, International Journal of Business Administration, Sciedu Press, vol. 2(4), pages 54-60, November.
    8. W. Scott Frame & Larry D. Wall & Lawrence J. White, 2018. "Technological Change and Financial Innovation in Banking: Some Implications for Fintech," FRB Atlanta Working Paper 2018-11, Federal Reserve Bank of Atlanta.
    9. W. Scott Frame & Lawrence J. White, 2009. "Technological Change, Financial Innovation, and Diffusion in Banking," Working Papers 09-03, New York University, Leonard N. Stern School of Business, Department of Economics.
    10. Hernando, Ignacio & Nieto, Maria J., 2007. "Is the Internet delivery channel changing banks' performance? The case of Spanish banks," Journal of Banking & Finance, Elsevier, vol. 31(4), pages 1083-1099, April.
    11. Donal G. MCKILLOP & Barry QUINN, 2015. "Web Adoption By Irish Credit Unions: Performance Implications," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 86(3), pages 421-443, September.
    12. Susan (Sixue) Jia & Jiaying Ding, 2024. "Will Customers’ Understanding of the Trolley Dilemma Hinder Their Adoption of Robotaxi?," Sustainability, MDPI, vol. 16(7), pages 1-18, April.
    13. Shivani Inder & Kiran Sood & Simon Grima, 2022. "Antecedents of Behavioural Intention to Adopt Internet Banking Using Structural Equation Modelling," JRFM, MDPI, vol. 15(4), pages 1-18, March.
    14. Binuyo Binuyo & Aregbeshola & Rafiu Adewale, 2015. "Evaluation of Bank Products Appeal across Demographic Consideration: A Comparative Study of Nigeria and South Africa," Journal of Economics and Behavioral Studies, AMH International, vol. 7(5), pages 103-116.
    15. Botao Yang & Andrew T. Ching, 2014. "Dynamics of Consumer Adoption of Financial Innovation: The Case of ATM Cards," Management Science, INFORMS, vol. 60(4), pages 903-922, April.
    16. Shagun Tyagi & Ashulekha Gupta & Nabila Ansari, 2024. "Adoption and perception of banking customers towards green mode of banking: a demonstration of structural equation modelling," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 29(3), pages 826-842, September.
    17. Christian Königsheim & Moritz Lukas & Markus Nöth, 2017. "Financial Knowledge, Risk Preferences, and the Demand for Digital Financial Services," Schmalenbach Business Review, Springer;Schmalenbach-Gesellschaft, vol. 18(4), pages 343-375, October.
    18. S. Ananda & Sonal Devesh & Anis Moosa Al Lawati, 2020. "What factors drive the adoption of digital banking? An empirical study from the perspective of Omani retail banking," Journal of Financial Services Marketing, Palgrave Macmillan, vol. 25(1), pages 14-24, June.
    19. Damar Evren & Hunnicutt Lynn, 2010. "Credit Union Membership and Use of Internet Banking Technology," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 10(1), pages 1-32, May.
    20. Elisabeta Pana & Sascha Vitzthum & David Willis, 2015. "The impact of internet-based services on credit unions: a propensity score matching approach," Review of Quantitative Finance and Accounting, Springer, vol. 44(2), pages 329-352, February.

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